---
title: "Meaning & Key Takeaway of: There is always something to be thankful…"
description: "\"There is always something to be thankful for. If you can't pay your bills, you can be thankful you are not one of your creditors.\" — Charles E. McKenzie"
image: "https://sms4smile.com/quotes/i/adf/charles-e-mckenzie-30375_being-thankful_there-is-always-something-to-be-thankful_2198556.jpg"
---

#  There is always something to be thankful for. If you can't…

![“There is always something to be thankful for. If you can't pay your bills, you can be thankful you are not one of your creditors.” quote by Charles E. McKenzie](https://sms4smile.com/quotes/i/adf/charles-e-mckenzie-30375_being-thankful_there-is-always-something-to-be-thankful_2198556.jpg)   [Download](https://sms4smile.com/quotes/i/adf/charles-e-mckenzie-30375_being-thankful_there-is-always-something-to-be-thankful_2198556.jpg) [Open image](https://sms4smile.com/quotes/i/adf/charles-e-mckenzie-30375_being-thankful_there-is-always-something-to-be-thankful_2198556.jpg)

> “There is always something to be thankful for. If you can't pay your bills, you can be thankful you are not one of your creditors.”

[Charles E. McKenzie](https://sms4smile.com/quotes/author/charles-e-mckenzie/)

## About This Quote

This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation.

Even when finances are tight, gratitude for non‑material aspects can shift focus away from debt stress.

**In simple terms:** Find gratitude beyond money.

Key Takeaway

Practice gratitude daily.

Themes

gratitude financial stress perspective

Mood

thoughtful calm

Type

inspirational practical

When to use this quote

- budgeting
- mental health
- family budgeting
- debt management

Key Concepts

psychology economics

Questions to Reflect On

- What non‑material blessings can you list?
- How does gratitude affect your spending?

A Different Perspective

Gratitude may not solve underlying financial problems.

★ ★ ★ ★ ★   No ratings yet

[Being thankful](https://sms4smile.com/quotes/about/being-thankful/) [Bills](https://sms4smile.com/quotes/about/bills/) [Bills Thankful](https://sms4smile.com/quotes/about/bills-thankful-4819320/) [Creditors](https://sms4smile.com/quotes/about/creditors/) [Ifs](https://sms4smile.com/quotes/about/ifs/) [Pay](https://sms4smile.com/quotes/about/pay/) [Pay Bills](https://sms4smile.com/quotes/about/pay-bills/) [Thankful](https://sms4smile.com/quotes/about/thankful/) [Thankful Creditors](https://sms4smile.com/quotes/about/thankful-creditors-4819319/) [Thankful Pay](https://sms4smile.com/quotes/about/thankful-pay-4819321/)

## Related quotes

> [A person doesn't know how much he has to be thankful for until he has to pay taxes on it.](https://sms4smile.com/quotes/ann-landers/a-person-doesn-t-know-how-much-he-has-to-be-thankful-for-until-he-has/)

[Ann Landers](https://sms4smile.com/quotes/author/ann-landers/)

> [Every American born today owes $43,000 to the federal government the day she or he is born. And we are transferring a tremendous amount…](https://sms4smile.com/quotes/mark-kirk/every-american-born-today-owes-43-000-to-the-federal-government-the/)

[Mark Kirk](https://sms4smile.com/quotes/author/mark-kirk/)

> [Creditors have better memories than debtors.](https://sms4smile.com/quotes/benjamin-franklin/creditors-have-better-memories-than-debtors/)

[Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/)

> [The stomach begs and clamors, and listens to no precepts. And yet it is not an obdurate creditor; for it is dismissed with small…](https://sms4smile.com/quotes/seneca-the-younger/the-stomach-begs-and-clamors-and-listens-to-no-precepts-and-yet-it-is/)

[Seneca the Younger](https://sms4smile.com/quotes/author/seneca-the-younger/)

> [Running into debt isn't so bad. It's running into creditors that hurts](https://sms4smile.com/quotes/anonymous/running-into-debt-isn-t-so-bad-it-s-running-into-creditors-that-hurts/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

