--- title: "Meaning & Key Takeaway of: Money is not good or evil. It has no…" description: "\"Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.\" — Dave Ramsey" image: "https://sms4smile.com/quotes/i/c3b/dave-ramsey-1362_character_money-is-not-good-or-evil-it-has-no-mora_797917.jpg" --- # Money is not good or evil. It has no morals or intentions… ![“Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.” quote by Dave Ramsey](https://sms4smile.com/quotes/i/c3b/dave-ramsey-1362_character_money-is-not-good-or-evil-it-has-no-mora_797917.jpg) [Download](https://sms4smile.com/quotes/i/c3b/dave-ramsey-1362_character_money-is-not-good-or-evil-it-has-no-mora_797917.jpg) [Open image](https://sms4smile.com/quotes/i/c3b/dave-ramsey-1362_character_money-is-not-good-or-evil-it-has-no-mora_797917.jpg) > “Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.” [Dave Ramsey](https://sms4smile.com/quotes/author/dave-ramsey/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Money itself is neutral; its moral value depends on how people use it and what character they display. **In simple terms:** Money is neutral; people decide its moral impact. Key Takeaway Use money wisely, reflect your values. Themes ethics responsibility character wealth Mood thoughtful reflective Type advice philosophical When to use this quote - budgeting - philanthropy - investment decisions - personal finance Key Concepts moral philosophy human behavior Questions to Reflect On - How does your spending reflect your values? - Can money ever be truly neutral? A Different Perspective Money can amplify both good and bad intentions, not guarantee outcomes. ★ ★ ★ ★ ★ No ratings yet [Character](https://sms4smile.com/quotes/about/character/) [Evil](https://sms4smile.com/quotes/about/evil/) [Intention](https://sms4smile.com/quotes/about/intention/) [Money](https://sms4smile.com/quotes/about/money/) [Moral](https://sms4smile.com/quotes/about/moral/) ## Related quotes > [Virtue and vice suppose the freedom to choose between good and evil; but what can be the morals of a woman who is not…](https://sms4smile.com/quotes/flora-tristan/virtue-and-vice-suppose-the-freedom-to-choose-between-good-and-evil/) [Flora Tristan](https://sms4smile.com/quotes/author/flora-tristan/) > [I want to do a project with the right intentions - not money or popularity or to be busy. I'm not even concerned about…](https://sms4smile.com/quotes/shweta-tripathi/i-want-to-do-a-project-with-the-right-intentions-not-money-or/) [Shweta Tripathi](https://sms4smile.com/quotes/author/shweta-tripathi/) > [Our relationship to money reflects how we feel about our power to affect the world. Since money is a mirror of our consciousness, the…](https://sms4smile.com/quotes/shakti-gawain/our-relationship-to-money-reflects-how-we-feel-about-our-power-to/) [Shakti Gawain](https://sms4smile.com/quotes/author/shakti-gawain/) > [No one would remember the Good Samaritan if he'd only had good intentions; he had money as well.](https://sms4smile.com/quotes/margaret-thatcher/no-one-would-remember-the-good-samaritan-if-he-d-only-had-good-2/) [Margaret Thatcher](https://sms4smile.com/quotes/author/margaret-thatcher/) > [On tight money: It reflects a reversion to the old idea that the tree can be fertilized at the top instead of at the…](https://sms4smile.com/quotes/harry-s-truman/on-tight-money-it-reflects-a-reversion-to-the-old-idea-that-the-tree/) [Harry S. Truman](https://sms4smile.com/quotes/author/harry-s-truman/) > [“How we spend our money reflects our true values at that moment in time.”](https://sms4smile.com/quotes/erik-wecks/how-we-spend-our-money-reflects-our-true-values-at-that-moment-in-time/) [Erik Wecks](https://sms4smile.com/quotes/author/erik-wecks/) > [No one would remember the Good Samaritan if he'd only had good intentions - he had money too.](https://sms4smile.com/quotes/margaret-thatcher/no-one-would-remember-the-good-samaritan-if-he-d-only-had-good/) [Margaret Thatcher](https://sms4smile.com/quotes/author/margaret-thatcher/) > [Money is good for nothing unless you know the value of it by experience.](https://sms4smile.com/quotes/p-t-barnum/money-is-good-for-nothing-unless-you-know-the-value-of-it-by/) [P. T. Barnum](https://sms4smile.com/quotes/author/p-t-barnum/) > [You can trade