---
title: "Meaning & Key Takeaway of: Everyone who owns a home recognizes the…"
description: "\"Everyone who owns a home recognizes the need for fire insurance. We hope and pray that there will never be a fire. Nevertheless, we pay for insurance t..."
image: "https://sms4smile.com/quotes/i/2dc/gordon-b-hinckley-331_catastrophe_everyone-who-owns-a-home-recognizes-the_2136504.png"
---

#  Everyone who owns a home recognizes the need for fire…

![“Everyone who owns a home recognizes the need for fire insurance. We hope and pray that there will never be a fire. Nevertheless, we pay for insurance to cover such a catastrophe, should it occur. We ought to do the same with reference to family welfare.” quote by Gordon B. Hinckley](https://sms4smile.com/quotes/i/2dc/gordon-b-hinckley-331_catastrophe_everyone-who-owns-a-home-recognizes-the_2136504.png)   [Download](https://sms4smile.com/quotes/i/2dc/gordon-b-hinckley-331_catastrophe_everyone-who-owns-a-home-recognizes-the_2136504.png) [Open image](https://sms4smile.com/quotes/i/2dc/gordon-b-hinckley-331_catastrophe_everyone-who-owns-a-home-recognizes-the_2136504.png)

> “Everyone who owns a home recognizes the need for fire insurance. We hope and pray that there will never be a fire. Nevertheless, we pay for insurance to cover such a catastrophe, should it occur. We ought to do the same with reference to family welfare.”

[Gordon B. Hinckley](https://sms4smile.com/quotes/author/gordon-b-hinckley/)

## About This Quote

This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation.

People protect property with insurance against unlikely disasters; similarly, we should safeguard family welfare against unexpected hardships.

**In simple terms:** Protect family welfare like property insurance.

Key Takeaway

Plan for family security.

Themes

responsibility family preparation

Mood

thoughtful pragmatic

Type

advice ethical

When to use this quote

- home ownership
- family budgeting
- emergency funds
- health care planning

Key Concepts

risk management social safety nets

Questions to Reflect On

- How can you proactively strengthen family support?
- What risks are you currently uninsured against?

A Different Perspective

Insurance cannot prevent the disaster, only mitigate loss.

★ ★ ★ ★ ★   No ratings yet

[Catastrophe](https://sms4smile.com/quotes/about/catastrophe/) [Emergency preparedness](https://sms4smile.com/quotes/about/emergency-preparedness/) [Family](https://sms4smile.com/quotes/about/family/) [Family Welfare](https://sms4smile.com/quotes/about/family-welfare-4150516/) [Fire](https://sms4smile.com/quotes/about/fire/) [Fire insurance](https://sms4smile.com/quotes/about/fire-insurance-64488/) [Home](https://sms4smile.com/quotes/about/home/) [Hope and pray](https://sms4smile.com/quotes/about/hope-and-pray/) [Insurance](https://sms4smile.com/quotes/about/insurance/) [Insurance Cover](https://sms4smile.com/quotes/about/insurance-cover-4428361/) [Need Insurance](https://sms4smile.com/quotes/about/need-insurance-4245227/) [Needs](https://sms4smile.com/quotes/about/needs/) [Nevertheless](https://sms4smile.com/quotes/about/nevertheless/) [Ought](https://sms4smile.com/quotes/about/ought/) [Pay](https://sms4smile.com/quotes/about/pay/) [Pay Insurance](https://sms4smile.com/quotes/about/pay-insurance-3283591/) [Praying](https://sms4smile.com/quotes/about/praying/) [Preparedness](https://sms4smile.com/quotes/about/preparedness/) [Reliance](https://sms4smile.com/quotes/about/reliance/) [Religious](https://sms4smile.com/quotes/about/religious/) [Self reliance](https://sms4smile.com/quotes/about/self-reliance/) [Should](https://sms4smile.com/quotes/about/should/) [Welfare](https://sms4smile.com/quotes/about/welfare/)

## Related quotes

> [There is no doubt at all that the government monopoly over the insurance business had to end. There is a crying need for better…](https://sms4smile.com/quotes/sucheta-dalal/there-is-no-doubt-at-all-that-the-government-monopoly-over-the/)

[Sucheta Dalal](https://sms4smile.com/quotes/author/sucheta-dalal/)

> [You got to die of something because if you die of nothing, they won't pay your insurance.](https://sms4smile.com/quotes/dick-gregory/you-got-to-die-of-something-because-if-you-die-of-nothing-they-won-t/)

[Dick Gregory](https://sms4smile.com/quotes/author/dick-gregory/)

