--- title: "Meaning & Key Takeaway of: It's natural that you'd have more brains…" description: "\"It's natural that you'd have more brains going into money management. There are so many huge incomes in money management and investment banking - it's ..." image: "https://sms4smile.com/quotes/i/bf0/charlie-munger-458_ants_it-s-natural-that-you-d-have-more-brains_275139.jpg" --- # It's natural that you'd have more brains going into money… ![“It's natural that you'd have more brains going into money management. There are so many huge incomes in money management and investment banking - it's like ants to sugar. There are huge incentives for a man to take up money management as opposed to, say, physics, and it's a lot easier.” quote by Charlie Munger](https://sms4smile.com/quotes/i/bf0/charlie-munger-458_ants_it-s-natural-that-you-d-have-more-brains_275139.jpg) [Download](https://sms4smile.com/quotes/i/bf0/charlie-munger-458_ants_it-s-natural-that-you-d-have-more-brains_275139.jpg) [Open image](https://sms4smile.com/quotes/i/bf0/charlie-munger-458_ants_it-s-natural-that-you-d-have-more-brains_275139.jpg) > “It's natural that you'd have more brains going into money management. There are so many huge incomes in money management and investment banking - it's like ants to sugar. There are huge incentives for a man to take up money management as opposed to, say, physics, and it's a lot easier.” [Charlie Munger](https://sms4smile.com/quotes/author/charlie-munger/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Money management attracts many because it offers high rewards with relatively low effort compared to fields fields. **In simple terms:** People choose finance for easy money. Key Takeaway Weigh effort against reward in career choices. Themes career economics incentives Mood critical contemplative Type business ethical When to use this quote - financial advising - career planning - education policy Key Concepts human capital risk vs reward Questions to Reflect On - Is easy money always ethical? - What are the societal costs of talent drift? A Different Perspective High earnings may not reflect true skill or contribution. ★ ★ ★ ★ ★ No ratings yet [Ants](https://sms4smile.com/quotes/about/ants/) [Banking](https://sms4smile.com/quotes/about/banking/) [Brain](https://sms4smile.com/quotes/about/brain/) [Easier](https://sms4smile.com/quotes/about/easier/) [Going Money](https://sms4smile.com/quotes/about/going-money/) [Huge](https://sms4smile.com/quotes/about/huge/) [Huge Incomes](https://sms4smile.com/quotes/about/huge-incomes-2680804/) [Incentives](https://sms4smile.com/quotes/about/incentives/) [Income](https://sms4smile.com/quotes/about/income/) [Investing](https://sms4smile.com/quotes/about/investing/) [Investment](https://sms4smile.com/quotes/about/investment/) [Investment banking](https://sms4smile.com/quotes/about/investment-banking/) [Man Money](https://sms4smile.com/quotes/about/man-money/) [Management](https://sms4smile.com/quotes/about/management/) [Men](https://sms4smile.com/quotes/about/men/) [Money](https://sms4smile.com/quotes/about/money/) [Money Man](https://sms4smile.com/quotes/about/money-man/) [Money management](https://sms4smile.com/quotes/about/money-management/) [Natural](https://sms4smile.com/quotes/about/natural/) [Physics](https://sms4smile.com/quotes/about/physics/) [Sugar](https://sms4smile.com/quotes/about/sugar/) ## Related quotes > [I regard the amount of brainpower going into money management as a national scandal. 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It's a… ](https://sms4smile.com/quotes/charlie-munger/the-general-systems-of-money-management-today-require-people-to/) [Charlie Munger](https://sms4smile.com/quotes/author/charlie-munger/) > [Harvard and Yale concentrated with venture capitalists that got the best calls and brainpower. Very few firms made most of the money, and they…](https://sms4smile.com/quotes/charlie-munger/harvard-and-yale-concentrated-with-venture-capitalists-that-got-the/) [Charlie Munger](https://sms4smile.com/quotes/author/charlie-munger/) > [Man made the money money never made the man](https://sms4smile.com/quotes/erdem/man-made-the-money-money-never-made-the-man/) [Erdem](https://sms4smile.com/quotes/author/erdem/) > [You can take of a man's money, but when it's all said and done, you've only taken his money. 