money for other good things and that's nice, but it's not the first thing that matters to me. I'm a martial…](https://sms4smile.com/quotes/demian-maia/you-can-trade-money-for-other-good-things-and-that-s-nice-but-it-s/) [Demian Maia](https://sms4smile.com/quotes/author/demian-maia/) > [“Money is good, but it is not all about a man. You will have successes and reversals, but remember it is your reaction to…](https://sms4smile.com/quotes/matthew-pearl/money-is-good-but-it-is-not-all-about-a-man-you-will-have-successes/) [Matthew Pearl](https://sms4smile.com/quotes/author/matthew-pearl/) > [Keep it moving. Don't hoard. Money's no good, get rid of it. Turn it into people doing things. Turn it into jobs. Turn it…](https://sms4smile.com/quotes/neil-young/keep-it-moving-don-t-hoard-money-s-no-good-get-rid-of-it-turn-it-into/) [Neil Young](https://sms4smile.com/quotes/author/neil-young/) > [I made my money with good investments, I'm going to make maybe $1 million a year just with my real estate.](https://sms4smile.com/quotes/gegard-mousasi/i-made-my-money-with-good-investments-i-m-going-to-make-maybe-1/) [Gegard Mousasi](https://sms4smile.com/quotes/author/gegard-mousasi/) > [Money is a good thing, but every morning you have to get up with something no one else in the world gets up with…](https://sms4smile.com/quotes/george-foreman/money-is-a-good-thing-but-every-morning-you-have-to-get-up-with/) [George Foreman](https://sms4smile.com/quotes/author/george-foreman/) > [Money is neither good nor bad. It simply amplifies what is in the heart of the one who controls it.](https://sms4smile.com/quotes/john-avanzini/money-is-neither-good-nor-bad-it-simply-amplifies-what-is-in-the/) John Avanzini > [“Any discussion of money and success would be lacking if I did not state that money is neither good nor bad. In the hands…](https://sms4smile.com/quotes/jim-stovall/any-discussion-of-money-and-success-would-be-lacking-if-i-did-not/) [Jim Stovall](https://sms4smile.com/quotes/author/jim-stovall/) ## More by Dave Ramsey > [You've got to tell your money what to do or it will leave.](https://sms4smile.com/quotes/dave-ramsey/you-ve-got-to-tell-your-money-what-to-do-or-it-will-leave/) [Dave Ramsey](https://sms4smile.com/quotes/author/dave-ramsey/) > [Stupid is not illegal.](https://sms4smile.com/quotes/dave-ramsey/stupid-is-not-illegal/) [Dave Ramsey](https://sms4smile.com/quotes/author/dave-ramsey/) > [Work is a surefire money-making scheme.](https://sms4smile.com/quotes/dave-ramsey/work-is-a-surefire-money-making-scheme/) [Dave Ramsey](https://sms4smile.com/quotes/author/dave-ramsey/) > [You can't work three hours a week and make $100,000. Get rich quick doesn't work. Crock pot mentality always defeats microwave mentality!](https://sms4smile.com/quotes/dave-ramsey/you-can-t-work-three-hours-a-week-and-make-100-000-get-rich-quick/) [Dave Ramsey](https://sms4smile.com/quotes/author/dave-ramsey/) > [No one got rich on a government program. Do not choose to be a common man. You can be uncommon.](https://sms4smile.com/quotes/dave-ramsey/no-one-got-rich-on-a-government-program-do-not-choose-to-be-a-common/) [Dave Ramsey](https://sms4smile.com/quotes/author/dave-ramsey/) > [A lower interest rate doesn't make a debt go away.](https://sms4smile.com/quotes/dave-ramsey/a-lower-interest-rate-doesn-t-make-a-debt-go-away/) [Dave Ramsey](https://sms4smile.com/quotes/author/dave-ramsey/) > [It's never too late to turn things around. You are the only obstacle.](https://sms4smile.com/quotes/dave-ramsey/it-s-never-too-late-to-turn-things-around-you-are-the-only-obstacle/) [Dave Ramsey](https://sms4smile.com/quotes/author/dave-ramsey/) > [You don't want to have so much money going toward your mortgage every month that you can't enjoy life or take care of your…](https://sms4smile.com/quotes/dave-ramsey/you-don-t-want-to-have-so-much-money-going-toward-your-mortgage-every/) [Dave Ramsey](https://sms4smile.com/quotes/author/dave-ramsey/) > [Once I will warn you, and then I will fire you! I have a zero-tolerance-plus-one policy for gossip. I will teach you once, and…](https://sms4smile.com/quotes/dave-ramsey/once-i-will-warn-you-and-then-i-will-fire-you-i-have-a-zero-tolerance/) [Dave Ramsey](https://sms4smile.com/quotes/author/dave-ramsey/) > [This