---
title: "Meaning & Key Takeaway of: Capital formation is the greatest charity…"
description: "\"Capital formation is the greatest charity of all.\" — F. A. Harper"
image: "https://sms4smile.com/quotes/i/c4f/f-a-harper-67534_capital_capital-formation-is-the-greatest-charit_3196315.png"
---

#  Capital formation is the greatest charity of all.

![“Capital formation is the greatest charity of all.” quote by F. A. Harper](https://sms4smile.com/quotes/i/c4f/f-a-harper-67534_capital_capital-formation-is-the-greatest-charit_3196315.png)   [Download](https://sms4smile.com/quotes/i/c4f/f-a-harper-67534_capital_capital-formation-is-the-greatest-charit_3196315.png) [Open image](https://sms4smile.com/quotes/i/c4f/f-a-harper-67534_capital_capital-formation-is-the-greatest-charit_3196315.png)

> “Capital formation is the greatest charity of all.”

F. A. Harper

## About This Quote

This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation.

Investing in capital creation is the highest form of philanthropy, as it fuels growth.

**In simple terms:** Capital building is charitable.

Key Takeaway

Support productive investment.

Themes

economics philanthropy growth

Mood

analytical optimistic

Type

economic inspirational

When to use this quote

- business strategy
- public policy
- community development

Key Concepts

investment social welfare longterm impact

Questions to Reflect On

- How can we ensure capital benefits all?
- What safeguards prevent exploitation?

A Different Perspective

Capital projects can have unintended harms.

★ ★ ★ ★ ★   No ratings yet

[Capital](https://sms4smile.com/quotes/about/capital/) [Charity](https://sms4smile.com/quotes/about/charity/) [Generosity](https://sms4smile.com/quotes/about/generosity/)

## Related quotes

> [Too often, investors are the target of fraudulent schemes disguised as investment opportunities. As you know, if the balance is tipped to the point…](https://sms4smile.com/quotes/mary-schapiro/too-often-investors-are-the-target-of-fraudulent-schemes-disguised-as/)

[Mary Schapiro](https://sms4smile.com/quotes/author/mary-schapiro/)

> [Technology has no function except to save labor. Yet how often do we hear that the purpose of new capital formation is to create…](https://sms4smile.com/quotes/louis-o-kelso/technology-has-no-function-except-to-save-labor-yet-how-often-do-we/)

[Louis O. Kelso](https://sms4smile.com/quotes/author/louis-o-kelso/)

> [The key problem is to find out why that sector of society of the past, which I would not hesitate to call capitalist, should…](https://sms4smile.com/quotes/fernand-braudel/the-key-problem-is-to-find-out-why-that-sector-of-society-of-the-past/)

[Fernand Braudel](https://sms4smile.com/quotes/author/fernand-braudel/)

> [If you put a ten dollar bill under the rug instead of spending it, that is capital formation. It represents ten dollars' worth of…](https://sms4smile.com/quotes/garet-garrett/if-you-put-a-ten-dollar-bill-under-the-rug-instead-of-spending-it/)

[Garet Garrett](https://sms4smile.com/quotes/author/garet-garrett/)

> [The greatest charity you can contribute to is yourself. Instead of spending a dollar to help feed hungry children, why not spend that dollar…](https://sms4smile.com/quotes/zach-braff/the-greatest-charity-you-can-contribute-to-is-yourself-instead-of/)

[Zach Braff](https://sms4smile.com/quotes/author/zach-braff/)

> [Perhaps the greatest charity comes when we are kind to each other, when we don’t judge or categorize someone else, when we simply give…](https://sms4smile.com/quotes/marvin-j-ashton/perhaps-the-greatest-charity-comes-when-we-are-kind-to-each-other-2/)

[Marvin J. Ashton](https://sms4smile.com/quotes/author/marvin-j-ashton/)

> [“Perhaps the greatest charity comes when we are kind to each other, when we don't judge or categorize someone else, when we simply give…](https://sms4smile.com/quotes/marvin-j-ashton/perhaps-the-greatest-charity-comes-when-we-are-kind-to-each-other/)

[Marvin J. Ashton](https://sms4smile.com/quotes/author/marvin-j-ashton/)

> [The purpose of the capital formation presentations and roundtable discussions is to create a dialogue with business leaders, economic development organizations, business incubators, and…](https://sms4smile.com/quotes/matt-rosendale/the-purpose-of-the-capital-formation-presentations-and-roundtable/)

[Matt Rosendale](https://sms4smile.com/quotes/author/matt-rosendale/)

> [The better side of Wall Street is when it is acting as an efficient mechanism of capital formation and capital flow, which helps businesses…](https://sms4smile.com/quotes/anthony-scaramucci/the-better-side-of-wall-street-is-when-it-is-acting-as-an-efficient/)

[Anthony Scaramucci](https://sms4smile.com/quotes/author/anthony-scaramucci/)

> [“The Greatest CHARITY Of All Time, Is TRUE MINDSET CHANGE.”](https://sms4smile.com/quotes/mike-ssendikwanawa/the-greatest-charity-of-all-time-is-true-mindset-change/)

