---
title: "Best Charles M. Schwab Sayings"
description: "Charles Michael Schwab was an American steel magnate who led Bethlehem Steel to become the United States' second‑largest steel producer and a major heav..."
image: "https://sms4smile.com/quotes/wp-content/uploads/sms4s/authors/processed/b061/author-charles-m-schwab-4260.jpg"
---

![Portrait of Charles M. Schwab](https://sms4smile.com/quotes/wp-content/uploads/sms4s/authors/processed/b061/author-charles-m-schwab-4260.jpg)

# Charles M. Schwab

(1862–1939)   Engineer

 **113** quotes in **437** categories

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Charles M. Schwab was an engineer, best known for *Business Success*.

## Quick Facts About Charles M. Schwab

Born February 18, 1862

Died September 19, 1939

Profession Engineer

Notable works Business Success

## About Charles M. Schwab

Charles Michael Schwab was an American steel magnate. While he was in charge, Bethlehem Steel grew into the second‑largest steel maker in the United States and became one of the world’s most important heavy manufacturers.

##  Quotes by Charles M. Schwab · Page 3

> [If more persons would get so enthused over their day's work that some one would have to remind them to go out…](https://sms4smile.com/quotes/charles-m-schwab/if-more-persons-would-get-so-enthused-over-their-day-s-work-that-some/)

[Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/)

[Happiness](https://sms4smile.com/quotes/about/happiness/)

[Image](https://sms4smile.com/quotes/i/169/charles-m-schwab-4260_happiness_if-more-persons-would-get-so-enthused-ov_559573.png)

> [The hardest struggle of all is to be something different from what the average man is. I don't believe in 'super-men,' for…](https://sms4smile.com/quotes/charles-m-schwab/the-hardest-struggle-of-all-is-to-be-something-different-from-what-2/)

[Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/)

[Average man](https://sms4smile.com/quotes/about/average-man/)

[Image](https://sms4smile.com/quotes/i/609/charles-m-schwab-4260_average-man_the-hardest-struggle-of-all-is-to-be-som_1817281.png)

> [Many men fail because they do not see the importance of being kind and courteous to the men under them. Kindness to…](https://sms4smile.com/quotes/charles-m-schwab/many-men-fail-because-they-do-not-see-the-importance-of-being-kind/)

[Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/)

[Always](https://sms4smile.com/quotes/about/always/)

[Image](https://sms4smile.com/quotes/i/98e/charles-m-schwab-4260_always_many-men-fail-because-they-do-not-see-th_47255.png)

> [A man will succeed in anything about which he has real enthusiasm, in which he is genuinely interested, provided that he will…](https://sms4smile.com/quotes/charles-m-schwab/a-man-will-succeed-in-anything-about-which-he-has-real-enthusiasm-in/)

[Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/)

[Big things](https://sms4smile.com/quotes/about/big-things/)

[Image](https://sms4smile.com/quotes/i/977/charles-m-schwab-4260_big-things_a-man-will-succeed-in-anything-about-whi_787046.png)

> [Labor should be recognized as entitled to consult with management in the mutual interest. Labor cannot be driven, and business cannot be…](https://sms4smile.com/quotes/charles-m-schwab/labor-should-be-recognized-as-entitled-to-consult-with-management-in/)

[Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/)

[Business](https://sms4smile.com/quotes/about/business/)

[Image](https://sms4smile.com/quotes/i/541/charles-m-schwab-4260_business_labor-should-be-recognized-as-entitled-t_2327699.png)

> [Most talk about 'super-geniuses' is nonsense. I have found that when 'stars' drop out, successors are usually at hand to fill their…](https://sms4smile.com/quotes/charles-m-schwab/most-talk-about-super-geniuses-is-nonsense-i-have-found-that-when/)

[Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/)

[Application](https://sms4smile.com/quotes/about/application/)

[Image](https://sms4smile.com/quotes/i/b54/charles-m-schwab-4260_application_most-talk-about-super-geniuses-is-nonsen_336205.png)

