--- title: "Meaning & Key Takeaway of: I'm making better than two million a…" description: "\"I'm making better than two million a year, but it's hard work. The luxuries and pleasures I enjoy in my spare time keep me in condition to do that work..." image: "https://sms4smile.com/quotes/i/6f7/charles-m-schwab-4260_hard-work_i-m-making-better-than-two-million-a-yea_3048873.jpg" --- # I'm making better than two million a year, but it's hard… ![“I'm making better than two million a year, but it's hard work. The luxuries and pleasures I enjoy in my spare time keep me in condition to do that work. Carnegie and Frick have more money than I have, but I'm getting more value for my dollars than they are.” quote by Charles M. Schwab](https://sms4smile.com/quotes/i/6f7/charles-m-schwab-4260_hard-work_i-m-making-better-than-two-million-a-yea_3048873.jpg) [Download](https://sms4smile.com/quotes/i/6f7/charles-m-schwab-4260_hard-work_i-m-making-better-than-two-million-a-yea_3048873.jpg) [Open image](https://sms4smile.com/quotes/i/6f7/charles-m-schwab-4260_hard-work_i-m-making-better-than-two-million-a-yea_3048873.jpg) > “I'm making better than two million a year, but it's hard work. The luxuries and pleasures I enjoy in my spare time keep me in condition to do that work. Carnegie and Frick have more money than I have, but I'm getting more value for my dollars than they are.” [Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Earning a high income requires hard work, and the enjoyment of luxuries sustains the ability to continue working. **In simple terms:** Hard work yields wealth and enjoyment. Key Takeaway Balance effort with rewarding leisure. Themes finance hard work luxury value efficiency Mood pragmatic confident Type business motivational When to use this quote - career planning - budgeting - lifestyle design Key Concepts economics personal finance motivation Questions to Reflect On - How do you stay motivated after success? - What limits keep you grounded? A Different Perspective Wealth can create complacency. ★ ★ ★ ★ ★ No ratings yet [Hard work](https://sms4smile.com/quotes/about/hard-work/) [Money](https://sms4smile.com/quotes/about/money/) [Spare time](https://sms4smile.com/quotes/about/spare-time/) [Time](https://sms4smile.com/quotes/about/time/) [Value](https://sms4smile.com/quotes/about/value/) [Work](https://sms4smile.com/quotes/about/work/) ## Related quotes > [They're making a ton of money, and no one is getting a nickel.](https://sms4smile.com/quotes/ruben-blades/they-re-making-a-ton-of-money-and-no-one-is-getting-a-nickel/) [Ruben Blades](https://sms4smile.com/quotes/author/ruben-blades/) > [I'm going to go back and find out where the money is. The money is not getting down there.](https://sms4smile.com/quotes/lynn-westmoreland/i-m-going-to-go-back-and-find-out-where-the-money-is-the-money-is-not/) [Lynn Westmoreland](https://sms4smile.com/quotes/author/lynn-westmoreland/) > [If everyone is getting money, no one is getting disrespected, and no one is getting hurt, no one should be arguing.](https://sms4smile.com/quotes/damon-dash/if-everyone-is-getting-money-no-one-is-getting-disrespected-and-no/) [Damon Dash](https://sms4smile.com/quotes/author/damon-dash/) > [But when I got into my teens, I didn't have money. And then, getting into my early 20s, I still didn't have money. And…](https://sms4smile.com/quotes/claudia-jessie/but-when-i-got-into-my-teens-i-didn-t-have-money-and-then-getting/) [Claudia Jessie](https://sms4smile.com/quotes/author/claudia-jessie/) > [I won my first 10 fights by knockout. The money was getting larger at the same time.](https://sms4smile.com/quotes/eddie-alvarez/i-won-my-first-10-fights-by-knockout-the-money-was-getting-larger-at/) [Eddie Alvarez](https://sms4smile.com/quotes/author/eddie-alvarez/) > [The way to get things done is to stimulate competition. I do not mean in a sordid, money-getting way, but in the desire