---
title: "230 Matthew Desmond Quotes"
description: "Matthew Desmond quotes focus on housing, eviction, poverty, and fairness."
image: "https://sms4smile.com/quotes/wp-content/uploads/sms4s/authors/processed/b001/author-matthew-desmond-1529.jpg"
---

![Portrait of Matthew Desmond](https://sms4smile.com/quotes/wp-content/uploads/sms4s/authors/processed/b001/author-matthew-desmond-1529.jpg)

# Matthew Desmond

 **230** quotes in **550** categories

A city’s housing crisis shows how poverty and eviction are tightly linked. The quotes argue that fixing housing and understanding landlords are essential for fairness and stability. They also point out that exploitation and lack of resources keep the problem alive.

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Matthew Desmond is an American sociologist and the Maurice P. During Professor of Sociology at Princeton University. He leads the Eviction Lab and was elected to the American Philosophical Society in 2022.

##  Quotes by Matthew Desmond

> [Kids increase people's risk of eviction.](https://sms4smile.com/quotes/matthew-desmond/kids-increase-people-s-risk-of-eviction/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Children](https://sms4smile.com/quotes/about/children/)

[Image](https://sms4smile.com/quotes/i/5aa/matthew-desmond-1529_children_kids-increase-people-s-risk-of-eviction_2549162.jpg)

> [“The rent eats first.”](https://sms4smile.com/quotes/matthew-desmond/the-rent-eats-first/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Eats](https://sms4smile.com/quotes/about/eats/)

[Image](https://sms4smile.com/quotes/i/1b2/matthew-desmond-1529_social-justice_the-rent-eats-first-1263942_1263942.jpg)

> [My dad was a preacher.](https://sms4smile.com/quotes/matthew-desmond/my-dad-was-a-preacher/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Catholic](https://sms4smile.com/quotes/about/catholic/)

[Image](https://sms4smile.com/quotes/i/ac4/matthew-desmond-1529_catholic_my-dad-was-a-preacher-3038580_3038580.jpg)

> [Exploitation. Now, there's a word that has been scrubbed out of the poverty debate.](https://sms4smile.com/quotes/matthew-desmond/exploitation-now-there-s-a-word-that-has-been-scrubbed-out-of-the/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Debate](https://sms4smile.com/quotes/about/debate/)

[Image](https://sms4smile.com/quotes/i/b8b/matthew-desmond-1529_debate_exploitation-now-there-s-a-word-that-has_109557.jpg)

> [Housing is a social issue: how we live and where we live.](https://sms4smile.com/quotes/matthew-desmond/housing-is-a-social-issue-how-we-live-and-where-we-live/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Housing](https://sms4smile.com/quotes/about/housing/)

[Image](https://sms4smile.com/quotes/i/4dd/matthew-desmond-1529_housing_housing-is-a-social-issue-how-we-live-an_3150578.jpg)

> [“Poor black men were locked up. Poor black women were locked out.”](https://sms4smile.com/quotes/matthew-desmond/poor-black-men-were-locked-up-poor-black-women-were-locked-out/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Black women](https://sms4smile.com/quotes/about/black-women/)

[Image](https://sms4smile.com/quotes/i/adc/matthew-desmond-1529_black-women_poor-black-men-were-locked-up-poor-black_3004821.jpg)

> [“But equal treatment in an unequal society could still foster inequality.”](https://sms4smile.com/quotes/matthew-desmond/but-equal-treatment-in-an-unequal-society-could-still-foster/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Equal treatment](https://sms4smile.com/quotes/about/equal-treatment/)

[Image](https://sms4smile.com/quotes/i/a8b/matthew-desmond-1529_equal-treatment_but-equal-treatment-in-an-unequal-societ_807369.jpg)

> [You lose your home, you lose your community, you lose your school, you lose your stuff.](https://sms4smile.com/quotes/matthew-desmond/you-lose-your-home-you-lose-your-community-you-lose-your-school-you/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Community](https://sms4smile.com/quotes/about/community/)

[Image](https://sms4smile.com/quotes/i/435/matthew-desmond-1529_community_you-lose-your-home-you-lose-your-communi_250854.jpg)

> [A fire in a forest is alive with terror and power.](https://sms4smile.com/quotes/matthew-desmond/a-fire-in-a-forest-is-alive-with-terror-and-power/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Alive](https://sms4smile.com/quotes/about/alive/)

[Image](https://sms4smile.com/quotes/i/695/matthew-desmond-1529_alive_a-fire-in-a-forest-is-alive-with-terror_929905.jpg)