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Money management, therefore, is key to the process of good trading.”](https://sms4smile.com/quotes/yvan-byeajee/all-statistics-have-outliers-money-management-therefore-is-key-to-the/) [Yvan Byeajee](https://sms4smile.com/quotes/author/yvan-byeajee/) > [It's important for students to learn to make smart money management decisions before heading off to college or the entering the workforce.](https://sms4smile.com/quotes/malcolm-jenkins/it-s-important-for-students-to-learn-to-make-smart-money-management/) [Malcolm Jenkins](https://sms4smile.com/quotes/author/malcolm-jenkins/) > [Money management has been a profession involving a lot of fakery - people saying they can beat the market, and they really can't.](https://sms4smile.com/quotes/robert-j-shiller/money-management-has-been-a-profession-involving-a-lot-of-fakery/) [Robert J. Shiller](https://sms4smile.com/quotes/author/robert-j-shiller/) > [Ain't only three things to gambling: knowing the 60-40 end of the proposition, money management, and knowing yourself.](https://sms4smile.com/quotes/puggy-pearson/ain-t-only-three-things-to-gambling-knowing-the-60-40-end-of-the/) [Puggy Pearson](https://sms4smile.com/quotes/author/puggy-pearson/) ## More by Charlie Munger > [Almost all good businesses engage in 'pain today, gain tomorrow' activities.](https://sms4smile.com/quotes/charlie-munger/almost-all-good-businesses-engage-in-pain-today-gain-tomorrow/) [Charlie Munger](https://sms4smile.com/quotes/author/charlie-munger/) > [If you want good behavior, don't pay on a commission basis. Our judges aren't paid so much a case. We keep them pretty well…](https://sms4smile.com/quotes/charlie-munger/if-you-want-good-behavior-don-t-pay-on-a-commission-basis-our-judges/) [Charlie Munger](https://sms4smile.com/quotes/author/charlie-munger/) > [Acquire worldly wisdom and adjust your behavior accordingly. 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And…](https://sms4smile.com/quotes/charlie-munger/the-great-lesson-in-microeconomics-is-to-discriminate-between-when/) [Charlie Munger](https://sms4smile.com/quotes/author/charlie-munger/) > [Some years ago one oil company bought a fertilizer company, and every other major oil company practically ran out and bought a fertilizer company.…](https://sms4smile.com/quotes/charlie-munger/some-years-ago-one-oil-company-bought-a-fertilizer-company-and-every/) [Charlie Munger](https://sms4smile.com/quotes/author/charlie-munger/) > [ They \[Mc Donalds\] take people and give them a first job, which enables them to get a second job. They do a very good… ](https://sms4smile.com/quotes/charlie-munger/they-mc-donalds-take-people-and-give-them-a-first-job-which-enables/) [Charlie Munger](https://sms4smile.com/quotes/author/charlie-munger/) > [What good is envy? It’s the one sin you can’t have any fun at.](https://sms4smile.com/quotes/charlie-munger/what-good-is-envy-it-s-the-one-sin-you-can-t-have-any-fun-at/) [Charlie Munger](https://sms4smile.com/quotes/author/charlie-munger/) > [We believe that almost all really good investment records will involve relatively little diversification. The basic idea that it was hard to find good…](https://sms4smile.com/quotes/charlie-munger/we-believe-that-almost-all-really-good-investment-records-will/) [Charlie Munger](https://sms4smile.com/quotes/author/charlie-munger/) > [It is way less certain to be a wonderful business in the future. The threat is alternative mediums of information. Every newspaper is scrambling…](https://sms4smile.com/quotes/charlie-munger/it-is-way-less-certain-to-be-a-wonderful-business-in-the-future-the/) [Charlie Munger](https://sms4smile.com/quotes/author/charlie-munger/) > [In the corporate world, if you have analysts, due diligence, and no horse sense, you've just described hell.](https://sms4smile.com/quotes/charlie-munger/in-the-corporate-world-if-you-have-analysts-due-diligence-and-no/) [Charlie Munger](https://sms4smile.com/quotes/author/charlie-munger/) > [We have to have a special insight, or we'll put it in the 'too tough' basket. All of you have to look for a…](https://sms4smile.com/quotes/charlie-munger/we-have-to-have-a-special-insight-or-we-ll-put-it-in-the-too-tough/) [Charlie Munger](https://sms4smile.com/quotes/author/charlie-munger/) > [I've heard that one-half of the students at elite schools want to go into private equity or hedge funds. They want to keep up…](https://sms4smile.com/quotes/charlie-munger/i-ve-heard-that-one-half-of-the-students-at-elite-schools-want-to-go/) [Charlie Munger](https://sms4smile.com/quotes/author/charlie-munger/) [Explore all 544 Charlie Munger quotes ](https://sms4smile.com/quotes/author/charlie-munger/) ## More Ants quotes > [Some people are like ants. Give them a warm day and a piece of ground and they start digging. There the similarity ends. Ants…](https://sms4smile.com/quotes/hal-borland/some-people-are-like-ants-give-them-a-warm-day-and-a-piece-of-ground/) [Hal