---
title: "Meaning & Key Takeaway of: Old time, in whose banks we deposit our…"
description: "\"Old time, in whose banks we deposit our notes, Is a miser who always wants guineas for groats; He keeps all his customers still in arrears By lending t..."
image: "https://sms4smile.com/quotes/i/433/anonymous-1_old-time_old-time-in-whose-banks-we-deposit-our-n_624217.jpg"
---

#  Old time, in whose banks we deposit our notes, Is a miser…

![“Old time, in whose banks we deposit our notes, Is a miser who always wants guineas for groats; He keeps all his customers still in arrears By lending them minutes and charging them years” quote by Anonymous](https://sms4smile.com/quotes/i/433/anonymous-1_old-time_old-time-in-whose-banks-we-deposit-our-n_624217.jpg)   [Download](https://sms4smile.com/quotes/i/433/anonymous-1_old-time_old-time-in-whose-banks-we-deposit-our-n_624217.jpg) [Open image](https://sms4smile.com/quotes/i/433/anonymous-1_old-time_old-time-in-whose-banks-we-deposit-our-n_624217.jpg)

> “Old time, in whose banks we deposit our notes, Is a miser who always wants guineas for groats; He keeps all his customers still in arrears By lending them minutes and charging them years”

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

## About This Quote

This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation.

People who hoard time and charge excessive interest keep others perpetually indebted.

**In simple terms:** Time hoarders trap others.

Key Takeaway

Guard your time, avoid exploiters.

Themes

time exploitation patience

Mood

cautious assertive

Type

advisory practical

When to use this quote

- business negotiations
- personal boundaries
- project management

Key Concepts

Economics psychology

Questions to Reflect On

- How do you identify time exploitation?
- What boundaries protect your time?

A Different Perspective

Not all time constraints are intentional.

★ ★ ★ ★ ★   No ratings yet

[Deposit Notes](https://sms4smile.com/quotes/about/deposit-notes-5044993/) [Lending Minutes](https://sms4smile.com/quotes/about/lending-minutes-5044992/) [Miser Wants](https://sms4smile.com/quotes/about/miser-wants-5044994/) [Old time](https://sms4smile.com/quotes/about/old-time/) [Time](https://sms4smile.com/quotes/about/time/) [Time Banks](https://sms4smile.com/quotes/about/time-banks-5044995/) [Wants Guineas](https://sms4smile.com/quotes/about/wants-guineas-5044996/)

## Related quotes

> [Life is just like an old time rail journey ... delays, sidetracks, smoke, dust, cinders, and jolts, interspersed only occasionally by beautiful vistas and…](https://sms4smile.com/quotes/anonymous/life-is-just-like-an-old-time-rail-journey-delays-sidetracks-smoke/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

> [You sit back in the darkness, nursing your beer, breathing in that ineffable aroma of the old-time saloon: dark wood, spilled beer, good cigars,…](https://sms4smile.com/quotes/anonymous/you-sit-back-in-the-darkness-nursing-your-beer-breathing-in-that/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

> [There is no time like the old time, when you and I were young!](https://sms4smile.com/quotes/anonymous/there-is-no-time-like-the-old-time-when-you-and-i-were-young/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

> [“In a segment of the Sermon on the Mount, appearing in Matthew 5, Jesus is reported to have set six new teachings of his…](https://sms4smile.com/quotes/anonymous/in-a-segment-of-the-sermon-on-the-mount-appearing-in-matthew-5-jesus/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

> [“The only way to make a library safe is to lock people out of it. As long as they are allowed to read the…](https://sms4smile.com/quotes/anonymous/the-only-way-to-make-a-library-safe-is-to-lock-people-out-of-it-as/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

> [“age isn’t important. Most of us even lose track of how old we are as time passes,”](https://sms4smile.com/quotes/anonymous/age-isn-t-important-most-of-us-even-lose-track-of-how-old-we-are-as/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

> [“Okay. The story is about a little wave, bobbing along in the ocean, having a grand old time. He's enjoying the wind and the…](https://sms4smile.com/quotes/morrie-schwartz/okay-the-story-is-about-a-little-wave-bobbing-along-in-the-ocean/)

[Morrie Schwartz](https://sms4smile.com/quotes/author/morrie-schwartz/)

> [I intend to keep writing Christmas songs. There's still a lot more about Christmas that can be captured and feel like old-time Christmas. A…](https://sms4smile.com/quotes/clint-black/i-intend-to-keep-writing-christmas-songs-there-s-still-a-lot-more/)

[Clint Black](https://sms4smile.com/quotes/author/clint-black/)

> [“And what percentage of people take up the option to die off?’ She looked at me, her glance telling me to be calm. ‘Oh,…](https://sms4smile.com/quotes/julian-barnes/and-what-percentage-of-people-take-up-the-option-to-die-off-she/)

[Julian Barnes](https://sms4smile.com/quotes/author/julian-barnes/)

