---
title: "Meaning & Key Takeaway of: I spend my life constantly calling in…"
description: "\"“I spend my life constantly calling in ‘imaginary’ debts that aren’t owed to me in order to avoid the ‘real’ debts that I owe to others, and so everybo..."
image: "https://sms4smile.com/quotes/i/c0d/craig-d-lounsbrough-285_bankrupt_i-spend-my-life-constantly-calling-in-im_889638.jpg"
---

#  I spend my life constantly calling in ‘imaginary’ debts…

![“I spend my life constantly calling in ‘imaginary’ debts that aren’t owed to me in order to avoid the ‘real’ debts that I owe to others, and so everybody ends up bankrupt.” quote by Craig D. Lounsbrough](https://sms4smile.com/quotes/i/c0d/craig-d-lounsbrough-285_bankrupt_i-spend-my-life-constantly-calling-in-im_889638.jpg)   [Download](https://sms4smile.com/quotes/i/c0d/craig-d-lounsbrough-285_bankrupt_i-spend-my-life-constantly-calling-in-im_889638.jpg) [Open image](https://sms4smile.com/quotes/i/c0d/craig-d-lounsbrough-285_bankrupt_i-spend-my-life-constantly-calling-in-im_889638.jpg)

> ““I spend my life constantly calling in ‘imaginary’ debts that aren’t owed to me in order to avoid the ‘real’ debts that I owe to others, and so everybody ends up bankrupt.””

[Craig D. Lounsbrough](https://sms4smile.com/quotes/author/craig-d-lounsbrough/)

## About This Quote

This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation.

Imaginary debts distract from real obligations, leading to collective failure.

**In simple terms:** Avoid false debts; focus on real ones.

Key Takeaway

Address real responsibilities, not imagined ones.

Themes

finance ethics responsibility debt

Mood

reflective serious

Type

philosophical inspirational

When to use this quote

- personal budgeting
- corporate finance
- loan management
- relationship obligations

Key Concepts

Moral hazard psychology of avoidance

Questions to Reflect On

- What imaginary debts are you avoiding?
- How can you confront real obligations?

A Different Perspective

Denial can cause deeper problems.

★ ★ ★ ★ ★   No ratings yet

[Bankrupt](https://sms4smile.com/quotes/about/bankrupt/) [Bankruptcy](https://sms4smile.com/quotes/about/bankruptcy/) [Blind](https://sms4smile.com/quotes/about/blind/) [Blindness](https://sms4smile.com/quotes/about/blindness/) [Calling Imaginary](https://sms4smile.com/quotes/about/calling-imaginary-1134110/) [Debt](https://sms4smile.com/quotes/about/debt/) [Debts](https://sms4smile.com/quotes/about/debts/) [Debts Aren](https://sms4smile.com/quotes/about/debts-aren-1134109/) [Demand](https://sms4smile.com/quotes/about/demand/) [Demanding](https://sms4smile.com/quotes/about/demanding/) [Denial](https://sms4smile.com/quotes/about/denial/) [Ego](https://sms4smile.com/quotes/about/ego/) [Egocentric](https://sms4smile.com/quotes/about/egocentric/) [End My Life](https://sms4smile.com/quotes/about/end-my-life/) [Entitlement](https://sms4smile.com/quotes/about/entitlement/) [Imaginary](https://sms4smile.com/quotes/about/imaginary/) [Imaginary Debts](https://sms4smile.com/quotes/about/imaginary-debts-1134105/) [Imagine](https://sms4smile.com/quotes/about/imagine/) [Life](https://sms4smile.com/quotes/about/life/) [Narcissism](https://sms4smile.com/quotes/about/narcissism/) [Narcissistic](https://sms4smile.com/quotes/about/narcissistic/) [Owe](https://sms4smile.com/quotes/about/owe/) [Owed](https://sms4smile.com/quotes/about/owed/) [Real](https://sms4smile.com/quotes/about/real/) [Real Debts](https://sms4smile.com/quotes/about/real-debts-1134107/) [Selfish](https://sms4smile.com/quotes/about/selfish/) [Selfishness](https://sms4smile.com/quotes/about/selfishness/)

