--- title: "Meaning & Key Takeaway of: A lot of my own problems are because I'm…" description: "\"A lot of my own problems are because I'm so financially irresponsible. I'm so stupid when it comes to money. And I'm ashamed of it.\" — Eef Barzelay" image: "https://sms4smile.com/quotes/i/4c0/eef-barzelay-39179_ashamed_a-lot-of-my-own-problems-are-because-i-m_972069.jpg" --- # A lot of my own problems are because I'm so financially… ![“A lot of my own problems are because I'm so financially irresponsible. I'm so stupid when it comes to money. And I'm ashamed of it.” quote by Eef Barzelay](https://sms4smile.com/quotes/i/4c0/eef-barzelay-39179_ashamed_a-lot-of-my-own-problems-are-because-i-m_972069.jpg) [Download](https://sms4smile.com/quotes/i/4c0/eef-barzelay-39179_ashamed_a-lot-of-my-own-problems-are-because-i-m_972069.jpg) [Open image](https://sms4smile.com/quotes/i/4c0/eef-barzelay-39179_ashamed_a-lot-of-my-own-problems-are-because-i-m_972069.jpg) > “A lot of my own problems are because I'm so financially irresponsible. I'm so stupid when it comes to money. And I'm ashamed of it.” [Eef Barzelay](https://sms4smile.com/quotes/author/eef-barzelay/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Self‑blame for financial missteps hinders growth; recognizing irresponsibility is first step to change. **In simple terms:** Admitting money mistakes is key. Key Takeaway Take responsibility and seek financial education. Themes finance self‑awareness growth Mood reflective motivational Type self‑help financial When to use this quote - personal budgeting - debt reduction - financial planning Key Concepts budgeting behavioral economics Questions to Reflect On - What practical steps can improve your money habits? - How can you replace shame with proactive learning? A Different Perspective Self‑criticism can become paralysis without constructive action. ★ ★ ★ ★ ★ No ratings yet [Ashamed](https://sms4smile.com/quotes/about/ashamed/) [Financially Irresponsible](https://sms4smile.com/quotes/about/financially-irresponsible-1873400/) [Irresponsible Stupid](https://sms4smile.com/quotes/about/irresponsible-stupid-1873402/) [Money](https://sms4smile.com/quotes/about/money/) [Money Ashamed](https://sms4smile.com/quotes/about/money-ashamed-650001/) [Problem](https://sms4smile.com/quotes/about/problem/) [Problems Financially](https://sms4smile.com/quotes/about/problems-financially-1873401/) [Stupid](https://sms4smile.com/quotes/about/stupid/) ## Related quotes > [The right to be irresponsible and stupid is something I hold very dear. And luckily it is something I do well.](https://sms4smile.com/quotes/bono/the-right-to-be-irresponsible-and-stupid-is-something-i-hold-very/) [Bono](https://sms4smile.com/quotes/author/bono/) > [They've spent alot of money on me. I'm ashamed.](https://sms4smile.com/quotes/ned-vizzini/they-ve-spent-alot-of-money-on-me-i-m-ashamed/) [Ned Vizzini](https://sms4smile.com/quotes/author/ned-vizzini/) > [I enjoy my money, and I'm not ashamed to admit it. I'd certainly rather be rich than poor.](https://sms4smile.com/quotes/christine-mcvie/i-enjoy-my-money-and-i-m-not-ashamed-to-admit-it-i-d-certainly-rather/) [Christine McVie](https://sms4smile.com/quotes/author/christine-mcvie/) > [“Whoever is ashamed of me and my words, the Son of Man will be ashamed of them when he comes in his glory and…](https://sms4smile.com/quotes/zondervan-publishing/whoever-is-ashamed-of-me-and-my-words-the-son-of-man-will-be-ashamed/) [Zondervan Publishing](https://sms4smile.com/quotes/author/zondervan-publishing/) > [I love him who is ashamed when the dice fall in his favour, and who then asketh: "Am I a dishonest