> [There is nothing a worker resents more than to see some man taking his job. A factory can be closed down, its…](https://sms4smile.com/quotes/charles-m-schwab/there-is-nothing-a-worker-resents-more-than-to-see-some-man-taking/)

[Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/)

[Man](https://sms4smile.com/quotes/about/man/)

[Image](https://sms4smile.com/quotes/i/647/charles-m-schwab-4260_man_there-is-nothing-a-worker-resents-more-t_1255757.png)

> [A man, to carry on a successful business, must have imagination. He must see things as in a vision, a dream of…](https://sms4smile.com/quotes/charles-m-schwab/a-man-to-carry-on-a-successful-business-must-have-imagination-he-must/)

[Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/)

[Business](https://sms4smile.com/quotes/about/business/)

[Image](https://sms4smile.com/quotes/i/479/charles-m-schwab-4260_business_a-man-to-carry-on-a-successful-business_700973.png)

> [When you start in life, if you find you are wrongly placed, don't hesitate to change, but don't change because troubles come…](https://sms4smile.com/quotes/charles-m-schwab/when-you-start-in-life-if-you-find-you-are-wrongly-placed-don-t/)

[Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/)

[Adversity](https://sms4smile.com/quotes/about/adversity/)

[Image](https://sms4smile.com/quotes/i/ebe/charles-m-schwab-4260_adversity_when-you-start-in-life-if-you-find-you-a_2343838.jpg)

> [When I first went to work... I had over me an impetuous, hustling man. It was necessary for me to be up…](https://sms4smile.com/quotes/charles-m-schwab/when-i-first-went-to-work-i-had-over-me-an-impetuous-hustling-man-it/)

[Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/)

[Done](https://sms4smile.com/quotes/about/done/)

[Image](https://sms4smile.com/quotes/i/bf5/charles-m-schwab-4260_done_when-i-first-went-to-work-i-had-over-me_1839308.png)

> [I am not a believer in large salaries. I hold that every man should be paid for personal production. Our big men…](https://sms4smile.com/quotes/charles-m-schwab/i-am-not-a-believer-in-large-salaries-i-hold-that-every-man-should-be/)

[Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/)

[Believer](https://sms4smile.com/quotes/about/believer/)

[Image](https://sms4smile.com/quotes/i/4dd/charles-m-schwab-4260_believer_i-am-not-a-believer-in-large-salaries-i_319859.jpg)

> [What little success I may have won in life I attribute to the loyalty I had for a dear old friend who…](https://sms4smile.com/quotes/charles-m-schwab/what-little-success-i-may-have-won-in-life-i-attribute-to-the-loyalty/)

[Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/)

[Captain](https://sms4smile.com/quotes/about/captain/)

[Image](https://sms4smile.com/quotes/i/ae8/charles-m-schwab-4260_captain_what-little-success-i-may-have-won-in-li_2588773.png)

> [Our efforts must be bent in the direction of convincing the great mass of working people of this country of the necessity…](https://sms4smile.com/quotes/charles-m-schwab/our-efforts-must-be-bent-in-the-direction-of-convincing-the-great/)

[Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/)

[Business](https://sms4smile.com/quotes/about/business/)

[Image](https://sms4smile.com/quotes/i/3ef/charles-m-schwab-4260_business_our-efforts-must-be-bent-in-the-directio_3088160.png)

> [The men who miss success have two general alibis: 'I'm not a genius' is one; the other, 'There aren't the opportunities today…](https://sms4smile.com/quotes/charles-m-schwab/the-men-who-miss-success-have-two-general-alibis-i-m-not-a-genius-is/)

[Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/)

[Genius](https://sms4smile.com/quotes/about/genius/)

[Image](https://sms4smile.com/quotes/i/36d/charles-m-schwab-4260_genius_the-men-who-miss-success-have-two-genera_462402.png)

> [The Homestead plant, taken as a whole, is complete and finished in every department. There is nothing of any consequence to be…](https://sms4smile.com/quotes/charles-m-schwab/the-homestead-plant-taken-as-a-whole-is-complete-and-finished-in/)

[Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/)

[Finished](https://sms4smile.com/quotes/about/finished/)

[Image](https://sms4smile.com/quotes/i/cd6/charles-m-schwab-4260_finished_the-homestead-plant-taken-as-a-whole-is_1087292.png)

> [Concentrate and think upon the problem in mind until a satisfactory conclusion is reached, and then finally go ahead. If you have…](https://sms4smile.com/quotes/charles-m-schwab/concentrate-and-think-upon-the-problem-in-mind-until-a-satisfactory/)

[Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/)

[Failure](https://sms4smile.com/quotes/about/failure/)

[Image](https://sms4smile.com/quotes/i/87f/charles-m-schwab-4260_failure_concentrate-and-think-upon-the-problem-i_2337165.png)

> [Set out with some definite purpose in life and accomplish that purpose. There is little that the human mind can conceive that…](https://sms4smile.com/quotes/charles-m-schwab/set-out-with-some-definite-purpose-in-life-and-accomplish-that/)

[Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/)

[Accomplish](https://sms4smile.com/quotes/about/accomplish/)

[Image](https://sms4smile.com/quotes/i/b0f/charles-m-schwab-4260_accomplish_set-out-with-some-definite-purpose-in-li_610235.jpg)

> [“I have yet to find anyone, however exalted their station, who did not do better work and put forth greater effort under…](https://sms4smile.com/quotes/charles-m-schwab/i-have-yet-to-find-anyone-however-exalted-their-station-who-did-not/)

[Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/)

[Criticism](https://sms4smile.com/quotes/about/criticism/)

[Image](https://sms4smile.com/quotes/i/8ee/charles-m-schwab-4260_criticism_i-have-yet-to-find-anyone-however-exalte_1013414.png)

> [My own idea is that if the men hold any meetings or attempt to form any organization, we should be prepared to…](https://sms4smile.com/quotes/charles-m-schwab/my-own-idea-is-that-if-the-men-hold-any-meetings-or-attempt-to-form/)

[Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/)

[Long](https://sms4smile.com/quotes/about/long/)

[Image](https://sms4smile.com/quotes/i/e61/charles-m-schwab-4260_long_my-own-idea-is-that-if-the-men-hold-any_202296.png)

> [In my wide association in life, meeting with many and great men in various parts of the world, I have yet to…](https://sms4smile.com/quotes/charles-m-schwab/in-my-wide-association-in-life-meeting-with-many-and-great-men-in/)

[Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/)

[Approval](https://sms4smile.com/quotes/about/approval/)

[Image](https://sms4smile.com/quotes/i/573/charles-m-schwab-4260_approval_in-my-wide-association-in-life-meeting-w_2989677.jpg)

> [If you are going into any manufacturing establishment, don't go there by reason of any influence you may have. Start upon your…](https://sms4smile.com/quotes/charles-m-schwab/if-you-are-going-into-any-manufacturing-establishment-don-t-go-there/)

[Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/)

[Best](https://sms4smile.com/quotes/about/best/)

[Image](https://sms4smile.com/quotes/i/1f5/charles-m-schwab-4260_best_if-you-are-going-into-any-manufacturing_1744230.png)

> [In our works at Bethlehem and San Francisco, and all over the United States, I adopted this system: I pay the managers…](https://sms4smile.com/quotes/charles-m-schwab/in-our-works-at-bethlehem-and-san-francisco-and-all-over-the-united/)

[Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/)

[Business](https://sms4smile.com/quotes/about/business/)

[Image](https://sms4smile.com/quotes/i/0e2/charles-m-schwab-4260_business_in-our-works-at-bethlehem-and-san-franci_2630451.jpg)

> [Money is often a matter of chance or good fortune and is not the mark of a successful life. It is not…](https://sms4smile.com/quotes/charles-m-schwab/money-is-often-a-matter-of-chance-or-good-fortune-and-is-not-the-mark/)

[Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/)

[Chance](https://sms4smile.com/quotes/about/chance/)

