--- title: "Meaning & Key Takeaway of: I don't believe in credit or loans." description: "\"I don't believe in credit or loans.\" — Bob Mortimer" image: "https://sms4smile.com/quotes/i/ae4/bob-mortimer-5592_believe_i-don-t-believe-in-credit-or-loans-13091_1309184.jpg" --- # I don't believe in credit or loans. ![“I don't believe in credit or loans.” quote by Bob Mortimer](https://sms4smile.com/quotes/i/ae4/bob-mortimer-5592_believe_i-don-t-believe-in-credit-or-loans-13091_1309184.jpg) [Download](https://sms4smile.com/quotes/i/ae4/bob-mortimer-5592_believe_i-don-t-believe-in-credit-or-loans-13091_1309184.jpg) [Open image](https://sms4smile.com/quotes/i/ae4/bob-mortimer-5592_believe_i-don-t-believe-in-credit-or-loans-13091_1309184.jpg) > “I don't believe in credit or loans.” [Bob Mortimer](https://sms4smile.com/quotes/author/bob-mortimer/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. He rejects reliance on borrowed money, favoring self‑sufficiency and financial independence. **In simple terms:** Avoid debt, be self‑reliant. Key Takeaway Choose independence over borrowing. Themes financial independence self‑reliance debt avoidance Mood cautious independent Type advice philosophical When to use this quote - starting a business - personal budgeting - investing - avoiding loans - financial planning Key Concepts economics personal finance risk management Questions to Reflect On - What would you gain by using credit responsibly? - How can you balance independence with strategic borrowing? A Different Perspective Debt can be a useful tool for growth if managed wisely. ★ ★ ★ ★ ★ No ratings yet [Believe](https://sms4smile.com/quotes/about/believe/) [Believe Credit](https://sms4smile.com/quotes/about/believe-credit-1138250/) [Credit](https://sms4smile.com/quotes/about/credit/) [Credit Loans](https://sms4smile.com/quotes/about/credit-loans-4325559/) [Don Believe](https://sms4smile.com/quotes/about/don-believe/) [Loans](https://sms4smile.com/quotes/about/loans/) [Money](https://sms4smile.com/quotes/about/money/) ## Related quotes > [“Bad credit loans are financial plan that is specially intended to assist the poor credit borrowers. With the assistance of this trouble free financial…](https://sms4smile.com/quotes/deraks-bang/bad-credit-loans-are-financial-plan-that-is-specially-intended-to/) [Deraks Bang](https://sms4smile.com/quotes/author/deraks-bang/) > [“Bad credit loans are financial service that is specially intended to assist the borrowers who are facing numerous financial troubles because of their awful…](https://sms4smile.com/quotes/kaimrun-whit/bad-credit-loans-are-financial-service-that-is-specially-intended-to/) [Kaimrun Whit](https://sms4smile.com/quotes/author/kaimrun-whit/) > [The lack of available credit and loans is having a severe impact on small businesses in particular, but also their suppliers and the bigger…](https://sms4smile.com/quotes/lucy-powell/the-lack-of-available-credit-and-loans-is-having-a-severe-impact-on/) [Lucy Powell](https://sms4smile.com/quotes/author/lucy-powell/) > [I do wish I had brought my cheque book. I don't believe in credit cards.](https://sms4smile.com/quotes/margaret-thatcher/i-do-wish-i-had-brought-my-cheque-book-i-don-t-believe-in-credit-cards/) [Margaret Thatcher](https://sms4smile.com/quotes/author/margaret-thatcher/) > [I want to see a new system. I believe that the credit scoring system is broken. That's my belief.](https://sms4smile.com/quotes/suze-orman/i-want-to-see-a-new-system-i-believe-that-the-credit-scoring-system/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [“Credit' comes from the Latin 'credere', 'to believe', for credit is the belief that the money you're borrowing will someday be returned, a belief…](https://sms4smile.com/quotes/robert-rowland-smith/credit-comes-from-the-latin-credere-to-believe-for-credit-is-the/) [Robert Rowland Smith](https://sms4smile.com/quotes/author/robert-rowland-smith/) > [I'm a neurotic Jew who doesn't want loans. I can't even carry a balance on my credit card without having a nervous breakdown.](https://sms4smile.com/quotes/duff-goldman/i-m-a-neurotic-jew-who-doesn-t-want-loans-i-can-t-even-carry-a/) [Duff Goldman](https://sms4smile.com/quotes/author/duff-goldman/) > [I don't believe in giving advice.](https://sms4smile.com/quotes/mani-ratnam/i-don-t-believe-in-giving-advice/) [Mani