## Related quotes

> [“If you haven’t figured it out yet, an absolutely certain way to lose something as quickly as possible is to forget the privilege you…](https://sms4smile.com/quotes/craig-d-lounsbrough/if-you-haven-t-figured-it-out-yet-an-absolutely-certain-way-to-lose/)

[Craig D. Lounsbrough](https://sms4smile.com/quotes/author/craig-d-lounsbrough/)

> [“If I continually focus on what I don’t have, my life will always be completely empty despite the fact that it’s completely full.”](https://sms4smile.com/quotes/craig-d-lounsbrough/if-i-continually-focus-on-what-i-don-t-have-my-life-will-always-be/)

[Craig D. Lounsbrough](https://sms4smile.com/quotes/author/craig-d-lounsbrough/)

> [“Once I acknowledge that life owes me nothing, I have positioned myself so that I can begin to enjoy everything.”](https://sms4smile.com/quotes/craig-d-lounsbrough/once-i-acknowledge-that-life-owes-me-nothing-i-have-positioned-myself/)

[Craig D. Lounsbrough](https://sms4smile.com/quotes/author/craig-d-lounsbrough/)

> [“Most of our losses began the day that we began neglecting what we have now lost.”](https://sms4smile.com/quotes/craig-d-lounsbrough/most-of-our-losses-began-the-day-that-we-began-neglecting-what-we/)

[Craig D. Lounsbrough](https://sms4smile.com/quotes/author/craig-d-lounsbrough/)

> [So I'll continue to continue to pretend my life will never end, and flowers never bend with the rainfall.](https://sms4smile.com/quotes/paul-simon/so-i-ll-continue-to-continue-to-pretend-my-life-will-never-end-and/)

[Paul Simon](https://sms4smile.com/quotes/author/paul-simon/)

> [“I want to end my life by eating so much Viagra that I go out like that movie and Die Hard. If you want…](https://sms4smile.com/quotes/jarod-kintz/i-want-to-end-my-life-by-eating-so-much-viagra-that-i-go-out-like/)

[Jarod Kintz](https://sms4smile.com/quotes/author/jarod-kintz/)

> [No one goes into a marriage - when I went into my marriage many years ago, I thought I'd end my life with Randy…](https://sms4smile.com/quotes/paula-white/no-one-goes-into-a-marriage-when-i-went-into-my-marriage-many-years/)

[Paula White](https://sms4smile.com/quotes/author/paula-white/)

> [I just thought of something... If I really wanted to end my life,I should go to war. Theres a possible chance I'll die and…](https://sms4smile.com/quotes/jazzy/i-just-thought-of-something-if-i-really-wanted-to-end-my-life-i/)

[Jazzy](https://sms4smile.com/quotes/author/jazzy/)

> [When I say ''Bye'' or ''later'' that means I'll talk to you later.. but when I say ''goodbye'' Most of the time that means…](https://sms4smile.com/quotes/jasmine-laura/when-i-say-bye-or-later-that-means-i-ll-talk-to-you-later-but-when-i/)

[Jasmine Laura](https://sms4smile.com/quotes/author/jasmine-laura/)

> [I haven't much time to be fond of anything ... but when I have a moment's fondness to bestow, most times ... the roses…](https://sms4smile.com/quotes/wilkie-collins/i-haven-t-much-time-to-be-fond-of-anything-but-when-i-have-a-moment-s/)

[Wilkie Collins](https://sms4smile.com/quotes/author/wilkie-collins/)

> [“Most teenage suicide attempts are cries for help; the teens survive, succeeding in bringing them the wanted attention. Mine was not a cry for…](https://sms4smile.com/quotes/sharon-e-rainey/most-teenage-suicide-attempts-are-cries-for-help-the-teens-survive/)