> [Not everyone is a debtor who wishes to be; not everyone who wishes makes creditors.](https://sms4smile.com/quotes/francois-rabelais/not-everyone-is-a-debtor-who-wishes-to-be-not-everyone-who-wishes/)

[Francois Rabelais](https://sms4smile.com/quotes/author/francois-rabelais/)

> [“IMF is really designed to protect creditors not debtors.”](https://sms4smile.com/quotes/david-graeber/imf-is-really-designed-to-protect-creditors-not-debtors/)

[David Graeber](https://sms4smile.com/quotes/author/david-graeber/)

> [Congress is responsible for everything and unable to do anything, hated by the public creditors, insulted by the soldiers and unsupported by the citizens.](https://sms4smile.com/quotes/benjamin-hawkins/congress-is-responsible-for-everything-and-unable-to-do-anything/)

[Benjamin Hawkins](https://sms4smile.com/quotes/author/benjamin-hawkins/)

> [The aim of New Deals is to exterminate the class of creditors and thrust all men into that of debtors. It is like trying…](https://sms4smile.com/quotes/h-l-mencken/the-aim-of-new-deals-is-to-exterminate-the-class-of-creditors-and/)

[H. L. Mencken](https://sms4smile.com/quotes/author/h-l-mencken/)

> [Ah, fortune and fame shall follow me ... and I shall dwell in the world of the chosen for a few moments of fleeting…](https://sms4smile.com/quotes/hunter-s-thompson/ah-fortune-and-fame-shall-follow-me-and-i-shall-dwell-in-the-world-of/)

[Hunter S. Thompson](https://sms4smile.com/quotes/author/hunter-s-thompson/)

> [The creditor whose appearance gladdens the heart of a debtor may hold his head in sunbeams and his foot on storms.](https://sms4smile.com/quotes/johann-kaspar-lavater/the-creditor-whose-appearance-gladdens-the-heart-of-a-debtor-may-hold/)

[Johann Kaspar Lavater](https://sms4smile.com/quotes/author/johann-kaspar-lavater/)

> [The man who avoids debt doesn't have to worry about avoiding his creditors.](https://sms4smile.com/quotes/evan-esar/the-man-who-avoids-debt-doesn-t-have-to-worry-about-avoiding-his/)

[Evan Esar](https://sms4smile.com/quotes/author/evan-esar/)

> [Africa is poor because its investors and its creditors are unspeakably rich.](https://sms4smile.com/quotes/naomi-klein/africa-is-poor-because-its-investors-and-its-creditors-are/)

[Naomi Klein](https://sms4smile.com/quotes/author/naomi-klein/)

> [Faith is like private capital, stored in one's own house. It is like a public savings bank or loan office, from which individuals receive…](https://sms4smile.com/quotes/johann-wolfgang-von-goethe/faith-is-like-private-capital-stored-in-one-s-own-house-it-is-like-a/)

[Johann Wolfgang von Goethe](https://sms4smile.com/quotes/author/johann-wolfgang-von-goethe/)

> [Much of what Germany and France have done in the rescue of Greece has also helped German and French banks, who for a long…](https://sms4smile.com/quotes/mario-monti/much-of-what-germany-and-france-have-done-in-the-rescue-of-greece-has/)

[Mario Monti](https://sms4smile.com/quotes/author/mario-monti/)

## More by Charles E. McKenzie

> [In a bureaucracy, they shoot the bull, pass the buck, and make seven copies of everything.](https://sms4smile.com/quotes/charles-e-mckenzie/in-a-bureaucracy-they-shoot-the-bull-pass-the-buck-and-make-seven/)

[Charles E. McKenzie](https://sms4smile.com/quotes/author/charles-e-mckenzie/)

> [The biggest farce of man's history has been the argument that wars are fought to save civilization.](https://sms4smile.com/quotes/charles-e-mckenzie/the-biggest-farce-of-man-s-history-has-been-the-argument-that-wars/)

[Charles E. McKenzie](https://sms4smile.com/quotes/author/charles-e-mckenzie/)