> [“But that's why you pay for insurance, right? If you never file a claim, then they've beaten you.”](https://sms4smile.com/quotes/jonathan-tropper/but-that-s-why-you-pay-for-insurance-right-if-you-never-file-a-claim/)

[Jonathan Tropper](https://sms4smile.com/quotes/author/jonathan-tropper/)

> [The success of family welfare depends on giving women complete freedom with their lives. The need of the hour is that people should plan…](https://sms4smile.com/quotes/atal-bihari-vajpayee/the-success-of-family-welfare-depends-on-giving-women-complete/)

[Atal Bihari Vajpayee](https://sms4smile.com/quotes/author/atal-bihari-vajpayee/)

> [The family is the world's greatest welfare agency, and the most successful. What the federal government has done in welfare is small and trifling…](https://sms4smile.com/quotes/r-j-rushdoony/the-family-is-the-world-s-greatest-welfare-agency-and-the-most/)

[R.J. Rushdoony](https://sms4smile.com/quotes/author/r-j-rushdoony/)

> [The best place to have some food set aside is within our homes, together with a little money in savings. The best welfare program…](https://sms4smile.com/quotes/gordon-b-hinckley/the-best-place-to-have-some-food-set-aside-is-within-our-homes/)

[Gordon B. Hinckley](https://sms4smile.com/quotes/author/gordon-b-hinckley/)

> [I don't want to roll the dice of trying to lift a professional dancer on television. The BBC don't need that insurance risk.](https://sms4smile.com/quotes/alex-brooker/i-don-t-want-to-roll-the-dice-of-trying-to-lift-a-professional-dancer/)

[Alex Brooker](https://sms4smile.com/quotes/author/alex-brooker/)

> [I didn't need the insurance. I do it again if my DP tells me it didn't look good in the camera or if the…](https://sms4smile.com/quotes/debbie-allen/i-didn-t-need-the-insurance-i-do-it-again-if-my-dp-tells-me-it-didn-t/)

[Debbie Allen](https://sms4smile.com/quotes/author/debbie-allen/)

> [We need to get insurance out of the way and let the consumer interact with their doctor the way they did basically before World…](https://sms4smile.com/quotes/rand-paul/we-need-to-get-insurance-out-of-the-way-and-let-the-consumer-interact/)

[Rand Paul](https://sms4smile.com/quotes/author/rand-paul/)

> [The Gospel is not a fire insurance policy for the next world, but a life assurance policy for this world.](https://sms4smile.com/quotes/richard-rohr/the-gospel-is-not-a-fire-insurance-policy-for-the-next-world-but-a/)

[Richard Rohr](https://sms4smile.com/quotes/author/richard-rohr/)

> [Advertising is the best insurance that you can take out on your business. You can buy fire insurance on your stock of goods, but…](https://sms4smile.com/quotes/frank-farrington/advertising-is-the-best-insurance-that-you-can-take-out-on-your/)

[Frank Farrington](https://sms4smile.com/quotes/author/frank-farrington/)

> [Charity is an ugly trick. It is a virtue grown by the rich on the graves of the poor. Unless it is accompanied by…](https://sms4smile.com/quotes/rebecca-west/charity-is-an-ugly-trick-it-is-a-virtue-grown-by-the-rich-on-the/)

[Rebecca West](https://sms4smile.com/quotes/author/rebecca-west/)

> [He burned his house down for the fire insurance and spent the proceeds on a telescope.](https://sms4smile.com/quotes/robert-frost/he-burned-his-house-down-for-the-fire-insurance-and-spent-the/)

[Robert Frost](https://sms4smile.com/quotes/author/robert-frost/)

> [The world should be worried about those who go around the planet with a can of gasoline in one hand and a box of…](https://sms4smile.com/quotes/rodrigue-tremblay/the-world-should-be-worried-about-those-who-go-around-the-planet-with/)

[Rodrigue Tremblay](https://sms4smile.com/quotes/author/rodrigue-tremblay/)

> [The first part of preparedness is awareness. Without it, you are toast.](https://sms4smile.com/quotes/rock-cowles/the-first-part-of-preparedness-is-awareness-without-it-you-are-toast/)

[Rock Cowles](https://sms4smile.com/quotes/author/rock-cowles/)

## More by Gordon B. Hinckley

> [“Now we are at war. Great forces have been mobilized and will continue to be. Political alliances are being forged. We do not know…](https://sms4smile.com/quotes/gordon-b-hinckley/now-we-are-at-war-great-forces-have-been-mobilized-and-will-continue/)

[Gordon B. Hinckley](https://sms4smile.com/quotes/author/gordon-b-hinckley/)