[Image](https://sms4smile.com/quotes/i/c95/charles-m-schwab-4260_chance_money-is-often-a-matter-of-chance-or-goo_2970628.png)

> [When you go into your customary barber shop, you will wait for the man who gives you a little better shave, a…](https://sms4smile.com/quotes/charles-m-schwab/when-you-go-into-your-customary-barber-shop-you-will-wait-for-the-man/)

[Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/)

[Barber](https://sms4smile.com/quotes/about/barber/)

[Image](https://sms4smile.com/quotes/i/f59/charles-m-schwab-4260_barber_when-you-go-into-your-customary-barber-s_2222818.png)

> [Here I am, a not over-good business man, a second-rate engineer. I can make poor mechanical drawings. I play the piano after…](https://sms4smile.com/quotes/charles-m-schwab/here-i-am-a-not-over-good-business-man-a-second-rate-engineer-i-can/)

[Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/)

[Business](https://sms4smile.com/quotes/about/business/)

[Image](https://sms4smile.com/quotes/i/e29/charles-m-schwab-4260_business_here-i-am-a-not-over-good-business-man-a_2651616.png)

> [A concern that produces its own raw materials, and works them up through the various processes until it delivers the manufactured product…](https://sms4smile.com/quotes/charles-m-schwab/a-concern-that-produces-its-own-raw-materials-and-works-them-up/)

[Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/)

[Around](https://sms4smile.com/quotes/about/around/)

[Image](https://sms4smile.com/quotes/i/ebf/charles-m-schwab-4260_around_a-concern-that-produces-its-own-raw-mate_922338.png)

> [Make your employer feel truthfully that you are sincere with him; that you are going to promote his interest; that you are…](https://sms4smile.com/quotes/charles-m-schwab/make-your-employer-feel-truthfully-that-you-are-sincere-with-him-that/)

[Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/)

[Loyalty](https://sms4smile.com/quotes/about/loyalty/)

[Image](https://sms4smile.com/quotes/i/37b/charles-m-schwab-4260_loyalty_make-your-employer-feel-truthfully-that_3168883.jpg)

> [The captains of industry are not hunting money. America is heavy with it. They are seeking brains - specialized brains - and…](https://sms4smile.com/quotes/charles-m-schwab/the-captains-of-industry-are-not-hunting-money-america-is-heavy-with/)

[Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/)

[America](https://sms4smile.com/quotes/about/america/)

[Image](https://sms4smile.com/quotes/i/a2f/charles-m-schwab-4260_america_the-captains-of-industry-are-not-hunting_642737.jpg)

> [Any man who goes into anything in life and does it better than the average will have a successful life. If he…](https://sms4smile.com/quotes/charles-m-schwab/any-man-who-goes-into-anything-in-life-and-does-it-better-than-the/)

[Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/)

[Better](https://sms4smile.com/quotes/about/better/)

[Image](https://sms4smile.com/quotes/i/0a4/charles-m-schwab-4260_better_any-man-who-goes-into-anything-in-life-a_101884.jpg)

> [I'm making better than two million a year, but it's hard work. The luxuries and pleasures I enjoy in my spare time…](https://sms4smile.com/quotes/charles-m-schwab/i-m-making-better-than-two-million-a-year-but-it-s-hard-work-the/)

[Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/)

[Hard work](https://sms4smile.com/quotes/about/hard-work/)

[Image](https://sms4smile.com/quotes/i/6f7/charles-m-schwab-4260_hard-work_i-m-making-better-than-two-million-a-yea_3048873.jpg)

> [The truth is that we have hitherto made no genuine effort to produce forged steel working parts of automobiles of the highest…](https://sms4smile.com/quotes/charles-m-schwab/the-truth-is-that-we-have-hitherto-made-no-genuine-effort-to-produce/)

[Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/)

[Automobile](https://sms4smile.com/quotes/about/automobile/)

[Image](https://sms4smile.com/quotes/i/a86/charles-m-schwab-4260_automobile_the-truth-is-that-we-have-hitherto-made_578788.jpg)

