---
title: "Meaning & Key Takeaway of: Procrastination is like a credit card…"
description: "\"Procrastination is like a credit card: it's a lot of fun until you get the bill.\" — Christopher Parker"
image: "https://sms4smile.com/quotes/i/d74/christopher-parker-29682_card_procrastination-is-like-a-credit-card-it_2489921.png"
---

#  Procrastination is like a credit card: it's a lot of fun…

![“Procrastination is like a credit card: it's a lot of fun until you get the bill.” quote by Christopher Parker](https://sms4smile.com/quotes/i/d74/christopher-parker-29682_card_procrastination-is-like-a-credit-card-it_2489921.png)   [Download](https://sms4smile.com/quotes/i/d74/christopher-parker-29682_card_procrastination-is-like-a-credit-card-it_2489921.png) [Open image](https://sms4smile.com/quotes/i/d74/christopher-parker-29682_card_procrastination-is-like-a-credit-card-it_2489921.png)

> “Procrastination is like a credit card: it's a lot of fun until you get the bill.”

[Christopher Parker](https://sms4smile.com/quotes/author/christopher-parker/)

## About This Quote

This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation.

Procrastination feels rewarding until consequences appear, like a credit card bill.

**In simple terms:** Delay feels fun, but costs later.

Key Takeaway

Address tasks before they pile up.

Themes

productivity self‑control financial metaphor

Mood

motivational cautionary

Type

advice inspirational

When to use this quote

- project planning
- daily to‑do lists
- budgeting personal time

Key Concepts

time management delayed gratification risk assessment

Questions to Reflect On

- What small step can you take now?
- How does delayed cost affect your motivation?

A Different Perspective

The metaphor may oversimplify complex motivations.

★ ★ ★ ★ ★   No ratings yet

[Credit](https://sms4smile.com/quotes/about/credit/) [Fun](https://sms4smile.com/quotes/about/fun/) [Procrastination](https://sms4smile.com/quotes/about/procrastination/)

## Related quotes

> [“Procrastination is like masturbation: it's fun for awhile, but in the end, you're only screwing yourself.”](https://sms4smile.com/quotes/lauren-kunze/procrastination-is-like-masturbation-it-s-fun-for-awhile-but-in-the/)

[Lauren Kunze](https://sms4smile.com/quotes/author/lauren-kunze/)

> [I'm more of a debit card person, and I live in the 'now'. I don't like credit cards anymore. I try to live with…](https://sms4smile.com/quotes/shane-filan/i-m-more-of-a-debit-card-person-and-i-live-in-the-now-i-don-t-like/)

[Shane Filan](https://sms4smile.com/quotes/author/shane-filan/)

> [“Procrastination is like masturbation, in the beginning it feels good, but in the end, you're just f\*\*\*ing yourself!”](https://sms4smile.com/quotes/michael-mccarthy/procrastination-is-like-masturbation-in-the-beginning-it-feels-good/)

Michael McCarthy

> [Just like credit card companies, or those student loan people. Now there's evil for you.](https://sms4smile.com/quotes/jim-butcher/just-like-credit-card-companies-or-those-student-loan-people-now/)

[Jim Butcher](https://sms4smile.com/quotes/author/jim-butcher/)

> [Knives are like credit cards; don't leave home without 'em and always carry several](https://sms4smile.com/quotes/richard-marcinko/knives-are-like-credit-cards-don-t-leave-home-without-em-and-always/)

[Richard Marcinko](https://sms4smile.com/quotes/author/richard-marcinko/)

> [I don't like credit cards. Let me triple underline that.](https://sms4smile.com/quotes/elizabeth-warren/i-don-t-like-credit-cards-let-me-triple-underline-that/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

> [Girlfriends are like credit cards, you can't get one unless you already have one.](https://sms4smile.com/quotes/anonymous/girlfriends-are-like-credit-cards-you-can-t-get-one-unless-you/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

