---
title: "Best John Templeton Sayings"
description: "Sir John Marks Templeton was an American-born British investor, banker, fund manager, and philanthropist. Browse 125 John Templeton quotes."
image: "https://sms4smile.com/quotes/wp-content/uploads/sms4s/authors/processed/b069/author-john-templeton-3668.jpg"
---

![Portrait of John Templeton](https://sms4smile.com/quotes/wp-content/uploads/sms4s/authors/processed/b069/author-john-templeton-3668.jpg)

# John Templeton

(1912–2008)   Financier

 **125** quotes in **902** categories

Rate this collection:  ★ ★ ★ ★ ★   No ratings yet

John Templeton was a financier, best known for *Ultimate Soccer Coach Teaching Handbook*.

## Quick Facts About John Templeton

Born November 29, 1912

Died July 8, 2008

Profession Financier

Notable works Ultimate Soccer Coach Teaching Handbook

## About John Templeton

Sir John Marks Templeton was an American-born British investor, banker, fund manager, and philanthropist. In 1954, he entered the mutual fund market and created the Templeton Growth Fund, which averaged growth over 15% per year for 38 years. A pioneer of emerging market investing in the 1960s, Money magazine named him "arguably the greatest global stock picker of the century" in 1999.

##  Quotes by John Templeton · Page 3

> [Bull-markets are born on pessimism, grow on skepticism, mature on optimism and die on euphoria.](https://sms4smile.com/quotes/john-templeton/bull-markets-are-born-on-pessimism-grow-on-skepticism-mature-on/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Born](https://sms4smile.com/quotes/about/born/)

[Image](https://sms4smile.com/quotes/i/8db/john-templeton-3668_born_bull-markets-are-born-on-pessimism-grow_2144139.png)

> [Politicians who are willing to spend too much are the ones who get reelected.](https://sms4smile.com/quotes/john-templeton/politicians-who-are-willing-to-spend-too-much-are-the-ones-who-get/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Politician](https://sms4smile.com/quotes/about/politician/)

[Image](https://sms4smile.com/quotes/i/86b/john-templeton-3668_politician_politicians-who-are-willing-to-spend-too_2091393.png)

> [There will always be bull markets followed by bear markets followed by bull markets](https://sms4smile.com/quotes/john-templeton/there-will-always-be-bull-markets-followed-by-bear-markets-followed/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Bears](https://sms4smile.com/quotes/about/bears/)

[Image](https://sms4smile.com/quotes/i/a90/john-templeton-3668_bears_there-will-always-be-bull-markets-follow_2471939.png)

> [To get joy, we must give it and to keep joy, we must scatter it.](https://sms4smile.com/quotes/john-templeton/to-get-joy-we-must-give-it-and-to-keep-joy-we-must-scatter-it/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Giving](https://sms4smile.com/quotes/about/giving/)

[Image](https://sms4smile.com/quotes/i/4ea/john-templeton-3668_giving_to-get-joy-we-must-give-it-and-to-keep-j_2791736.png)

> [Success is a process of continually seeking answers to new questions.](https://sms4smile.com/quotes/john-templeton/success-is-a-process-of-continually-seeking-answers-to-new-questions/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Answers](https://sms4smile.com/quotes/about/answers/)

[Image](https://sms4smile.com/quotes/i/6e4/john-templeton-3668_answers_success-is-a-process-of-continually-seek_3211366.png)

> [Those who spend too much will eventually be owned by those who are thrifty.](https://sms4smile.com/quotes/john-templeton/those-who-spend-too-much-will-eventually-be-owned-by-those-who-are/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Rich](https://sms4smile.com/quotes/about/rich/)

[Image](https://sms4smile.com/quotes/i/71d/john-templeton-3668_rich_those-who-spend-too-much-will-eventually_1711392.png)

> [Sell a stock only when you have found a new stock that is a 50% better bargain than the one that you hold.](https://sms4smile.com/quotes/john-templeton/sell-a-stock-only-when-you-have-found-a-new-stock-that-is-a-50-better/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Bargains](https://sms4smile.com/quotes/about/bargains/)