> [Housing being a top-order issue for cities is something that's not trivial.](https://sms4smile.com/quotes/matthew-desmond/housing-being-a-top-order-issue-for-cities-is-something-that-s-not/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Being](https://sms4smile.com/quotes/about/being/)

[Image](https://sms4smile.com/quotes/i/f09/matthew-desmond-1529_being_housing-being-a-top-order-issue-for-citi_76828.jpg)

> [“Our current state of affairs reduces to poverty people born for better things.”](https://sms4smile.com/quotes/matthew-desmond/our-current-state-of-affairs-reduces-to-poverty-people-born-for/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Better things](https://sms4smile.com/quotes/about/better-things/)

[Image](https://sms4smile.com/quotes/i/a42/matthew-desmond-1529_better-things_our-current-state-of-affairs-reduces-to_2553203.jpg)

> [Home is the center of life. It's the wellspring of personhood. It's where we say we're ourselves.](https://sms4smile.com/quotes/matthew-desmond/home-is-the-center-of-life-it-s-the-wellspring-of-personhood-it-s/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Center](https://sms4smile.com/quotes/about/center/)

[Image](https://sms4smile.com/quotes/i/e8c/matthew-desmond-1529_center_home-is-the-center-of-life-it-s-the-well_2591376.jpg)

> [Housing is absolutely essential to human flourishing. Without stable shelter, it all falls apart.](https://sms4smile.com/quotes/matthew-desmond/housing-is-absolutely-essential-to-human-flourishing-without-stable/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Absolutely](https://sms4smile.com/quotes/about/absolutely/)

[Image](https://sms4smile.com/quotes/i/0d4/matthew-desmond-1529_absolutely_housing-is-absolutely-essential-to-human_3023584.jpg)

> [Eviction reveals people's vulnerability and desperation as well as their ingenuity and guts.](https://sms4smile.com/quotes/matthew-desmond/eviction-reveals-people-s-vulnerability-and-desperation-as-well-as/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Desperation](https://sms4smile.com/quotes/about/desperation/)

[Image](https://sms4smile.com/quotes/i/8c2/matthew-desmond-1529_desperation_eviction-reveals-people-s-vulnerability_1546553.jpg)

> [“One's sovereignty over the land is expressed most powerfully in the act of banishment. Perhaps the first eviction recorded in human history…](https://sms4smile.com/quotes/matthew-desmond/one-s-sovereignty-over-the-land-is-expressed-most-powerfully-in-the/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Adam and eve](https://sms4smile.com/quotes/about/adam-and-eve/)

[Image](https://sms4smile.com/quotes/i/fc0/matthew-desmond-1529_adam-and-eve_one-s-sovereignty-over-the-land-is-expre_2332776.jpg)

> [It takes a good amount of time and money to establish a home. Eviction can erase all that.](https://sms4smile.com/quotes/matthew-desmond/it-takes-a-good-amount-of-time-and-money-to-establish-a-home-eviction/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Erase](https://sms4smile.com/quotes/about/erase/)

[Image](https://sms4smile.com/quotes/i/675/matthew-desmond-1529_erase_it-takes-a-good-amount-of-time-and-money_343644.jpg)

> [Eviction riots erupted during the Depression, though the number of poor families who faced eviction each year was a fraction of what…](https://sms4smile.com/quotes/matthew-desmond/eviction-riots-erupted-during-the-depression-though-the-number-of/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Depression](https://sms4smile.com/quotes/about/depression/)

[Image](https://sms4smile.com/quotes/i/600/matthew-desmond-1529_depression_eviction-riots-erupted-during-the-depres_251671.jpg)

> [Trying to learn from communities and engage with policy makers and community organizers all across the country is really important to me.](https://sms4smile.com/quotes/matthew-desmond/trying-to-learn-from-communities-and-engage-with-policy-makers-and/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Community](https://sms4smile.com/quotes/about/community/)

[Image](https://sms4smile.com/quotes/i/ddf/matthew-desmond-1529_community_trying-to-learn-from-communities-and-eng_699061.jpg)

> [I see myself working in the tradition of sociology and journalism that tries to bear witness to poverty.](https://sms4smile.com/quotes/matthew-desmond/i-see-myself-working-in-the-tradition-of-sociology-and-journalism/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Journalism](https://sms4smile.com/quotes/about/journalism/)

[Image](https://sms4smile.com/quotes/i/d36/matthew-desmond-1529_journalism_i-see-myself-working-in-the-tradition-of_2161190.jpg)