> [You can make up your mind to do one of two things: You can have a good time in life, or you…](https://sms4smile.com/quotes/charles-m-schwab/you-can-make-up-your-mind-to-do-one-of-two-things-you-can-have-a-good/)

[Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/)

[Choice](https://sms4smile.com/quotes/about/choice/)

[Image](https://sms4smile.com/quotes/i/007/charles-m-schwab-4260_choice_you-can-make-up-your-mind-to-do-one-of-t_1874098.png)

> [The difference between getting somewhere and nowhere is the courage to make an early start. The fellow who sits still and does…](https://sms4smile.com/quotes/charles-m-schwab/the-difference-between-getting-somewhere-and-nowhere-is-the-courage/)

[Charles M. Schwab](https://sms4smile.com/quotes/author/charles-m-schwab/)

[Action](https://sms4smile.com/quotes/about/action/)

[Image](https://sms4smile.com/quotes/i/2b3/charles-m-schwab-4260_action_the-difference-between-getting-somewhere_2725204.png)

## Charles M. Schwab by topic

[Men (37)](https://sms4smile.com/quotes/about/men/charles-m-schwab/) [Success (16)](https://sms4smile.com/quotes/about/success/charles-m-schwab/) [Life (15)](https://sms4smile.com/quotes/about/life/charles-m-schwab/) [Time (14)](https://sms4smile.com/quotes/about/time/charles-m-schwab/) [Business (14)](https://sms4smile.com/quotes/about/business/charles-m-schwab/) [Man (12)](https://sms4smile.com/quotes/about/man/charles-m-schwab/) [Work (10)](https://sms4smile.com/quotes/about/work/charles-m-schwab/)