[Sharon E. Rainey](https://sms4smile.com/quotes/author/sharon-e-rainey/)

> [I believe we shall come to care about people less and less, Helen. The more people one knows, the easier it becomes to replace…](https://sms4smile.com/quotes/e-m-forster/i-believe-we-shall-come-to-care-about-people-less-and-less-helen-the/)

[E. M. Forster](https://sms4smile.com/quotes/author/e-m-forster/)

> [“What I failed to see was that, by ending my life, I would cause interminable pain to my family and friends. I could not…](https://sms4smile.com/quotes/kevin-hines/what-i-failed-to-see-was-that-by-ending-my-life-i-would-cause/)

[Kevin Hines](https://sms4smile.com/quotes/author/kevin-hines/)

> [“Just yesterday I was twenty and meeting some of these people⏤people that I'd spend my life with, that'd become my home. Just yesterday I…](https://sms4smile.com/quotes/krista-ritchie-becca-ritchie/just-yesterday-i-was-twenty-and-meeting-some-of-these-people-people/)

[Krista Ritchie, Becca Ritchie](https://sms4smile.com/quotes/author/krista-ritchie-becca-ritchie/)

> [I could fake the smile, ignore the pain... How could I fake death, cos you wanna end my life.](https://sms4smile.com/quotes/robert-rono/i-could-fake-the-smile-ignore-the-pain-how-could-i-fake-death-cos-you/)

[Robert Rono](https://sms4smile.com/quotes/author/robert-rono/)

## More by Craig D. Lounsbrough

> [“It is not the force of the wind, but the depth of the roots.”](https://sms4smile.com/quotes/craig-d-lounsbrough/it-is-not-the-force-of-the-wind-but-the-depth-of-the-roots/)

[Craig D. Lounsbrough](https://sms4smile.com/quotes/author/craig-d-lounsbrough/)

> [“Death is a reality that calls the rest of life and all of our assorted strivings into sharp relief.”](https://sms4smile.com/quotes/craig-d-lounsbrough/death-is-a-reality-that-calls-the-rest-of-life-and-all-of-our/)

[Craig D. Lounsbrough](https://sms4smile.com/quotes/author/craig-d-lounsbrough/)

> [“I’m not trying to save you from yourself. I’m trying to help you save yourself from yourself.”](https://sms4smile.com/quotes/craig-d-lounsbrough/i-m-not-trying-to-save-you-from-yourself-i-m-trying-to-help-you-save/)

[Craig D. Lounsbrough](https://sms4smile.com/quotes/author/craig-d-lounsbrough/)

> [“The service of self terminates at our own death.”](https://sms4smile.com/quotes/craig-d-lounsbrough/the-service-of-self-terminates-at-our-own-death/)

[Craig D. Lounsbrough](https://sms4smile.com/quotes/author/craig-d-lounsbrough/)

> [“The fact that I can get away with something is the very reason why I shouldn’t do it.”](https://sms4smile.com/quotes/craig-d-lounsbrough/the-fact-that-i-can-get-away-with-something-is-the-very-reason-why-i/)

[Craig D. Lounsbrough](https://sms4smile.com/quotes/author/craig-d-lounsbrough/)

> [“Rather than being incensed by the nature of the bruise, maybe we should be inspired by the possibilities in the bruise.”](https://sms4smile.com/quotes/craig-d-lounsbrough/rather-than-being-incensed-by-the-nature-of-the-bruise-maybe-we/)

[Craig D. Lounsbrough](https://sms4smile.com/quotes/author/craig-d-lounsbrough/)

> [“A ‘good’ father will tenderly cultivate his children. But a ‘good’ father who is also a ‘brave’ father will let the children without cultivate…](https://sms4smile.com/quotes/craig-d-lounsbrough/a-good-father-will-tenderly-cultivate-his-children-but-a-good-father/)

