---
title: "1 Melissa Phipps Quotes"
description: "Melissa Phipps has 1 quotes on SMS4Smile. Browse their most insightful sayings."
image: "https://sms4smile.com/quotes/i/ebd/melissa-phipps-161575_happier-life_part-1-milestones-1-determine-what-reall_321611.jpg"
---

# Melissa Phipps

 **1** quotes in **4** categories

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##  Quotes by Melissa Phipps

> [“Part 1 Milestones 1. Determine what really matters to you and the steps you need to take to lead a happier life.…](https://sms4smile.com/quotes/melissa-phipps/part-1-milestones-1-determine-what-really-matters-to-you-and-the/)

[Melissa Phipps](https://sms4smile.com/quotes/author/melissa-phipps/)

[Happier life](https://sms4smile.com/quotes/about/happier-life/)

[Image](https://sms4smile.com/quotes/i/ebd/melissa-phipps-161575_happier-life_part-1-milestones-1-determine-what-reall_321611.jpg)

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                        "text": "“Part 1 Milestones 1. Determine what really matters to you and the steps you need to take to lead a happier life. 2. Get serious about your finances. Figure out how much income you can generate in retirement. 3. Map out exactly what you can expect from Social Security, retirement accounts, pension, and taxable investments. 4. Estimate future expenses and needs. 5. Calculate a realistic budget that helps you find your happiness. It’s a lot, I know! But these five steps will help you lay the groundwork for your retirement.”",
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