player?" - for…](https://sms4smile.com/quotes/friedrich-nietzsche/i-love-him-who-is-ashamed-when-the-dice-fall-in-his-favour-and-who/) [Friedrich Nietzsche](https://sms4smile.com/quotes/author/friedrich-nietzsche/) > [There are a great many colored people who are ashamed of the cake-walk, but I think they ought to be proud of it.](https://sms4smile.com/quotes/james-weldon-johnson/there-are-a-great-many-colored-people-who-are-ashamed-of-the-cake/) [James Weldon Johnson](https://sms4smile.com/quotes/author/james-weldon-johnson/) > [“When all are undressed, one is somehow not ashamed, but when one's the only one undressed and everybody is looking, it's degrading,' he kept…](https://sms4smile.com/quotes/fyodor-dostoyevsky/when-all-are-undressed-one-is-somehow-not-ashamed-but-when-one-s-the/) [Fyodor Dostoyevsky](https://sms4smile.com/quotes/author/fyodor-dostoyevsky/) > [There was no mistake in us making abortion legal and available on demand. That was what we call progress. Just like it was no…](https://sms4smile.com/quotes/mark-ruffalo/there-was-no-mistake-in-us-making-abortion-legal-and-available-on/) [Mark Ruffalo](https://sms4smile.com/quotes/author/mark-ruffalo/) > [You should avoid hedging, at least that's what I think. You should be ashamed to die until you've made some contribution to mankind.](https://sms4smile.com/quotes/vernon-johns/you-should-avoid-hedging-at-least-that-s-what-i-think-you-should-be/) [Vernon Johns](https://sms4smile.com/quotes/author/vernon-johns/) > [“with her own life. And I was ashamed.” Humiliated. Broken. Miserable. If Wilcher had stood by Jaymee, if her father hadn’t berated her, if…](https://sms4smile.com/quotes/stacy-green/with-her-own-life-and-i-was-ashamed-humiliated-broken-miserable-if/) [Stacy Green](https://sms4smile.com/quotes/author/stacy-green/) > [If, with all the time at my disposal, with all the wealth of the resources of this vast universe, to do with as I…](https://sms4smile.com/quotes/robert-green-ingersoll/if-with-all-the-time-at-my-disposal-with-all-the-wealth-of-the/) [Robert Green Ingersoll](https://sms4smile.com/quotes/author/robert-green-ingersoll/) > [I'm not ashamed of the things I believe and why I believe them.](https://sms4smile.com/quotes/mike-huckabee/i-m-not-ashamed-of-the-things-i-believe-and-why-i-believe-them/) [Mike Huckabee](https://sms4smile.com/quotes/author/mike-huckabee/) > [You never meet the writer when you're making a TV movie in America - they're too ashamed to show up and see how their…](https://sms4smile.com/quotes/joe-don-baker/you-never-meet-the-writer-when-you-re-making-a-tv-movie-in-america/) [Joe Don Baker](https://sms4smile.com/quotes/author/joe-don-baker/) > [I know what you're thinking... and you oughtta be ashamed of yourself.](https://sms4smile.com/quotes/robert-preston/i-know-what-you-re-thinking-and-you-oughtta-be-ashamed-of-yourself/) [Robert Preston](https://sms4smile.com/quotes/author/robert-preston/) > [If my child had prejudice in his head, I'd be ashamed. I would see it as my failure as a parent.](https://sms4smile.com/quotes/salman-rushdie/if-my-child-had-prejudice-in-his-head-i-d-be-ashamed-i-would-see-it/) [Salman Rushdie](https://sms4smile.com/quotes/author/salman-rushdie/) ## More by Eef Barzelay > [The live thing is separate from the record for me. I have to figure out a way to make the songs work live. It's…](https://sms4smile.com/quotes/eef-barzelay/the-live-thing-is-separate-from-the-record-for-me-i-have-to-figure/) [Eef Barzelay](https://sms4smile.com/quotes/author/eef-barzelay/) > [The beauty in the death that awaits us, I find a timeless beauty in that.](https://sms4smile.com/quotes/eef-barzelay/the-beauty-in-the-death-that-awaits-us-i-find-a-timeless-beauty-in/) [Eef Barzelay](https://sms4smile.com/quotes/author/eef-barzelay/) > [I think it happens to a lot of people who make music just on a computer by themselves, you don't see the bigger picture.