Mike Ssendikwanawa

> [And now abideth faith, hope and charity, these three; but the greatest of these is charity (I Corinthians 13:13).](https://sms4smile.com/quotes/bible/and-now-abideth-faith-hope-and-charity-these-three-but-the-greatest/)

[Bible](https://sms4smile.com/quotes/author/bible/)

> [Opportunity is the greatest charity.](https://sms4smile.com/quotes/don-king/opportunity-is-the-greatest-charity/)

[Don King](https://sms4smile.com/quotes/author/don-king/)

> [The greatest charity is to enable the poor to earn a living.](https://sms4smile.com/quotes/vikrant-parsai/the-greatest-charity-is-to-enable-the-poor-to-earn-a-living/)

[Vikrant Parsai](https://sms4smile.com/quotes/author/vikrant-parsai/)

> [To give up yourself without regret is the greatest charity.](https://sms4smile.com/quotes/bodhidharma/to-give-up-yourself-without-regret-is-the-greatest-charity/)

[Bodhidharma](https://sms4smile.com/quotes/author/bodhidharma/)

> [Uncertainty about sales impedes business planning and could harm capital formation just as much as uncertainty about inflation can create uncertainty about relative prices…](https://sms4smile.com/quotes/janet-yellen/uncertainty-about-sales-impedes-business-planning-and-could-harm/)

[Janet Yellen](https://sms4smile.com/quotes/author/janet-yellen/)

## More by F. A. Harper

> [Both fact and logic seem to me to support the view that savings invested in privately owned economic tools of production amount to an…](https://sms4smile.com/quotes/f-a-harper/both-fact-and-logic-seem-to-me-to-support-the-view-that-savings/)

F. A. Harper

> [It seems that wherever the Welfare State is involved, the moral precept, "Thou shalt not steal," becomes altered to say: "Thou shalt not steal,…](https://sms4smile.com/quotes/f-a-harper/it-seems-that-wherever-the-welfare-state-is-involved-the-moral/)

F. A. Harper

> [Not in government or force, not in slavery or war, but in the creative, and thereby spiritual, power of freedom, shall our inspiration be…](https://sms4smile.com/quotes/f-a-harper/not-in-government-or-force-not-in-slavery-or-war-but-in-the-creative/)

F. A. Harper

Explore all 4 F. A. Harper quotes

## More Capital quotes

> [Capital goes where it is welcome and stays where it is well treated.](https://sms4smile.com/quotes/walter-wriston/capital-goes-where-it-is-welcome-and-stays-where-it-is-well-treated/)

[Walter Wriston](https://sms4smile.com/quotes/author/walter-wriston/)

> [What we prefer to do is operate our investment bank in a way that is like what investment banks used to be, which is…](https://sms4smile.com/quotes/warren-stephens/what-we-prefer-to-do-is-operate-our-investment-bank-in-a-way-that-is/)

[Warren Stephens](https://sms4smile.com/quotes/author/warren-stephens/)

> [Like every other sovereign nation, Israel has the right to determine its own capital.](https://sms4smile.com/quotes/brian-mast/like-every-other-sovereign-nation-israel-has-the-right-to-determine/)

[Brian Mast](https://sms4smile.com/quotes/author/brian-mast/)

> [Unfortunately, 'climate' has become a dirty word - obviously in politics, but even to some degree in my world, in venture capital. People hesitate…](https://sms4smile.com/quotes/evan-williams/unfortunately-climate-has-become-a-dirty-word-obviously-in-politics/)

[Evan Williams](https://sms4smile.com/quotes/author/evan-williams/)

> [“That was what I loved most about the capital; as terrifying and vast as it was, the opportunity for wonder existed. People could meet…](https://sms4smile.com/quotes/nina-antonia/that-was-what-i-loved-most-about-the-capital-as-terrifying-and-vast/)

Nina Antonia

> [“What really lies beneath our feet at each moment is not a usefulness, but an inaccessible netherworld that we can use because it is…](https://sms4smile.com/quotes/graham-harman/what-really-lies-beneath-our-feet-at-each-moment-is-not-a-usefulness/)

[Graham Harman](https://sms4smile.com/quotes/author/graham-harman/)

> [Capital never builds great products.](https://sms4smile.com/quotes/naveen-tewari/capital-never-builds-great-products/)

[Naveen Tewari](https://sms4smile.com/quotes/author/naveen-tewari/)

> [The senior officer who met with reporters in Baghdad said there had been 21 car bombings in the capital in May, and 126 in…](https://sms4smile.com/quotes/rich-lowry/the-senior-officer-who-met-with-reporters-in-baghdad-said-there-had/)

[Rich Lowry](https://sms4smile.com/quotes/author/rich-lowry/)

> [No arbitrary regulation, no act of the legislature, can add anything to the capital of the country; it can only force it into artificial…](https://sms4smile.com/quotes/john-ramsay-mcculloch/no-arbitrary-regulation-no-act-of-the-legislature-can-add-anything-to/)

