---
title: "Meaning & Key Takeaway of: look after the pennies and the pounds…"
description: "\"“look after the pennies and the pounds will look after themselves.”\" — Ben Hunt-Davis"
image: "https://sms4smile.com/quotes/i/9f9/ben-hunt-davis-13862_quote_look-after-the-pennies-and-the-pounds-wi_966885.jpg"
---

#  look after the pennies and the pounds will look after…

![“look after the pennies and the pounds will look after themselves.” quote by Ben Hunt-Davis](https://sms4smile.com/quotes/i/9f9/ben-hunt-davis-13862_quote_look-after-the-pennies-and-the-pounds-wi_966885.jpg)   [Download](https://sms4smile.com/quotes/i/9f9/ben-hunt-davis-13862_quote_look-after-the-pennies-and-the-pounds-wi_966885.jpg) [Open image](https://sms4smile.com/quotes/i/9f9/ben-hunt-davis-13862_quote_look-after-the-pennies-and-the-pounds-wi_966885.jpg)

> ““look after the pennies and the pounds will look after themselves.””

[Ben Hunt-Davis](https://sms4smile.com/quotes/author/ben-hunt-davis/)

## About This Quote

This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation.

Small, consistent financial habits lead to larger financial stability.

**In simple terms:** Saving small amounts builds big savings.

Key Takeaway

Track tiny expenses, grow wealth.

Themes

finance discipline habit formation

Mood

practical encouraging

Type

financial advice

When to use this quote

- budgeting
- daily expense tracking
- long‑term investing
- debt reduction

Key Concepts

economics personal finance

Questions to Reflect On

- Which small expense can you cut this week?
- How does habit consistency affect wealth?

A Different Perspective

Neglecting larger financial decisions can undermine savings.

★ ★ ★ ★ ★   No ratings yet

[Look Pennies](https://sms4smile.com/quotes/about/look-pennies-1479852/) [Pennies](https://sms4smile.com/quotes/about/pennies/) [Pennies Pounds](https://sms4smile.com/quotes/about/pennies-pounds-1829008/) [Pounds](https://sms4smile.com/quotes/about/pounds/) [Pounds Look](https://sms4smile.com/quotes/about/pounds-look-1829009/)

## Related quotes

> [My Mum brought me up to believe that if you look after the pennies then the pounds look after themselves, and I could never…](https://sms4smile.com/quotes/damien-hirst/my-mum-brought-me-up-to-believe-that-if-you-look-after-the-pennies/)

[Damien Hirst](https://sms4smile.com/quotes/author/damien-hirst/)

> [Look After The Pennies And The Pounds Look After Themselves. Care For The Small Things And The Big Things Will Happen As A Result.](https://sms4smile.com/quotes/pacifiersucker/look-after-the-pennies-and-the-pounds-look-after-themselves-care-for/)

[Pacifiersucker](https://sms4smile.com/quotes/author/pacifiersucker/)

> [If you watch your pennies, the pounds will take care of themselves.](https://sms4smile.com/quotes/benjamin-franklin/if-you-watch-your-pennies-the-pounds-will-take-care-of-themselves/)

[Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/)

> [If you look after the pennies, the dollars will look after themselves.](https://sms4smile.com/quotes/j-paul-getty/if-you-look-after-the-pennies-the-dollars-will-look-after-themselves/)

[J. Paul Getty](https://sms4smile.com/quotes/author/j-paul-getty/)

> [It is a certainty that Keegan would not have agreed to return unless Mike Ashley had committed to sanctioning a mammoth spending spree. The…](https://sms4smile.com/quotes/pete-gill/it-is-a-certainty-that-keegan-would-not-have-agreed-to-return-unless/)

[Pete Gill](https://sms4smile.com/quotes/author/pete-gill/)

> [Obama's the one who never worked a day in his life. He never earned a penny that wasn't public money. How many fund-raisers does…](https://sms4smile.com/quotes/roger-ailes/obama-s-the-one-who-never-worked-a-day-in-his-life-he-never-earned-a/)