> [I saw people get fired after their eviction. But when I found that if you get evicted, your chances of losing your…](https://sms4smile.com/quotes/matthew-desmond/i-saw-people-get-fired-after-their-eviction-but-when-i-found-that-if/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Evicted](https://sms4smile.com/quotes/about/evicted/)

[Image](https://sms4smile.com/quotes/i/452/matthew-desmond-1529_home_i-saw-people-get-fired-after-their-evict_1630866.jpg)

> [“If we are going to spend the bulk of our public dollars on the affluent — at least when it comes to…](https://sms4smile.com/quotes/matthew-desmond/if-we-are-going-to-spend-the-bulk-of-our-public-dollars-on-the/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Affluent](https://sms4smile.com/quotes/about/affluent/)

[Image](https://sms4smile.com/quotes/i/147/matthew-desmond-1529_poverty_if-we-are-going-to-spend-the-bulk-of-our_867360.jpg)

> [Between 2007 and 2010, the average white family experienced an 11% reduction in wealth, but the average black family lost 31% of…](https://sms4smile.com/quotes/matthew-desmond/between-2007-and-2010-the-average-white-family-experienced-an-11/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Average](https://sms4smile.com/quotes/about/average/)

[Image](https://sms4smile.com/quotes/i/1de/matthew-desmond-1529_average_between-2007-and-2010-the-average-white_1838292.jpg)

> [“Most poor people in America were like Arleen: they did not live in public housing or apartments subsidized by vouchers. Three in…](https://sms4smile.com/quotes/matthew-desmond/most-poor-people-in-america-were-like-arleen-they-did-not-live-in/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Housing](https://sms4smile.com/quotes/about/housing/)

[Image](https://sms4smile.com/quotes/i/539/matthew-desmond-1529_poor-people_most-poor-people-in-america-were-like-ar_1483034.jpg)

> [If you have someone who is paying 88 percent of her income on rent, and we have laws that allow a landlord…](https://sms4smile.com/quotes/matthew-desmond/if-you-have-someone-who-is-paying-88-percent-of-her-income-on-rent/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Becomes](https://sms4smile.com/quotes/about/becomes/)

[Image](https://sms4smile.com/quotes/i/c23/matthew-desmond-1529_becomes_if-you-have-someone-who-is-paying-88-per_1126703.jpg)

> [If we are going to spend the bulk of our public dollars on the affluent - at least when it comes to…](https://sms4smile.com/quotes/matthew-desmond/if-we-are-going-to-spend-the-bulk-of-our-public-dollars-on-the-2/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Affluent](https://sms4smile.com/quotes/about/affluent/)

[Image](https://sms4smile.com/quotes/i/2ac/matthew-desmond-1529_affluent_if-we-are-going-to-spend-the-bulk-of-our_2846966.jpg)

> [I don't want to sound Pollyannish about this. I understand that poverty is never just poverty. It's often this collection of maladies,…](https://sms4smile.com/quotes/matthew-desmond/i-don-t-want-to-sound-pollyannish-about-this-i-understand-that/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Adversity](https://sms4smile.com/quotes/about/adversity/)

[Image](https://sms4smile.com/quotes/i/0ea/matthew-desmond-1529_adversity_i-don-t-want-to-sound-pollyannish-about_1698661.jpg)

> [Without the ability to plant roots and invest in your community or your school - because you're paying 60, 70, 80 percent…](https://sms4smile.com/quotes/matthew-desmond/without-the-ability-to-plant-roots-and-invest-in-your-community-or/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Ability](https://sms4smile.com/quotes/about/ability/)

[Image](https://sms4smile.com/quotes/i/37c/matthew-desmond-1529_ability_without-the-ability-to-plant-roots-and-i_1211821.jpg)

> [“Whatever our way out of this mess, one thing is certain. This degree of inequality, this withdrawal of opportunity, this cold denial…](https://sms4smile.com/quotes/matthew-desmond/whatever-our-way-out-of-this-mess-one-thing-is-certain-this-degree-of/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Education](https://sms4smile.com/quotes/about/education/)

[Image](https://sms4smile.com/quotes/i/4a3/matthew-desmond-1529_education_whatever-our-way-out-of-this-mess-one-th_1984581.jpg)

> [“Exploitation thrives when it comes to the essentials, like housing and food. Most of the 12 million Americans who take out high-interest…](https://sms4smile.com/quotes/matthew-desmond/exploitation-thrives-when-it-comes-to-the-essentials-like-housing-and/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Exploitation](https://sms4smile.com/quotes/about/exploitation/)

