--- title: "Meaning & Key Takeaway of: American businesses and consumers deserve…" description: "\"American businesses and consumers deserve a debit card system with competition, transparency, and reasonable fees.\" — Dick Durbin" image: "https://sms4smile.com/quotes/i/d55/dick-durbin-3181_american_american-businesses-and-consumers-deserv_1222431.png" --- # American businesses and consumers deserve a debit card… ![“American businesses and consumers deserve a debit card system with competition, transparency, and reasonable fees.” quote by Dick Durbin](https://sms4smile.com/quotes/i/d55/dick-durbin-3181_american_american-businesses-and-consumers-deserv_1222431.png) [Download](https://sms4smile.com/quotes/i/d55/dick-durbin-3181_american_american-businesses-and-consumers-deserv_1222431.png) [Open image](https://sms4smile.com/quotes/i/d55/dick-durbin-3181_american_american-businesses-and-consumers-deserv_1222431.png) > “American businesses and consumers deserve a debit card system with competition, transparency, and reasonable fees.” [Dick Durbin](https://sms4smile.com/quotes/author/dick-durbin/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Advocates for a competitive, transparent debit card market with fair fees for users. **In simple terms:** Calls for fair, low‑cost debit cards. Key Takeaway Promote competition and fee transparency. Themes finance consumer rights competition Mood concerned optimistic Type policy advocacy When to use this quote - banking services - consumer budgeting - small business payments Key Concepts market dynamics regulatory reform fee structures Questions to Reflect On - How can regulators ensure true competition? - What safeguards protect consumers from hidden fees? A Different Perspective Implementation may face entrenched industry resistance. ★ ★ ★ ★ ★ No ratings yet [American](https://sms4smile.com/quotes/about/american/) [American business](https://sms4smile.com/quotes/about/american-business/) [Business](https://sms4smile.com/quotes/about/business/) [Businesses Consumers](https://sms4smile.com/quotes/about/businesses-consumers-2637488/) [Competition](https://sms4smile.com/quotes/about/competition/) [Consumers Deserve](https://sms4smile.com/quotes/about/consumers-deserve-1128226/) [Debit](https://sms4smile.com/quotes/about/debit/) [Debit Card](https://sms4smile.com/quotes/about/debit-card-957417/) [Deserve Debit](https://sms4smile.com/quotes/about/deserve-debit-3749104/) [Transparency](https://sms4smile.com/quotes/about/transparency/) ## Related quotes > [Last year, Congress passed a law that directs the Federal Reserve to set limits on debit card swipe fees that are reasonable and proportional…](https://sms4smile.com/quotes/peter-welch/last-year-congress-passed-a-law-that-directs-the-federal-reserve-to/) [Peter Welch](https://sms4smile.com/quotes/author/peter-welch/) > [More customers for Canadian oil means that Canadian producers can charge more for their oil, which then means that American businesses and consumers will…](https://sms4smile.com/quotes/ron-wyden/more-customers-for-canadian-oil-means-that-canadian-producers-can/) [Ron Wyden](https://sms4smile.com/quotes/author/ron-wyden/) > [You would notice if your own personal debit card limit shot up to $40 million dollars. And you'd probably call somebody.](https://sms4smile.com/quotes/loretta-lynch/you-would-notice-if-your-own-personal-debit-card-limit-shot-up-to-40/) [Loretta Lynch](https://sms4smile.com/quotes/author/loretta-lynch/) > [Take the cards out of your wallet. A debit card is accepted just about everywhere that credit cards are, and you'll be spending money…](https://sms4smile.com/quotes/jean-chatzky/take-the-cards-out-of-your-wallet-a-debit-card-is-accepted-just-about/) [Jean Chatzky](https://sms4smile.com/quotes/author/jean-chatzky/) > [I try to use my debit card rather than a credit card, but I will use a credit card for big purchases because I…](https://sms4smile.com/quotes/sean-pertwee/i-try-to-use-my-debit-card-rather-than-a-credit-card-but-i-will-use-a/) [Sean Pertwee](https://sms4smile.com/quotes/author/sean-pertwee/) > [I don't use a debit card. The safest thing is a credit card because you're using the bank's money. If someone accesses your information,…](https://sms4smile.com/quotes/frank-abagnale/i-don-t-use-a-debit-card-the-safest-thing-is-a-credit-card-because/) [Frank Abagnale](https://sms4smile.com/quotes/author/frank-abagnale/) > [I've always been pretty careful at keeping track of my spending, so using my debit card