[Roger Ailes](https://sms4smile.com/quotes/author/roger-ailes/)

> [To live when you do not want to is dreadful, but it would be even more terrible to be immortal when you did not…](https://sms4smile.com/quotes/georg-c-lichtenberg/to-live-when-you-do-not-want-to-is-dreadful-but-it-would-be-even-more/)

[Georg C. Lichtenberg](https://sms4smile.com/quotes/author/georg-c-lichtenberg/)

> [We tell the for-profit sector, 'Spend, spend, spend on advertising until the last dollar no longer produces a penny of value,' but we don't…](https://sms4smile.com/quotes/dan-pallotta/we-tell-the-for-profit-sector-spend-spend-spend-on-advertising-until/)

[Dan Pallotta](https://sms4smile.com/quotes/author/dan-pallotta/)

> [I always hated the thought of not having two pennies to rub together.](https://sms4smile.com/quotes/sara-cox/i-always-hated-the-thought-of-not-having-two-pennies-to-rub-together/)

[Sara Cox](https://sms4smile.com/quotes/author/sara-cox/)

> [I was haunted always by my other life-my drab room in the Bronx, my square foot of the subway, my fixation upon the day's…](https://sms4smile.com/quotes/f-scott-fitzgerald/i-was-haunted-always-by-my-other-life-my-drab-room-in-the-bronx-my/)

[F. Scott Fitzgerald](https://sms4smile.com/quotes/author/f-scott-fitzgerald/)

> [Freinds are like pennies. . . two face +worthless!](https://sms4smile.com/quotes/anonymous/freinds-are-like-pennies-two-face-worthless/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

> [I think I probably have the philosophy of a poor man. You know, like maybe I'd steal the pennies off a dead man's eyes.](https://sms4smile.com/quotes/john-cassavetes/i-think-i-probably-have-the-philosophy-of-a-poor-man-you-know-like/)

[John Cassavetes](https://sms4smile.com/quotes/author/john-cassavetes/)

> [I needed to save every penny…I needed to be strong, and needed to find some way to secure a future. That’s why I am…](https://sms4smile.com/quotes/li-ka-shing/i-needed-to-save-every-penny-i-needed-to-be-strong-and-needed-to-find/)

[Li Ka-shing](https://sms4smile.com/quotes/author/li-ka-shing/)

> [When self-interest inclines a man to print, he should consider that the purchaser expects a pennyworth for his penny, and has reason to asperse…](https://sms4smile.com/quotes/william-shenstone/when-self-interest-inclines-a-man-to-print-he-should-consider-that/)

[William Shenstone](https://sms4smile.com/quotes/author/william-shenstone/)

> [Rock music is, is a necessary evil, like beating my children with penny loafers](https://sms4smile.com/quotes/thom-yorke/rock-music-is-is-a-necessary-evil-like-beating-my-children-with-penny/)

[Thom Yorke](https://sms4smile.com/quotes/author/thom-yorke/)

## More by Ben Hunt-Davis

> [“Being in the right frame of mind helps you see the technicolour.”](https://sms4smile.com/quotes/ben-hunt-davis/being-in-the-right-frame-of-mind-helps-you-see-the-technicolour/)

[Ben Hunt-Davis](https://sms4smile.com/quotes/author/ben-hunt-davis/)

> [“When you’re stuck your momentum stops, but if you use the goal as your guide you’re more likely to keep moving forwards.”](https://sms4smile.com/quotes/ben-hunt-davis/when-you-re-stuck-your-momentum-stops-but-if-you-use-the-goal-as-your/)

[Ben Hunt-Davis](https://sms4smile.com/quotes/author/ben-hunt-davis/)

> [“No rugby player, no matter how talented, has ever won a game by playing alone.”](https://sms4smile.com/quotes/ben-hunt-davis/no-rugby-player-no-matter-how-talented-has-ever-won-a-game-by-playing/)

[Ben Hunt-Davis](https://sms4smile.com/quotes/author/ben-hunt-davis/)