…](https://sms4smile.com/quotes/eef-barzelay/i-think-it-happens-to-a-lot-of-people-who-make-music-just-on-a/) [Eef Barzelay](https://sms4smile.com/quotes/author/eef-barzelay/) > [Human beings really are this virus upon the earth, and the earth's running a fever, you know? If you step away from that kind…](https://sms4smile.com/quotes/eef-barzelay/human-beings-really-are-this-virus-upon-the-earth-and-the-earth-s/) [Eef Barzelay](https://sms4smile.com/quotes/author/eef-barzelay/) > [I just want to keep living the dream. So I'm telling you, my friend, help me keep living the dream.](https://sms4smile.com/quotes/eef-barzelay/i-just-want-to-keep-living-the-dream-so-i-m-telling-you-my-friend/) [Eef Barzelay](https://sms4smile.com/quotes/author/eef-barzelay/) > [Every girl wants songs written about her. Even the most hardened tattoo-covered punk rock girl would love a nice ballad written for her.](https://sms4smile.com/quotes/eef-barzelay/every-girl-wants-songs-written-about-her-even-the-most-hardened/) [Eef Barzelay](https://sms4smile.com/quotes/author/eef-barzelay/) > [I'm always trying to make the music sexier with every album, every tour. I just try to inch my way toward just a little…](https://sms4smile.com/quotes/eef-barzelay/i-m-always-trying-to-make-the-music-sexier-with-every-album-every/) [Eef Barzelay](https://sms4smile.com/quotes/author/eef-barzelay/) > [My dream right now is - and I don't know how to do it, and I don't know if it will work exactly -…](https://sms4smile.com/quotes/eef-barzelay/my-dream-right-now-is-and-i-don-t-know-how-to-do-it-and-i-don-t-know/) [Eef Barzelay](https://sms4smile.com/quotes/author/eef-barzelay/) > [A big part of making a good record is really getting a vibe, and a vibe is a mysterious thing. The vibe kind of…](https://sms4smile.com/quotes/eef-barzelay/a-big-part-of-making-a-good-record-is-really-getting-a-vibe-and-a/) [Eef Barzelay](https://sms4smile.com/quotes/author/eef-barzelay/) > [Music is so clearly a commodity now. At one point, maybe 20 years ago, there were still some rumblings about keeping the really sacred…](https://sms4smile.com/quotes/eef-barzelay/music-is-so-clearly-a-commodity-now-at-one-point-maybe-20-years-ago/) [Eef Barzelay](https://sms4smile.com/quotes/author/eef-barzelay/) [Explore all 11 Eef Barzelay quotes ](https://sms4smile.com/quotes/author/eef-barzelay/) ## More Ashamed quotes > [If my child had prejudice in his head, I'd be ashamed. I would see it as my failure as a parent.](https://sms4smile.com/quotes/salman-rushdie/if-my-child-had-prejudice-in-his-head-i-d-be-ashamed-i-would-see-it/) [Salman Rushdie](https://sms4smile.com/quotes/author/salman-rushdie/) > [I know what you're thinking... and you oughtta be ashamed of yourself.](https://sms4smile.com/quotes/robert-preston/i-know-what-you-re-thinking-and-you-oughtta-be-ashamed-of-yourself/) [Robert Preston](https://sms4smile.com/quotes/author/robert-preston/) > [You never meet the writer when you're making a TV movie in America - they're too ashamed to show up and see how their…](https://sms4smile.com/quotes/joe-don-baker/you-never-meet-the-writer-when-you-re-making-a-tv-movie-in-america/) [Joe Don Baker](https://sms4smile.com/quotes/author/joe-don-baker/) > [I'm not ashamed of the things I believe and why I believe them.](https://sms4smile.com/quotes/mike-huckabee/i-m-not-ashamed-of-the-things-i-believe-and-why-i-believe-them/) [Mike Huckabee](https://sms4smile.com/quotes/author/mike-huckabee/) > [If, with all the time at my disposal, with all the