[Craig D. Lounsbrough](https://sms4smile.com/quotes/author/craig-d-lounsbrough/)

> [“It’s better to die for what’s right than live for what’s wrong.”](https://sms4smile.com/quotes/craig-d-lounsbrough/it-s-better-to-die-for-what-s-right-than-live-for-what-s-wrong/)

[Craig D. Lounsbrough](https://sms4smile.com/quotes/author/craig-d-lounsbrough/)

> [“To stand at the very moment when all seems lost is the point of insanity for the coward, but it is the home of…](https://sms4smile.com/quotes/craig-d-lounsbrough/to-stand-at-the-very-moment-when-all-seems-lost-is-the-point-of/)

[Craig D. Lounsbrough](https://sms4smile.com/quotes/author/craig-d-lounsbrough/)

> [“Thankfulness acknowledges that we can’t own anything, but we can experience everything. And just knowing that makes me thankful.”](https://sms4smile.com/quotes/craig-d-lounsbrough/thankfulness-acknowledges-that-we-can-t-own-anything-but-we-can/)

[Craig D. Lounsbrough](https://sms4smile.com/quotes/author/craig-d-lounsbrough/)

> [“Do not be fooled. Passive prayers hastily tossed out as some second-thought appeasement at those junctures when life’s more pressing duties benevolently grant us…](https://sms4smile.com/quotes/craig-d-lounsbrough/do-not-be-fooled-passive-prayers-hastily-tossed-out-as-some-second/)

[Craig D. Lounsbrough](https://sms4smile.com/quotes/author/craig-d-lounsbrough/)

> [“The measure of who you are will always exceed measurement.”](https://sms4smile.com/quotes/craig-d-lounsbrough/the-measure-of-who-you-are-will-always-exceed-measurement/)

[Craig D. Lounsbrough](https://sms4smile.com/quotes/author/craig-d-lounsbrough/)

> [“Darkness is the absence of light. Therefore, darkness is always fleeing from where light is and scurrying off to where it is not. So…](https://sms4smile.com/quotes/craig-d-lounsbrough/darkness-is-the-absence-of-light-therefore-darkness-is-always-fleeing/)

[Craig D. Lounsbrough](https://sms4smile.com/quotes/author/craig-d-lounsbrough/)

> [“To recklessly excuse a failure is to believe that I’ve effectively erased it from the story of my life, when I’ve actually imprinted it…](https://sms4smile.com/quotes/craig-d-lounsbrough/to-recklessly-excuse-a-failure-is-to-believe-that-i-ve-effectively/)

[Craig D. Lounsbrough](https://sms4smile.com/quotes/author/craig-d-lounsbrough/)

> [“If I’m my biggest fan, the only person in the stadium is probably me.”](https://sms4smile.com/quotes/craig-d-lounsbrough/if-i-m-my-biggest-fan-the-only-person-in-the-stadium-is-probably-me/)

[Craig D. Lounsbrough](https://sms4smile.com/quotes/author/craig-d-lounsbrough/)

[Explore all 754 Craig D. Lounsbrough quotes ](https://sms4smile.com/quotes/author/craig-d-lounsbrough/)

## More Bankrupt quotes

> [“Forcing new loans upon the bankrupt on condition that they shrink their income is nothing short of cruel and unusual punishment. Greece was never…](https://sms4smile.com/quotes/yanis-varoufakis/forcing-new-loans-upon-the-bankrupt-on-condition-that-they-shrink/)

[Yanis Varoufakis](https://sms4smile.com/quotes/author/yanis-varoufakis/)

> [“The single best predictor that a family would go bankrupt was if they had a child.”](https://sms4smile.com/quotes/elizabeth-warren/the-single-best-predictor-that-a-family-would-go-bankrupt-was-if-they/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

> [Sarcasm is the last refuge of the imaginatively bankrupt.](https://sms4smile.com/quotes/cassandra-clare/sarcasm-is-the-last-refuge-of-the-imaginatively-bankrupt/)

