---
title: "Meaning & Key Takeaway of: The financial game is a team sport. God…"
description: "\"“The financial game is a team sport. God established a covenant with Noah after the flood, and later he established a covenant with Abraham. A covenant..."
image: "https://sms4smile.com/quotes/i/8ea/celso-cukierkorn-8387_celso-cukierkorn_the-financial-game-is-a-team-sport-god-e_529921.jpg"
---

#  The financial game is a team sport. God established a…

![“The financial game is a team sport. God established a covenant with Noah after the flood, and later he established a covenant with Abraham. A covenant is an agreement between two parties. In order to prosper, you must establish what I call a “carevenant” with your family” quote by Celso Cukierkorn](https://sms4smile.com/quotes/i/8ea/celso-cukierkorn-8387_celso-cukierkorn_the-financial-game-is-a-team-sport-god-e_529921.jpg)   [Download](https://sms4smile.com/quotes/i/8ea/celso-cukierkorn-8387_celso-cukierkorn_the-financial-game-is-a-team-sport-god-e_529921.jpg) [Open image](https://sms4smile.com/quotes/i/8ea/celso-cukierkorn-8387_celso-cukierkorn_the-financial-game-is-a-team-sport-god-e_529921.jpg)

> ““The financial game is a team sport. God established a covenant with Noah after the flood, and later he established a covenant with Abraham. A covenant is an agreement between two parties. In order to prosper, you must establish what I call a “carevenant” with your family””

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

## About This Quote

This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation.

Prosperity comes from mutual commitment; treat family finances as a partnership covenant.

**In simple terms:** Family wealth needs shared agreements.

Key Takeaway

Create a family financial covenant.

Themes

family finance commitment collaboration

Mood

hopeful determined

Type

advisory inspirational

When to use this quote

- family budgeting
- estate planning
- joint investments
- financial education

Key Concepts

covenant theory shared responsibility wealth building

Questions to Reflect On

- How can you frame a financial covenant to inspire trust?
- What obstacles arise when aligning family goals?

A Different Perspective

Family dynamics may resist formal agreements.

★ ★ ★ ★ ★   No ratings yet

[Covenant](https://sms4smile.com/quotes/about/covenant/) [Money](https://sms4smile.com/quotes/about/money/) [Prosperity](https://sms4smile.com/quotes/about/prosperity/) [Rabbi-celso](https://sms4smile.com/quotes/about/rabbi-celso/) [Team sport](https://sms4smile.com/quotes/about/team-sport/)

## Related quotes

> [“Leverage is a term that makes us sound very sophisticated and wise when we use it. Let’s analyze what it really means.”](https://sms4smile.com/quotes/celso-cukierkorn/leverage-is-a-term-that-makes-us-sound-very-sophisticated-and-wise/)

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

> [“All our lives we measure ourselves based on our height, but during a crisis we should measure ourselves in-depth.”](https://sms4smile.com/quotes/celso-cukierkorn/all-our-lives-we-measure-ourselves-based-on-our-height-but-during-a/)

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

> [“When we do those things, we’re actually filling a void in our lives with debt. It’s a slow but sure self-destructive process, and one…](https://sms4smile.com/quotes/celso-cukierkorn/when-we-do-those-things-we-re-actually-filling-a-void-in-our-lives/)

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

> [“When we give away at least 10 percent of everything that we earn, in essence we perform an act of purification, cleansing all of…](https://sms4smile.com/quotes/celso-cukierkorn/when-we-give-away-at-least-10-percent-of-everything-that-we-earn-in/)

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

> [“One of the best lessons we can learn is humility. You should define your material possessions; they shouldn’t define you. #”](https://sms4smile.com/quotes/celso-cukierkorn/one-of-the-best-lessons-we-can-learn-is-humility-you-should-define/)

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

> [“If you follow these simple truths, you will gain control over your financial future, and probably be able to accumulate millions and millions of…](https://sms4smile.com/quotes/celso-cukierkorn/if-you-follow-these-simple-truths-you-will-gain-control-over-your/)

