--- title: "Meaning & Key Takeaway of: I mean, everyone agrees with stress tests…" description: "\"I mean, everyone agrees with stress tests for banks. I mean that's clear. But banks should do that on their own. And they should worry about their own ..." image: "https://sms4smile.com/quotes/i/d8a/arthur-laffer-19877_agree_i-mean-everyone-agrees-with-stress-tests_1508483.jpg" --- # I mean, everyone agrees with stress tests for banks. I… ![“I mean, everyone agrees with stress tests for banks. I mean that's clear. But banks should do that on their own. And they should worry about their own capital functioning. That's what they should do. It shouldn't be a government function.” quote by Arthur Laffer](https://sms4smile.com/quotes/i/d8a/arthur-laffer-19877_agree_i-mean-everyone-agrees-with-stress-tests_1508483.jpg) [Download](https://sms4smile.com/quotes/i/d8a/arthur-laffer-19877_agree_i-mean-everyone-agrees-with-stress-tests_1508483.jpg) [Open image](https://sms4smile.com/quotes/i/d8a/arthur-laffer-19877_agree_i-mean-everyone-agrees-with-stress-tests_1508483.jpg) > “I mean, everyone agrees with stress tests for banks. I mean that's clear. But banks should do that on their own. And they should worry about their own capital functioning. That's what they should do. It shouldn't be a government function.” [Arthur Laffer](https://sms4smile.com/quotes/author/arthur-laffer/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Banks should independently test their own resilience and capital adequacy without relying on government oversight. **In simple terms:** Banks must self‑regulate stress testing. Key Takeaway Advocate for internal risk management. Themes finance regulation self‑assessment Mood analytical serious Type policy economic When to use this quote - banking operations - financial audits - policy debates - investment decisions Key Concepts risk capital adequacy policy design Questions to Reflect On - Can banks be trusted to self‑regulate? - What safeguards ensure accountability? A Different Perspective Self‑testing may lack transparency. ★ ★ ★ ★ ★ No ratings yet [Agree](https://sms4smile.com/quotes/about/agree/) [Banks](https://sms4smile.com/quotes/about/banks/) [Banks Worry](https://sms4smile.com/quotes/about/banks-worry-5547275/) [Capital Functioning](https://sms4smile.com/quotes/about/capital-functioning-5547276/) [Clear](https://sms4smile.com/quotes/about/clear/) [Customer](https://sms4smile.com/quotes/about/customer/) [Function](https://sms4smile.com/quotes/about/function/) [Government](https://sms4smile.com/quotes/about/government/) [Mean](https://sms4smile.com/quotes/about/mean/) [Politics](https://sms4smile.com/quotes/about/politics/) [Should](https://sms4smile.com/quotes/about/should/) [Shouldn Government](https://sms4smile.com/quotes/about/shouldn-government-1259513/) [Stress](https://sms4smile.com/quotes/about/stress/) [Tests](https://sms4smile.com/quotes/about/tests/) [Tests Banks](https://sms4smile.com/quotes/about/tests-banks-5547274/) [Worry](https://sms4smile.com/quotes/about/worry/) ## Related quotes > [Every government secretary of state or minister should jolly well go to the theatre, go to a concert, go to an art gallery, go…](https://sms4smile.com/quotes/philip-pullman/every-government-secretary-of-state-or-minister-should-jolly-well-go/) [Philip Pullman](https://sms4smile.com/quotes/author/philip-pullman/) > [The problem with elections is that anybody who wants an office badly enough to run for it probably shouldn’t have it. 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