[Cassandra Clare](https://sms4smile.com/quotes/author/cassandra-clare/)

> [The worst bankrupt in the world is the man who has lost his enthusiasm. Let a man lose everything else in the world, but…](https://sms4smile.com/quotes/william-howard-arnold/the-worst-bankrupt-in-the-world-is-the-man-who-has-lost-his/)

[William Howard Arnold](https://sms4smile.com/quotes/author/william-howard-arnold/)

> [I have never gone bankrupt.](https://sms4smile.com/quotes/donald-trump/i-have-never-gone-bankrupt/)

[Donald Trump](https://sms4smile.com/quotes/author/donald-trump/)

> [I've developed a lot of reform proposals myself and been accused of trying to destroy Social Security, when the whole point was to try…](https://sms4smile.com/quotes/jim-demint/i-ve-developed-a-lot-of-reform-proposals-myself-and-been-accused-of/)

[Jim DeMint](https://sms4smile.com/quotes/author/jim-demint/)

> [Its bad when men have money for cars, rims , shoes and etc. But when it comes to feeding their child or supporting their…](https://sms4smile.com/quotes/kale-bell/its-bad-when-men-have-money-for-cars-rims-shoes-and-etc-but-when-it/)

[Kale Bell](https://sms4smile.com/quotes/author/kale-bell/)

> [ Not every company went bankrupt. Not every bank needed TARP \[Troubled Asset Relief Program\]. So I'm very proud that JPMorgan, throughout that time period,… ](https://sms4smile.com/quotes/jamie-dimon/not-every-company-went-bankrupt-not-every-bank-needed-tarp-troubled/)

[Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/)

> [Every city and town in America would be bankrupt if they kept their books the way private-sector companies keep their books - because of…](https://sms4smile.com/quotes/clayton-m-christensen/every-city-and-town-in-america-would-be-bankrupt-if-they-kept-their/)

[Clayton M. Christensen](https://sms4smile.com/quotes/author/clayton-m-christensen/)

> [There is an old saying, "How did you go bankrupt?" And the answer is, "Gradually, and then suddenly." The impending fiscal crisis in the…](https://sms4smile.com/quotes/seth-klarman/there-is-an-old-saying-how-did-you-go-bankrupt-and-the-answer-is/)

[Seth Klarman](https://sms4smile.com/quotes/author/seth-klarman/)

> [Let us not bankrupt our todays by paying interest on the regrets of yesterday and by borrowing in advance the troubles of tomorrow.](https://sms4smile.com/quotes/ralph-w-sockman-2/let-us-not-bankrupt-our-todays-by-paying-interest-on-the-regrets-of/)

[Ralph W. Sockman](https://sms4smile.com/quotes/author/ralph-w-sockman-2/)

> [“Why is this such a well-kept secret? The core issue is that we don't believe we're still spiritually "bankrupt." Having come into God's kingdom…](https://sms4smile.com/quotes/jerry-bridges/why-is-this-such-a-well-kept-secret-the-core-issue-is-that-we-don-t/)

[Jerry Bridges](https://sms4smile.com/quotes/author/jerry-bridges/)

> [I was spiritually bankrupt, and when that happens, it's like a spiritual cancer afflicts you.](https://sms4smile.com/quotes/mel-gibson/i-was-spiritually-bankrupt-and-when-that-happens-it-s-like-a/)

[Mel Gibson](https://sms4smile.com/quotes/author/mel-gibson/)

> [“Millions of business people are each constantly forced to choose between their desire to not be a bad person and their desire to be…](https://sms4smile.com/quotes/mokokoma-mokhonoana/millions-of-business-people-are-each-constantly-forced-to-choose/)

[Mokokoma Mokhonoana](https://sms4smile.com/quotes/author/mokokoma-mokhonoana/)