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

> [“There are indeed moral universals — the Hebrew Bible calls them ‘the covenant with Noah’ and they form the basis of modern codes of…](https://sms4smile.com/quotes/jonathan-sacks/there-are-indeed-moral-universals-the-hebrew-bible-calls-them-the/)

[Jonathan Sacks](https://sms4smile.com/quotes/author/jonathan-sacks/)

> [This 90/10 rule holds true in almost anything financial. Take the game of golf, for example. Ten percent of the professional golfers make 90…](https://sms4smile.com/quotes/robert-kiyosaki/this-90-10-rule-holds-true-in-almost-anything-financial-take-the-game/)

[Robert Kiyosaki](https://sms4smile.com/quotes/author/robert-kiyosaki/)

> [“Poverty is a result of poor choices not of poor luck”](https://sms4smile.com/quotes/celso-cukierkorn/poverty-is-a-result-of-poor-choices-not-of-poor-luck/)

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

> [“Smart people always choose comfort over luxury”](https://sms4smile.com/quotes/celso-cukierkorn/smart-people-always-choose-comfort-over-luxury/)

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

> [A covenant is an agreement between God and man, an accord whose terms are set by God.](https://sms4smile.com/quotes/d-todd-christofferson/a-covenant-is-an-agreement-between-god-and-man-an-accord-whose-terms/)

[D. Todd Christofferson](https://sms4smile.com/quotes/author/d-todd-christofferson/)

> [A covenant is an agreement between God and His children upon the earth, and it is important to understand that God determines the conditions…](https://sms4smile.com/quotes/david-a-bednar/a-covenant-is-an-agreement-between-god-and-his-children-upon-the/)

[David A. Bednar](https://sms4smile.com/quotes/author/david-a-bednar/)

> [“My grandfather created a fortune that allowed him to live in luxury. He also went on to build the first industrial building in an…](https://sms4smile.com/quotes/celso-cukierkorn/my-grandfather-created-a-fortune-that-allowed-him-to-live-in-luxury/)

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

> [“Through the ages, many different groups have called themselves victims. Some came through wars and massacres. Some were slaves or minorities. But the Jews,…](https://sms4smile.com/quotes/celso-cukierkorn/through-the-ages-many-different-groups-have-called-themselves-victims/)

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

> [“I believe that the true definition of wealth is loving what you have rather than what you don’t have.”](https://sms4smile.com/quotes/celso-cukierkorn/i-believe-that-the-true-definition-of-wealth-is-loving-what-you-have/)

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

## More by Celso Cukierkorn

> [“By investing in their families and in their communities, not only did they have a better life, they were also able to do what…](https://sms4smile.com/quotes/celso-cukierkorn/by-investing-in-their-families-and-in-their-communities-not-only-did/)

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

> [“If you follow these simple truths, you will gain control over your financial future, and probably be able to accumulate millions and millions of…](https://sms4smile.com/quotes/celso-cukierkorn/if-you-follow-these-simple-truths-you-will-gain-control-over-your/)

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

> [“My grandfather created a fortune that allowed him to live in luxury. He also went on to build the first industrial building in an…](https://sms4smile.com/quotes/celso-cukierkorn/my-grandfather-created-a-fortune-that-allowed-him-to-live-in-luxury/)

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

> [“Through the ages, many different groups have called themselves victims. Some came through wars and massacres. Some were slaves or minorities. But the Jews,…](https://sms4smile.com/quotes/celso-cukierkorn/through-the-ages-many-different-groups-have-called-themselves-victims/)

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

> [“I’m not against real estate investments, but I’m against investing the bank’s money.”](https://sms4smile.com/quotes/celso-cukierkorn/i-m-not-against-real-estate-investments-but-i-m-against-investing-the/)

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

> [“I believe that the true definition of wealth is loving what you have rather than what you don’t have.”](https://sms4smile.com/quotes/celso-cukierkorn/i-believe-that-the-true-definition-of-wealth-is-loving-what-you-have/)