[Image](https://sms4smile.com/quotes/i/e26/john-templeton-3668_bargains_sell-a-stock-only-when-you-have-found-a_870674.png)

> [If a business is not ethical, it will fail, perhaps not right away but eventually.](https://sms4smile.com/quotes/john-templeton/if-a-business-is-not-ethical-it-will-fail-perhaps-not-right-away-but/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Business](https://sms4smile.com/quotes/about/business/)

[Image](https://sms4smile.com/quotes/i/096/john-templeton-3668_business_if-a-business-is-not-ethical-it-will-fai_2566653.png)

> [Outperforming the majority of investors requires doing what they are not doing. Buying when others have despaired, and selling when they are…](https://sms4smile.com/quotes/john-templeton/outperforming-the-majority-of-investors-requires-doing-what-they-are/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Buying](https://sms4smile.com/quotes/about/buying/)

[Image](https://sms4smile.com/quotes/i/018/john-templeton-3668_buying_outperforming-the-majority-of-investors_1798286.png)

> [As we learn to share and give and care, love increases. A person who knows how to love does not seem to…](https://sms4smile.com/quotes/john-templeton/as-we-learn-to-share-and-give-and-care-love-increases-a-person-who/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Care](https://sms4smile.com/quotes/about/care/)

[Image](https://sms4smile.com/quotes/i/316/john-templeton-3668_care_as-we-learn-to-share-and-give-and-care-l_2832507.jpg)

> [Living life with a smile is like throwing yeast into a bowl of flour, adding warm water and waiting for the flour…](https://sms4smile.com/quotes/john-templeton/living-life-with-a-smile-is-like-throwing-yeast-into-a-bowl-of-flour/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Bowls](https://sms4smile.com/quotes/about/bowls/)

[Image](https://sms4smile.com/quotes/i/b54/john-templeton-3668_bowls_living-life-with-a-smile-is-like-throwin_2204894.png)

> [I thought, I'm only going to be on this planet once, and only for a short time. What can I do with…](https://sms4smile.com/quotes/john-templeton/i-thought-i-m-only-going-to-be-on-this-planet-once-and-only-for-a/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Benefits](https://sms4smile.com/quotes/about/benefits/)

[Image](https://sms4smile.com/quotes/i/7a2/john-templeton-3668_benefits_i-thought-i-m-only-going-to-be-on-this-p_2147486.png)

> [While there are many problems, if one focuses on the bigger picture there are numerous reasons to be thankful for living in…](https://sms4smile.com/quotes/john-templeton/while-there-are-many-problems-if-one-focuses-on-the-bigger-picture/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Being thankful](https://sms4smile.com/quotes/about/being-thankful/)

[Image](https://sms4smile.com/quotes/i/947/john-templeton-3668_being-thankful_while-there-are-many-problems-if-one-foc_2630857.png)

> [Basic reality seems to be that the more you try to be like God by radiating unlimited love, the more you become…](https://sms4smile.com/quotes/john-templeton/basic-reality-seems-to-be-that-the-more-you-try-to-be-like-god-by/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[God](https://sms4smile.com/quotes/about/god/)

[Image](https://sms4smile.com/quotes/i/36f/john-templeton-3668_god_basic-reality-seems-to-be-that-the-more_617427.jpg)

> [The idea that an individual can find God is terribly self-centered. It is like a wave thinking it can find the sea.](https://sms4smile.com/quotes/john-templeton/the-idea-that-an-individual-can-find-god-is-terribly-self-centered-it/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Ideas](https://sms4smile.com/quotes/about/ideas/)

[Image](https://sms4smile.com/quotes/i/df8/john-templeton-3668_ideas_the-idea-that-an-individual-can-find-god_451862.png)

> [An attitude of gratitude creates blessings. Help yourself by helping others. You have the most powerful weapons on earth - love and…](https://sms4smile.com/quotes/john-templeton/an-attitude-of-gratitude-creates-blessings-help-yourself-by-helping/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Attitude](https://sms4smile.com/quotes/about/attitude/)

[Image](https://sms4smile.com/quotes/i/45a/john-templeton-3668_attitude_an-attitude-of-gratitude-creates-blessin_82177.png)