is not a game, ... Debt has become a part of who we are. It's become that spoiled child in the grocery store…](https://sms4smile.com/quotes/dave-ramsey/this-is-not-a-game-debt-has-become-a-part-of-who-we-are-it-s-become/) [Dave Ramsey](https://sms4smile.com/quotes/author/dave-ramsey/) > [We are all in the business of sales. Teachers sell students on learning, parents sell their children on making good grades and behaving, and…](https://sms4smile.com/quotes/dave-ramsey/we-are-all-in-the-business-of-sales-teachers-sell-students-on/) [Dave Ramsey](https://sms4smile.com/quotes/author/dave-ramsey/) > [Trust me, I know, you can make mistakes with money and still raise money-smart kids. You can start a new family tradition of handling…](https://sms4smile.com/quotes/dave-ramsey/trust-me-i-know-you-can-make-mistakes-with-money-and-still-raise/) [Dave Ramsey](https://sms4smile.com/quotes/author/dave-ramsey/) > [More wealth doesn't fix your life. More wealth makes you more of what you already are.](https://sms4smile.com/quotes/dave-ramsey/more-wealth-doesn-t-fix-your-life-more-wealth-makes-you-more-of-what/) [Dave Ramsey](https://sms4smile.com/quotes/author/dave-ramsey/) > [“I have heard it said that if you tell a lie often enough, loudly enough, and long enough, the myth will become accepted as…](https://sms4smile.com/quotes/dave-ramsey/i-have-heard-it-said-that-if-you-tell-a-lie-often-enough-loudly/) [Dave Ramsey](https://sms4smile.com/quotes/author/dave-ramsey/) > [A good financial planner is going to do more than pick your funds.](https://sms4smile.com/quotes/dave-ramsey/a-good-financial-planner-is-going-to-do-more-than-pick-your-funds/) [Dave Ramsey](https://sms4smile.com/quotes/author/dave-ramsey/) [Explore all 239 Dave Ramsey quotes ](https://sms4smile.com/quotes/author/dave-ramsey/) ## More Character quotes > [This may sound strange, but although I feel like I know everything about my characters, the brand of shampoo they use, how many cavities…](https://sms4smile.com/quotes/gail-honeyman/this-may-sound-strange-but-although-i-feel-like-i-know-everything/) [Gail Honeyman](https://sms4smile.com/quotes/author/gail-honeyman/) > [I always like a character who makes me laugh.](https://sms4smile.com/quotes/rachael-stirling/i-always-like-a-character-who-makes-me-laugh/) [Rachael Stirling](https://sms4smile.com/quotes/author/rachael-stirling/) > [Social responsibility above the level of family, or at most of tribe, requires imagination-- devotion, loyalty, all the higher virtues -- which a man…](https://sms4smile.com/quotes/robert-a-heinlein/social-responsibility-above-the-level-of-family-or-at-most-of-tribe/) [Robert A. Heinlein](https://sms4smile.com/quotes/author/robert-a-heinlein/) > [Reader, if you are gifted with nerves like mine, aspire to any character but that of a wit.](https://sms4smile.com/quotes/charles-lamb/reader-if-you-are-gifted-with-nerves-like-mine-aspire-to-any/) [Charles Lamb](https://sms4smile.com/quotes/author/charles-lamb/) > [I'm often moved by the circumstances around some of my characters, but I don't think I've actually cried watching myself.](https://sms4smile.com/quotes/kate-winslet/i-m-often-moved-by-the-circumstances-around-some-of-my-characters-but/) [Kate Winslet](https://sms4smile.com/quotes/author/kate-winslet/) > [When you're on a daytime drama you get one page, you better damn well know your character. You better know what she would do…](https://sms4smile.com/quotes/david-hudgins/when-you-re-on-a-daytime-drama-you-get-one-page-you-better-damn-well/) David Hudgins > [It can sometimes make people fold into themselves and kind of run away, but I think in this case these characters are being forced…](https://sms4smile.com/quotes/emily-deschanel/it-can-sometimes-make-people-fold-into-themselves-and-kind-of-run/) [Emily Deschanel](https://sms4smile.com/quotes/author/emily-deschanel/) > [If you are well-mannered towards those whose views are similar to yours, you may be said to exhibit a fairly good character. But, if…](https://sms4smile.com/quotes/anonymous/if-you-are-well-mannered-towards-those-whose-views-are-similar-to/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) > [Democracy is based on the conviction that man has the moral and intellectual capacity, as well