> [Isn't it wonderful how dogs can win friends and influence people without ever reading a book.](https://sms4smile.com/quotes/charles-e-mckenzie/isn-t-it-wonderful-how-dogs-can-win-friends-and-influence-people/)

[Charles E. McKenzie](https://sms4smile.com/quotes/author/charles-e-mckenzie/)

> [Bureaucrats live on the fat of the land, while the rest of us stay skinny laboring to pay their salaries.](https://sms4smile.com/quotes/charles-e-mckenzie/bureaucrats-live-on-the-fat-of-the-land-while-the-rest-of-us-stay/)

[Charles E. McKenzie](https://sms4smile.com/quotes/author/charles-e-mckenzie/)

> [Schoolteachers are not fully appreciated by parents until it rains all day Saturday.](https://sms4smile.com/quotes/charles-e-mckenzie/schoolteachers-are-not-fully-appreciated-by-parents-until-it-rains/)

[Charles E. McKenzie](https://sms4smile.com/quotes/author/charles-e-mckenzie/)

> [Advice is like mushrooms. The wrong kind can prove fatal.](https://sms4smile.com/quotes/charles-e-mckenzie/advice-is-like-mushrooms-the-wrong-kind-can-prove-fatal/)

[Charles E. McKenzie](https://sms4smile.com/quotes/author/charles-e-mckenzie/)

> [Etc. is a perfect word-when you can't think of the right one.](https://sms4smile.com/quotes/charles-e-mckenzie/etc-is-a-perfect-word-when-you-can-t-think-of-the-right-one/)

[Charles E. McKenzie](https://sms4smile.com/quotes/author/charles-e-mckenzie/)

> [Free advice is often overpriced.](https://sms4smile.com/quotes/charles-e-mckenzie/free-advice-is-often-overpriced/)

[Charles E. McKenzie](https://sms4smile.com/quotes/author/charles-e-mckenzie/)

> [Education helps you earn more. But not many schoolteachers can prove it.](https://sms4smile.com/quotes/charles-e-mckenzie/education-helps-you-earn-more-but-not-many-schoolteachers-can-prove-it/)

[Charles E. McKenzie](https://sms4smile.com/quotes/author/charles-e-mckenzie/)

> [Playing golf is like raising children. You keep thinking you'll do better next time.](https://sms4smile.com/quotes/charles-e-mckenzie/playing-golf-is-like-raising-children-you-keep-thinking-you-ll-do/)

[Charles E. McKenzie](https://sms4smile.com/quotes/author/charles-e-mckenzie/)

> [The courage to speak must be matched by the wisdom to listen.](https://sms4smile.com/quotes/charles-e-mckenzie/the-courage-to-speak-must-be-matched-by-the-wisdom-to-listen/)

[Charles E. McKenzie](https://sms4smile.com/quotes/author/charles-e-mckenzie/)

> [Nothing grieves a child more than to study the wrong lesson and learn something he wasn't suppose to.](https://sms4smile.com/quotes/charles-e-mckenzie/nothing-grieves-a-child-more-than-to-study-the-wrong-lesson-and-learn/)

[Charles E. McKenzie](https://sms4smile.com/quotes/author/charles-e-mckenzie/)

> [It's a pleasure to give advice, humiliating to need it, normal to ignore it.](https://sms4smile.com/quotes/charles-e-mckenzie/it-s-a-pleasure-to-give-advice-humiliating-to-need-it-normal-to/)

[Charles E. McKenzie](https://sms4smile.com/quotes/author/charles-e-mckenzie/)

> [People who recognize that money won't buy happiness are still willing to see if credit cards will do the trick.](https://sms4smile.com/quotes/charles-e-mckenzie/people-who-recognize-that-money-won-t-buy-happiness-are-still-willing/)

[Charles E. McKenzie](https://sms4smile.com/quotes/author/charles-e-mckenzie/)

> [Nobody is sicker than the man who is sick on his day off.](https://sms4smile.com/quotes/charles-e-mckenzie/nobody-is-sicker-than-the-man-who-is-sick-on-his-day-off/)