to…](https://sms4smile.com/quotes/charles-r-schwab/the-way-to-get-things-done-is-to-stimulate-competition-i-do-not-mean/) [Charles R. Schwab](https://sms4smile.com/quotes/author/charles-r-schwab/) > [In the commercial music world, the folk world, we sell records and concert tickets - this is the way I make a living. You…](https://sms4smile.com/quotes/rhiannon-giddens/in-the-commercial-music-world-the-folk-world-we-sell-records-and/) [Rhiannon Giddens](https://sms4smile.com/quotes/author/rhiannon-giddens/) > [For me, success isn't even about money. It's about getting to do what you love and supporting yourself. Everything that comes after that is…](https://sms4smile.com/quotes/bobby-bones/for-me-success-isn-t-even-about-money-it-s-about-getting-to-do-what/) [Bobby Bones](https://sms4smile.com/quotes/author/bobby-bones/) > [I do hope you have some money. I'm getting tired of hitting people.](https://sms4smile.com/quotes/anonymous/i-do-hope-you-have-some-money-i-m-getting-tired-of-hitting-people/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) > [The money I was getting paid isn't going to do anything to help my family grow. It's not going to give us a better…](https://sms4smile.com/quotes/corey-anderson/the-money-i-was-getting-paid-isn-t-going-to-do-anything-to-help-my/) [Corey Anderson](https://sms4smile.com/quotes/author/corey-anderson/) > [Making money, getting yourself status in this world is not everything at all. But it has become everything in America. That you really have…](https://sms4smile.com/quotes/frank-capra/making-money-getting-yourself-status-in-this-world-is-not-everything/) [Frank Capra](https://sms4smile.com/quotes/author/frank-capra/) > [Money getting big, like the arms on Hulk Hogan.](https://sms4smile.com/quotes/maino/money-getting-big-like-the-arms-on-hulk-hogan/) [Maino](https://sms4smile.com/quotes/author/maino/) > [In January we start saving money, getting out of credit card debt, funding our retirement accounts, and we're doing wonderful. Then, every single year…](https://sms4smile.com/quotes/suze-orman/in-january-we-start-saving-money-getting-out-of-credit-card-debt/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [I grew up in Northern Ireland, didn't have a lot of money and getting over to Glasgow to watch a game was probably a…](https://sms4smile.com/quotes/kyle-lafferty/i-grew-up-in-northern-ireland-didn-t-have-a-lot-of-money-and-getting/) [Kyle Lafferty](https://sms4smile.com/quotes/author/kyle-lafferty/) > [My money getting stronger, my cars is European, The woman that you love the same women that I peein, The places that you run…](https://sms4smile.com/quotes/maino/my-money-getting-stronger-my-cars-is-european-the-woman-that-you-love/) [Maino](https://sms4smile.com/quotes/author/maino/) ## More by Charles M. Schwab > [Many men fail because they do not see the importance of being kind and courteous to the men under them. Kindness to everybody always…](https://sms4smile.com/quotes/charles-m-schwab/many-men-fail-because-they-do-not-see-the-importance-of-being-kind/) [Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/) > [Looking to the future I see in the further acceleration of science continuous jobs for our workers. Science will cure unemployment.](https://sms4smile.com/quotes/charles-m-schwab/looking-to-the-future-i-see-in-the-further-acceleration-of-science/) [Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/) > [In my own house, I rigged up a laboratory and studied chemistry in the evenings, determined that there should be nothing in the manufacture…](https://sms4smile.com/quotes/charles-m-schwab/in-my-own-house-i-rigged-up-a-laboratory-and-studied-chemistry-in-the/) [Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/) > [Any man who goes into anything in life and does it better than the average will have a successful life. If he does it…](https://sms4smile.com/quotes/charles-m-schwab/any-man-who-goes-into-anything-in-life-and-does-it-better-than-the/) [Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/) > [I have