> [“Do not trade your birthright as a mother for some bauble of passing value. Let your first interest be in your home. The baby…](https://sms4smile.com/quotes/gordon-b-hinckley/do-not-trade-your-birthright-as-a-mother-for-some-bauble-of-passing/)

[Gordon B. Hinckley](https://sms4smile.com/quotes/author/gordon-b-hinckley/)

> [Some husbands regard it as their prerogative to compel their wives to fit their standards of what they think to be the ideal.](https://sms4smile.com/quotes/gordon-b-hinckley/some-husbands-regard-it-as-their-prerogative-to-compel-their-wives-to/)

[Gordon B. Hinckley](https://sms4smile.com/quotes/author/gordon-b-hinckley/)

> [There have been times when a particularly heavy dose of such cynicism has caused me to reflect that surely this is the age and…](https://sms4smile.com/quotes/gordon-b-hinckley/there-have-been-times-when-a-particularly-heavy-dose-of-such-cynicism/)

[Gordon B. Hinckley](https://sms4smile.com/quotes/author/gordon-b-hinckley/)

> [We must work harder to build mutual respect, an attitude of tolerance, with forbearance one for another.](https://sms4smile.com/quotes/gordon-b-hinckley/we-must-work-harder-to-build-mutual-respect-an-attitude-of-tolerance/)

[Gordon B. Hinckley](https://sms4smile.com/quotes/author/gordon-b-hinckley/)

> [Who can calculate the wounds inflicted, their depth and pain, by harsh and mean words spoken in anger? How pitiful a sight is a…](https://sms4smile.com/quotes/gordon-b-hinckley/who-can-calculate-the-wounds-inflicted-their-depth-and-pain-by-harsh/)

[Gordon B. Hinckley](https://sms4smile.com/quotes/author/gordon-b-hinckley/)

> [If you will make your first concern the comfort, the well-being, and the happiness of your companion, sublimating any personal concern to that loftier…](https://sms4smile.com/quotes/gordon-b-hinckley/if-you-will-make-your-first-concern-the-comfort-the-well-being-and/)

[Gordon B. Hinckley](https://sms4smile.com/quotes/author/gordon-b-hinckley/)

> [Get on your knees and pray, then get on your feet and work.](https://sms4smile.com/quotes/gordon-b-hinckley/get-on-your-knees-and-pray-then-get-on-your-feet-and-work/)

[Gordon B. Hinckley](https://sms4smile.com/quotes/author/gordon-b-hinckley/)

> [I have now been an officer in this Church for a very long time. I am an old man who cannot deny the calendar.…](https://sms4smile.com/quotes/gordon-b-hinckley/i-have-now-been-an-officer-in-this-church-for-a-very-long-time-i-am/)

[Gordon B. Hinckley](https://sms4smile.com/quotes/author/gordon-b-hinckley/)

> [Books represent the accumulated workings of the human mind, the endless treasures of man's thoughts.](https://sms4smile.com/quotes/gordon-b-hinckley/books-represent-the-accumulated-workings-of-the-human-mind-the/)

[Gordon B. Hinckley](https://sms4smile.com/quotes/author/gordon-b-hinckley/)

> [The Voice of Heaven is a still small voice. The voice of peace in the home is a quiet voice. There is need for…](https://sms4smile.com/quotes/gordon-b-hinckley/the-voice-of-heaven-is-a-still-small-voice-the-voice-of-peace-in-the/)

[Gordon B. Hinckley](https://sms4smile.com/quotes/author/gordon-b-hinckley/)

> [We wear on our faces the results of what we believe and how we behave, and such behavior is most evident in the eyes…](https://sms4smile.com/quotes/gordon-b-hinckley/we-wear-on-our-faces-the-results-of-what-we-believe-and-how-we-behave/)

[Gordon B. Hinckley](https://sms4smile.com/quotes/author/gordon-b-hinckley/)

> [You are great young people. I have said again and again, we have the finest generation of young people ever in the history of…](https://sms4smile.com/quotes/gordon-b-hinckley/you-are-great-young-people-i-have-said-again-and-again-we-have-the/)

[Gordon B. Hinckley](https://sms4smile.com/quotes/author/gordon-b-hinckley/)

> [Work without vision is drudgery. Vision without work is dreaming. Work plus vision-this is destiny.](https://sms4smile.com/quotes/gordon-b-hinckley/work-without-vision-is-drudgery-vision-without-work-is-dreaming-work/)

[Gordon B. Hinckley](https://sms4smile.com/quotes/author/gordon-b-hinckley/)

> [There is no association richer than the companionship of husband and wife.](https://sms4smile.com/quotes/gordon-b-hinckley/there-is-no-association-richer-than-the-companionship-of-husband-and/)