[Charles E. McKenzie](https://sms4smile.com/quotes/author/charles-e-mckenzie/)

[Explore all 17 Charles E. McKenzie quotes ](https://sms4smile.com/quotes/author/charles-e-mckenzie/)

## More Being thankful quotes

> [Gratitude isn't just a feeling, it's an action. Expressing gratitude by writing in a journal, taking a photo, or shooting a video creates a…](https://sms4smile.com/quotes/janice-kaplan/gratitude-isn-t-just-a-feeling-it-s-an-action-expressing-gratitude-by/)

[Janice Kaplan](https://sms4smile.com/quotes/author/janice-kaplan/)

> [Be in a state of gratitude for everything that shows up in your life. Be thankful for the storms as well as the smooth…](https://sms4smile.com/quotes/wayne-dyer/be-in-a-state-of-gratitude-for-everything-that-shows-up-in-your-life/)

[Wayne Dyer](https://sms4smile.com/quotes/author/wayne-dyer/)

> [Stop chasing the things you want and embrace all that you already have.](https://sms4smile.com/quotes/anonymous/stop-chasing-the-things-you-want-and-embrace-all-that-you-already-have/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

> [Many of us rely on our own illusion of control. But when God makes it known to you that you're not the one steering…](https://sms4smile.com/quotes/yasmin-mogahed/many-of-us-rely-on-our-own-illusion-of-control-but-when-god-makes-it/)

[Yasmin Mogahed](https://sms4smile.com/quotes/author/yasmin-mogahed/)

> [Let us be thankful for health and competence, and, above all, for a quiet conscience.](https://sms4smile.com/quotes/izaak-walton/let-us-be-thankful-for-health-and-competence-and-above-all-for-a/)

[Izaak Walton](https://sms4smile.com/quotes/author/izaak-walton/)

> [God, help me to focus on Truth instead of the trial. Help me to give thanks instead of giving into fear. Help me to…](https://sms4smile.com/quotes/whitney-daugherty/god-help-me-to-focus-on-truth-instead-of-the-trial-help-me-to-give/)

[Whitney Daugherty](https://sms4smile.com/quotes/author/whitney-daugherty/)

> [Be Thankful for all things in life. Even for the bad things. SOMETIMES the worst situations in life turn out to be the best…](https://sms4smile.com/quotes/anonymous/be-thankful-for-all-things-in-life-even-for-the-bad-things-sometimes/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

> [Learn to be thankful in your trials, because in order to get your breakthrough, you need a trial to break through.](https://sms4smile.com/quotes/craig-williams/learn-to-be-thankful-in-your-trials-because-in-order-to-get-your/)

[Craig Williams](https://sms4smile.com/quotes/author/craig-williams/)

> [Every night I go to sleep smiling, even when I have a bad day. I'm just thankful that God allowed me to live it.](https://sms4smile.com/quotes/anonymous/every-night-i-go-to-sleep-smiling-even-when-i-have-a-bad-day-i-m-just/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

> [Always respect, honour And Pray for those who helped you in your bad time. Also be thankful to bad time, For showing you those…](https://sms4smile.com/quotes/pacifiersucker/always-respect-honour-and-pray-for-those-who-helped-you-in-your-bad/)

[Pacifiersucker](https://sms4smile.com/quotes/author/pacifiersucker/)

> [Some people do not appreciates when you help them but expecting you to always grant you help with open arms.](https://sms4smile.com/quotes/simphiwe-scientist-dumi/some-people-do-not-appreciates-when-you-help-them-but-expecting-you/)

[Simphiwe Scientist Dumi](https://sms4smile.com/quotes/author/simphiwe-scientist-dumi/)

> [Be thankful for problems. If they were less difficult, someone with less ability might have your job.](https://sms4smile.com/quotes/jim-lovell/be-thankful-for-problems-if-they-were-less-difficult-someone-with/)

[Jim Lovell](https://sms4smile.com/quotes/author/jim-lovell/)

> [I just wanted to remind you that I love you alot and thank God everyday for blessing me with a friend that is just…](https://sms4smile.com/quotes/anonymous/i-just-wanted-to-remind-you-that-i-love-you-alot-and-thank-god/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