> [“We tend to judge our own commitment levels by our intentions and feelings, but we judge other people’s commitment levels by their behaviours.”](https://sms4smile.com/quotes/ben-hunt-davis/we-tend-to-judge-our-own-commitment-levels-by-our-intentions-and/)

[Ben Hunt-Davis](https://sms4smile.com/quotes/author/ben-hunt-davis/)

> [“Whether you think you can or whether you think you can’t, either way you’re probably right.”](https://sms4smile.com/quotes/ben-hunt-davis/whether-you-think-you-can-or-whether-you-think-you-can-t-either-way/)

[Ben Hunt-Davis](https://sms4smile.com/quotes/author/ben-hunt-davis/)

> [“Let go of knowing – let your goal be your guide”](https://sms4smile.com/quotes/ben-hunt-davis/let-go-of-knowing-let-your-goal-be-your-guide/)

[Ben Hunt-Davis](https://sms4smile.com/quotes/author/ben-hunt-davis/)

> [“Our attention is an incredibly powerful tool.”](https://sms4smile.com/quotes/ben-hunt-davis/our-attention-is-an-incredibly-powerful-tool/)

[Ben Hunt-Davis](https://sms4smile.com/quotes/author/ben-hunt-davis/)

> [“There is good in pretty much every situation, we just have to look for it.”](https://sms4smile.com/quotes/ben-hunt-davis/there-is-good-in-pretty-much-every-situation-we-just-have-to-look-for/)

[Ben Hunt-Davis](https://sms4smile.com/quotes/author/ben-hunt-davis/)

> [“Get clear on your genuine motivators to accelerate your success.”](https://sms4smile.com/quotes/ben-hunt-davis/get-clear-on-your-genuine-motivators-to-accelerate-your-success/)

[Ben Hunt-Davis](https://sms4smile.com/quotes/author/ben-hunt-davis/)

> [“Successful people don’t get fewer setbacks, they just deal with them well.”](https://sms4smile.com/quotes/ben-hunt-davis/successful-people-don-t-get-fewer-setbacks-they-just-deal-with-them/)

[Ben Hunt-Davis](https://sms4smile.com/quotes/author/ben-hunt-davis/)

> [“The result doesn’t matter, the performance that got you there does.”](https://sms4smile.com/quotes/ben-hunt-davis/the-result-doesn-t-matter-the-performance-that-got-you-there-does/)

[Ben Hunt-Davis](https://sms4smile.com/quotes/author/ben-hunt-davis/)

> [“Reminding yourself of your original goal will help you to bounceback and get back on track.”](https://sms4smile.com/quotes/ben-hunt-davis/reminding-yourself-of-your-original-goal-will-help-you-to-bounceback/)

[Ben Hunt-Davis](https://sms4smile.com/quotes/author/ben-hunt-davis/)

> [“feedback is just information. Everyone has the right to choose what they do with it.”](https://sms4smile.com/quotes/ben-hunt-davis/feedback-is-just-information-everyone-has-the-right-to-choose-what/)

[Ben Hunt-Davis](https://sms4smile.com/quotes/author/ben-hunt-davis/)

> [“When people feel nervous about a change they tend to assume the worst”](https://sms4smile.com/quotes/ben-hunt-davis/when-people-feel-nervous-about-a-change-they-tend-to-assume-the-worst/)

[Ben Hunt-Davis](https://sms4smile.com/quotes/author/ben-hunt-davis/)

> [“If we haven’t got a goal we are much more likely to sink into horrid negativity”](https://sms4smile.com/quotes/ben-hunt-davis/if-we-haven-t-got-a-goal-we-are-much-more-likely-to-sink-into-horrid/)

[Ben Hunt-Davis](https://sms4smile.com/quotes/author/ben-hunt-davis/)

[Explore all 49 Ben Hunt-Davis quotes ](https://sms4smile.com/quotes/author/ben-hunt-davis/)

## More Pennies quotes

> [Rock music is, is a necessary evil, like beating my children with penny loafers](https://sms4smile.com/quotes/thom-yorke/rock-music-is-is-a-necessary-evil-like-beating-my-children-with-penny/)