> [The other boys at Yale came from wealthy families, and none of them were investing outside the United States, and I thought,…](https://sms4smile.com/quotes/john-templeton/the-other-boys-at-yale-came-from-wealthy-families-and-none-of-them/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[America](https://sms4smile.com/quotes/about/america/)

[Image](https://sms4smile.com/quotes/i/bf2/john-templeton-3668_america_the-other-boys-at-yale-came-from-wealthy_591416.jpg)

> [The opposite of humility is arrogance--the belief that we are wiser or better than others. Arrogance promotes separation rather than community. It…](https://sms4smile.com/quotes/john-templeton/the-opposite-of-humility-is-arrogance-the-belief-that-we-are-wiser-or/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Arrogance](https://sms4smile.com/quotes/about/arrogance/)

[Image](https://sms4smile.com/quotes/i/fec/john-templeton-3668_arrogance_the-opposite-of-humility-is-arrogance-th_798695.png)

> [Life is made up not necessarily of great sacrifices or high-level duties but of little things. The smiles, the kindnesses, the commitments…](https://sms4smile.com/quotes/john-templeton/life-is-made-up-not-necessarily-of-great-sacrifices-or-high-level/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Blessing](https://sms4smile.com/quotes/about/blessing/)

[Image](https://sms4smile.com/quotes/i/b97/john-templeton-3668_blessing_life-is-made-up-not-necessarily-of-great_2325393.png)

> [I grew up Presbyterian. Presbyterians thought the Methodists were wrong. Catholics thought all Protestants were wrong. The Jews thought the Christians were…](https://sms4smile.com/quotes/john-templeton/i-grew-up-presbyterian-presbyterians-thought-the-methodists-were/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Catholic](https://sms4smile.com/quotes/about/catholic/)

[Image](https://sms4smile.com/quotes/i/940/john-templeton-3668_catholic_i-grew-up-presbyterian-presbyterians-tho_2039479.png)

> [What happens when we begin to praise our own abilities? And this is not focusing on an inflated ego, but on appreciation…](https://sms4smile.com/quotes/john-templeton/what-happens-when-we-begin-to-praise-our-own-abilities-and-this-is/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Ability](https://sms4smile.com/quotes/about/ability/)

[Image](https://sms4smile.com/quotes/i/7c1/john-templeton-3668_ability_what-happens-when-we-begin-to-praise-our_1462247.jpg)

> [Not yet have I found any better method to prosper during the future financial chaos, which is likely to last many years,…](https://sms4smile.com/quotes/john-templeton/not-yet-have-i-found-any-better-method-to-prosper-during-the-future/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Chaos](https://sms4smile.com/quotes/about/chaos/)

[Image](https://sms4smile.com/quotes/i/cd2/john-templeton-3668_chaos_not-yet-have-i-found-any-better-method-t_541948.jpg)

> [We hope that there will be nothing that conflicts with anybody's religion or faith. We would never say a person's religion is…](https://sms4smile.com/quotes/john-templeton/we-hope-that-there-will-be-nothing-that-conflicts-with-anybody-s/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Conflict](https://sms4smile.com/quotes/about/conflict/)

[Image](https://sms4smile.com/quotes/i/868/john-templeton-3668_conflict_we-hope-that-there-will-be-nothing-that_2663614.jpg)

> [Be aware of the words that go into your mind, both conscious and unconscious, because words and ideas can be great tools…](https://sms4smile.com/quotes/john-templeton/be-aware-of-the-words-that-go-into-your-mind-both-conscious-and/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Appropriate](https://sms4smile.com/quotes/about/appropriate/)

[Image](https://sms4smile.com/quotes/i/81a/john-templeton-3668_appropriate_be-aware-of-the-words-that-go-into-your_1947174.png)

> [Taking responsibility nurtures self-confidence, and self-confidence can help you to be a more interesting and attractive person. And best of all, the…](https://sms4smile.com/quotes/john-templeton/taking-responsibility-nurtures-self-confidence-and-self-confidence/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Accepting](https://sms4smile.com/quotes/about/accepting/)