Ratnam](https://sms4smile.com/quotes/author/mani-ratnam/) > [The trouble is, you can't properly present something you don't believe in.](https://sms4smile.com/quotes/thomas-mcguane/the-trouble-is-you-can-t-properly-present-something-you-don-t-believe/) [Thomas McGuane](https://sms4smile.com/quotes/author/thomas-mcguane/) > [If you don't believe in yourself...nobo dy else will.](https://sms4smile.com/quotes/kobe-bryant/if-you-don-t-believe-in-yourself-nobo-dy-else-will/) [Kobe Bryant](https://sms4smile.com/quotes/author/kobe-bryant/) > [Sometimes, you need someone to believe in you when you don't believe in yourself.](https://sms4smile.com/quotes/brian-tyree-henry/sometimes-you-need-someone-to-believe-in-you-when-you-don-t-believe/) [Brian Tyree Henry](https://sms4smile.com/quotes/author/brian-tyree-henry/) > [“Don't believe in destiny. Believe in yourself.”](https://sms4smile.com/quotes/garima-soni-words-world/don-t-believe-in-destiny-believe-in-yourself/) [Garima Soni - words world](https://sms4smile.com/quotes/author/garima-soni-words-world/) > [I'm not the one to back down and I don't give up, and believe me, I'm not perfect.](https://sms4smile.com/quotes/dawn-staley/i-m-not-the-one-to-back-down-and-i-don-t-give-up-and-believe-me-i-m/) [Dawn Staley](https://sms4smile.com/quotes/author/dawn-staley/) > [I know how important it is to have people who believe in you even when you don't believe in yourself.](https://sms4smile.com/quotes/dwayne-johnson/i-know-how-important-it-is-to-have-people-who-believe-in-you-even/) [Dwayne Johnson](https://sms4smile.com/quotes/author/dwayne-johnson/) > [I want a God big enough to love those who don't believe in him.](https://sms4smile.com/quotes/barbara-hamby/i-want-a-god-big-enough-to-love-those-who-don-t-believe-in-him/) [Barbara Hamby](https://sms4smile.com/quotes/author/barbara-hamby/) ## More by Bob Mortimer > [I was just a toddler when my dad died in a car crash. With my mum, Eunice, being a young widow with a large…](https://sms4smile.com/quotes/bob-mortimer/i-was-just-a-toddler-when-my-dad-died-in-a-car-crash-with-my-mum/) [Bob Mortimer](https://sms4smile.com/quotes/author/bob-mortimer/) > [There is a theory in showbiz circles that mentally you remain the same age as when you first tasted fame, and I think there…](https://sms4smile.com/quotes/bob-mortimer/there-is-a-theory-in-showbiz-circles-that-mentally-you-remain-the/) [Bob Mortimer](https://sms4smile.com/quotes/author/bob-mortimer/) > [We've ignored audiences all these years. We've just amused ourselves and hoped enough people would want to eavesdrop to make it all viable.](https://sms4smile.com/quotes/bob-mortimer/we-ve-ignored-audiences-all-these-years-we-ve-just-amused-ourselves/) [Bob Mortimer](https://sms4smile.com/quotes/author/bob-mortimer/) > [I think 'the Mighty Boosh' are quite good.](https://sms4smile.com/quotes/bob-mortimer/i-think-the-mighty-boosh-are-quite-good/) [Bob Mortimer](https://sms4smile.com/quotes/author/bob-mortimer/) > [We miss 'House of Fools' a lot. We always enjoyed doing that; it felt a bit like a different and fresh show for British…](https://sms4smile.com/quotes/bob-mortimer/we-miss-house-of-fools-a-lot-we-always-enjoyed-doing-that-it-felt-a/) [Bob Mortimer](https://sms4smile.com/quotes/author/bob-mortimer/) > [I worked in a chicken factory, in a steel foundry, I worked on the bins for a year or so. It started as a…](https://sms4smile.com/quotes/bob-mortimer/i-worked-in-a-chicken-factory-in-a-steel-foundry-i-worked-on-the-bins/) [Bob Mortimer](https://sms4smile.com/quotes/author/bob-mortimer/) > [When you have a house full of children, there's never a quiet moment, so I like getting out in the garden for a bit…](https://sms4smile.com/quotes/bob-mortimer/when-you-have-a-house-full-of-children-there-s-never-a-quiet-moment/) [Bob Mortimer](https://sms4smile.com/quotes/author/bob-mortimer/) > [I look at stuff like the 'The Whole 19 Yards' and it reminds me of my childhood watching shows with Mike Reid and kids…](https://sms4smile.com/quotes/bob-mortimer/i-look-at-stuff-like-the-the-whole-19-yards-and-it-reminds-me-of-my/) [Bob Mortimer](https://sms4smile.com/quotes/author/bob-mortimer/) > [I like having something I can watch every single night. It suits my