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

> [“Some people say that leverage is the secret of the rich, but I believe it’s actually the secret of the bankrupt.”](https://sms4smile.com/quotes/celso-cukierkorn/some-people-say-that-leverage-is-the-secret-of-the-rich-but-i-believe/)

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

> [“In bad countries the government takes care of everyone. In the best ones that's not necessary!‏”](https://sms4smile.com/quotes/celso-cukierkorn/in-bad-countries-the-government-takes-care-of-everyone-in-the-best/)

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

> [“In today’s world, people are born into different circumstances, but unlike the pagans, each of us has an opportunity to change our circumstances based…](https://sms4smile.com/quotes/celso-cukierkorn/in-today-s-world-people-are-born-into-different-circumstances-but/)

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

> [“There are less than 14 million Jews in the world, compared to the almost two billion Muslims who own most of the oil and…](https://sms4smile.com/quotes/celso-cukierkorn/there-are-less-than-14-million-jews-in-the-world-compared-to-the/)

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

> [“A: Money is energy. It provides our basic needs and it gives us choices and opportunities. When you have accumulated wealth, you can choose,…](https://sms4smile.com/quotes/celso-cukierkorn/a-money-is-energy-it-provides-our-basic-needs-and-it-gives-us-choices/)

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

> [“In describing the creation of man, the Torah says, “The Lord God formed the man from the dust of the earth and blew into…](https://sms4smile.com/quotes/celso-cukierkorn/in-describing-the-creation-of-man-the-torah-says-the-lord-god-formed/)

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

> [“When I was a small boy, I used to play with toy cars and dream about the day I could own a real one.…](https://sms4smile.com/quotes/celso-cukierkorn/when-i-was-a-small-boy-i-used-to-play-with-toy-cars-and-dream-about/)

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

> [“One of the best lessons we can learn is humility. You should define your material possessions; they shouldn’t define you. #”](https://sms4smile.com/quotes/celso-cukierkorn/one-of-the-best-lessons-we-can-learn-is-humility-you-should-define/)

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

> [“Life would be so much easier if everyone read my book”](https://sms4smile.com/quotes/celso-cukierkorn/life-would-be-so-much-easier-if-everyone-read-my-book/)

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

[Explore all 81 Celso Cukierkorn quotes ](https://sms4smile.com/quotes/author/celso-cukierkorn/)

## More Celso-cukierkorn quotes

> [“If you follow these simple truths, you will gain control over your financial future, and probably be able to accumulate millions and millions of…](https://sms4smile.com/quotes/celso-cukierkorn/if-you-follow-these-simple-truths-you-will-gain-control-over-your/)

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

> [“One of the best lessons we can learn is humility. You should define your material possessions; they shouldn’t define you. #”](https://sms4smile.com/quotes/celso-cukierkorn/one-of-the-best-lessons-we-can-learn-is-humility-you-should-define/)

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

> [“Poverty is a result of poor choices not of poor luck”](https://sms4smile.com/quotes/celso-cukierkorn/poverty-is-a-result-of-poor-choices-not-of-poor-luck/)

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

> [“Smart people always choose comfort over luxury”](https://sms4smile.com/quotes/celso-cukierkorn/smart-people-always-choose-comfort-over-luxury/)

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

> [“When we give away at least 10 percent of everything that we earn, in essence we perform an act of purification, cleansing all of…](https://sms4smile.com/quotes/celso-cukierkorn/when-we-give-away-at-least-10-percent-of-everything-that-we-earn-in/)

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

> [“When we do those things, we’re actually filling a void in our lives with debt. It’s a slow but sure self-destructive process, and one…](https://sms4smile.com/quotes/celso-cukierkorn/when-we-do-those-things-we-re-actually-filling-a-void-in-our-lives/)

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

> [“All our lives we measure ourselves based on our height, but during a crisis we should measure ourselves in-depth.”](https://sms4smile.com/quotes/celso-cukierkorn/all-our-lives-we-measure-ourselves-based-on-our-height-but-during-a/)

