--- title: "Meaning & Key Takeaway of: When interest rates are coming down, you…" description: "\"When interest rates are coming down, you cannot have high margins.\" — Arundhati Bhattacharya" image: "https://sms4smile.com/quotes/i/5f0/arundhati-bhattacharya-6252_cannot_when-interest-rates-are-coming-down-you_3023425.jpg" --- # When interest rates are coming down, you cannot have high… ![“When interest rates are coming down, you cannot have high margins.” quote by Arundhati Bhattacharya](https://sms4smile.com/quotes/i/5f0/arundhati-bhattacharya-6252_cannot_when-interest-rates-are-coming-down-you_3023425.jpg) [Download](https://sms4smile.com/quotes/i/5f0/arundhati-bhattacharya-6252_cannot_when-interest-rates-are-coming-down-you_3023425.jpg) [Open image](https://sms4smile.com/quotes/i/5f0/arundhati-bhattacharya-6252_cannot_when-interest-rates-are-coming-down-you_3023425.jpg) > “When interest rates are coming down, you cannot have high margins.” [Arundhati Bhattacharya](https://sms4smile.com/quotes/author/arundhati-bhattacharya/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Lower interest rates compress profit margins, limiting earnings. **In simple terms:** Rate cuts shrink margins. Key Takeaway Adapt strategies when rates fall. Themes finance economics risk management Mood analytical cautious Type practical business When to use this quote - banking - investment - pricing - budgeting Key Concepts margin pressure interest rate dynamics Questions to Reflect On - How will you protect margins? - What alternative revenue streams can you develop? A Different Perspective High margins may still be possible with cost cuts. ★ ★ ★ ★ ★ No ratings yet [Cannot](https://sms4smile.com/quotes/about/cannot/) [Coming](https://sms4smile.com/quotes/about/coming/) [Coming High](https://sms4smile.com/quotes/about/coming-high-4905270/) [High](https://sms4smile.com/quotes/about/high/) [High Margins](https://sms4smile.com/quotes/about/high-margins-255020/) [Interest](https://sms4smile.com/quotes/about/interest/) [Margins](https://sms4smile.com/quotes/about/margins/) [Rates](https://sms4smile.com/quotes/about/rates/) [Rates Coming](https://sms4smile.com/quotes/about/rates-coming-4905269/) ## Related quotes > [Our business is strong and enjoys high margins.](https://sms4smile.com/quotes/naveen-tewari/our-business-is-strong-and-enjoys-high-margins/) [Naveen Tewari](https://sms4smile.com/quotes/author/naveen-tewari/) > [“Novelty implies risk and therefore demands high margins, which does not fit with the retailer’s value proposition. And”](https://sms4smile.com/quotes/greg-thain/novelty-implies-risk-and-therefore-demands-high-margins-which-does/) [Greg Thain](https://sms4smile.com/quotes/author/greg-thain/) > [“Bezos believed that high margins justified rivals’ investments in research and development and attracted more competition, while low margins attracted customers and were more…](https://sms4smile.com/quotes/brad-stone/bezos-believed-that-high-margins-justified-rivals-investments-in/) [Brad Stone](https://sms4smile.com/quotes/author/brad-stone/) > [“These loyal customers cost us less to maintain. They produce high margins and we make more money from them.”](https://sms4smile.com/quotes/james-dion/these-loyal-customers-cost-us-less-to-maintain-they-produce-high/) [James Dion](https://sms4smile.com/quotes/author/james-dion/) > [Business cycles lengthened greatly during the 20th century, as central banks learned to manage national economies by raising and lowering interest rates.](https://sms4smile.com/quotes/alex-berenson/business-cycles-lengthened-greatly-during-the-20th-century-as-central/) [Alex Berenson](https://sms4smile.com/quotes/author/alex-berenson/) > [I think we need to