> [Every night I thank God for giving me you.](https://sms4smile.com/quotes/anonymous/every-night-i-thank-god-for-giving-me-you/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

> [I get hit everyday with people everyday saying I remember this record from that, this changed my life or this record was playing when…](https://sms4smile.com/quotes/mic-geronimo/i-get-hit-everyday-with-people-everyday-saying-i-remember-this-record/)

[Mic Geronimo](https://sms4smile.com/quotes/author/mic-geronimo/)

[Browse all 832 Being thankful quotes ](https://sms4smile.com/quotes/about/being-thankful/)

```json
{
    "@context": "https://schema.org",
    "@graph": [
        {
            "@type": "Quotation",
            "text": "There is always something to be thankful for. If you can't pay your bills, you can be thankful you are not one of your creditors.",
            "creator": {
                "@type": "Person",
                "name": "Charles E. McKenzie"
            },
            "isPartOf": {
                "@id": "https://sms4smile.com/quotes/#website"
            },
            "url": "https://sms4smile.com/quotes/charles-e-mckenzie/there-is-always-something-to-be-thankful-for-if-you-can-t-pay-your/",
            "about": {
                "@type": "Thing",
                "name": "Being thankful"
            },
            "@id": "https://sms4smile.com/quotes/charles-e-mckenzie/there-is-always-something-to-be-thankful-for-if-you-can-t-pay-your/#quotation",
            "image": {
                "@type": "ImageObject",
                "@id": "https://sms4smile.com/quotes/i/adf/charles-e-mckenzie-30375_being-thankful_there-is-always-something-to-be-thankful_2198556.jpg",
                "contentUrl": "https://sms4smile.com/quotes/i/adf/charles-e-mckenzie-30375_being-thankful_there-is-always-something-to-be-thankful_2198556.jpg",
                "url": "https://sms4smile.com/quotes/i/adf/charles-e-mckenzie-30375_being-thankful_there-is-always-something-to-be-thankful_2198556.jpg",
                "width": 1080,
                "height": 1080,
                "caption": "“There is always something to be thankful for. If you can't pay your bills, you can be thankful you are not…” — Charles E. McKenzie",
                "creditText": "SMS4Smile Quotes",
                "creator": {
                    "@id": "https://sms4smile.com/quotes/#organization"
                }
            }
        },
        {
            "@type": "BreadcrumbList",
            "itemListElement": [
                {
                    "@type": "ListItem",
                    "position": 1,
                    "name": "Home",
                    "item": "https://sms4smile.com/"
                },
                {
                    "@type": "ListItem",
                    "position": 2,
                    "name": "Quotes",
                    "item": "https://sms4smile.com/quotes/"
                },
                {
                    "@type": "ListItem",
                    "position": 3,
                    "name": "Charles E. McKenzie",
                    "item": "https://sms4smile.com/quotes/author/charles-e-mckenzie/"
                },
                {
                    "@type": "ListItem",
                    "position": 4,
                    "name": "There is always something to be...",
                    "item": "https://sms4smile.com/quotes/charles-e-mckenzie/there-is-always-something-to-be-thankful-for-if-you-can-t-pay-your/"
                }
            ],
            "@id": "https://sms4smile.com/quotes/charles-e-mckenzie/there-is-always-something-to-be-thankful-for-if-you-can-t-pay-your/#breadcrumb"
        },
        {
            "@type": "WebSite",
            "@id": "https://sms4smile.com/quotes/#website",
            "name": "SMS4Smile Quotes",
            "url": "https://sms4smile.com/quotes/",
            "publisher": {
                "@id": "https://sms4smile.com/quotes/#organization"
            }
        },
        {
            "@type": "Organization",
            "@id": "https://sms4smile.com/quotes/#organization",
            "name": "SMS4Smile Quotes",
            "url": "https://sms4smile.com/quotes/",
            "logo": {
                "@type": "ImageObject",
                "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png",
                "width": 512,
                "height": 512
            }
        }
    ]
}
```