[Image](https://sms4smile.com/quotes/i/339/john-templeton-3668_accepting_taking-responsibility-nurtures-self-conf_2030053.jpg)

> [In my 45-year career as an investment counselor, humility did show me the need for worldwide diversification to reduce risk. That career…](https://sms4smile.com/quotes/john-templeton/in-my-45-year-career-as-an-investment-counselor-humility-did-show-me/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Advice](https://sms4smile.com/quotes/about/advice/)

[Image](https://sms4smile.com/quotes/i/f8a/john-templeton-3668_advice_in-my-45-year-career-as-an-investment-co_633593.png)

> [I served for 42 years on the board of trustees of the largest Presbyterian seminary, Princeton Theological Seminary, and we had brilliant…](https://sms4smile.com/quotes/john-templeton/i-served-for-42-years-on-the-board-of-trustees-of-the-largest/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Boards](https://sms4smile.com/quotes/about/boards/)

[Image](https://sms4smile.com/quotes/i/9ec/john-templeton-3668_boards_i-served-for-42-years-on-the-board-of-tr_182856.jpg)

> [A lot of people talk about life. Some love it. Some disparage it. And a few realize that life can be what…](https://sms4smile.com/quotes/john-templeton/a-lot-of-people-talk-about-life-some-love-it-some-disparage-it-and-a/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Done](https://sms4smile.com/quotes/about/done/)

[Image](https://sms4smile.com/quotes/i/871/john-templeton-3668_done_a-lot-of-people-talk-about-life-some-lov_2165582.jpg)

> [The person who is willing to say yes to experience is the person who discovers new frontiers.](https://sms4smile.com/quotes/john-templeton/the-person-who-is-willing-to-say-yes-to-experience-is-the-person-who/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Frontiers](https://sms4smile.com/quotes/about/frontiers/)

[Image](https://sms4smile.com/quotes/i/6cd/john-templeton-3668_frontiers_the-person-who-is-willing-to-say-yes-to_3044702.png)

> [It's self-centered to think that human beings, as limited as we are, can describe divinity.](https://sms4smile.com/quotes/john-templeton/it-s-self-centered-to-think-that-human-beings-as-limited-as-we-are/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Divinity](https://sms4smile.com/quotes/about/divinity/)

[Image](https://sms4smile.com/quotes/i/b5d/john-templeton-3668_divinity_it-s-self-centered-to-think-that-human-b_3231803.png)

> [As we begin to praise ourselves and our world, we begin to blossom in ways that are beautiful to behold.](https://sms4smile.com/quotes/john-templeton/as-we-begin-to-praise-ourselves-and-our-world-we-begin-to-blossom-in/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Beautiful](https://sms4smile.com/quotes/about/beautiful/)

[Image](https://sms4smile.com/quotes/i/d17/john-templeton-3668_beautiful_as-we-begin-to-praise-ourselves-and-our_2709475.jpg)

> [For those properly prepared, the bear market is not only a calamity but an opportunity.](https://sms4smile.com/quotes/john-templeton/for-those-properly-prepared-the-bear-market-is-not-only-a-calamity/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Bears](https://sms4smile.com/quotes/about/bears/)

[Image](https://sms4smile.com/quotes/i/701/john-templeton-3668_bears_for-those-properly-prepared-the-bear-mar_1318603.png)

> [You must be a fundamentalist to be really successful in the market.](https://sms4smile.com/quotes/john-templeton/you-must-be-a-fundamentalist-to-be-really-successful-in-the-market/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Fundamentalist](https://sms4smile.com/quotes/about/fundamentalist/)

[Image](https://sms4smile.com/quotes/i/769/john-templeton-3668_fundamentalist_you-must-be-a-fundamentalist-to-be-reall_1191865.png)

> [Let's worship Divinity, but understand the divinity we worship is beyond our comprehension.](https://sms4smile.com/quotes/john-templeton/let-s-worship-divinity-but-understand-the-divinity-we-worship-is/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Comprehension](https://sms4smile.com/quotes/about/comprehension/)

[Image](https://sms4smile.com/quotes/i/0b8/john-templeton-3668_comprehension_let-s-worship-divinity-but-understand-th_2602459.png)