[Image](https://sms4smile.com/quotes/i/4be/matthew-desmond-1529_quote_exploitation-thrives-when-it-comes-to-th_1578812.jpg)

> [“These days, there are sheriff squads whose full-time job is to carry out eviction and foreclosure orders. There are moving companies specializing…](https://sms4smile.com/quotes/matthew-desmond/these-days-there-are-sheriff-squads-whose-full-time-job-is-to-carry/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Housing](https://sms4smile.com/quotes/about/housing/)

[Image](https://sms4smile.com/quotes/i/7c2/matthew-desmond-1529_housing_these-days-there-are-sheriff-squads-whos_2314653.jpg)

> [“Working on behalf of the common good is the engine of democracy, vital to our communities, cities, states—and, ultimately, the nation. It…](https://sms4smile.com/quotes/matthew-desmond/working-on-behalf-of-the-common-good-is-the-engine-of-democracy-vital/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[American people](https://sms4smile.com/quotes/about/american-people/)

[Image](https://sms4smile.com/quotes/i/e7c/matthew-desmond-1529_american-people_working-on-behalf-of-the-common-good-is_741662.jpg)

> [“Screening practices that banned criminality and poverty in the same stroke drew poor families shoulder to shoulder with drug dealers, sex offenders,…](https://sms4smile.com/quotes/matthew-desmond/screening-practices-that-banned-criminality-and-poverty-in-the-same/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Family](https://sms4smile.com/quotes/about/family/)

[Image](https://sms4smile.com/quotes/i/4d3/matthew-desmond-1529_family_screening-practices-that-banned-criminal_516344.jpg)

> [“It was an old tradition: landlords barring children from their properties. In the competitive postwar housing market of the late 1940s, landlords…](https://sms4smile.com/quotes/matthew-desmond/it-was-an-old-tradition-landlords-barring-children-from-their/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Children](https://sms4smile.com/quotes/about/children/)

[Image](https://sms4smile.com/quotes/i/0f3/matthew-desmond-1529_children_it-was-an-old-tradition-landlords-barrin_276951.jpg)

> [“Poor neighborhoods provided their residents with quite a lot. In the trailer park, residents met people who knew how to pirate cable,…](https://sms4smile.com/quotes/matthew-desmond/poor-neighborhoods-provided-their-residents-with-quite-a-lot-in-the/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Community](https://sms4smile.com/quotes/about/community/)

[Image](https://sms4smile.com/quotes/i/4d5/matthew-desmond-1529_community_poor-neighborhoods-provided-their-reside_2517757.jpg)

> [“A universal housing voucher program would carve a middle path between the landlord’s desire to make a living and the tenant’s desire,…](https://sms4smile.com/quotes/matthew-desmond/a-universal-housing-voucher-program-would-carve-a-middle-path-between/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Food stamps](https://sms4smile.com/quotes/about/food-stamps/)

[Image](https://sms4smile.com/quotes/i/5d6/matthew-desmond-1529_food-stamps_a-universal-housing-voucher-program-woul_559798.jpg)

> [Eviction is fundamentally changing the face of poverty.](https://sms4smile.com/quotes/matthew-desmond/eviction-is-fundamentally-changing-the-face-of-poverty/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Changing](https://sms4smile.com/quotes/about/changing/)

[Image](https://sms4smile.com/quotes/i/53e/matthew-desmond-1529_changing_eviction-is-fundamentally-changing-the-f_2271068.jpg)

> [You do learn how to cope from those who are coping.](https://sms4smile.com/quotes/matthew-desmond/you-do-learn-how-to-cope-from-those-who-are-coping/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Cope](https://sms4smile.com/quotes/about/cope/)

[Image](https://sms4smile.com/quotes/i/459/matthew-desmond-1529_coping_you-do-learn-how-to-cope-from-those-who_1319300.jpg)

> [The things you're closest to are often the things you know least about.](https://sms4smile.com/quotes/matthew-desmond/the-things-you-re-closest-to-are-often-the-things-you-know-least-about/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[About](https://sms4smile.com/quotes/about/about/)

[Image](https://sms4smile.com/quotes/i/069/matthew-desmond-1529_about_the-things-you-re-closest-to-are-often-t_1362300.jpg)