have competitive tax rates in order to create jobs in this country. And I think it should be fair.](https://sms4smile.com/quotes/kristi-noem/i-think-we-need-to-have-competitive-tax-rates-in-order-to-create-jobs/) [Kristi Noem](https://sms4smile.com/quotes/author/kristi-noem/) > [Social services, not wealth per se, seem to be the key to lower birth rates. The Chinese, although among the poorest peoples of the…](https://sms4smile.com/quotes/donella-meadows/social-services-not-wealth-per-se-seem-to-be-the-key-to-lower-birth/) [Donella Meadows](https://sms4smile.com/quotes/author/donella-meadows/) > [A number of well-understood mechanisms, including single gene mutations, produce changes that qualify as macroevolution. These include heterochronic mutations that alter structures by changing…](https://sms4smile.com/quotes/kenneth-r-miller/a-number-of-well-understood-mechanisms-including-single-gene/) [Kenneth R. Miller](https://sms4smile.com/quotes/author/kenneth-r-miller/) > [Political corruption is endemic all over this country, in some places worse than others, right? On crime, you have all the major American cities…](https://sms4smile.com/quotes/mitch-landrieu/political-corruption-is-endemic-all-over-this-country-in-some-places/) [Mitch Landrieu](https://sms4smile.com/quotes/author/mitch-landrieu/) > [I am particularly surprised that certain outlets look at pass rates irrespective of student population. As if inner city high school kids are to…](https://sms4smile.com/quotes/sebastian-thrun/i-am-particularly-surprised-that-certain-outlets-look-at-pass-rates/) [Sebastian Thrun](https://sms4smile.com/quotes/author/sebastian-thrun/) > [Amongst high unemployment rates, a competitive job market and a shrinking global economy, the emerging social media industry only continues to grow.](https://sms4smile.com/quotes/ryan-holmes/amongst-high-unemployment-rates-a-competitive-job-market-and-a/) [Ryan Holmes](https://sms4smile.com/quotes/author/ryan-holmes/) > [In Britain, where the social safety net is more like a social swaddling cloth, crime rates other than murder are significantly higher than in…](https://sms4smile.com/quotes/ben-shapiro/in-britain-where-the-social-safety-net-is-more-like-a-social/) [Ben Shapiro](https://sms4smile.com/quotes/author/ben-shapiro/) > [Homeowners refinance their loans when interest rates go down. Businesses refinance their loans.](https://sms4smile.com/quotes/elizabeth-warren/homeowners-refinance-their-loans-when-interest-rates-go-down/) [Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/) > [The infant mortality rates are insanely high. The obesity epidemic is on the rise. It is all related.](https://sms4smile.com/quotes/kimberly-williams-paisley/the-infant-mortality-rates-are-insanely-high-the-obesity-epidemic-is/) [Kimberly Williams-Paisley](https://sms4smile.com/quotes/author/kimberly-williams-paisley/) > [I think we can have some tax reform, but that doesn't mean tax increases. We ought to make the, the rates flatter. We ought…](https://sms4smile.com/quotes/john-kasich/i-think-we-can-have-some-tax-reform-but-that-doesn-t-mean-tax/) [John Kasich](https://sms4smile.com/quotes/author/john-kasich/) ## More by Arundhati Bhattacharya > [There is potential for more Chinese investment in India's infrastructure, and there are already Chinese investors in India's power and telecoms sector as well…](https://sms4smile.com/quotes/arundhati-bhattacharya/there-is-potential-for-more-chinese-investment-in-india-s/) [Arundhati Bhattacharya](https://sms4smile.com/quotes/author/arundhati-bhattacharya/) > [Every industry, as it comes to a certain level of maturity, there is consolidation. In that consolidation, some fall, but the men will always…](https://sms4smile.com/quotes/arundhati-bhattacharya/every-industry-as-it-comes-to-a-certain-level-of-maturity-there-is/) [Arundhati Bhattacharya](https://sms4smile.com/quotes/author/arundhati-bhattacharya/) > [India has a very young population which is comfortable doing business on a screen than do it one on one with a banking executive.