[Thom Yorke](https://sms4smile.com/quotes/author/thom-yorke/)

> [When self-interest inclines a man to print, he should consider that the purchaser expects a pennyworth for his penny, and has reason to asperse…](https://sms4smile.com/quotes/william-shenstone/when-self-interest-inclines-a-man-to-print-he-should-consider-that/)

[William Shenstone](https://sms4smile.com/quotes/author/william-shenstone/)

> [I needed to save every penny…I needed to be strong, and needed to find some way to secure a future. That’s why I am…](https://sms4smile.com/quotes/li-ka-shing/i-needed-to-save-every-penny-i-needed-to-be-strong-and-needed-to-find/)

[Li Ka-shing](https://sms4smile.com/quotes/author/li-ka-shing/)

> [I think I probably have the philosophy of a poor man. You know, like maybe I'd steal the pennies off a dead man's eyes.](https://sms4smile.com/quotes/john-cassavetes/i-think-i-probably-have-the-philosophy-of-a-poor-man-you-know-like/)

[John Cassavetes](https://sms4smile.com/quotes/author/john-cassavetes/)

> [Freinds are like pennies. . . two face +worthless!](https://sms4smile.com/quotes/anonymous/freinds-are-like-pennies-two-face-worthless/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

> [I was haunted always by my other life-my drab room in the Bronx, my square foot of the subway, my fixation upon the day's…](https://sms4smile.com/quotes/f-scott-fitzgerald/i-was-haunted-always-by-my-other-life-my-drab-room-in-the-bronx-my/)

[F. Scott Fitzgerald](https://sms4smile.com/quotes/author/f-scott-fitzgerald/)

> [I always hated the thought of not having two pennies to rub together.](https://sms4smile.com/quotes/sara-cox/i-always-hated-the-thought-of-not-having-two-pennies-to-rub-together/)

[Sara Cox](https://sms4smile.com/quotes/author/sara-cox/)

> [We tell the for-profit sector, 'Spend, spend, spend on advertising until the last dollar no longer produces a penny of value,' but we don't…](https://sms4smile.com/quotes/dan-pallotta/we-tell-the-for-profit-sector-spend-spend-spend-on-advertising-until/)

[Dan Pallotta](https://sms4smile.com/quotes/author/dan-pallotta/)

> [To live when you do not want to is dreadful, but it would be even more terrible to be immortal when you did not…](https://sms4smile.com/quotes/georg-c-lichtenberg/to-live-when-you-do-not-want-to-is-dreadful-but-it-would-be-even-more/)

[Georg C. Lichtenberg](https://sms4smile.com/quotes/author/georg-c-lichtenberg/)

> [Obama's the one who never worked a day in his life. He never earned a penny that wasn't public money. How many fund-raisers does…](https://sms4smile.com/quotes/roger-ailes/obama-s-the-one-who-never-worked-a-day-in-his-life-he-never-earned-a/)

[Roger Ailes](https://sms4smile.com/quotes/author/roger-ailes/)

> [ I have proposed I would not add a penny to the debt and \[Donald Trump\] plans would add $5 trillion to the debt. ](https://sms4smile.com/quotes/hillary-clinton/i-have-proposed-i-would-not-add-a-penny-to-the-debt-and-donald-trump/)

[Hillary Clinton](https://sms4smile.com/quotes/author/hillary-clinton/)

> [I pay whatever tax I am required to pay under the law, not a penny more, not a penny less... if anybody in this…](https://sms4smile.com/quotes/kerry-packer/i-pay-whatever-tax-i-am-required-to-pay-under-the-law-not-a-penny/)

[Kerry Packer](https://sms4smile.com/quotes/author/kerry-packer/)

> [The chances of a bank going out of business are extremely slim, but it's always a good idea to spread around major sums so…](https://sms4smile.com/quotes/suze-orman/the-chances-of-a-bank-going-out-of-business-are-extremely-slim-but-it/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