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                        "text": "Many men fail because they do not see the importance of being kind and courteous to the men under them. Kindness to everybody always pays for itself. And, besides, it is a pleasure to be kind.",
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                        "text": "A man will succeed in anything about which he has real enthusiasm, in which he is genuinely interested, provided that he will take more thought about his job than the men working with him. The fellow who sits still and does what he is told will never be told to do big things.",
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                        "text": "Labor should be recognized as entitled to consult with management in the mutual interest. Labor cannot be driven, and business cannot be successful unless the men employed in it are enthusiastic and loyal. That loyalty cannot be obtained with a big stick; it must be based upon fair dealing and sympathy.",
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                        "text": "Most talk about 'super-geniuses' is nonsense. I have found that when 'stars' drop out, successors are usually at hand to fill their places, and the successors are merely men who have learned by application and self-discipline to get full production from an average, normal brain.",
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                        "text": "There is nothing a worker resents more than to see some man taking his job. A factory can be closed down, its chimneys smokeless, waiting for the worker to come back to his job, and all will be peaceful. But the moment workers are imported, and the striker sees his own place usurped, there is bound to be trouble.",
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                        "text": "A man, to carry on a successful business, must have imagination. He must see things as in a vision, a dream of the whole thing. A man can cultivate this faculty only by an appreciation of the finer things in life.",
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                        "text": "When you start in life, if you find you are wrongly placed, don't hesitate to change, but don't change because troubles come up and difficulties arise. You must meet and overcome and conquer them. And in meeting and overcoming and conquering them, you will make yourself stronger for the future.",
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                        "text": "When I first went to work... I had over me an impetuous, hustling man. It was necessary for me to be up to the top notch to give satisfaction. I worked faster than I otherwise would have done, and to him I attribute the impetus that I acquired.",
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                        "@type": "Quotation",
                        "text": "I am not a believer in large salaries. I hold that every man should be paid for personal production. Our big men at Bethlehem seldom get salaries of over one hundred dollars a week; but all of them receive bonuses computed entirely on the efficiencies and the economies registered in their departments.",
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                        "@type": "Quotation",
                        "text": "What little success I may have won in life I attribute to the loyalty I had for a dear old friend who was my first steel master, whom you perhaps have never heard of: Captain Bill Jones.",
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                        "text": "Our efforts must be bent in the direction of convincing the great mass of working people of this country of the necessity of our winning and retaining our place in business and commerce. That place can be won only through the workers' own efforts and through their own efficiency.",
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                        "text": "The men who miss success have two general alibis: 'I'm not a genius' is one; the other, 'There aren't the opportunities today there used to be.' Neither excuse holds. The first is beside the point; the second is altogether wrong.",
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                        "@type": "Quotation",
                        "text": "The Homestead plant, taken as a whole, is complete and finished in every department. There is nothing of any consequence to be desired. It is the first time I have ever been connected with any works that I could say it is finished and complete and to my entire satisfaction.",
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                        "text": "Concentrate and think upon the problem in mind until a satisfactory conclusion is reached, and then finally go ahead. If you have made a mistake, all right. Never find fault with a man because he has made a mistake. It is only a fool that makes the same mistake the second time.",
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                        "text": "Set out with some definite purpose in life and accomplish that purpose. There is little that the human mind can conceive that is not possible of accomplishment. The thing to do is to make up your mind what you are going to drive for, and let nothing stand in the way of its ultimate accomplishment.",
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                        "text": "My own idea is that if the men hold any meetings or attempt to form any organization, we should be prepared to be fully informed of all that goes on and unhesitatingly discharge any men connected with this movement. In this way, our peace will be secure for a long time, and it will be easily done if taken at the start.",
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                        "text": "In my wide association in life, meeting with many and great men in various parts of the world, I have yet to find the man, however great or exalted his station, who did not do better work and put forth greater effort under a spirit of approval than he would ever do under a spirit of criticism.",
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                        "text": "If you are going into any manufacturing establishment, don't go there by reason of any influence you may have. Start upon your own merits, and start in some lowly position, no matter what it is. Be a laborer, if you will. I don't know but that is the best way to start.",
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                        "text": "In our works at Bethlehem and San Francisco, and all over the United States, I adopted this system: I pay the managers practically no salary. I make them partners in the business, only I don't let them share in the efforts of any other man.",
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                        "text": "Money is often a matter of chance or good fortune and is not the mark of a successful life. It is not the thing that brings a throb of pleasure or a thrill into my life. And I would not pose as a successful man if that were to be the measure.",
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                        "text": "When you go into your customary barber shop, you will wait for the man who gives you a little better shave, a little trimmer hair-cut. Business leaders are looking for the same things in their offices that you look for in the barber shop.",
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                        "text": "Here I am, a not over-good business man, a second-rate engineer. I can make poor mechanical drawings. I play the piano after a fashion. In fact, I am one of those proverbial Jack-of-all-trades who are usually failures. Why I am not, I can't tell you.",
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                        "text": "A concern that produces its own raw materials, and works them up through the various processes until it delivers the manufactured product in the domestic or foreign market, can work on a narrower margin all around, and yet do full justice to its stockholders and employees.",
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                        "text": "Make your employer feel truthfully that you are sincere with him; that you are going to promote his interest; that you are going to stand for the things which he represents; that you are proud of being a member of his staff, and there is nothing that will reap you a richer reward. Loyalty above all!",
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                        "text": "The captains of industry are not hunting money. America is heavy with it. They are seeking brains - specialized brains - and faithful, loyal service. Brains are needed to carry out the plans of those who furnish the capital.",
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                        "text": "Any man who goes into anything in life and does it better than the average will have a successful life. If he does it worse than the average, his life will not be successful. And no business can exist in which success cannot be won on that basis.",
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                        "text": "I'm making better than two million a year, but it's hard work. The luxuries and pleasures I enjoy in my spare time keep me in condition to do that work. Carnegie and Frick have more money than I have, but I'm getting more value for my dollars than they are.",
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                        "text": "The truth is that we have hitherto made no genuine effort to produce forged steel working parts of automobiles of the highest quality. That is one of the reasons why our automobiles have not ranked with those of foreign make.",
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                        "text": "You can make up your mind to do one of two things: You can have a good time in life, or you can have a successful life, but you can't have both. You have got to make up your mind at the start which of the two you are going to have.",
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