---
title: "Meaning & Key Takeaway of: Only criminals want to use cash."
description: "\"Only criminals want to use cash.\" — Charles W. Scharf"
image: "https://sms4smile.com/quotes/i/cb9/charles-w-scharf-63859_cash_only-criminals-want-to-use-cash-347977_347977.jpg"
---

#  Only criminals want to use cash.

![“Only criminals want to use cash.” quote by Charles W. Scharf](https://sms4smile.com/quotes/i/cb9/charles-w-scharf-63859_cash_only-criminals-want-to-use-cash-347977_347977.jpg)   [Download](https://sms4smile.com/quotes/i/cb9/charles-w-scharf-63859_cash_only-criminals-want-to-use-cash-347977_347977.jpg) [Open image](https://sms4smile.com/quotes/i/cb9/charles-w-scharf-63859_cash_only-criminals-want-to-use-cash-347977_347977.jpg)

> “Only criminals want to use cash.”

[Charles W. Scharf](https://sms4smile.com/quotes/author/charles-w-scharf/)

## About This Quote

This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation.

Cash usage is primarily favored by those seeking anonymity, often linked to illicit activities.

**In simple terms:** Cash appeals to criminals.

Key Takeaway

Consider digital alternatives for security.

Themes

finance security crime

Mood

analytical critical

Type

policy informative

When to use this quote

- retail
- online banking
- anti‑money laundering
- policy making

Key Concepts

economics privacy

Questions to Reflect On

- Why do some prefer cash despite risks?
- How can cash be regulated without harming the poor?

A Different Perspective

Cash also serves unbanked populations and privacy needs.

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[Cash](https://sms4smile.com/quotes/about/cash/) [Criminals](https://sms4smile.com/quotes/about/criminals/) [Criminals Want](https://sms4smile.com/quotes/about/criminals-want-785512/) [Only](https://sms4smile.com/quotes/about/only/) [Use](https://sms4smile.com/quotes/about/use/) [Use Cash](https://sms4smile.com/quotes/about/use-cash-1017392/) [Want](https://sms4smile.com/quotes/about/want/)

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