> [When you shop online, wouldn't you like to sample the bouquet of wines, the aroma of cigars, or the subtle fragrance of flowers before…](https://sms4smile.com/quotes/charles-platt/when-you-shop-online-wouldn-t-you-like-to-sample-the-bouquet-of-wines/)

[Charles Platt](https://sms4smile.com/quotes/author/charles-platt/)

> [Increasingly, editing means going to lunch. It means editing with a credit card, not with a pencil.](https://sms4smile.com/quotes/robert-gottlieb/increasingly-editing-means-going-to-lunch-it-means-editing-with-a/)

[Robert Gottlieb](https://sms4smile.com/quotes/author/robert-gottlieb/)

> [My illness is one often characterized by dramatic overspending - in my case through frenzied shopping sprees, credit card abuse, excessive hoarding of unnecessary…](https://sms4smile.com/quotes/andy-behrman/my-illness-is-one-often-characterized-by-dramatic-overspending-in-my/)

[Andy Behrman](https://sms4smile.com/quotes/author/andy-behrman/)

> [An erection at will is the moral equivalent of a valid credit card.](https://sms4smile.com/quotes/alex-comfort/an-erection-at-will-is-the-moral-equivalent-of-a-valid-credit-card/)

[Alex Comfort](https://sms4smile.com/quotes/author/alex-comfort/)

> [I don't really like too much credit. I know nobody's going to believe this, but I'd rather be able to score goals and nobody…](https://sms4smile.com/quotes/bradley-wright-phillips/i-don-t-really-like-too-much-credit-i-know-nobody-s-going-to-believe/)

[Bradley Wright-Phillips](https://sms4smile.com/quotes/author/bradley-wright-phillips/)

> [Your life is like credit. If you make bad choices and decisions its gonna effect everything in your life as well as yourself.](https://sms4smile.com/quotes/anonymous/your-life-is-like-credit-if-you-make-bad-choices-and-decisions-its/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

> [When I turned fifteen, I remember my father gave me a credit card which I was allowed to use for two things: emergencies and…](https://sms4smile.com/quotes/ann-brashares/when-i-turned-fifteen-i-remember-my-father-gave-me-a-credit-card/)

[Ann Brashares](https://sms4smile.com/quotes/author/ann-brashares/)

> [I'll need a credit card that's got no limit and a big black jet with a bedroom in it.](https://sms4smile.com/quotes/nickelback/i-ll-need-a-credit-card-that-s-got-no-limit-and-a-big-black-jet-with/)

Nickelback

## More by Christopher Parker

> [What surprises me is when people give me their mobile number. The other day, someone on a bus asked if I swear. I said…](https://sms4smile.com/quotes/christopher-parker/what-surprises-me-is-when-people-give-me-their-mobile-number-the/)

[Christopher Parker](https://sms4smile.com/quotes/author/christopher-parker/)

> [I did loads of student films and fringe theatre. I worked for free a lot.](https://sms4smile.com/quotes/christopher-parker/i-did-loads-of-student-films-and-fringe-theatre-i-worked-for-free-a/)

[Christopher Parker](https://sms4smile.com/quotes/author/christopher-parker/)

> [It's not just about filming, you go to awards and interviews too. I enjoy all of it, even learning my lines!](https://sms4smile.com/quotes/christopher-parker/it-s-not-just-about-filming-you-go-to-awards-and-interviews-too-i/)

[Christopher Parker](https://sms4smile.com/quotes/author/christopher-parker/)

> [I get to meet fantastic people, and I get to go through so many emotions. For me, I have a craving for that. When…](https://sms4smile.com/quotes/christopher-parker/i-get-to-meet-fantastic-people-and-i-get-to-go-through-so-many/)

[Christopher Parker](https://sms4smile.com/quotes/author/christopher-parker/)