…](https://sms4smile.com/quotes/arundhati-bhattacharya/india-has-a-very-young-population-which-is-comfortable-doing-business/) [Arundhati Bhattacharya](https://sms4smile.com/quotes/author/arundhati-bhattacharya/) > [In India, the investment banking industry is a little different. Overseas, the structures are very complicated, but not in India.](https://sms4smile.com/quotes/arundhati-bhattacharya/in-india-the-investment-banking-industry-is-a-little-different/) [Arundhati Bhattacharya](https://sms4smile.com/quotes/author/arundhati-bhattacharya/) > [To tell you the truth, if you're looking at rising pretty high, then you need to find a way of taking care of these…](https://sms4smile.com/quotes/arundhati-bhattacharya/to-tell-you-the-truth-if-you-re-looking-at-rising-pretty-high-then/) [Arundhati Bhattacharya](https://sms4smile.com/quotes/author/arundhati-bhattacharya/) > [As demand goes down, you will see prices come down.](https://sms4smile.com/quotes/arundhati-bhattacharya/as-demand-goes-down-you-will-see-prices-come-down/) [Arundhati Bhattacharya](https://sms4smile.com/quotes/author/arundhati-bhattacharya/) > [If you look at it ideologically, I would say Brexit is not something that probably is good for the world.](https://sms4smile.com/quotes/arundhati-bhattacharya/if-you-look-at-it-ideologically-i-would-say-brexit-is-not-something/) [Arundhati Bhattacharya](https://sms4smile.com/quotes/author/arundhati-bhattacharya/) > [Frankly, I have a lot of interests, and I am not all that wedded only to banking.](https://sms4smile.com/quotes/arundhati-bhattacharya/frankly-i-have-a-lot-of-interests-and-i-am-not-all-that-wedded-only/) [Arundhati Bhattacharya](https://sms4smile.com/quotes/author/arundhati-bhattacharya/) > [Competition is always there.](https://sms4smile.com/quotes/arundhati-bhattacharya/competition-is-always-there/) [Arundhati Bhattacharya](https://sms4smile.com/quotes/author/arundhati-bhattacharya/) > [If you go to any boardroom... the women are, by far, outnumbered by the men.](https://sms4smile.com/quotes/arundhati-bhattacharya/if-you-go-to-any-boardroom-the-women-are-by-far-outnumbered-by-the-men/) [Arundhati Bhattacharya](https://sms4smile.com/quotes/author/arundhati-bhattacharya/) > [The move towards a unified agricultural market helps farmers get correct remuneration for their produce.](https://sms4smile.com/quotes/arundhati-bhattacharya/the-move-towards-a-unified-agricultural-market-helps-farmers-get/) [Arundhati Bhattacharya](https://sms4smile.com/quotes/author/arundhati-bhattacharya/) > [I have never worried if my daughter has fallen sick, and I am somewhere else, because there is always somebody to take care of…](https://sms4smile.com/quotes/arundhati-bhattacharya/i-have-never-worried-if-my-daughter-has-fallen-sick-and-i-am/) [Arundhati Bhattacharya](https://sms4smile.com/quotes/author/arundhati-bhattacharya/) > [If you look at the international markets, for projects that are capital-intensive, the minute the construction phase is completed and production is supposed to…](https://sms4smile.com/quotes/arundhati-bhattacharya/if-you-look-at-the-international-markets-for-projects-that-are/) [Arundhati Bhattacharya](https://sms4smile.com/quotes/author/arundhati-bhattacharya/) > [It is too expensive to have a bricks and mortar presence everywhere.](https://sms4smile.com/quotes/arundhati-bhattacharya/it-is-too-expensive-to-have-a-bricks-and-mortar-presence-everywhere/) [Arundhati