yet to hear an instance where misfortune hit a man because he worked overtime. I know lots of instances where it hit…](https://sms4smile.com/quotes/charles-m-schwab/i-have-yet-to-hear-an-instance-where-misfortune-hit-a-man-because-he/) [Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/) > [If I were asked to say the most important things that lead to a successful life, I should say that, first of all, was…](https://sms4smile.com/quotes/charles-m-schwab/if-i-were-asked-to-say-the-most-important-things-that-lead-to-a/) [Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/) > [I have probably purchased fifty 'hot tips' in my career, maybe even more. When I put them all together, I know I am a…](https://sms4smile.com/quotes/charles-m-schwab/i-have-probably-purchased-fifty-hot-tips-in-my-career-maybe-even-more/) [Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/) > [American industry is spilling over with men who started life even with the leaders, with brains just as big, with hands quite as capable.…](https://sms4smile.com/quotes/charles-m-schwab/american-industry-is-spilling-over-with-men-who-started-life-even/) [Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/) > [Work hard. Hard work is the best investment a man can make.](https://sms4smile.com/quotes/charles-m-schwab/work-hard-hard-work-is-the-best-investment-a-man-can-make/) [Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/) > [My own idea is that if the men hold any meetings or attempt to form any organization, we should be prepared to be fully…](https://sms4smile.com/quotes/charles-m-schwab/my-own-idea-is-that-if-the-men-hold-any-meetings-or-attempt-to-form/) [Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/) > [Nothing is more fatal to success than taking one's job as a matter of course.](https://sms4smile.com/quotes/charles-m-schwab/nothing-is-more-fatal-to-success-than-taking-one-s-job-as-a-matter-of/) [Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/) > [In my own house I rigged up a laboratory and studied chemistry in the evenings, determined that there should be nothing in the manufacture…](https://sms4smile.com/quotes/charles-m-schwab/in-my-own-house-i-rigged-up-a-laboratory-and-studied-chemistry-in-the-2/) [Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/) > [A woman worries about the future until she gets a husband, while a man never worries about the future until he gets a wife.](https://sms4smile.com/quotes/charles-m-schwab/a-woman-worries-about-the-future-until-she-gets-a-husband-while-a-man/) [Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/) > [The man who has done his best has done everything. The man who has done less than his best has done nothing.](https://sms4smile.com/quotes/charles-m-schwab/the-man-who-has-done-his-best-has-done-everything-the-man-who-has/) [Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/) > [I am not a believer in large salaries. I hold that every man should be paid for personal production. Our big men at Bethlehem…](https://sms4smile.com/quotes/charles-m-schwab/i-am-not-a-believer-in-large-salaries-i-hold-that-every-man-should-be/) [Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/) [Explore all 113 Charles M. Schwab quotes ](https://sms4smile.com/quotes/author/charles-m-schwab/) ## More Hard work quotes > [I value the experiences that come with life too much to sit by and not put my full effort into them.](https://sms4smile.com/quotes/jim-miller/i-value-the-experiences-that-come-with-life-too-much-to-sit-by-and/) [Jim Miller](https://sms4smile.com/quotes/author/jim-miller/) > [Some people give you that motivation to work harder simply to get the hell away from wherever they are.](https://sms4smile.com/quotes/dane-cook/some-people-give-you-that-motivation-to-work-harder-simply-to-get-the/) [Dane Cook](https://sms4smile.com/quotes/author/dane-cook/) > [Don't be afraid of hard work. Nothing worthwhile comes easily. Don't let others discourage you or tell you that you