> [Eviction is part of a business model at the bottom of the market.](https://sms4smile.com/quotes/matthew-desmond/eviction-is-part-of-a-business-model-at-the-bottom-of-the-market/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Bottom](https://sms4smile.com/quotes/about/bottom/)

[Image](https://sms4smile.com/quotes/i/bd0/matthew-desmond-1529_bottom_eviction-is-part-of-a-business-model-at_1915385.jpg)

> [An eviction is an incredibly time consuming and stressful event.](https://sms4smile.com/quotes/matthew-desmond/an-eviction-is-an-incredibly-time-consuming-and-stressful-event/)

[Matthew Desmond](https://sms4smile.com/quotes/author/matthew-desmond/)

[Consuming](https://sms4smile.com/quotes/about/consuming/)

[Image](https://sms4smile.com/quotes/i/516/matthew-desmond-1529_consuming_an-eviction-is-an-incredibly-time-consum_264530.jpg)

## Matthew Desmond by topic

[Housing (93)](https://sms4smile.com/quotes/about/housing/matthew-desmond/) [Eviction (45)](https://sms4smile.com/quotes/about/eviction/matthew-desmond/) [Poverty (44)](https://sms4smile.com/quotes/about/poverty/matthew-desmond/) [Family (40)](https://sms4smile.com/quotes/about/family/matthew-desmond/) [Time (17)](https://sms4smile.com/quotes/about/time/matthew-desmond/) [Community (15)](https://sms4smile.com/quotes/about/community/matthew-desmond/) [Evictions (14)](https://sms4smile.com/quotes/about/evictions-1600500/matthew-desmond/) [People (13)](https://sms4smile.com/quotes/about/people/matthew-desmond/) [Home (13)](https://sms4smile.com/quotes/about/home/matthew-desmond/) [Poor (12)](https://sms4smile.com/quotes/about/poor/matthew-desmond/) [America (12)](https://sms4smile.com/quotes/about/america/matthew-desmond/) [Country (11)](https://sms4smile.com/quotes/about/country/matthew-desmond/) [Rich (10)](https://sms4smile.com/quotes/about/rich/matthew-desmond/) [Investing (10)](https://sms4smile.com/quotes/about/investing/matthew-desmond/) [Children (10)](https://sms4smile.com/quotes/about/children/matthew-desmond/)