Borland](https://sms4smile.com/quotes/author/hal-borland/) > [Great God of the Ants, thou hast granted victory to thy servants. I appoint thee honorary Colonel.](https://sms4smile.com/quotes/karel-capek/great-god-of-the-ants-thou-hast-granted-victory-to-thy-servants-i/) [Karel Capek](https://sms4smile.com/quotes/author/karel-capek/) > [Pray look upon the plants and birds, the ants, spiders, and bees, and you will see them all exerting their nature, and busy in…](https://sms4smile.com/quotes/marcus-aurelius/pray-look-upon-the-plants-and-birds-the-ants-spiders-and-bees-and-you/) [Marcus Aurelius](https://sms4smile.com/quotes/author/marcus-aurelius/) > [People are like ants: Just a few of them give all the orders. And most of them spend their lives getting squashed.](https://sms4smile.com/quotes/lauren-oliver/people-are-like-ants-just-a-few-of-them-give-all-the-orders-and-most/) [Lauren Oliver](https://sms4smile.com/quotes/author/lauren-oliver/) > [“Some people are ants by nature; they have to work, even when it’s useless. Few people have a talent for constructive laziness.”](https://sms4smile.com/quotes/robert-a-heinlein/some-people-are-ants-by-nature-they-have-to-work-even-when-it-s/) [Robert A. Heinlein](https://sms4smile.com/quotes/author/robert-a-heinlein/) > [There's a good case to be made that having fun is a key evolutionary advantage right next to opposable thumbs in terms of importance.…](https://sms4smile.com/quotes/raph-koster/there-s-a-good-case-to-be-made-that-having-fun-is-a-key-evolutionary/) [Raph Koster](https://sms4smile.com/quotes/author/raph-koster/) > [“THE FIGHTERS ARE TINY. INSECTS, REALLY. BUT ANTS CAN SLAY AN ELEPHANT, IF THERE ARE ENOUGH OF THEM. ESPECIALLY ANTS ARMED WITH HIGH-YIELD EXPLOSIVES…](https://sms4smile.com/quotes/amie-kaufman/the-fighters-are-tiny-insects-really-but-ants-can-slay-an-elephant-if/) [Amie Kaufman](https://sms4smile.com/quotes/author/amie-kaufman/) > [We know of no behavior in ants or any other social insects that can be construed as play.](https://sms4smile.com/quotes/bert-holldobler/we-know-of-no-behavior-in-ants-or-any-other-social-insects-that-can/) [Bert Holldobler](https://sms4smile.com/quotes/author/bert-holldobler/) > [Oh, ants, my sisters, good old honeydew-seekers! From close up you are sticky and shiny and gristly; and your nymphs have parasitic red mites…](https://sms4smile.com/quotes/william-t-vollmann/oh-ants-my-sisters-good-old-honeydew-seekers-from-close-up-you-are/) [William T. Vollmann](https://sms4smile.com/quotes/author/william-t-vollmann/) > [Albert and I would spend hours and hours looking at them. Cleo had this big magnifying glass on his desk, and we'd find centipedes…](https://sms4smile.com/quotes/fannie-flagg/albert-and-i-would-spend-hours-and-hours-looking-at-them-cleo-had/) [Fannie Flagg](https://sms4smile.com/quotes/author/fannie-flagg/) > [When someone criticizes or disagrees with you, a small ant of hatred and antagonism is born in your heart. If you do not squash…](https://sms4smile.com/quotes/rumi/when-someone-criticizes-or-disagrees-with-you-a-small-ant-of-hatred/) [Rumi](https://sms4smile.com/quotes/author/rumi/) > [“Lies are like ants; there's never just one.”](https://sms4smile.com/quotes/julia-ash/lies-are-like-ants-there-s-never-just-one/) [Julia Ash](https://sms4smile.com/quotes/author/julia-ash/) > [There's a scientific hypothesis that every person's name is a primary suggestive command that contains the entire script of their life in highly concentrated…](https://sms4smile.com/quotes/victor-pelevin/there-s-a-scientific-hypothesis-that-every-person-s-name-is-a-primary/) [Victor Pelevin](https://sms4smile.com/quotes/author/victor-pelevin/) > [When I was little, I would burn ants with a magnifying glass. But now that I'm older, I'm more of a cat guy.](https://sms4smile.com/quotes/anthony-jeselnik/when-i-was-little-i-would-burn-ants-with-a-magnifying-glass-but-now/) [Anthony Jeselnik](https://sms4smile.com/quotes/author/anthony-jeselnik/) > [If ants were the size of humans, they would be able to run twice as fast as a Lamborghini.](https://sms4smile.com/quotes/anonymous/if-ants-were-the-size-of-humans-they-would-be-able-to-run-twice-as/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) [Browse all 499 Ants quotes ](https://sms4smile.com/quotes/about/ants/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Quotation", "text": "It's natural that you'd have more brains going into money management. There are so many huge incomes in money management and investment banking - it's like ants to sugar. 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