--- title: "Meaning & Key Takeaway of: With money we really fool ourselves. We…" description: "\"With money we really fool ourselves. We are our biggest enemies with money and there are some things we can do about it. Automatic deductions are a won..." image: "https://sms4smile.com/quotes/i/39e/dan-ariely-1899_accounts_with-money-we-really-fool-ourselves-we-a_1263959.jpg" --- # With money we really fool ourselves. We are our biggest… ![“With money we really fool ourselves. We are our biggest enemies with money and there are some things we can do about it. Automatic deductions are a wonderful thing. But ideally, you should wait until the end of the month, you can see how much extra money you had, and you should put that in your…” quote by Dan Ariely](https://sms4smile.com/quotes/i/39e/dan-ariely-1899_accounts_with-money-we-really-fool-ourselves-we-a_1263959.jpg) [Download](https://sms4smile.com/quotes/i/39e/dan-ariely-1899_accounts_with-money-we-really-fool-ourselves-we-a_1263959.jpg) [Open image](https://sms4smile.com/quotes/i/39e/dan-ariely-1899_accounts_with-money-we-really-fool-ourselves-we-a_1263959.jpg) > “With money we really fool ourselves. We are our biggest enemies with money and there are some things we can do about it. Automatic deductions are a wonderful thing. But ideally, you should wait until the end of the month, you can see how much extra money you had, and you should put that in your savings account. We don't do that too well, and if we did that, we would never save. So, what we do, is we take money out of our pocket into the saving account at the beginning of the month, take it outside of our control and as a consequence, we spend less and we save more.” [Dan Ariely](https://sms4smile.com/quotes/author/dan-ariely/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. People often sabotage their own finances; pre‑committing money early helps curb spending and increase savings. **In simple terms:** Saving early reduces temptation to spend. Key Takeaway Set up automatic early‑month transfers to savings. Themes behavioral economics self‑control financial planning Mood reflective practical Type advice self‑help When to use this quote - personal finance - monthly budgeting - automatic transfers Key Concepts psychology habit formation budgeting Questions to Reflect On - What barriers stop you from saving early? - How can you make early saving automatic? 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We are our biggest enemies with money and there are some things we can do about it. Automatic deductions are a wonderful thing. But ideally, you should wait until the end of the month, you can see how much extra money you had, and you should put that in your savings account. We don't do that too well, and if we did that, we would never save. 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