> [I dont know if Im a heartthrob or if I want to be one! I heard that I get the most fan mail. Its…](https://sms4smile.com/quotes/christopher-parker/i-dont-know-if-im-a-heartthrob-or-if-i-want-to-be-one-i-heard-that-i/)

[Christopher Parker](https://sms4smile.com/quotes/author/christopher-parker/)

> [I don't have role models or watch much TV. I go to awards ceremonies but often I don't even know who the people are.…](https://sms4smile.com/quotes/christopher-parker/i-don-t-have-role-models-or-watch-much-tv-i-go-to-awards-ceremonies/)

[Christopher Parker](https://sms4smile.com/quotes/author/christopher-parker/)

> [Working on such a big film was amazing. I learned a lot. There weren't too many stunts, just some doubling.](https://sms4smile.com/quotes/christopher-parker/working-on-such-a-big-film-was-amazing-i-learned-a-lot-there-weren-t/)

[Christopher Parker](https://sms4smile.com/quotes/author/christopher-parker/)

> [I enjoy playing other people. It's a great job and it's challenging. I couldn't do a desk job.](https://sms4smile.com/quotes/christopher-parker/i-enjoy-playing-other-people-it-s-a-great-job-and-it-s-challenging-i/)

[Christopher Parker](https://sms4smile.com/quotes/author/christopher-parker/)

> [I want more muscles! I go to the gym three or four times a week with a personal trainer. I can afford that now.…](https://sms4smile.com/quotes/christopher-parker/i-want-more-muscles-i-go-to-the-gym-three-or-four-times-a-week-with-a/)

[Christopher Parker](https://sms4smile.com/quotes/author/christopher-parker/)

> [I've done quite a few adverts. I've also done some presenting and acting work in Spain. I did a lot of Spanish education videos…](https://sms4smile.com/quotes/christopher-parker/i-ve-done-quite-a-few-adverts-i-ve-also-done-some-presenting-and/)

[Christopher Parker](https://sms4smile.com/quotes/author/christopher-parker/)

> [I don't watch much TV or films, but I've watched Cameron Diaz.](https://sms4smile.com/quotes/christopher-parker/i-don-t-watch-much-tv-or-films-but-i-ve-watched-cameron-diaz/)

[Christopher Parker](https://sms4smile.com/quotes/author/christopher-parker/)

> [I don't know if I'm a heartthrob or if I want to be one! I heard that I get the most fan mail. It's…](https://sms4smile.com/quotes/christopher-parker/i-don-t-know-if-i-m-a-heartthrob-or-if-i-want-to-be-one-i-heard-that/)

[Christopher Parker](https://sms4smile.com/quotes/author/christopher-parker/)

> [I wanted to be a doctor when I was young. I also wanted to be a paramedic, but I always wanted to be an…](https://sms4smile.com/quotes/christopher-parker/i-wanted-to-be-a-doctor-when-i-was-young-i-also-wanted-to-be-a/)

[Christopher Parker](https://sms4smile.com/quotes/author/christopher-parker/)

> [I'm not confident with the ladies. I can't just ask someone out in a club. I'd like to say I'm a gentleman.](https://sms4smile.com/quotes/christopher-parker/i-m-not-confident-with-the-ladies-i-can-t-just-ask-someone-out-in-a/)

[Christopher Parker](https://sms4smile.com/quotes/author/christopher-parker/)

> [My parents couldn't afford a full time drama school, but I basically just did every class I could do, and followed every drama interest…](https://sms4smile.com/quotes/christopher-parker/my-parents-couldn-t-afford-a-full-time-drama-school-but-i-basically/)

[Christopher Parker](https://sms4smile.com/quotes/author/christopher-parker/)

[Explore all 18 Christopher Parker quotes ](https://sms4smile.com/quotes/author/christopher-parker/)

## More Card quotes

> [I feel like I am a much better player than just trying to keep my card or whatever.](https://sms4smile.com/quotes/shane-lowry/i-feel-like-i-am-a-much-better-player-than-just-trying-to-keep-my/)