> [“I’m bankrupt without love.”](https://sms4smile.com/quotes/eugene-h-peterson/i-m-bankrupt-without-love/)

[Eugene H. Peterson](https://sms4smile.com/quotes/author/eugene-h-peterson/)

[Browse all 144 Bankrupt quotes ](https://sms4smile.com/quotes/about/bankrupt/)

```json
{
    "@context": "https://schema.org",
    "@graph": [
        {
            "@type": "Quotation",
            "text": "“I spend my life constantly calling in ‘imaginary’ debts that aren’t owed to me in order to avoid the ‘real’ debts that I owe to others, and so everybody ends up bankrupt.”",
            "creator": {
                "@type": "Person",
                "name": "Craig D. Lounsbrough"
            },
            "isPartOf": {
                "@id": "https://sms4smile.com/quotes/#website"
            },
            "url": "https://sms4smile.com/quotes/craig-d-lounsbrough/i-spend-my-life-constantly-calling-in-imaginary-debts-that-aren-t/",
            "about": {
                "@type": "Thing",
                "name": "Bankrupt"
            },
            "@id": "https://sms4smile.com/quotes/craig-d-lounsbrough/i-spend-my-life-constantly-calling-in-imaginary-debts-that-aren-t/#quotation",
            "image": {
                "@type": "ImageObject",
                "@id": "https://sms4smile.com/quotes/i/c0d/craig-d-lounsbrough-285_bankrupt_i-spend-my-life-constantly-calling-in-im_889638.jpg",
                "contentUrl": "https://sms4smile.com/quotes/i/c0d/craig-d-lounsbrough-285_bankrupt_i-spend-my-life-constantly-calling-in-im_889638.jpg",
                "url": "https://sms4smile.com/quotes/i/c0d/craig-d-lounsbrough-285_bankrupt_i-spend-my-life-constantly-calling-in-im_889638.jpg",
                "width": 1080,
                "height": 1080,
                "caption": "“I spend my life constantly calling in ‘imaginary’ debts that aren’t owed to me in order to avoid the ‘real’…” — Craig D. Lounsbrough",
                "creditText": "SMS4Smile Quotes",
                "creator": {
                    "@id": "https://sms4smile.com/quotes/#organization"
                }
            }
        },
        {
            "@type": "BreadcrumbList",
            "itemListElement": [
                {
                    "@type": "ListItem",
                    "position": 1,
                    "name": "Home",
                    "item": "https://sms4smile.com/"
                },
                {
                    "@type": "ListItem",
                    "position": 2,
                    "name": "Quotes",
                    "item": "https://sms4smile.com/quotes/"
                },
                {
                    "@type": "ListItem",
                    "position": 3,
                    "name": "Craig D. Lounsbrough",
                    "item": "https://sms4smile.com/quotes/author/craig-d-lounsbrough/"
                },
                {
                    "@type": "ListItem",
                    "position": 4,
                    "name": "“I spend my life constantly calling...",
                    "item": "https://sms4smile.com/quotes/craig-d-lounsbrough/i-spend-my-life-constantly-calling-in-imaginary-debts-that-aren-t/"
                }
            ],
            "@id": "https://sms4smile.com/quotes/craig-d-lounsbrough/i-spend-my-life-constantly-calling-in-imaginary-debts-that-aren-t/#breadcrumb"
        },
        {
            "@type": "WebSite",
            "@id": "https://sms4smile.com/quotes/#website",
            "name": "SMS4Smile Quotes",
            "url": "https://sms4smile.com/quotes/",
            "publisher": {
                "@id": "https://sms4smile.com/quotes/#organization"
            }
        },
        {
            "@type": "Organization",
            "@id": "https://sms4smile.com/quotes/#organization",
            "name": "SMS4Smile Quotes",
            "url": "https://sms4smile.com/quotes/",
            "logo": {
                "@type": "ImageObject",
                "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png",
                "width": 512,
                "height": 512
            }
        }
    ]
}
```