can't do it. In…](https://sms4smile.com/quotes/gertrude-b-elion/don-t-be-afraid-of-hard-work-nothing-worthwhile-comes-easily-don-t/) [Gertrude B. Elion](https://sms4smile.com/quotes/author/gertrude-b-elion/) > [High school, going into my junior year, I kind of had the idea I was going to be the starting running back. I was…](https://sms4smile.com/quotes/saquon-barkley/high-school-going-into-my-junior-year-i-kind-of-had-the-idea-i-was/) [Saquon Barkley](https://sms4smile.com/quotes/author/saquon-barkley/) > [Now I try to make efforts, you know, I'm just, the best effort I can do is just stay sober myself. I can at…](https://sms4smile.com/quotes/andy-dick/now-i-try-to-make-efforts-you-know-i-m-just-the-best-effort-i-can-do/) [Andy Dick](https://sms4smile.com/quotes/author/andy-dick/) > [We have started to make music at age seven. That was a hard work.](https://sms4smile.com/quotes/bill-kaulitz/we-have-started-to-make-music-at-age-seven-that-was-a-hard-work/) [Bill Kaulitz](https://sms4smile.com/quotes/author/bill-kaulitz/) > [Hard work and a good education will take you further than any government program.](https://sms4smile.com/quotes/aaron-schock/hard-work-and-a-good-education-will-take-you-further-than-any/) [Aaron Schock](https://sms4smile.com/quotes/author/aaron-schock/) > [I got the reputation of being hard to work with. It has been hard for me to get rid of it.](https://sms4smile.com/quotes/lorrie-morgan/i-got-the-reputation-of-being-hard-to-work-with-it-has-been-hard-for/) [Lorrie Morgan](https://sms4smile.com/quotes/author/lorrie-morgan/) > [We've all seen talented young players who get to a certain level but there comes a point where that talent will only take you…](https://sms4smile.com/quotes/warren-gatland/we-ve-all-seen-talented-young-players-who-get-to-a-certain-level-but/) [Warren Gatland](https://sms4smile.com/quotes/author/warren-gatland/) > [It is worthwhile for anyone to have behind him a few generations of honest, hard-working ancestry.](https://sms4smile.com/quotes/anonymous/it-is-worthwhile-for-anyone-to-have-behind-him-a-few-generations-of/) [Anonymous](https://sms4smile.com/quotes/author/anonymous/) > [I know that I'm going to have to work hard, keep working hard, and not because of this victory think, "I'm back." I don't…](https://sms4smile.com/quotes/kim-clijsters/i-know-that-i-m-going-to-have-to-work-hard-keep-working-hard-and-not/) [Kim Clijsters](https://sms4smile.com/quotes/author/kim-clijsters/) > [If you don't meet luck halfway with really hard work, luck won't get you all the way there.](https://sms4smile.com/quotes/asia-kate-dillon/if-you-don-t-meet-luck-halfway-with-really-hard-work-luck-won-t-get/) [Asia Kate Dillon](https://sms4smile.com/quotes/author/asia-kate-dillon/) > [Forgive me for noting that conservatives seem to believe that the rich will work harder if we give them more, and the poor will…](https://sms4smile.com/quotes/e-j-dionne/forgive-me-for-noting-that-conservatives-seem-to-believe-that-the/) [E. J. Dionne](https://sms4smile.com/quotes/author/e-j-dionne/) > [If China someday gains a more fair, just, and accountable system of government, it will be due to the hard work and efforts of…](https://sms4smile.com/quotes/rebecca-mackinnon/if-china-someday-gains-a-more-fair-just-and-accountable-system-of/) [Rebecca MacKinnon](https://sms4smile.com/quotes/author/rebecca-mackinnon/) > [There are really only two ways to teach. You can inspire the student to voluntarily and enthusiastically choose to do the hard work necessary…](https://sms4smile.com/quotes/oliver-demille/there-are-really-only-two-ways-to-teach-you-can-inspire-the-student/) [Oliver DeMille](https://sms4smile.com/quotes/author/oliver-demille/) [Browse all 7,687 Hard work quotes ](https://sms4smile.com/quotes/about/hard-work/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Quotation", "text": "I'm making better than two million a year, but it's hard work. 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