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                        "text": "Trying to learn from communities and engage with policy makers and community organizers all across the country is really important to me.",
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                        "text": "I saw people get fired after their eviction. But when I found that if you get evicted, your chances of losing your job increase by 20 percent, that's when it really hit home for me.",
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                        "text": "“If we are going to spend the bulk of our public dollars on the affluent — at least when it comes to housing — we should own up to that decision and stop repeating the politicians' canard about one of the richest countries on the planet being unable to afford doing more. If poverty persists in America, it is not for lack of resources.”",
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                        "text": "Between 2007 and 2010, the average white family experienced an 11% reduction in wealth, but the average black family lost 31% of its wealth. The average Hispanic family lost 44.7%.",
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                        "text": "“Most poor people in America were like Arleen: they did not live in public housing or apartments subsidized by vouchers. Three in four families who qualified for assistance received nothing.4”",
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                        "text": "If you have someone who is paying 88 percent of her income on rent, and we have laws that allow a landlord to evict a tenant who falls behind under those circumstances, eviction becomes an inevitability.",
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                        "text": "I don't want to sound Pollyannish about this. I understand that poverty is never just poverty. It's often this collection of maladies, this compounded adversity. I'm not naive about the problem. But I think that stable, steady housing is one of the surest footholds we could have on the road to financial stability.",
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                        "text": "Without the ability to plant roots and invest in your community or your school - because you're paying 60, 70, 80 percent of your income to rent - and eviction becomes something of an inevitability to you, it denies you certain freedoms.",
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                        "text": "“Whatever our way out of this mess, one thing is certain. This degree of inequality, this withdrawal of opportunity, this cold denial or basic needs, this endorsement of pointless suffering - by no American value is this situation justified. No moral code or ethical principle, no piece of scripture or holy teaching, can be summoned to defend what we have allowed our country to become.”",
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                        "text": "“Exploitation thrives when it comes to the essentials, like housing and food. Most of the 12 million Americans who take out high-interest payday loans do so not to buy luxury items or cover unexpected expenses but to pay the rent or gas bill, buy food, or meet other regular expenses. Payday loans are but one of many financial techniques—from overdraft fees to student loans for for-profit colleges—specifically designed to pull money from the pockets of the poor.46 If the poor pay more for their housing, food, durable goods, and credit, and if they get smaller returns on their educations and mortgages (if they get returns at all), then their incomes are even smaller than they appear. This is fundamentally unfair. Those”",
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                        "text": "“These days, there are sheriff squads whose full-time job is to carry out eviction and foreclosure orders. There are moving companies specializing in evictions, their crews working all day, every weekday. There are hundreds of data-mining companies that sell landlords tenant screening reports listing past evictions and court filings.2 These days, housing courts swell, forcing commissioners to settle cases in hallways or makeshift offices crammed with old desks and broken file cabinets—and most tenants don’t even show up. Low-income families have grown used to the rumble of moving trucks, the early-morning knocks at the door, the belongings lining the curb. Families”",
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                        "text": "“Working on behalf of the common good is the engine of democracy, vital to our communities, cities, states—and, ultimately, the nation. It is “an outflow of the idealism and moralism of the American people,” wrote Gunnar Myrdal.3 Some have called this impulse “love of country” or “patriotism” or the “American spirit.” But whatever its name, its foundation is the home. What else is a nation but a patchwork of cities and towns; cities and towns a patchwork of neighborhoods; and neighborhoods a patchwork of homes? America”",
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                        "text": "“Screening practices that banned criminality and poverty in the same stroke drew poor families shoulder to shoulder with drug dealers, sex offenders, and other lawbreakers in places with lenient requirements. Neighborhoods marred by high poverty and crime were that way not only because poverty could incite crime, and crime could invite poverty, but also because the techniques landlords used to “keep illegal and destructive activity out of rental property” kept poverty out as well.”",
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                        "text": "“It was an old tradition: landlords barring children from their properties. In the competitive postwar housing market of the late 1940s, landlords regularly turned away families with children and evicted tenants who got pregnant.3 This was evident in letters mothers wrote when applying for public housing. “At present,” one wrote, “I am living in an unheated attic room with a one-year-old baby….Everywhere I go the landlords don’t want children. I also have a ten-year-old boy….I can’t keep him with me because the landlady objects to children. Is there any way that you can help me to get an unfurnished room, apartment, or even an old barn?…I can’t go on living like this because I am on the verge of doing something desperate.” Another mother wrote, “My children are now sick and losing weight….I have tried, begged, and pleaded for a place but [it’s] always ‘too late’ or ‘sorry, no children.’ ” Another wrote, “The lady where I am rooming put two of my children out about three weeks ago and don’t want me to let them come back….If I could get a garage I would take it.”4 When Congress passed the Fair Housing Act in 1968, it did not consider families with children a protected class, allowing landlords to continue openly turning them away or evicting them. Some placed costly restrictions on large families, charging “children-damage deposits” in addition to standard rental fees. One Washington, DC, development required tenants with no children to put down a $150 security deposit but charged families with children a $450 deposit plus a monthly surcharge of $50 per child.5 In 1980, HUD commissioned a nationwide study to assess the magnitude of the problem and found that only 1 in 4 rental units was available to families without restrictions.6 Eight years later, Congress finally outlawed housing discrimination against children and families, but as Pam found out, the practice remained widespread.7 Families with children were turned away in as many as 7 in 10 housing searches.8”",
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                        "text": "“Poor neighborhoods provided their residents with quite a lot. In the trailer park, residents met people who knew how to pirate cable, when the best food pantries were open, and how to apply for SSI. All over the city, people who lived in distressed neighborhoods were more likely to help their neighbors pay bills, buy groceries, fix their car, or lend a hand in other ways, compared to their peers in better-off areas.6 These exchanges helped people on the receiving end meet basic material needs; and they helped those on the delivering end feel more fully human. But”",
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                        "text": "“A universal housing voucher program would carve a middle path between the landlord’s desire to make a living and the tenant’s desire, simply, to live. The idea is simple. Every family below a certain income level would be eligible for a housing voucher. They could use that voucher to live anywhere they wanted, just as families can use food stamps to buy groceries virtually anywhere, as long as their housing was neither too expensive, big, and luxurious nor too shabby and run-down. Their home would need to be decent, modest, and fairly priced. Program administrators could develop fine-grained analyses, borrowing from algorithms and other tools commonly used in the private market, to prevent landlords from charging too much and families from selecting more housing than they need. The family would dedicate 30 percent of their income to housing costs, with the voucher paying the rest. A”",
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                        "text": "Eviction is fundamentally changing the face of poverty.",
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                        "text": "The things you're closest to are often the things you know least about.",
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