--- title: "Meaning & Key Takeaway of: The basic purpose of life insurance is to…" description: "\"The basic purpose of life insurance is to create cash…nothing more or nothing less. Everything else confuses and complicates.\" — Ben Feldman" image: "https://sms4smile.com/quotes/i/620/ben-feldman-8869_cash_the-basic-purpose-of-life-insurance-is-t_651611.png" --- # The basic purpose of life insurance is to create… ![“The basic purpose of life insurance is to create cash…nothing more or nothing less. Everything else confuses and complicates.” quote by Ben Feldman](https://sms4smile.com/quotes/i/620/ben-feldman-8869_cash_the-basic-purpose-of-life-insurance-is-t_651611.png) [Download](https://sms4smile.com/quotes/i/620/ben-feldman-8869_cash_the-basic-purpose-of-life-insurance-is-t_651611.png) [Open image](https://sms4smile.com/quotes/i/620/ben-feldman-8869_cash_the-basic-purpose-of-life-insurance-is-t_651611.png) > “The basic purpose of life insurance is to create cash…nothing more or nothing less. Everything else confuses and complicates.” [Ben Feldman](https://sms4smile.com/quotes/author/ben-feldman/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Life insurance’s core is simple cash protection; extra features often complicate the purpose. **In simple terms:** Insurance is mainly cash security. Key Takeaway Focus on the fundamental benefit. Themes finance simplicity risk management Mood practical informative Type financial advisory When to use this quote - budgeting - family protection - policy selection Key Concepts insurance fundamentals consumer clarity Questions to Reflect On - Do you need additional riders? - How does simplicity affect your coverage decisions? A Different Perspective Complex riders can obscure the primary goal. ★ ★ ★ ★ ★ No ratings yet [Basic Purpose](https://sms4smile.com/quotes/about/basic-purpose-323030/) [Cash](https://sms4smile.com/quotes/about/cash/) [Inspirational](https://sms4smile.com/quotes/about/inspirational/) [Insurance Create](https://sms4smile.com/quotes/about/insurance-create-5210317/) [Life](https://sms4smile.com/quotes/about/life/) [Life insurance](https://sms4smile.com/quotes/about/life-insurance/) [Purpose](https://sms4smile.com/quotes/about/purpose/) [Purpose Life](https://sms4smile.com/quotes/about/purpose-life/) [Purpose of life](https://sms4smile.com/quotes/about/purpose-of-life/) ## Related quotes > [The basic purpose of a liberal arts education is to liberate the human being to exercise his or her potential to the fullest.](https://sms4smile.com/quotes/barbara-m-white/the-basic-purpose-of-a-liberal-arts-education-is-to-liberate-the/) [Barbara M. White](https://sms4smile.com/quotes/author/barbara-m-white/) > [The basic purpose of prayer is not to bend God's will to mine, but to mold my will into His.](https://sms4smile.com/quotes/timothy-keller/the-basic-purpose-of-prayer-is-not-to-bend-god-s-will-to-mine-but-to/) [Timothy Keller](https://sms4smile.com/quotes/author/timothy-keller/) > [The cocktail party has a simple function in modern society. Its basic purpose is to pay off social debts.](https://sms4smile.com/quotes/hal-boyle/the-cocktail-party-has-a-simple-function-in-modern-society-its-basic/) [Hal Boyle](https://sms4smile.com/quotes/author/hal-boyle/) > [The quest for a war-free world has a basic purpose: survival. But if in the process we learn how to achieve it by love…](https://sms4smile.com/quotes/joseph-rotblat/the-quest-for-a-war-free-world-has-a-basic-purpose-survival-but-if-in/) [Joseph Rotblat](https://sms4smile.com/quotes/author/joseph-rotblat/) > [There is only one kind of life insurance, and that is pure protection based on a mortality table. All others are pure protection plus…](https://sms4smile.com/quotes/venita-vancaspel/there-is-only-one-kind-of-life-insurance-and-that-is-pure-protection/) [Venita VanCaspel](https://sms4smile.com/quotes/author/venita-vancaspel/) > [Life insurance is time. The time a man might not have. If he needs time, he needs life insurance.](https://sms4smile.com/quotes/ben-feldman/life-insurance-is-time-the-time-a-man-might-not-have-if-he-needs-time/) [Ben Feldman](https://sms4smile.com/quotes/author/ben-feldman/) > [If people understood what life insurance does, we