> [Somebody asked me about this the other day. A young Shaq and a young Penny, the young Shaq's going to take over. A medium…](https://sms4smile.com/quotes/shaquille-o-neal/somebody-asked-me-about-this-the-other-day-a-young-shaq-and-a-young/)

[Shaquille O'Neal](https://sms4smile.com/quotes/author/shaquille-o-neal/)

> [Good coffee is a benefit, but great coffee is a reward, and the difference between good and great is just pennies a day.](https://sms4smile.com/quotes/richard-wyckoff/good-coffee-is-a-benefit-but-great-coffee-is-a-reward-and-the/)

[Richard Wyckoff](https://sms4smile.com/quotes/author/richard-wyckoff/)

[Browse all 403 Pennies quotes ](https://sms4smile.com/quotes/about/pennies/)

```json
{
    "@context": "https://schema.org",
    "@graph": [
        {
            "@type": "Quotation",
            "text": "“look after the pennies and the pounds will look after themselves.”",
            "creator": {
                "@type": "Person",
                "name": "Ben Hunt-Davis"
            },
            "isPartOf": {
                "@id": "https://sms4smile.com/quotes/#website"
            },
            "url": "https://sms4smile.com/quotes/ben-hunt-davis/look-after-the-pennies-and-the-pounds-will-look-after-themselves/",
            "about": {
                "@type": "Thing",
                "name": "Pennies"
            },
            "@id": "https://sms4smile.com/quotes/ben-hunt-davis/look-after-the-pennies-and-the-pounds-will-look-after-themselves/#quotation",
            "image": {
                "@type": "ImageObject",
                "@id": "https://sms4smile.com/quotes/i/9f9/ben-hunt-davis-13862_quote_look-after-the-pennies-and-the-pounds-wi_966885.jpg",
                "contentUrl": "https://sms4smile.com/quotes/i/9f9/ben-hunt-davis-13862_quote_look-after-the-pennies-and-the-pounds-wi_966885.jpg",
                "url": "https://sms4smile.com/quotes/i/9f9/ben-hunt-davis-13862_quote_look-after-the-pennies-and-the-pounds-wi_966885.jpg",
                "width": 1080,
                "height": 1080,
                "caption": "“look after the pennies and the pounds will look after themselves.” — Ben Hunt-Davis",
                "creditText": "SMS4Smile Quotes",
                "creator": {
                    "@id": "https://sms4smile.com/quotes/#organization"
                }
            }
        },
        {
            "@type": "BreadcrumbList",
            "itemListElement": [
                {
                    "@type": "ListItem",
                    "position": 1,
                    "name": "Home",
                    "item": "https://sms4smile.com/"
                },
                {
                    "@type": "ListItem",
                    "position": 2,
                    "name": "Quotes",
                    "item": "https://sms4smile.com/quotes/"
                },
                {
                    "@type": "ListItem",
                    "position": 3,
                    "name": "Ben Hunt-Davis",
                    "item": "https://sms4smile.com/quotes/author/ben-hunt-davis/"
                },
                {
                    "@type": "ListItem",
                    "position": 4,
                    "name": "“look after the pennies and the...",
                    "item": "https://sms4smile.com/quotes/ben-hunt-davis/look-after-the-pennies-and-the-pounds-will-look-after-themselves/"
                }
            ],
            "@id": "https://sms4smile.com/quotes/ben-hunt-davis/look-after-the-pennies-and-the-pounds-will-look-after-themselves/#breadcrumb"
        },
        {
            "@type": "WebSite",
            "@id": "https://sms4smile.com/quotes/#website",
            "name": "SMS4Smile Quotes",
            "url": "https://sms4smile.com/quotes/",
            "publisher": {
                "@id": "https://sms4smile.com/quotes/#organization"
            }
        },
        {
            "@type": "Organization",
            "@id": "https://sms4smile.com/quotes/#organization",
            "name": "SMS4Smile Quotes",
            "url": "https://sms4smile.com/quotes/",
            "logo": {
                "@type": "ImageObject",
                "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png",
                "width": 512,
                "height": 512
            }
        }
    ]
}
```