is often the easiest way of doing that.](https://sms4smile.com/quotes/andy-murray/i-ve-always-been-pretty-careful-at-keeping-track-of-my-spending-so/) [Andy Murray](https://sms4smile.com/quotes/author/andy-murray/) > [I use debit cards for everyday purchases, as I don't believe in credit cards. But this has caused problems, especially with American touring, because…](https://sms4smile.com/quotes/paloma-faith/i-use-debit-cards-for-everyday-purchases-as-i-don-t-believe-in-credit/) [Paloma Faith](https://sms4smile.com/quotes/author/paloma-faith/) > [“I had to leave my debit card at home when I went into a bookstore or else I would drain my account.”](https://sms4smile.com/quotes/chelsea-m-cameron/i-had-to-leave-my-debit-card-at-home-when-i-went-into-a-bookstore-or/) [Chelsea M. Cameron](https://sms4smile.com/quotes/author/chelsea-m-cameron/) > [If you don't have the money management skills yet, using a debit card will ensure you don't overspend and rack up debt on a…](https://sms4smile.com/quotes/t-harv-eker/if-you-don-t-have-the-money-management-skills-yet-using-a-debit-card/) [T. Harv Eker](https://sms4smile.com/quotes/author/t-harv-eker/) > [I'm not married, I frequently use my debit card to buy things that cost less than three dollars, and my bedroom is so untidy…](https://sms4smile.com/quotes/mindy-kaling/i-m-not-married-i-frequently-use-my-debit-card-to-buy-things-that/) [Mindy Kaling](https://sms4smile.com/quotes/author/mindy-kaling/) > [I love, love, love that you want to use your debit card. But to keep your credit score solid, you still need to keep…](https://sms4smile.com/quotes/suze-orman/i-love-love-love-that-you-want-to-use-your-debit-card-but-to-keep/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [I'm more of a debit card person, and I live in the 'now'. I don't like credit cards anymore. I try to live with…](https://sms4smile.com/quotes/shane-filan/i-m-more-of-a-debit-card-person-and-i-live-in-the-now-i-don-t-like/) [Shane Filan](https://sms4smile.com/quotes/author/shane-filan/) > [Consumers deserve the right to know what's in their food - and obviously, most people want that choice. It's hard to see how more…](https://sms4smile.com/quotes/michael-specter/consumers-deserve-the-right-to-know-what-s-in-their-food-and/) [Michael Specter](https://sms4smile.com/quotes/author/michael-specter/) > [Consumers deserve to know exactly what they're getting for their money when they sign-up for a 4G data plan.](https://sms4smile.com/quotes/anna-eshoo/consumers-deserve-to-know-exactly-what-they-re-getting-for-their/) [Anna Eshoo](https://sms4smile.com/quotes/author/anna-eshoo/) ## More by Dick Durbin > [We believe that there are aspects of border security that Democrats and Republicans can agree on.](https://sms4smile.com/quotes/dick-durbin/we-believe-that-there-are-aspects-of-border-security-that-democrats/) [Dick Durbin](https://sms4smile.com/quotes/author/dick-durbin/) > [When you're talking about long-term deficit reduction, $4 trillion worth, entitlement reform needs to be part of it.](https://sms4smile.com/quotes/dick-durbin/when-you-re-talking-about-long-term-deficit-reduction-4-trillion/) [Dick Durbin](https://sms4smile.com/quotes/author/dick-durbin/) > [I prefer Raisin Bran. But I like the Mini-Wheats.](https://sms4smile.com/quotes/dick-durbin/i-prefer-raisin-bran-but-i-like-the-mini-wheats/) [Dick Durbin](https://sms4smile.com/quotes/author/dick-durbin/) > [As a government lawyer, Samuel Alito wrote that he personally believe very strongly the Constitution does not protect the right to an abortion.](https://sms4smile.com/quotes/dick-durbin/as-a-government-lawyer-samuel-alito-wrote-that-he-personally-believe/) [Dick Durbin](https://sms4smile.com/quotes/author/dick-durbin/) > [We've had enough with the gun traffickers and straw purchasers who buy guns out of state and sell them out of the trunks of…](https://sms4smile.com/quotes/dick-durbin/we-ve-had-enough-with-the-gun-traffickers-and-straw-purchasers-who/) [Dick Durbin](https://sms4smile.com/quotes/author/dick-durbin/) > [Having billions of dollars immediately available to plug budget holes without raising taxes is very appealing. And to the delight of Wall Street investors,…](https://sms4smile.com/quotes/dick-durbin/having-billions-of-dollars-immediately-available-to-plug-budget-holes/) [Dick Durbin](https://sms4smile.com/quotes/author/dick-durbin/) > [It is a challenge to all of us, and it's a challenge we need to meet, to make sure the Quincy Veterans' Home