wouldn't need salesmen to sell it. People would come knocking on the door. But they don't…](https://sms4smile.com/quotes/ben-feldman/if-people-understood-what-life-insurance-does-we-wouldn-t-need/) [Ben Feldman](https://sms4smile.com/quotes/author/ben-feldman/) > [I do not sell life insurance. I sell money. I sell dollars for pennies apiece. My dollars cost 3 cents per dollar per year.](https://sms4smile.com/quotes/ben-feldman/i-do-not-sell-life-insurance-i-sell-money-i-sell-dollars-for-pennies/) [Ben Feldman](https://sms4smile.com/quotes/author/ben-feldman/) > [Every man has problems that only life insurance can solve. In the young man’s case, the problem is to create cash; for the older…](https://sms4smile.com/quotes/ben-feldman/every-man-has-problems-that-only-life-insurance-can-solve-in-the/) [Ben Feldman](https://sms4smile.com/quotes/author/ben-feldman/) > [Don't sell life insurance. Sell what life insurance can do.](https://sms4smile.com/quotes/ben-feldman/don-t-sell-life-insurance-sell-what-life-insurance-can-do/) [Ben Feldman](https://sms4smile.com/quotes/author/ben-feldman/) > [Life Insurance is the only tool that takes pennies and guarantees dollars.](https://sms4smile.com/quotes/ben-feldman/life-insurance-is-the-only-tool-that-takes-pennies-and-guarantees/) [Ben Feldman](https://sms4smile.com/quotes/author/ben-feldman/) > [The one function that most gods seem to have in common is to give human existence some ultimate purpose - and, while it is…](https://sms4smile.com/quotes/barbara-smoker/the-one-function-that-most-gods-seem-to-have-in-common-is-to-give/) [Barbara Smoker](https://sms4smile.com/quotes/author/barbara-smoker/) > [We think the purpose of a child is to grow up because it does grow up. But its purpose is to play, to enjoy…](https://sms4smile.com/quotes/alexander-herzen/we-think-the-purpose-of-a-child-is-to-grow-up-because-it-does-grow-up/) [Alexander Herzen](https://sms4smile.com/quotes/author/alexander-herzen/) > [I used to believe the purpose in life is to find happiness. I don’t believe that anymore. I believe we are all given gifts…](https://sms4smile.com/quotes/francine-rivers/i-used-to-believe-the-purpose-in-life-is-to-find-happiness-i-don-t/) [Francine Rivers](https://sms4smile.com/quotes/author/francine-rivers/) > [When you heed the calling of your heart, you are following your purpose. Having purpose in your life gives you the courage to do…](https://sms4smile.com/quotes/rhonda-britten/when-you-heed-the-calling-of-your-heart-you-are-following-your/) [Rhonda Britten](https://sms4smile.com/quotes/author/rhonda-britten/) ## More by Ben Feldman > [I don't like sci-fi/fantasy.](https://sms4smile.com/quotes/ben-feldman/i-don-t-like-sci-fi-fantasy/) [Ben Feldman](https://sms4smile.com/quotes/author/ben-feldman/) > [You haven’t done anything wrong. You just haven’t done anything, and that’s what’s wrong.](https://sms4smile.com/quotes/ben-feldman/you-haven-t-done-anything-wrong-you-just-haven-t-done-anything-and/) [Ben Feldman](https://sms4smile.com/quotes/author/ben-feldman/) > [I think anybody's who's ever traveled to Paris or any sort of older European city will get caught up in the romance of the…](https://sms4smile.com/quotes/ben-feldman/i-think-anybody-s-who-s-ever-traveled-to-paris-or-any-sort-of-older/) [Ben Feldman](https://sms4smile.com/quotes/author/ben-feldman/) > [My dad told me at the very beginning of my career, basically, "If you're gonna have a megaphone, you're gonna need to use it…](https://sms4smile.com/quotes/ben-feldman/my-dad-told-me-at-the-very-beginning-of-my-career-basically-if-you-re/) [Ben Feldman](https://sms4smile.com/quotes/author/ben-feldman/) > [The biggest asset you have is your earning capacity, and that depends entirely on your attitude.](https://sms4smile.com/quotes/ben-feldman/the-biggest-asset-you-have-is-your-earning-capacity-and-that-depends/) [Ben Feldman](https://sms4smile.com/quotes/author/ben-feldman/) > [Dynamic change is always my favorite thing. 