> [It is only by understanding the emotion of others that an investor has a chance to produce superior results.](https://sms4smile.com/quotes/john-templeton/it-is-only-by-understanding-the-emotion-of-others-that-an-investor/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Chance](https://sms4smile.com/quotes/about/chance/)

[Image](https://sms4smile.com/quotes/i/26a/john-templeton-3668_chance_it-is-only-by-understanding-the-emotion_1527228.png)

> [Happiness comes from spiritual wealth, not material wealth... Happiness comes from giving, not getting. If we try hard to bring happiness to…](https://sms4smile.com/quotes/john-templeton/happiness-comes-from-spiritual-wealth-not-material-wealth-happiness/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Billionaire](https://sms4smile.com/quotes/about/billionaire/)

[Image](https://sms4smile.com/quotes/i/ae2/john-templeton-3668_billionaire_happiness-comes-from-spiritual-wealth-no_1402708.jpg)

> [Kindness comes back like a boomerang to those who are kind. Perhaps, its return takes years. Perhaps, the kindness returns from a…](https://sms4smile.com/quotes/john-templeton/kindness-comes-back-like-a-boomerang-to-those-who-are-kind-perhaps/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Boomerang](https://sms4smile.com/quotes/about/boomerang/)

[Image](https://sms4smile.com/quotes/i/0d5/john-templeton-3668_boomerang_kindness-comes-back-like-a-boomerang-to_2590581.png)

> [No matter how poorly our lives seem to be going, we can become part of a greater flow of good and increase…](https://sms4smile.com/quotes/john-templeton/no-matter-how-poorly-our-lives-seem-to-be-going-we-can-become-part-of/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Awareness](https://sms4smile.com/quotes/about/awareness/)

[Image](https://sms4smile.com/quotes/i/736/john-templeton-3668_awareness_no-matter-how-poorly-our-lives-seem-to-b_1746836.png)

> [Usually God favours the people who try to do good. So, when you find that the crowd is desperately trying to sell,…](https://sms4smile.com/quotes/john-templeton/usually-god-favours-the-people-who-try-to-do-good-so-when-you-find/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Business](https://sms4smile.com/quotes/about/business/)

[Image](https://sms4smile.com/quotes/i/b3d/john-templeton-3668_business_usually-god-favours-the-people-who-try-t_1895663.jpg)

> [A flower is a miracle, but it does not have the sight or speech to describe us. And our own ability is…](https://sms4smile.com/quotes/john-templeton/a-flower-is-a-miracle-but-it-does-not-have-the-sight-or-speech-to/)

[John Templeton](https://sms4smile.com/quotes/author/john-templeton/)

[Ability](https://sms4smile.com/quotes/about/ability/)

[Image](https://sms4smile.com/quotes/i/244/john-templeton-3668_ability_a-flower-is-a-miracle-but-it-does-not-ha_1186935.png)

## John Templeton by topic

[Optimistic (35)](https://sms4smile.com/quotes/about/optimistic/john-templeton/) [Ifs (26)](https://sms4smile.com/quotes/about/ifs/john-templeton/) [Investing (22)](https://sms4smile.com/quotes/about/investing/john-templeton/) [Life (20)](https://sms4smile.com/quotes/about/life/john-templeton/) [Customer (19)](https://sms4smile.com/quotes/about/customer/john-templeton/) [People (18)](https://sms4smile.com/quotes/about/people/john-templeton/) [Giving (18)](https://sms4smile.com/quotes/about/giving/john-templeton/) [May (16)](https://sms4smile.com/quotes/about/may/john-templeton/) [Religion (13)](https://sms4smile.com/quotes/about/religion/john-templeton/) [Time (12)](https://sms4smile.com/quotes/about/time/john-templeton/) [Thinking (11)](https://sms4smile.com/quotes/about/thinking/john-templeton/) [Helping (11)](https://sms4smile.com/quotes/about/helping/john-templeton/) [Way (10)](https://sms4smile.com/quotes/about/way/john-templeton/) [Spiritual (10)](https://sms4smile.com/quotes/about/spiritual/john-templeton/) [Love (10)](https://sms4smile.com/quotes/about/love/john-templeton/) [Inspirational (10)](https://sms4smile.com/quotes/about/inspirational/john-templeton/)