is,…](https://sms4smile.com/quotes/dick-durbin/it-is-a-challenge-to-all-of-us-and-it-s-a-challenge-we-need-to-meet/) [Dick Durbin](https://sms4smile.com/quotes/author/dick-durbin/) > [Reducing and removing greenhouse gas emissions spares our planet from the well-documented degradation that we are witnessing on a global basis.](https://sms4smile.com/quotes/dick-durbin/reducing-and-removing-greenhouse-gas-emissions-spares-our-planet-from/) [Dick Durbin](https://sms4smile.com/quotes/author/dick-durbin/) > [It is tough to run for public office and face an opponent, to decide on issues what is the best thing, then face the…](https://sms4smile.com/quotes/dick-durbin/it-is-tough-to-run-for-public-office-and-face-an-opponent-to-decide/) [Dick Durbin](https://sms4smile.com/quotes/author/dick-durbin/) > [We ought to deal with Social Security in a separate conversation that is not part of deficit reduction.](https://sms4smile.com/quotes/dick-durbin/we-ought-to-deal-with-social-security-in-a-separate-conversation-that/) [Dick Durbin](https://sms4smile.com/quotes/author/dick-durbin/) > [I have thought about this issue of abortion time and again. It is not an easy issue for most people. I came to believe…](https://sms4smile.com/quotes/dick-durbin/i-have-thought-about-this-issue-of-abortion-time-and-again-it-is-not/) [Dick Durbin](https://sms4smile.com/quotes/author/dick-durbin/) > [We will have health care reform in America.](https://sms4smile.com/quotes/dick-durbin/we-will-have-health-care-reform-in-america/) [Dick Durbin](https://sms4smile.com/quotes/author/dick-durbin/) > [Magazine clips with more than 10 rounds should be prohibited from civilian use.](https://sms4smile.com/quotes/dick-durbin/magazine-clips-with-more-than-10-rounds-should-be-prohibited-from/) [Dick Durbin](https://sms4smile.com/quotes/author/dick-durbin/) > [With every new corporate inversion, the tax burden increases on the rest of us to pay what these corporations don't.](https://sms4smile.com/quotes/dick-durbin/with-every-new-corporate-inversion-the-tax-burden-increases-on-the/) [Dick Durbin](https://sms4smile.com/quotes/author/dick-durbin/) > [Let me tell you, the first president to recognize the state of Israel was Harry Truman, a Democrat. And every president since, Democrat and…](https://sms4smile.com/quotes/dick-durbin/let-me-tell-you-the-first-president-to-recognize-the-state-of-israel/) [Dick Durbin](https://sms4smile.com/quotes/author/dick-durbin/) [Explore all 137 Dick Durbin quotes ](https://sms4smile.com/quotes/author/dick-durbin/) ## More American quotes > [I wasn't attracted to American cinema, but I fell in love with Los Angeles the minute I arrived.](https://sms4smile.com/quotes/agnes-varda/i-wasn-t-attracted-to-american-cinema-but-i-fell-in-love-with-los/) [Agnes Varda](https://sms4smile.com/quotes/author/agnes-varda/) > [William Maxwell's my favorite North American writer, I think. 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The words I use are…](https://sms4smile.com/quotes/william-saroyan/although-i-write-in-english-and-despite-the-fact-that-i-m-from/) [William Saroyan](https://sms4smile.com/quotes/author/william-saroyan/) > [When we first sold the Wallace and Gromit shorts to America, people suggested we get rid of the strange British accents and put clear…](https://sms4smile.com/quotes/nick-park/when-we-first-sold-the-wallace-and-gromit-shorts-to-america-people/) [Nick Park](https://sms4smile.com/quotes/author/nick-park/) > [Firefighters and rescue workers are American superheroes.](https://sms4smile.com/quotes/kerry-kennedy/firefighters-and-rescue-workers-are-american-superheroes/) [Kerry Kennedy](https://sms4smile.com/quotes/author/kerry-kennedy/) > [France has not only built a bureaucratic barrier against American culture, it has constructed a notorious intellectual case against it as well. The French…](https://sms4smile.com/quotes/tyler-cowen/france-has-not-only-built-a-bureaucratic-barrier-against-american/) [Tyler Cowen](https://sms4smile.com/quotes/author/tyler-cowen/) > [New York and San Francisco are distinctly different. San Francisco is driving the American media, not New York. You have young, microwaved millionaires and…](https://sms4smile.com/quotes/jason-whitlock/new-york-and-san-francisco-are-distinctly-different-san-francisco-is/) [Jason Whitlock](https://sms4smile.com/quotes/author/jason-whitlock/) > [Well look, CIA is an agency that has to collect intelligence, do operations. 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