as the inalienable right, to govern himself with…](https://sms4smile.com/quotes/harry-s-truman/democracy-is-based-on-the-conviction-that-man-has-the-moral-and/) [Harry S. Truman](https://sms4smile.com/quotes/author/harry-s-truman/) > [In the fight between biology and morality, biology has commonly won in the end.](https://sms4smile.com/quotes/semir-zeki/in-the-fight-between-biology-and-morality-biology-has-commonly-won-in/) [Semir Zeki](https://sms4smile.com/quotes/author/semir-zeki/) > [Your looks don't make you pretty, it's the person inside who makes you pretty!](https://sms4smile.com/quotes/aaron-chan/your-looks-don-t-make-you-pretty-it-s-the-person-inside-who-makes-you/) [Aaron Chan](https://sms4smile.com/quotes/author/aaron-chan/) > [I'm not a huge social media kind of guy, so I don't really know, I don't really ever get... at least in real life,…](https://sms4smile.com/quotes/freddie-stroma/i-m-not-a-huge-social-media-kind-of-guy-so-i-don-t-really-know-i-don/) [Freddie Stroma](https://sms4smile.com/quotes/author/freddie-stroma/) > [If you stood me in a costume next to a computer graphic of the same-looking character, I think there would be a difference. And…](https://sms4smile.com/quotes/warwick-davis/if-you-stood-me-in-a-costume-next-to-a-computer-graphic-of-the-same/) [Warwick Davis](https://sms4smile.com/quotes/author/warwick-davis/) > [Courage: the most important of all the virtues because without courage, you can't practice any other virtue consistently](https://sms4smile.com/quotes/maya-angelou/courage-the-most-important-of-all-the-virtues-because-without-courage/) [Maya Angelou](https://sms4smile.com/quotes/author/maya-angelou/) > [I'm a character actor - always have been, always will be - and historically, character actors don't come into their own until later in…](https://sms4smile.com/quotes/annie-potts/i-m-a-character-actor-always-have-been-always-will-be-and/) [Annie Potts](https://sms4smile.com/quotes/author/annie-potts/) [Browse all 32,707 Character quotes ](https://sms4smile.com/quotes/about/character/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Quotation", "text": "Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.", "creator": { "@type": "Person", "name": "Dave Ramsey" }, "isPartOf": { "@id": "https://sms4smile.com/quotes/#website" }, "url": "https://sms4smile.com/quotes/dave-ramsey/money-is-not-good-or-evil-it-has-no-morals-or-intentions-on-its-own/", "about": { "@type": "Thing", "name": "Character" }, "@id": "https://sms4smile.com/quotes/dave-ramsey/money-is-not-good-or-evil-it-has-no-morals-or-intentions-on-its-own/#quotation", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/c3b/dave-ramsey-1362_character_money-is-not-good-or-evil-it-has-no-mora_797917.jpg", "contentUrl": "https://sms4smile.com/quotes/i/c3b/dave-ramsey-1362_character_money-is-not-good-or-evil-it-has-no-mora_797917.jpg", "url": "https://sms4smile.com/quotes/i/c3b/dave-ramsey-1362_character_money-is-not-good-or-evil-it-has-no-mora_797917.jpg", "width": 1080, "height": 1080, "caption": "“Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the…” — Dave Ramsey", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } }, { "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://sms4smile.com/" }, { "@type": "ListItem", "position": 2, "name": "Quotes", "item": "https://sms4smile.com/quotes/" }, { "@type": "ListItem", "position": 3, "name": "Dave Ramsey", "item": "https://sms4smile.com/quotes/author/dave-ramsey/" }, { "@type": "ListItem", "position": 4, "name": "Money is not good or evil....", "item": "https://sms4smile.com/quotes/dave-ramsey/money-is-not-good-or-evil-it-has-no-morals-or-intentions-on-its-own/" } ], "@id": "https://sms4smile.com/quotes/dave-ramsey/money-is-not-good-or-evil-it-has-no-morals-or-intentions-on-its-own/#breadcrumb" }, { "@type": "WebSite", "@id": "https://sms4smile.com/quotes/#website", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "publisher": { "@id": "https://sms4smile.com/quotes/#organization" } }, { "@type": "Organization", "@id": "https://sms4smile.com/quotes/#organization", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "logo": { "@type": "ImageObject", "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png", "width": 512, "height": 512 } } ] } ```