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If I'm by myself, and it's not a game, I often find myself…](https://sms4smile.com/quotes/ben-feldman/usually-if-i-m-yelling-at-the-tv-i-m-in-a-bar-if-i-m-by-myself-and-it/) [Ben Feldman](https://sms4smile.com/quotes/author/ben-feldman/) > [I despise - I hate - I'm terrified of karaoke, and I wish I wasn't because everybody I know who's awesome loves it.](https://sms4smile.com/quotes/ben-feldman/i-despise-i-hate-i-m-terrified-of-karaoke-and-i-wish-i-wasn-t-because/) [Ben Feldman](https://sms4smile.com/quotes/author/ben-feldman/) > [Most people buy not because they believe, but because the sales person believes.](https://sms4smile.com/quotes/ben-feldman/most-people-buy-not-because-they-believe-but-because-the-sales-person/) [Ben Feldman](https://sms4smile.com/quotes/author/ben-feldman/) > [My aunt is a famous L.A. chef, Susan Feniger, and she's got Street and Border Grill. So a fun night out for me is…](https://sms4smile.com/quotes/ben-feldman/my-aunt-is-a-famous-l-a-chef-susan-feniger-and-she-s-got-street-and/) [Ben Feldman](https://sms4smile.com/quotes/author/ben-feldman/) > [Work hard. Think big. Listen well.](https://sms4smile.com/quotes/ben-feldman/work-hard-think-big-listen-well/) [Ben Feldman](https://sms4smile.com/quotes/author/ben-feldman/) > [If I don't buy it, I can't sell it.](https://sms4smile.com/quotes/ben-feldman/if-i-don-t-buy-it-i-can-t-sell-it/) [Ben Feldman](https://sms4smile.com/quotes/author/ben-feldman/) > [I rarely use the telephone because he may not want to see me. 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Leighton](https://sms4smile.com/quotes/author/m-leighton/) > [After I graduated, I carried on with my academic work, via grants but I often had a market stall on Camden Market selling hand-painted…](https://sms4smile.com/quotes/bettany-hughes/after-i-graduated-i-carried-on-with-my-academic-work-via-grants-but-i/) [Bettany Hughes](https://sms4smile.com/quotes/author/bettany-hughes/) > [You might be a redneck if you have a picture of Johnny Cash, Willie Nelson, or Elvis over your fireplace.](https://sms4smile.com/quotes/jeff-foxworthy/you-might-be-a-redneck-if-you-have-a-picture-of-johnny-cash-willie/) [Jeff Foxworthy](https://sms4smile.com/quotes/author/jeff-foxworthy/) > [American forces in Iraq found $650 million in American cash sealed in a hidden cottage. See, this is why President Bush wants to invade…](https://sms4smile.com/quotes/jay-leno/american-forces-in-iraq-found-650-million-in-american-cash-sealed-in/) [Jay Leno](https://sms4smile.com/quotes/author/jay-leno/) > [I feel a lot better when I've got a bit of cash on me.](https://sms4smile.com/quotes/pete-doherty/i-feel-a-lot-better-when-i-ve-got-a-bit-of-cash-on-me/) [Pete Doherty](https://sms4smile.com/quotes/author/pete-doherty/) > [If our financial industry regarded security the way the health-care sector does, I would stuff my cash in a mattress under my bed.](https://sms4smile.com/quotes/avi-rubin/if-our-financial-industry-regarded-security-the-way-the-health-care/) [Avi Rubin](https://sms4smile.com/quotes/author/avi-rubin/) > [Why, just a couple of economic seasons ago, was idle cash considered an indication of bad management or lazy management? Because it meant that…](https://sms4smile.com/quotes/malcolm-forbes/why-just-a-couple-of-economic-seasons-ago-was-idle-cash-considered-an/) [Malcolm Forbes](https://sms4smile.com/quotes/author/malcolm-forbes/) > [The only issue cash presents you is the independence of not stressing about funds.](https://sms4smile.com/quotes/johnny-carson/the-only-issue-cash-presents-you-is-the-independence-of-not-stressing/) [Johnny Carson](https://sms4smile.com/quotes/author/johnny-carson/) > [It's funny about men and women. Men pay in cash to get them and pay in cash to get rid of them. Women pay…](https://sms4smile.com/quotes/hedy-lamarr/it-s-funny-about-men-and-women-men-pay-in-cash-to-get-them-and-pay-in/) [Hedy Lamarr](https://sms4smile.com/quotes/author/hedy-lamarr/) > [ I mean, you take a look at this, it's one way. \[Mexicans\] get the jobs, they get the factories, they get the cash, and… ](https://sms4smile.com/quotes/donald-trump/i-mean-you-take-a-look-at-this-it-s-one-way-mexicans-get-the-jobs/) [Donald Trump](https://sms4smile.com/quotes/author/donald-trump/) > [It was really starting to get pathetic, everyday they would come in looking for one thing or another. 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