[Gordon B. Hinckley](https://sms4smile.com/quotes/author/gordon-b-hinckley/)

[Explore all 669 Gordon B. Hinckley quotes ](https://sms4smile.com/quotes/author/gordon-b-hinckley/)

## More Catastrophe quotes

> [Many individuals spend a considerable portion of their lifetimes in terror of one imagined catastrophe or another. The classic is that your immortal soul…](https://sms4smile.com/quotes/l-neil-smith/many-individuals-spend-a-considerable-portion-of-their-lifetimes-in/)

[L. Neil Smith](https://sms4smile.com/quotes/author/l-neil-smith/)

> [I was asked the other day if I would be interested in the Nobel Prize, but I think that for me it would be…](https://sms4smile.com/quotes/gabriel-garc-a-m-rquez/i-was-asked-the-other-day-if-i-would-be-interested-in-the-nobel-prize/)

[Gabriel Garcia Marquez](https://sms4smile.com/quotes/author/gabriel-garc-a-m-rquez/)

> [“..the sense of a catastrophe perpetually invoked and avoided creates a rapture in whose depths horror and pleasure coincide...”](https://sms4smile.com/quotes/michel-leiris/the-sense-of-a-catastrophe-perpetually-invoked-and-avoided-creates-a/)

[Michel Leiris](https://sms4smile.com/quotes/author/michel-leiris/)

> [To you, the people of Flint, I say, as I have before, I am sorry and I will fix it. No citizen of this…](https://sms4smile.com/quotes/rick-snyder/to-you-the-people-of-flint-i-say-as-i-have-before-i-am-sorry-and-i/)

[Rick Snyder](https://sms4smile.com/quotes/author/rick-snyder/)

> [Dark influences from the American past congregate among us still. If we are a democracy, what are we to make of the palpable elements…](https://sms4smile.com/quotes/harold-bloom/dark-influences-from-the-american-past-congregate-among-us-still-if/)

[Harold Bloom](https://sms4smile.com/quotes/author/harold-bloom/)

> [It's the hardest thing on earth to like yourself, and then when you do, it's a catastrophe. I mean, the people I know who…](https://sms4smile.com/quotes/mike-nichols/it-s-the-hardest-thing-on-earth-to-like-yourself-and-then-when-you-do/)

[Mike Nichols](https://sms4smile.com/quotes/author/mike-nichols/)

> [We are upsetting the atmosphere upon which all life depends. In the late 80s when I began to take climate change seriously, we referred…](https://sms4smile.com/quotes/david-suzuki/we-are-upsetting-the-atmosphere-upon-which-all-life-depends-in-the/)

[David Suzuki](https://sms4smile.com/quotes/author/david-suzuki/)

> [“War is catastrophe. It breaks families in irretrievable pieces. But those who are gone are not necessarily lost.”](https://sms4smile.com/quotes/ruta-sepetys/war-is-catastrophe-it-breaks-families-in-irretrievable-pieces-but/)

[Ruta Sepetys](https://sms4smile.com/quotes/author/ruta-sepetys/)

> [The biggest catastrophes that we've witnessed rarely come from information that is secret or hidden. It comes from information that is freely available and…](https://sms4smile.com/quotes/margaret-heffernan/the-biggest-catastrophes-that-we-ve-witnessed-rarely-come-from/)

[Margaret Heffernan](https://sms4smile.com/quotes/author/margaret-heffernan/)

> [All the parties of capitalist society, all its moralists and all its sycophants will perish beneath the debris of the impending catastrophe. The only…](https://sms4smile.com/quotes/leon-trotsky/all-the-parties-of-capitalist-society-all-its-moralists-and-all-its/)

[Leon Trotsky](https://sms4smile.com/quotes/author/leon-trotsky/)

> [When the regime changed in Japan, the Japanese changed; Russians too can change, as long as the conditions for it are present once again.…](https://sms4smile.com/quotes/vladimir-voinovich/when-the-regime-changed-in-japan-the-japanese-changed-russians-too/)

[Vladimir Voinovich](https://sms4smile.com/quotes/author/vladimir-voinovich/)

> [And in the racial climate of this country today, it is anybody's guess which of the 'extremes' in approach to the black man's problems…](https://sms4smile.com/quotes/malcolm-x/and-in-the-racial-climate-of-this-country-today-it-is-anybody-s-guess/)

[Malcolm X](https://sms4smile.com/quotes/author/malcolm-x/)