John Ramsay McCulloch

> [Content that's generated out of America, whether it be film or music, has, in my opinion, much greater impact in sustaining our credibility and…](https://sms4smile.com/quotes/lyor-cohen/content-that-s-generated-out-of-america-whether-it-be-film-or-music/)

[Lyor Cohen](https://sms4smile.com/quotes/author/lyor-cohen/)

> [Democrats who see virtue in the estate tax are doing the equivalent of aborting future enterprises. They deprive businesses of oxygen with their support…](https://sms4smile.com/quotes/amity-shlaes/democrats-who-see-virtue-in-the-estate-tax-are-doing-the-equivalent/)

[Amity Shlaes](https://sms4smile.com/quotes/author/amity-shlaes/)

> [People in private equity complain that they have so much capital and so few places to invest. But you have lots of entrepreneurs trying…](https://sms4smile.com/quotes/clayton-christensen/people-in-private-equity-complain-that-they-have-so-much-capital-and/)

[Clayton Christensen](https://sms4smile.com/quotes/author/clayton-christensen/)

> [I still put punctuation in my texts. If it's an 'I', I make sure it's a capital.](https://sms4smile.com/quotes/simon-cowell/i-still-put-punctuation-in-my-texts-if-it-s-an-i-i-make-sure-it-s-a/)

[Simon Cowell](https://sms4smile.com/quotes/author/simon-cowell/)

> [Mumbai and Gujarat are the two places that can be termed as the capital of theatre.](https://sms4smile.com/quotes/paresh-rawal/mumbai-and-gujarat-are-the-two-places-that-can-be-termed-as-the/)

[Paresh Rawal](https://sms4smile.com/quotes/author/paresh-rawal/)

> [Delhi is where I began practising theatre, it is always special to perform in the capital.](https://sms4smile.com/quotes/pankaj-kapur/delhi-is-where-i-began-practising-theatre-it-is-always-special-to/)

[Pankaj Kapur](https://sms4smile.com/quotes/author/pankaj-kapur/)

[Browse all 438 Capital quotes ](https://sms4smile.com/quotes/about/capital/)

```json
{
    "@context": "https://schema.org",
    "@graph": [
        {
            "@type": "Quotation",
            "text": "Capital formation is the greatest charity of all.",
            "creator": {
                "@type": "Person",
                "name": "F. A. Harper"
            },
            "isPartOf": {
                "@id": "https://sms4smile.com/quotes/#website"
            },
            "url": "https://sms4smile.com/quotes/f-a-harper/capital-formation-is-the-greatest-charity-of-all/",
            "about": {
                "@type": "Thing",
                "name": "Capital"
            },
            "@id": "https://sms4smile.com/quotes/f-a-harper/capital-formation-is-the-greatest-charity-of-all/#quotation",
            "image": {
                "@type": "ImageObject",
                "@id": "https://sms4smile.com/quotes/i/c4f/f-a-harper-67534_capital_capital-formation-is-the-greatest-charit_3196315.png",
                "contentUrl": "https://sms4smile.com/quotes/i/c4f/f-a-harper-67534_capital_capital-formation-is-the-greatest-charit_3196315.png",
                "url": "https://sms4smile.com/quotes/i/c4f/f-a-harper-67534_capital_capital-formation-is-the-greatest-charit_3196315.png",
                "width": 1080,
                "height": 1080,
                "caption": "“Capital formation is the greatest charity of all.” — F. A. Harper",
                "creditText": "SMS4Smile Quotes",
                "creator": {
                    "@id": "https://sms4smile.com/quotes/#organization"
                }
            }
        },
        {
            "@type": "BreadcrumbList",
            "itemListElement": [
                {
                    "@type": "ListItem",
                    "position": 1,
                    "name": "Home",
                    "item": "https://sms4smile.com/"
                },
                {
                    "@type": "ListItem",
                    "position": 2,
                    "name": "Quotes",
                    "item": "https://sms4smile.com/quotes/"
                },
                {
                    "@type": "ListItem",
                    "position": 3,
                    "name": "F. A. Harper",
                    "item": "https://sms4smile.com/quotes/author/f-a-harper/"
                },
                {
                    "@type": "ListItem",
                    "position": 4,
                    "name": "Capital formation is the greatest charity...",
                    "item": "https://sms4smile.com/quotes/f-a-harper/capital-formation-is-the-greatest-charity-of-all/"
                }
            ],
            "@id": "https://sms4smile.com/quotes/f-a-harper/capital-formation-is-the-greatest-charity-of-all/#breadcrumb"
        },
        {
            "@type": "WebSite",
            "@id": "https://sms4smile.com/quotes/#website",
            "name": "SMS4Smile Quotes",
            "url": "https://sms4smile.com/quotes/",
            "publisher": {
                "@id": "https://sms4smile.com/quotes/#organization"
            }
        },
        {
            "@type": "Organization",
            "@id": "https://sms4smile.com/quotes/#organization",
            "name": "SMS4Smile Quotes",
            "url": "https://sms4smile.com/quotes/",
            "logo": {
                "@type": "ImageObject",
                "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png",
                "width": 512,
                "height": 512
            }
        }
    ]
}
```