> [I do covers for CDs and LPs of music that I like, reissues of old-time music, and then I'm inspired to make some kind…](https://sms4smile.com/quotes/robert-crumb/i-do-covers-for-cds-and-lps-of-music-that-i-like-reissues-of-old-time/)

[Robert Crumb](https://sms4smile.com/quotes/author/robert-crumb/)

> [“My Dear Mrs Winter. (I had half a mind when I dipped my pen in the ink, to address you by your old natural…](https://sms4smile.com/quotes/charles-dickens/my-dear-mrs-winter-i-had-half-a-mind-when-i-dipped-my-pen-in-the-ink/)

[Charles Dickens](https://sms4smile.com/quotes/author/charles-dickens/)

> [“Perhaps love makes us old before our time - or young , if youth has passed”](https://sms4smile.com/quotes/paulo-coelho/perhaps-love-makes-us-old-before-our-time-or-young-if-youth-has-passed/)

[Paulo Coelho](https://sms4smile.com/quotes/author/paulo-coelho/)

> [There was always a part of me that wanted to be an old-time director. But I couldn't do that. I'm not a pro.](https://sms4smile.com/quotes/martin-scorsese/there-was-always-a-part-of-me-that-wanted-to-be-an-old-time-director/)

[Martin Scorsese](https://sms4smile.com/quotes/author/martin-scorsese/)

> [I've always been a fan of old-time hymns and Scots-Irish dirges, though I wouldn't necessarily consider myself an expert on the type of music…](https://sms4smile.com/quotes/ryan-bingham/i-ve-always-been-a-fan-of-old-time-hymns-and-scots-irish-dirges/)

[Ryan Bingham](https://sms4smile.com/quotes/author/ryan-bingham/)

> [The cooler days have brought a wistful mood upon him. The smell of coalsmoke in the air at night. Old times, dead years. For…](https://sms4smile.com/quotes/cormac-mccarthy/the-cooler-days-have-brought-a-wistful-mood-upon-him-the-smell-of/)

[Cormac McCarthy](https://sms4smile.com/quotes/author/cormac-mccarthy/)

## More by Anonymous

> [And a tear rolled down her cheek, as she said goodbye; because she's walking away, and she's never looking back](https://sms4smile.com/quotes/anonymous/and-a-tear-rolled-down-her-cheek-as-she-said-goodbye-because-she-s/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

> [Life is full of change. That's how we learn and grow.](https://sms4smile.com/quotes/anonymous/life-is-full-of-change-that-s-how-we-learn-and-grow/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

> [You'll seldom experience regret for anything that you've done. It is what you haven't done that will torment you. The message, therefore, is clear.…](https://sms4smile.com/quotes/anonymous/you-ll-seldom-experience-regret-for-anything-that-you-ve-done-it-is/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

> [Scrabble - The game is available in Braille. That’s a nice fact. This makes me feel better about humanity for some reason. I can’t…](https://sms4smile.com/quotes/anonymous/scrabble-the-game-is-available-in-braille-that-s-a-nice-fact-this/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

> [Everyone needs someone to love, and I choose you.](https://sms4smile.com/quotes/anonymous/everyone-needs-someone-to-love-and-i-choose-you/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

> [“THIS tale of my sore-troubled life I write,    To thank the God of nature, who conveyed    My soul to me, and with such care…](https://sms4smile.com/quotes/anonymous/this-tale-of-my-sore-troubled-life-i-write-to-thank-the-god-of-nature/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

> [Put on my J's and dance the whole night away Im naughty by nature like Im hip-hop hooray With my hands in the sky,…](https://sms4smile.com/quotes/anonymous/put-on-my-j-s-and-dance-the-whole-night-away-im-naughty-by-nature/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

> [Me.. I have been through a lot, but I still manage to have a smile on my face. Im not worried about the past…](https://sms4smile.com/quotes/anonymous/me-i-have-been-through-a-lot-but-i-still-manage-to-have-a-smile-on-my/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

> [Distance is a test of love. many will fail for those who can't withstand it, but for those who can, theres only one answer…](https://sms4smile.com/quotes/anonymous/distance-is-a-test-of-love-many-will-fail-for-those-who-can-t/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

> [Im sorry I ever tried...](https://sms4smile.com/quotes/anonymous/im-sorry-i-ever-tried/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

> [Being betrayed by the one you love is the worst feeling in the world...](https://sms4smile.com/quotes/anonymous/being-betrayed-by-the-one-you-love-is-the-worst-feeling-in-the-world/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

> [Let children support their parents or be imprisoned.](https://sms4smile.com/quotes/anonymous/let-children-support-their-parents-or-be-imprisoned/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

> [The only person I've ever purposely caused pain here is myself...By simply sharing, caring too much.](https://sms4smile.com/quotes/anonymous/the-only-person-i-ve-ever-purposely-caused-pain-here-is-myself-by/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

> [“Start a business, not a startup”](https://sms4smile.com/quotes/anonymous/start-a-business-not-a-startup/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

> [The truth is, of course, that the curtness of the Ten Commandments is an evidence, not of the gloom and narrowness of a religion,…](https://sms4smile.com/quotes/anonymous/the-truth-is-of-course-that-the-curtness-of-the-ten-commandments-is/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