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

> [“Leverage is a term that makes us sound very sophisticated and wise when we use it. Let’s analyze what it really means.”](https://sms4smile.com/quotes/celso-cukierkorn/leverage-is-a-term-that-makes-us-sound-very-sophisticated-and-wise/)

[Celso Cukierkorn](https://sms4smile.com/quotes/author/celso-cukierkorn/)

Browse all 9 Celso-cukierkorn quotes

```json
{
    "@context": "https://schema.org",
    "@graph": [
        {
            "@type": "Quotation",
            "text": "“The financial game is a team sport. God established a covenant with Noah after the flood, and later he established a covenant with Abraham. A covenant is an agreement between two parties. In order to prosper, you must establish what I call a “carevenant” with your family”",
            "creator": {
                "@type": "Person",
                "name": "Celso Cukierkorn"
            },
            "isPartOf": {
                "@id": "https://sms4smile.com/quotes/#website"
            },
            "url": "https://sms4smile.com/quotes/celso-cukierkorn/the-financial-game-is-a-team-sport-god-established-a-covenant-with/",
            "about": {
                "@type": "Thing",
                "name": "Celso-cukierkorn"
            },
            "@id": "https://sms4smile.com/quotes/celso-cukierkorn/the-financial-game-is-a-team-sport-god-established-a-covenant-with/#quotation",
            "image": {
                "@type": "ImageObject",
                "@id": "https://sms4smile.com/quotes/i/8ea/celso-cukierkorn-8387_celso-cukierkorn_the-financial-game-is-a-team-sport-god-e_529921.jpg",
                "contentUrl": "https://sms4smile.com/quotes/i/8ea/celso-cukierkorn-8387_celso-cukierkorn_the-financial-game-is-a-team-sport-god-e_529921.jpg",
                "url": "https://sms4smile.com/quotes/i/8ea/celso-cukierkorn-8387_celso-cukierkorn_the-financial-game-is-a-team-sport-god-e_529921.jpg",
                "width": 1080,
                "height": 1080,
                "caption": "“The financial game is a team sport. God established a covenant with Noah after the flood, and later he…” — Celso Cukierkorn",
                "creditText": "SMS4Smile Quotes",
                "creator": {
                    "@id": "https://sms4smile.com/quotes/#organization"
                }
            }
        },
        {
            "@type": "BreadcrumbList",
            "itemListElement": [
                {
                    "@type": "ListItem",
                    "position": 1,
                    "name": "Home",
                    "item": "https://sms4smile.com/"
                },
                {
                    "@type": "ListItem",
                    "position": 2,
                    "name": "Quotes",
                    "item": "https://sms4smile.com/quotes/"
                },
                {
                    "@type": "ListItem",
                    "position": 3,
                    "name": "Celso Cukierkorn",
                    "item": "https://sms4smile.com/quotes/author/celso-cukierkorn/"
                },
                {
                    "@type": "ListItem",
                    "position": 4,
                    "name": "“The financial game is a team...",
                    "item": "https://sms4smile.com/quotes/celso-cukierkorn/the-financial-game-is-a-team-sport-god-established-a-covenant-with/"
                }
            ],
            "@id": "https://sms4smile.com/quotes/celso-cukierkorn/the-financial-game-is-a-team-sport-god-established-a-covenant-with/#breadcrumb"
        },
        {
            "@type": "WebSite",
            "@id": "https://sms4smile.com/quotes/#website",
            "name": "SMS4Smile Quotes",
            "url": "https://sms4smile.com/quotes/",
            "publisher": {
                "@id": "https://sms4smile.com/quotes/#organization"
            }
        },
        {
            "@type": "Organization",
            "@id": "https://sms4smile.com/quotes/#organization",
            "name": "SMS4Smile Quotes",
            "url": "https://sms4smile.com/quotes/",
            "logo": {
                "@type": "ImageObject",
                "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png",
                "width": 512,
                "height": 512
            }
        }
    ]
}
```