[Shane Lowry](https://sms4smile.com/quotes/author/shane-lowry/)

> [My illness is one often characterized by dramatic overspending - in my case through frenzied shopping sprees, credit card abuse, excessive hoarding of unnecessary…](https://sms4smile.com/quotes/andy-behrman/my-illness-is-one-often-characterized-by-dramatic-overspending-in-my/)

[Andy Behrman](https://sms4smile.com/quotes/author/andy-behrman/)

> [You get a timeless cool card in New York.](https://sms4smile.com/quotes/vin-diesel/you-get-a-timeless-cool-card-in-new-york/)

[Vin Diesel](https://sms4smile.com/quotes/author/vin-diesel/)

> [“Am I just a game to you? The quiet crazy girl that you want to challenge yourself with? See if you can destroy my…](https://sms4smile.com/quotes/allie-brennan/am-i-just-a-game-to-you-the-quiet-crazy-girl-that-you-want-to/)

[Allie Brennan](https://sms4smile.com/quotes/author/allie-brennan/)

> [Building a cast is a card house. They lean on each other, provide for each other, and take from each other.](https://sms4smile.com/quotes/johan-renck/building-a-cast-is-a-card-house-they-lean-on-each-other-provide-for/)

[Johan Renck](https://sms4smile.com/quotes/author/johan-renck/)

> [One wild card was yet to be played.](https://sms4smile.com/quotes/markus-zusak/one-wild-card-was-yet-to-be-played/)

[Markus Zusak](https://sms4smile.com/quotes/author/markus-zusak/)

> [Everything you need for your better future and success has already been written.And guess What? It's all available.All you have to do is go…](https://sms4smile.com/quotes/jim-rohn/everything-you-need-for-your-better-future-and-success-has-already/)

[Jim Rohn](https://sms4smile.com/quotes/author/jim-rohn/)

> [You would notice if your own personal debit card limit shot up to $40 million dollars. And you'd probably call somebody.](https://sms4smile.com/quotes/loretta-lynch/you-would-notice-if-your-own-personal-debit-card-limit-shot-up-to-40/)

[Loretta Lynch](https://sms4smile.com/quotes/author/loretta-lynch/)

> [Increasingly, editing means going to lunch. It means editing with a credit card, not with a pencil.](https://sms4smile.com/quotes/robert-gottlieb/increasingly-editing-means-going-to-lunch-it-means-editing-with-a/)

[Robert Gottlieb](https://sms4smile.com/quotes/author/robert-gottlieb/)

> [Don't scale your perfection in the middle sometimes your last card decides the winner](https://sms4smile.com/quotes/anuj-tiwari/don-t-scale-your-perfection-in-the-middle-sometimes-your-last-card/)

[Anuj Tiwari](https://sms4smile.com/quotes/author/anuj-tiwari/)

> [“Look at us. A line of symmetry. Two halves of a whole. Two peas in a pod. A pair of queens. Though your card,…](https://sms4smile.com/quotes/erika-robuck/look-at-us-a-line-of-symmetry-two-halves-of-a-whole-two-peas-in-a-pod/)

[Erika Robuck](https://sms4smile.com/quotes/author/erika-robuck/)

> [There is no problem a library card can't solve.](https://sms4smile.com/quotes/eleanor-brown/there-is-no-problem-a-library-card-can-t-solve/)

[Eleanor Brown](https://sms4smile.com/quotes/author/eleanor-brown/)

> [I don't think that writing talent has much to do with where one went to school, or the number of degrees on one's business…](https://sms4smile.com/quotes/julia-quinn/i-don-t-think-that-writing-talent-has-much-to-do-with-where-one-went/)

[Julia Quinn](https://sms4smile.com/quotes/author/julia-quinn/)