> [“But I guess it never is what you worry over that comes to pass in the end. The real catastrophes are always different -…](https://sms4smile.com/quotes/karen-thompson-walker/but-i-guess-it-never-is-what-you-worry-over-that-comes-to-pass-in-the/)

[Karen Thompson Walker](https://sms4smile.com/quotes/author/karen-thompson-walker/)

> [“How someone wants to explain catastrophe isn't important--that's what I know now. When shit happens, it doesn't really matter what asshole is responsible.”](https://sms4smile.com/quotes/catherine-lacey/how-someone-wants-to-explain-catastrophe-isn-t-important-that-s-what/)

[Catherine Lacey](https://sms4smile.com/quotes/author/catherine-lacey/)

> [The Author of nature has not given laws to the universe, which, like the institutions of men, carry in themselves the elements of their…](https://sms4smile.com/quotes/john-playfair/the-author-of-nature-has-not-given-laws-to-the-universe-which-like/)

[John Playfair](https://sms4smile.com/quotes/author/john-playfair/)

[Browse all 656 Catastrophe quotes ](https://sms4smile.com/quotes/about/catastrophe/)

```json
{
    "@context": "https://schema.org",
    "@graph": [
        {
            "@type": "Quotation",
            "text": "Everyone who owns a home recognizes the need for fire insurance. We hope and pray that there will never be a fire. Nevertheless, we pay for insurance to cover such a catastrophe, should it occur. We ought to do the same with reference to family welfare.",
            "creator": {
                "@type": "Person",
                "name": "Gordon B. Hinckley"
            },
            "isPartOf": {
                "@id": "https://sms4smile.com/quotes/#website"
            },
            "url": "https://sms4smile.com/quotes/gordon-b-hinckley/everyone-who-owns-a-home-recognizes-the-need-for-fire-insurance-we/",
            "about": {
                "@type": "Thing",
                "name": "Catastrophe"
            },
            "@id": "https://sms4smile.com/quotes/gordon-b-hinckley/everyone-who-owns-a-home-recognizes-the-need-for-fire-insurance-we/#quotation",
            "image": {
                "@type": "ImageObject",
                "@id": "https://sms4smile.com/quotes/i/2dc/gordon-b-hinckley-331_catastrophe_everyone-who-owns-a-home-recognizes-the_2136504.png",
                "contentUrl": "https://sms4smile.com/quotes/i/2dc/gordon-b-hinckley-331_catastrophe_everyone-who-owns-a-home-recognizes-the_2136504.png",
                "url": "https://sms4smile.com/quotes/i/2dc/gordon-b-hinckley-331_catastrophe_everyone-who-owns-a-home-recognizes-the_2136504.png",
                "width": 1080,
                "height": 1080,
                "caption": "“Everyone who owns a home recognizes the need for fire insurance. We hope and pray that there will never be a…” — Gordon B. Hinckley",
                "creditText": "SMS4Smile Quotes",
                "creator": {
                    "@id": "https://sms4smile.com/quotes/#organization"
                }
            }
        },
        {
            "@type": "BreadcrumbList",
            "itemListElement": [
                {
                    "@type": "ListItem",
                    "position": 1,
                    "name": "Home",
                    "item": "https://sms4smile.com/"
                },
                {
                    "@type": "ListItem",
                    "position": 2,
                    "name": "Quotes",
                    "item": "https://sms4smile.com/quotes/"
                },
                {
                    "@type": "ListItem",
                    "position": 3,
                    "name": "Gordon B. Hinckley",
                    "item": "https://sms4smile.com/quotes/author/gordon-b-hinckley/"
                },
                {
                    "@type": "ListItem",
                    "position": 4,
                    "name": "Everyone who owns a home recognizes...",
                    "item": "https://sms4smile.com/quotes/gordon-b-hinckley/everyone-who-owns-a-home-recognizes-the-need-for-fire-insurance-we/"
                }
            ],
            "@id": "https://sms4smile.com/quotes/gordon-b-hinckley/everyone-who-owns-a-home-recognizes-the-need-for-fire-insurance-we/#breadcrumb"
        },
        {
            "@type": "WebSite",
            "@id": "https://sms4smile.com/quotes/#website",
            "name": "SMS4Smile Quotes",
            "url": "https://sms4smile.com/quotes/",
            "publisher": {
                "@id": "https://sms4smile.com/quotes/#organization"
            }
        },
        {
            "@type": "Organization",
            "@id": "https://sms4smile.com/quotes/#organization",
            "name": "SMS4Smile Quotes",
            "url": "https://sms4smile.com/quotes/",
            "logo": {
                "@type": "ImageObject",
                "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png",
                "width": 512,
                "height": 512
            }
        }
    ]
}
```