Bhattacharya](https://sms4smile.com/quotes/author/arundhati-bhattacharya/) > [Once you have set the goal, give your staff the space to get there. If you micromanage, you will be able to do very…](https://sms4smile.com/quotes/arundhati-bhattacharya/once-you-have-set-the-goal-give-your-staff-the-space-to-get-there-if/) [Arundhati Bhattacharya](https://sms4smile.com/quotes/author/arundhati-bhattacharya/) [Explore all 99 Arundhati Bhattacharya quotes ](https://sms4smile.com/quotes/author/arundhati-bhattacharya/) ## More Cannot quotes > [The United States cannot and should not discriminate on the basis of religion. The free exercise of religion is at the very heart of…](https://sms4smile.com/quotes/mike-pence/the-united-states-cannot-and-should-not-discriminate-on-the-basis-of/) [Mike Pence](https://sms4smile.com/quotes/author/mike-pence/) > [Racism is a cancer. You cannot ignore it and it'll go away. If you ignore cancer, it simply metastasizes and consumes the whole body.](https://sms4smile.com/quotes/daryl-davis/racism-is-a-cancer-you-cannot-ignore-it-and-it-ll-go-away-if-you/) [Daryl Davis](https://sms4smile.com/quotes/author/daryl-davis/) > [The book is not simply the object that one holds in one's hands, and it cannot remain within the little parallelpiped that contains it:…](https://sms4smile.com/quotes/michel-foucault/the-book-is-not-simply-the-object-that-one-holds-in-one-s-hands-and/) [Michel Foucault](https://sms4smile.com/quotes/author/michel-foucault/) > [Nothing is more private than a woman's body; it is her physical, emotional, and moral citadel. She cannot be free at all if she…](https://sms4smile.com/quotes/lewis-b-smedes/nothing-is-more-private-than-a-woman-s-body-it-is-her-physical/) [Lewis B. Smedes](https://sms4smile.com/quotes/author/lewis-b-smedes/) > [Visaaranai' reflects a stark reality from which you cannot shut yourself out: that is its success.](https://sms4smile.com/quotes/vetrimaaran/visaaranai-reflects-a-stark-reality-from-which-you-cannot-shut/) [Vetrimaaran](https://sms4smile.com/quotes/author/vetrimaaran/) > [When you put more than a million kids in school, you take a plane today and go to Haiti, you cannot see the results.…](https://sms4smile.com/quotes/michel-martelly/when-you-put-more-than-a-million-kids-in-school-you-take-a-plane/) [Michel Martelly](https://sms4smile.com/quotes/author/michel-martelly/) > [We cannot stop anyone from criticising us.](https://sms4smile.com/quotes/inzamam-ul-haq/we-cannot-stop-anyone-from-criticising-us/) [Inzamam-ul-Haq](https://sms4smile.com/quotes/author/inzamam-ul-haq/) > [Once you publish a book, it is out of your control. You cannot dictate how people read it.](https://sms4smile.com/quotes/margaret-atwood/once-you-publish-a-book-it-is-out-of-your-control-you-cannot-dictate/) [Margaret Atwood](https://sms4smile.com/quotes/author/margaret-atwood/) > [The Brazilians are amazing in their nature. You cannot describe it; you must feel that warmth when you're around them to understand.](https://sms4smile.com/quotes/henrikh-mkhitaryan/the-brazilians-are-amazing-in-their-nature-you-cannot-describe-it-you/) [Henrikh Mkhitaryan](https://sms4smile.com/quotes/author/henrikh-mkhitaryan/) > [The two things you cannot do effectively on stage are pray and copulate.](https://sms4smile.com/quotes/orson-welles/the-two-things-you-cannot-do-effectively-on-stage-are-pray-and/) [Orson Welles](https://sms4smile.com/quotes/author/orson-welles/) > [Liberty does not exist where rights are on one side and power on the other. To be liberty, rights must be armed with vital…](https://sms4smile.com/quotes/lucius-quintus-cincinnatus-lamar-ii/liberty-does-not-exist-where-rights-are-on-one-side-and-power-on-the/) [Lucius