habits.](https://sms4smile.com/quotes/bob-mortimer/i-like-having-something-i-can-watch-every-single-night-it-suits-my/) [Bob Mortimer](https://sms4smile.com/quotes/author/bob-mortimer/) > [A lot of comedians want people to listen to them. I don't think we've ever been that bothered about whether people would want to…](https://sms4smile.com/quotes/bob-mortimer/a-lot-of-comedians-want-people-to-listen-to-them-i-don-t-think-we-ve/) [Bob Mortimer](https://sms4smile.com/quotes/author/bob-mortimer/) > [I hate every moment of live performance.](https://sms4smile.com/quotes/bob-mortimer/i-hate-every-moment-of-live-performance/) [Bob Mortimer](https://sms4smile.com/quotes/author/bob-mortimer/) > [I don't know much about history.](https://sms4smile.com/quotes/bob-mortimer/i-don-t-know-much-about-history/) [Bob Mortimer](https://sms4smile.com/quotes/author/bob-mortimer/) > [Our comedy is just falling over, funny faces, arguments, all the comedy basics, really.](https://sms4smile.com/quotes/bob-mortimer/our-comedy-is-just-falling-over-funny-faces-arguments-all-the-comedy/) [Bob Mortimer](https://sms4smile.com/quotes/author/bob-mortimer/) > [I don't think 'Shooting Stars' has ever successfully been replaced.](https://sms4smile.com/quotes/bob-mortimer/i-don-t-think-shooting-stars-has-ever-successfully-been-replaced/) [Bob Mortimer](https://sms4smile.com/quotes/author/bob-mortimer/) > [Before I had my heart problem, if I was asked to do something I would look through a mental file looking for reasons why…](https://sms4smile.com/quotes/bob-mortimer/before-i-had-my-heart-problem-if-i-was-asked-to-do-something-i-would/) [Bob Mortimer](https://sms4smile.com/quotes/author/bob-mortimer/) [Explore all 100 Bob Mortimer quotes ](https://sms4smile.com/quotes/author/bob-mortimer/) ## More Believe quotes > [I actually think acting is a form of self-hypnosis. You have to be hyper, hyper aware of what's going on around you. You have…](https://sms4smile.com/quotes/julianne-moore/i-actually-think-acting-is-a-form-of-self-hypnosis-you-have-to-be/) [Julianne Moore](https://sms4smile.com/quotes/author/julianne-moore/) > [Some people still believe you should just fall in line with what's going on - and that's scary. It makes a mockery of freedom…](https://sms4smile.com/quotes/emily-robison/some-people-still-believe-you-should-just-fall-in-line-with-what-s/) [Emily Robison](https://sms4smile.com/quotes/author/emily-robison/) > [The truth seems to be that propaganda on its own cannot force its way into unwilling minds; neither can it inculcate something wholly new;…](https://sms4smile.com/quotes/eric-hoffer/the-truth-seems-to-be-that-propaganda-on-its-own-cannot-force-its-way/) [Eric Hoffer](https://sms4smile.com/quotes/author/eric-hoffer/) > [Resist discouragement by speaking His Word over your future. Keep standing. Keep hoping; keep believing because He is working behind the scenes. He's going…](https://sms4smile.com/quotes/joel-osteen/resist-discouragement-by-speaking-his-word-over-your-future-keep/) [Joel Osteen](https://sms4smile.com/quotes/author/joel-osteen/) > [I can't believe that I'm sitting in meetings with Steven Spielberg, Tom Hanks, and Annette Bening. I want to take on that responsibility to…](https://sms4smile.com/quotes/roger-ross-williams/i-can-t-believe-that-i-m-sitting-in-meetings-with-steven-spielberg/) [Roger Ross Williams](https://sms4smile.com/quotes/author/roger-ross-williams/) > [There is no such word as item girl in the dictionary. People have created this word and I don't believe that I am an…](https://sms4smile.com/quotes/shefali-zariwala/there-is-no-such-word-as-item-girl-in-the-dictionary-people-have/) [Shefali Zariwala](https://sms4smile.com/quotes/author/shefali-zariwala/) > [I understand that it's the music that keeps me alive... That's my lifeblood. And to give that up for, like, the TV, the cars,…](https://sms4smile.com/quotes/bruce-springsteen/i-understand-that-it-s-the-music-that-keeps-me-alive-that-s-my/) [Bruce Springsteen](https://sms4smile.com/quotes/author/bruce-springsteen/) > [I don't really like too much credit. I know nobody's going to believe this, but I'd rather be able to score goals and nobody…](https://sms4smile.com/quotes/bradley-wright-phillips/i-don-t-really-like-too-much-credit-i-know-nobody-s-going-to-believe/) [Bradley Wright-Phillips](https://sms4smile.com/quotes/author/bradley-wright-phillips/) > [“What