> [“But this is the card we have been handed. This is our love story. Who are we to question fate?”](https://sms4smile.com/quotes/dawn-robertson/but-this-is-the-card-we-have-been-handed-this-is-our-love-story-who/)

[Dawn Robertson](https://sms4smile.com/quotes/author/dawn-robertson/)

> [“Tarot is a card-game that you don't play to win or lose. If there is a winner,it's the player who discovers the value of…](https://sms4smile.com/quotes/philippe-st-genoux/tarot-is-a-card-game-that-you-don-t-play-to-win-or-lose-if-there-is-a/)

Philippe St Genoux

Browse all 388 Card quotes

```json
{
    "@context": "https://schema.org",
    "@graph": [
        {
            "@type": "Quotation",
            "text": "Procrastination is like a credit card: it's a lot of fun until you get the bill.",
            "creator": {
                "@type": "Person",
                "name": "Christopher Parker"
            },
            "isPartOf": {
                "@id": "https://sms4smile.com/quotes/#website"
            },
            "url": "https://sms4smile.com/quotes/christopher-parker/procrastination-is-like-a-credit-card-it-s-a-lot-of-fun-until-you-get/",
            "about": {
                "@type": "Thing",
                "name": "Card"
            },
            "@id": "https://sms4smile.com/quotes/christopher-parker/procrastination-is-like-a-credit-card-it-s-a-lot-of-fun-until-you-get/#quotation",
            "image": {
                "@type": "ImageObject",
                "@id": "https://sms4smile.com/quotes/i/d74/christopher-parker-29682_card_procrastination-is-like-a-credit-card-it_2489921.png",
                "contentUrl": "https://sms4smile.com/quotes/i/d74/christopher-parker-29682_card_procrastination-is-like-a-credit-card-it_2489921.png",
                "url": "https://sms4smile.com/quotes/i/d74/christopher-parker-29682_card_procrastination-is-like-a-credit-card-it_2489921.png",
                "width": 1080,
                "height": 1080,
                "caption": "“Procrastination is like a credit card: it's a lot of fun until you get the bill.” — Christopher Parker",
                "creditText": "SMS4Smile Quotes",
                "creator": {
                    "@id": "https://sms4smile.com/quotes/#organization"
                }
            }
        },
        {
            "@type": "BreadcrumbList",
            "itemListElement": [
                {
                    "@type": "ListItem",
                    "position": 1,
                    "name": "Home",
                    "item": "https://sms4smile.com/"
                },
                {
                    "@type": "ListItem",
                    "position": 2,
                    "name": "Quotes",
                    "item": "https://sms4smile.com/quotes/"
                },
                {
                    "@type": "ListItem",
                    "position": 3,
                    "name": "Christopher Parker",
                    "item": "https://sms4smile.com/quotes/author/christopher-parker/"
                },
                {
                    "@type": "ListItem",
                    "position": 4,
                    "name": "Procrastination is like a credit card:...",
                    "item": "https://sms4smile.com/quotes/christopher-parker/procrastination-is-like-a-credit-card-it-s-a-lot-of-fun-until-you-get/"
                }
            ],
            "@id": "https://sms4smile.com/quotes/christopher-parker/procrastination-is-like-a-credit-card-it-s-a-lot-of-fun-until-you-get/#breadcrumb"
        },
        {
            "@type": "WebSite",
            "@id": "https://sms4smile.com/quotes/#website",
            "name": "SMS4Smile Quotes",
            "url": "https://sms4smile.com/quotes/",
            "publisher": {
                "@id": "https://sms4smile.com/quotes/#organization"
            }
        },
        {
            "@type": "Organization",
            "@id": "https://sms4smile.com/quotes/#organization",
            "name": "SMS4Smile Quotes",
            "url": "https://sms4smile.com/quotes/",
            "logo": {
                "@type": "ImageObject",
                "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png",
                "width": 512,
                "height": 512
            }
        }
    ]
}
```