wealth of the resources of this vast universe, to do with as I…](https://sms4smile.com/quotes/robert-green-ingersoll/if-with-all-the-time-at-my-disposal-with-all-the-wealth-of-the/) [Robert Green Ingersoll](https://sms4smile.com/quotes/author/robert-green-ingersoll/) > [“with her own life. And I was ashamed.” Humiliated. Broken. Miserable. If Wilcher had stood by Jaymee, if her father hadn’t berated her, if…](https://sms4smile.com/quotes/stacy-green/with-her-own-life-and-i-was-ashamed-humiliated-broken-miserable-if/) [Stacy Green](https://sms4smile.com/quotes/author/stacy-green/) > [You should avoid hedging, at least that's what I think. You should be ashamed to die until you've made some contribution to mankind.](https://sms4smile.com/quotes/vernon-johns/you-should-avoid-hedging-at-least-that-s-what-i-think-you-should-be/) [Vernon Johns](https://sms4smile.com/quotes/author/vernon-johns/) > [There was no mistake in us making abortion legal and available on demand. That was what we call progress. Just like it was no…](https://sms4smile.com/quotes/mark-ruffalo/there-was-no-mistake-in-us-making-abortion-legal-and-available-on/) [Mark Ruffalo](https://sms4smile.com/quotes/author/mark-ruffalo/) > [“When all are undressed, one is somehow not ashamed, but when one's the only one undressed and everybody is looking, it's degrading,' he kept…](https://sms4smile.com/quotes/fyodor-dostoyevsky/when-all-are-undressed-one-is-somehow-not-ashamed-but-when-one-s-the/) [Fyodor Dostoyevsky](https://sms4smile.com/quotes/author/fyodor-dostoyevsky/) > [There are a great many colored people who are ashamed of the cake-walk, but I think they ought to be proud of it.](https://sms4smile.com/quotes/james-weldon-johnson/there-are-a-great-many-colored-people-who-are-ashamed-of-the-cake/) [James Weldon Johnson](https://sms4smile.com/quotes/author/james-weldon-johnson/) > [I love him who is ashamed when the dice fall in his favour, and who then asketh: "Am I a dishonest player?" - for…](https://sms4smile.com/quotes/friedrich-nietzsche/i-love-him-who-is-ashamed-when-the-dice-fall-in-his-favour-and-who/) [Friedrich Nietzsche](https://sms4smile.com/quotes/author/friedrich-nietzsche/) > [“Whoever is ashamed of me and my words, the Son of Man will be ashamed of them when he comes in his glory and…](https://sms4smile.com/quotes/zondervan-publishing/whoever-is-ashamed-of-me-and-my-words-the-son-of-man-will-be-ashamed/) [Zondervan Publishing](https://sms4smile.com/quotes/author/zondervan-publishing/) > [You were never created to live depressed, defeated, guilty, condemned, ashamed or unworthy. You were created to be victorious.](https://sms4smile.com/quotes/joel-osteen/you-were-never-created-to-live-depressed-defeated-guilty-condemned/) [Joel Osteen](https://sms4smile.com/quotes/author/joel-osteen/) > [I never wonder to see men wicked, but I often wonder to see them not ashamed.](https://sms4smile.com/quotes/jonathan-swift/i-never-wonder-to-see-men-wicked-but-i-often-wonder-to-see-them-not/) [Jonathan Swift](https://sms4smile.com/quotes/author/jonathan-swift/) > [“To survive during the Khmer Rouge, you had to steal, cheat, lie, point fingers at others, even kill. And now you are ashamed.”](https://sms4smile.com/quotes/joel-brinkley/to-survive-during-the-khmer-rouge-you-had-to-steal-cheat-lie-point/) [Joel Brinkley](https://sms4smile.com/quotes/author/joel-brinkley/) [Browse all 1,607 Ashamed quotes ](https://sms4smile.com/quotes/about/ashamed/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Quotation", "text": "A lot of my own problems are because I'm so financially irresponsible. I'm so stupid when it comes to money. 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