--- title: "Meaning & Key Takeaway of: And so the danger for the housing…" description: "\"And so the danger for the housing industry is if we see interest rates rise.\" — Franklin Raines" image: "https://sms4smile.com/quotes/i/227/franklin-raines-28925_danger_and-so-the-danger-for-the-housing-indust_138482.jpg" --- # And so the danger for the housing industry is if we see… ![“And so the danger for the housing industry is if we see interest rates rise.” quote by Franklin Raines](https://sms4smile.com/quotes/i/227/franklin-raines-28925_danger_and-so-the-danger-for-the-housing-indust_138482.jpg) [Download](https://sms4smile.com/quotes/i/227/franklin-raines-28925_danger_and-so-the-danger-for-the-housing-indust_138482.jpg) [Open image](https://sms4smile.com/quotes/i/227/franklin-raines-28925_danger_and-so-the-danger-for-the-housing-indust_138482.jpg) > “And so the danger for the housing industry is if we see interest rates rise.” [Franklin Raines](https://sms4smile.com/quotes/author/franklin-raines/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Rising interest rates threaten the housing market by increasing borrowing costs and reducing demand. **In simple terms:** Higher rates can hurt housing sales. Key Takeaway Monitor rate trends and adjust financing strategies. Themes economics housing interest rates risk finance Mood cautious analytical Type economic financial When to use this quote - homebuyers - real estate investors - mortgage lenders - policy makers Key Concepts inflation monetary policy market cycles Questions to Reflect On - How can lenders mitigate rate‑rise impacts? - What alternative financing can protect buyers? A Different Perspective Higher rates may also curb inflation and stabilize the economy. ★ ★ ★ ★ ★ No ratings yet [Danger](https://sms4smile.com/quotes/about/danger/) [Housing](https://sms4smile.com/quotes/about/housing/) [Industry](https://sms4smile.com/quotes/about/industry/) [Interest](https://sms4smile.com/quotes/about/interest/) ## Related quotes > [According to the Bank of England the economy is growing too fast so interest rates must rise to counter the supposed inflationary threat.](https://sms4smile.com/quotes/harry-enfield/according-to-the-bank-of-england-the-economy-is-growing-too-fast-so/) [Harry Enfield](https://sms4smile.com/quotes/author/harry-enfield/) > [When regulations on the housing industry are reasonable, the cost of housing goes down. Regulatory relief is needed to make housing more affordable to…](https://sms4smile.com/quotes/randy-neugebauer/when-regulations-on-the-housing-industry-are-reasonable-the-cost-of/) [Randy Neugebauer](https://sms4smile.com/quotes/author/randy-neugebauer/) > [People have to take responsibility for themselves. We need to get the housing industry going again. We don't need government intervening in every step.](https://sms4smile.com/quotes/eric-cantor/people-have-to-take-responsibility-for-themselves-we-need-to-get-the/) [Eric Cantor](https://sms4smile.com/quotes/author/eric-cantor/) > [Since 2000, we've seen base power rates rise by 50%.](https://sms4smile.com/quotes/greg-walden/since-2000-we-ve-seen-base-power-rates-rise-by-50/) [Greg Walden](https://sms4smile.com/quotes/author/greg-walden/) > [The government has brought on the housing problem, partly by these very low interest rates, which encouraged many people to go way out on…](https://sms4smile.com/quotes/thomas-sowell/the-government-has-brought-on-the-housing-problem-partly-by-these/) [Thomas Sowell](https://sms4smile.com/quotes/author/thomas-sowell/) > [We must fundamentally restructure our student loan program. 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And that is…](https://sms4smile.com/quotes/charles-koch/we-create-these-boom-bust-cycles-by-manipulating-the-money-supply-and/) [Charles Koch](https://sms4smile.com/quotes/author/charles-koch/) > [And so Fannie Mae produces very strong results for investors in - when interest rates are high and when interest rates are low, in…](https://sms4smile.com/quotes/franklin-raines/and-so-fannie-mae-produces-very-strong-results-for-investors-in-when/) [Franklin Raines](https://sms4smile.com/quotes/author/franklin-raines/) > [So from the housing standpoint, steady as you go, I think, would be the best medicine.](https://sms4smile.com/quotes/franklin-raines/so-from-the-housing-standpoint-steady-as-you-go-i-think-would-be-the/) [Franklin Raines](https://sms4smile.com/quotes/author/franklin-raines/) > [A lower interest rate doesn't make a debt go away.](https://sms4smile.com/quotes/dave-ramsey/a-lower-interest-rate-doesn-t-make-a-debt-go-away/) [Dave Ramsey](https://sms4smile.com/quotes/author/dave-ramsey/) > [The insurance companies do not refer to the key policy rate when they send their statements. 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We're concerned about government corruption, government handing…](https://sms4smile.com/quotes/amity-shlaes/right-now-we-re-concerned-about-budget-right-now-we-re-concerned/) [Amity Shlaes](https://sms4smile.com/quotes/author/amity-shlaes/) ## More by Franklin Raines > [And so we have to be careful with looking at additional stimulus that we don't provoke an increase in the bond rate and then…](https://sms4smile.com/quotes/franklin-raines/and-so-we-have-to-be-careful-with-looking-at-additional-stimulus-that/) [Franklin Raines](https://sms4smile.com/quotes/author/franklin-raines/) > [Right now the long-term investors are telling us that they're not as concerned about inflation and so we're seeing these rates now move into…](https://sms4smile.com/quotes/franklin-raines/right-now-the-long-term-investors-are-telling-us-that-they-re-not-as/) [Franklin Raines](https://sms4smile.com/quotes/author/franklin-raines/) > [Well, there are about 10 million children that aren't covered by health insurance. About 3 million qualify for Medicaid but don't get it, so…](https://sms4smile.com/quotes/franklin-raines/well-there-are-about-10-million-children-that-aren-t-covered-by/) [Franklin Raines](https://sms4smile.com/quotes/author/franklin-raines/) > [I think if you go beyond a year - if this continues into the system in the out years, I think there is a…](https://sms4smile.com/quotes/franklin-raines/i-think-if-you-go-beyond-a-year-if-this-continues-into-the-system-in/) [Franklin Raines](https://sms4smile.com/quotes/author/franklin-raines/) > [Well, you know, we've got a lot of stimulus in the economy already from the tax cut, from the lowered interest rates, and also…](https://sms4smile.com/quotes/franklin-raines/well-you-know-we-ve-got-a-lot-of-stimulus-in-the-economy-already-from/) [Franklin Raines](https://sms4smile.com/quotes/author/franklin-raines/) > [So from the housing standpoint, steady as you go, I think, would be the best medicine.](https://sms4smile.com/quotes/franklin-raines/so-from-the-housing-standpoint-steady-as-you-go-i-think-would-be-the/) [Franklin Raines](https://sms4smile.com/quotes/author/franklin-raines/) > [Right now we think that rates will stay low, that you'll be able to get a mortgage below seven percent and that's kicked off…](https://sms4smile.com/quotes/franklin-raines/right-now-we-think-that-rates-will-stay-low-that-you-ll-be-able-to/) [Franklin Raines](https://sms4smile.com/quotes/author/franklin-raines/) > [They flooded liquidity in the marketplace but the mortgage rate is based much more on expectations of inflation. 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