Quintus Cincinnatus Lamar II](https://sms4smile.com/quotes/author/lucius-quintus-cincinnatus-lamar-ii/) > [The reason I fight is to provide for my family, and I cannot risk having that taken away.](https://sms4smile.com/quotes/robert-whittaker/the-reason-i-fight-is-to-provide-for-my-family-and-i-cannot-risk/) [Robert Whittaker](https://sms4smile.com/quotes/author/robert-whittaker/) > [We cannot have players who don't give their soul.](https://sms4smile.com/quotes/gennaro-gattuso/we-cannot-have-players-who-don-t-give-their-soul/) [Gennaro Gattuso](https://sms4smile.com/quotes/author/gennaro-gattuso/) > [I cannot do confrontation. You know that fight or flight thing? I'm flight. I just don't want the argument.](https://sms4smile.com/quotes/jennifer-saunders/i-cannot-do-confrontation-you-know-that-fight-or-flight-thing-i-m/) [Jennifer Saunders](https://sms4smile.com/quotes/author/jennifer-saunders/) > [Rahul Gandhi cannot be a prime minister because he is a citizen of Britain, and his Indian citizenship will be cancelled; he won't even…](https://sms4smile.com/quotes/subramanian-swamy/rahul-gandhi-cannot-be-a-prime-minister-because-he-is-a-citizen-of/) [Subramanian Swamy](https://sms4smile.com/quotes/author/subramanian-swamy/) [Browse all 2,691 Cannot quotes ](https://sms4smile.com/quotes/about/cannot/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Quotation", "text": "When interest rates are coming down, you cannot have high margins.", "creator": { "@type": "Person", "name": "Arundhati Bhattacharya" }, "isPartOf": { "@id": "https://sms4smile.com/quotes/#website" }, "url": "https://sms4smile.com/quotes/arundhati-bhattacharya/when-interest-rates-are-coming-down-you-cannot-have-high-margins/", "about": { "@type": "Thing", "name": "Cannot" }, "@id": "https://sms4smile.com/quotes/arundhati-bhattacharya/when-interest-rates-are-coming-down-you-cannot-have-high-margins/#quotation", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/5f0/arundhati-bhattacharya-6252_cannot_when-interest-rates-are-coming-down-you_3023425.jpg", "contentUrl": "https://sms4smile.com/quotes/i/5f0/arundhati-bhattacharya-6252_cannot_when-interest-rates-are-coming-down-you_3023425.jpg", "url": "https://sms4smile.com/quotes/i/5f0/arundhati-bhattacharya-6252_cannot_when-interest-rates-are-coming-down-you_3023425.jpg", "width": 1080, "height": 1080, "caption": "“When interest rates are coming down, you cannot have high margins.” — Arundhati Bhattacharya", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } }, { "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://sms4smile.com/" }, { "@type": "ListItem", "position": 2, "name": "Quotes", "item": "https://sms4smile.com/quotes/" }, { "@type": "ListItem", "position": 3, "name": "Arundhati Bhattacharya", "item": "https://sms4smile.com/quotes/author/arundhati-bhattacharya/" }, { "@type": "ListItem", "position": 4, "name": "When interest rates are coming down,...", "item": "https://sms4smile.com/quotes/arundhati-bhattacharya/when-interest-rates-are-coming-down-you-cannot-have-high-margins/" } ], "@id": "https://sms4smile.com/quotes/arundhati-bhattacharya/when-interest-rates-are-coming-down-you-cannot-have-high-margins/#breadcrumb" }, { "@type": "WebSite", "@id": "https://sms4smile.com/quotes/#website", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "publisher": { "@id": "https://sms4smile.com/quotes/#organization" } }, { "@type": "Organization", "@id": "https://sms4smile.com/quotes/#organization", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "logo": { "@type": "ImageObject", "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png", "width": 512, "height": 512 } } ] } ```