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                        "text": "The other boys at Yale came from wealthy families, and none of them were investing outside the United States, and I thought, 'That is very egotistical. Why be so shortsighted or near-sighted as to focus only on America? Shouldn't you be more open-minded?'",
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                        "text": "The opposite of humility is arrogance--the belief that we are wiser or better than others. Arrogance promotes separation rather than community. It looms like a brick wall between us and those from whom we could learn.",
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                        "text": "Life is made up not necessarily of great sacrifices or high-level duties but of little things. The smiles, the kindnesses, the commitments and obligations and responsibilities that are given habitually and lovingly are the blessings that win and preserve the heart and bring comfort to one's self as we as to others. This is the ministry of service performed by every useful life.",
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                        "text": "I grew up Presbyterian. Presbyterians thought the Methodists were wrong. Catholics thought all Protestants were wrong. The Jews thought the Christians were wrong. So, what I'm financing is humility. I want people to realize that you shouldn't think you know it all.",
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                        "text": "What happens when we begin to praise our own abilities? And this is not focusing on an inflated ego, but on appreciation and praise. What happens when we begin sincerely to give thanks for our wonderful minds and our strong and healthy bodies? It's not at all difficult to believe that our own senses of confidence and self-worth are actually activated and strengthened.",
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                        "text": "Not yet have I found any better method to prosper during the future financial chaos, which is likely to last many years, than to keep your net worth in shares of those corporations that have proven to have the widest profit margins and the most rapidly increasing profits. Earning power is likely to continue to be valuable, especially if diversified among many nations.",
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                        "text": "We hope that there will be nothing that conflicts with anybody's religion or faith. We would never say a person's religion is not effective. We say, 'Would you be interested in something more effective?' We always put things in an optimistic, progressive perspective. Do you want to make your prayers more effective? Not that they are not effective, but do you want to help them become more effective?'",
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                        "text": "Be aware of the words that go into your mind, both conscious and unconscious, because words and ideas can be great tools for your mind to use in coming to appropriate decisions. Remember that a statement spoken in spiritual consciousness can contain great spiritual power. Speaking powerful words of love changes things and outer circumstances as well as consciousness itself.",
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                        "text": "Taking responsibility nurtures self-confidence, and self-confidence can help you to be a more interesting and attractive person. And best of all, the more you believe in yourself, the more power you possess to attract your good. . . . Those who speak constantly of their right to freedom must understand that an irresponsible act does not bring greater freedom but only greater bondage to the action. One law of life says, \"If we are to enjoy freedom, we must accept responsibility.\" A great awareness is expressed in this statement.",
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                        "text": "In my 45-year career as an investment counselor, humility did show me the need for worldwide diversification to reduce risk. That career did help me to become more and more humble because statistics showed that when I advised a client to buy one stock to replace another, about one-third of the time the client would have done better to ignore my advice. In other endeavors, humility about how little I know has encouraged me to listen more carefully and more wisely.",
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                        "text": "I served for 42 years on the board of trustees of the largest Presbyterian seminary, Princeton Theological Seminary, and we had brilliant people - teachers and students both-but they did not come up with many new concepts. They weren't invited to come up with new concepts. Anybody who had come up with a new concept would have been under suspicion for being out of step with the tradition or out of step with the teachings of the church.",
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                        "text": "A lot of people talk about life. Some love it. Some disparage it. And a few realize that life can be what you make it because they have learned from past experiences. Lessons learned from these experiences have often contributed greatly toward seeing the possibilities in what some people call \"the game of life.\" When we've \"been there\" and \"done that,\" we can have as good of an idea of what we don't want as what we do want. Experience is certainly an excellent teacher!",
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                        "text": "The person who is willing to say yes to experience is the person who discovers new frontiers.",
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                        "text": "It's self-centered to think that human beings, as limited as we are, can describe divinity.",
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                        "text": "As we begin to praise ourselves and our world, we begin to blossom in ways that are beautiful to behold.",
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