I have a problem with is not so much religion or god, but faith. When you say you believe something in your heart…](https://sms4smile.com/quotes/penn-jillette/what-i-have-a-problem-with-is-not-so-much-religion-or-god-but-faith/) [Penn Jillette](https://sms4smile.com/quotes/author/penn-jillette/) > [Bush reiterated his stand to conservatives opposing his decision on stem cell research. He said today he believes life begins at conception and ends…](https://sms4smile.com/quotes/jay-leno/bush-reiterated-his-stand-to-conservatives-opposing-his-decision-on/) [Jay Leno](https://sms4smile.com/quotes/author/jay-leno/) > [Never underestimate the power of the human mind to believe what it wants to believe, no matter the conflicting evidence.](https://sms4smile.com/quotes/brian-herbert/never-underestimate-the-power-of-the-human-mind-to-believe-what-it/) [Brian Herbert](https://sms4smile.com/quotes/author/brian-herbert/) > [To believe in love, to be ready to give up anything for it, to be willing to risk your life for it, is the…](https://sms4smile.com/quotes/leonardo-dicaprio/to-believe-in-love-to-be-ready-to-give-up-anything-for-it-to-be/) [Leonardo DiCaprio](https://sms4smile.com/quotes/author/leonardo-dicaprio/) > [That's why I don't generally talk about endorsements because I don't believe we have to tell people who to vote for.](https://sms4smile.com/quotes/martin-luther-king-iii/that-s-why-i-don-t-generally-talk-about-endorsements-because-i-don-t/) [Martin Luther King III](https://sms4smile.com/quotes/author/martin-luther-king-iii/) > [Mankind have been slow to believe that order reigns in the universe-that the world is a cosmos and a chaos.](https://sms4smile.com/quotes/james-a-garfield/mankind-have-been-slow-to-believe-that-order-reigns-in-the-universe/) [James A. Garfield](https://sms4smile.com/quotes/author/james-a-garfield/) > [We instantly believe everything we think. Isn't that insane? It's good for us to explore the depravity of our minds, so we know we…](https://sms4smile.com/quotes/krishna-das/we-instantly-believe-everything-we-think-isn-t-that-insane-it-s-good/) [Krishna Das](https://sms4smile.com/quotes/author/krishna-das/) [Browse all 47,704 Believe quotes ](https://sms4smile.com/quotes/about/believe/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Quotation", "text": "I don't believe in credit or loans.", "creator": { "@type": "Person", "name": "Bob Mortimer" }, "isPartOf": { "@id": "https://sms4smile.com/quotes/#website" }, "url": "https://sms4smile.com/quotes/bob-mortimer/i-don-t-believe-in-credit-or-loans/", "about": { "@type": "Thing", "name": "Believe" }, "@id": "https://sms4smile.com/quotes/bob-mortimer/i-don-t-believe-in-credit-or-loans/#quotation", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/ae4/bob-mortimer-5592_believe_i-don-t-believe-in-credit-or-loans-13091_1309184.jpg", "contentUrl": "https://sms4smile.com/quotes/i/ae4/bob-mortimer-5592_believe_i-don-t-believe-in-credit-or-loans-13091_1309184.jpg", "url": "https://sms4smile.com/quotes/i/ae4/bob-mortimer-5592_believe_i-don-t-believe-in-credit-or-loans-13091_1309184.jpg", "width": 1080, "height": 1080, "caption": "“I don't believe in credit or loans.” — Bob Mortimer", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } }, { "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://sms4smile.com/" }, { "@type": "ListItem", "position": 2, "name": "Quotes", "item": "https://sms4smile.com/quotes/" }, { "@type": "ListItem", "position": 3, "name": "Bob Mortimer", "item": "https://sms4smile.com/quotes/author/bob-mortimer/" }, { "@type": "ListItem", "position": 4, "name": "I don't believe in credit or...", "item": "https://sms4smile.com/quotes/bob-mortimer/i-don-t-believe-in-credit-or-loans/" } ], "@id": "https://sms4smile.com/quotes/bob-mortimer/i-don-t-believe-in-credit-or-loans/#breadcrumb" }, { "@type": "WebSite", "@id": "https://sms4smile.com/quotes/#website", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "publisher": { "@id": "https://sms4smile.com/quotes/#organization" } }, { "@type": "Organization", "@id": "https://sms4smile.com/quotes/#organization", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "logo": { "@type": "ImageObject", "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png", "width": 512, "height": 512 } } ] } ```