[Explore all 162,899 Anonymous quotes ](https://sms4smile.com/quotes/author/anonymous/)

## More Old time quotes

> [The cooler days have brought a wistful mood upon him. The smell of coalsmoke in the air at night. Old times, dead years. For…](https://sms4smile.com/quotes/cormac-mccarthy/the-cooler-days-have-brought-a-wistful-mood-upon-him-the-smell-of/)

[Cormac McCarthy](https://sms4smile.com/quotes/author/cormac-mccarthy/)

> [I've always been a fan of old-time hymns and Scots-Irish dirges, though I wouldn't necessarily consider myself an expert on the type of music…](https://sms4smile.com/quotes/ryan-bingham/i-ve-always-been-a-fan-of-old-time-hymns-and-scots-irish-dirges/)

[Ryan Bingham](https://sms4smile.com/quotes/author/ryan-bingham/)

> [There was always a part of me that wanted to be an old-time director. But I couldn't do that. I'm not a pro.](https://sms4smile.com/quotes/martin-scorsese/there-was-always-a-part-of-me-that-wanted-to-be-an-old-time-director/)

[Martin Scorsese](https://sms4smile.com/quotes/author/martin-scorsese/)

> [“Perhaps love makes us old before our time - or young , if youth has passed”](https://sms4smile.com/quotes/paulo-coelho/perhaps-love-makes-us-old-before-our-time-or-young-if-youth-has-passed/)

[Paulo Coelho](https://sms4smile.com/quotes/author/paulo-coelho/)

> [“My Dear Mrs Winter. (I had half a mind when I dipped my pen in the ink, to address you by your old natural…](https://sms4smile.com/quotes/charles-dickens/my-dear-mrs-winter-i-had-half-a-mind-when-i-dipped-my-pen-in-the-ink/)

[Charles Dickens](https://sms4smile.com/quotes/author/charles-dickens/)

> [I do covers for CDs and LPs of music that I like, reissues of old-time music, and then I'm inspired to make some kind…](https://sms4smile.com/quotes/robert-crumb/i-do-covers-for-cds-and-lps-of-music-that-i-like-reissues-of-old-time/)

[Robert Crumb](https://sms4smile.com/quotes/author/robert-crumb/)

> [“And what percentage of people take up the option to die off?’ She looked at me, her glance telling me to be calm. ‘Oh,…](https://sms4smile.com/quotes/julian-barnes/and-what-percentage-of-people-take-up-the-option-to-die-off-she/)

[Julian Barnes](https://sms4smile.com/quotes/author/julian-barnes/)

> [I intend to keep writing Christmas songs. There's still a lot more about Christmas that can be captured and feel like old-time Christmas. A…](https://sms4smile.com/quotes/clint-black/i-intend-to-keep-writing-christmas-songs-there-s-still-a-lot-more/)

[Clint Black](https://sms4smile.com/quotes/author/clint-black/)

> [“Okay. The story is about a little wave, bobbing along in the ocean, having a grand old time. He's enjoying the wind and the…](https://sms4smile.com/quotes/morrie-schwartz/okay-the-story-is-about-a-little-wave-bobbing-along-in-the-ocean/)

[Morrie Schwartz](https://sms4smile.com/quotes/author/morrie-schwartz/)

> [“The Song Of The Happy Shepherd The woods of Arcady are dead, And over is their antique joy; Of old the world on dreaming…](https://sms4smile.com/quotes/william-butler-yeats/the-song-of-the-happy-shepherd-the-woods-of-arcady-are-dead-and-over/)

[William Butler Yeats](https://sms4smile.com/quotes/author/william-butler-yeats/)

> [“It is an old story, that men sell themselves to the tempter, and sign a bond with their blood, because it is only to…](https://sms4smile.com/quotes/george-eliot/it-is-an-old-story-that-men-sell-themselves-to-the-tempter-and-sign-a/)

[George Eliot](https://sms4smile.com/quotes/author/george-eliot/)

> [It's great the way the old-time directors used to manipulate the hell out of you. You see someone dying and all of a sudden…](https://sms4smile.com/quotes/sylvester-stallone/it-s-great-the-way-the-old-time-directors-used-to-manipulate-the-hell/)

[Sylvester Stallone](https://sms4smile.com/quotes/author/sylvester-stallone/)

> [“The new day is almost here, but the old one is still dragging its heavy skirts. Just as ocean water and river water struggle…](https://sms4smile.com/quotes/haruki-murakami/the-new-day-is-almost-here-but-the-old-one-is-still-dragging-its/)

[Haruki Murakami](https://sms4smile.com/quotes/author/haruki-murakami/)

> [In the Sixties, it was mods and rockers, and hippies and casuals, whereas in the early Eighties, there was Goths, punks, mods, skinheads, New…](https://sms4smile.com/quotes/shane-meadows/in-the-sixties-it-was-mods-and-rockers-and-hippies-and-casuals/)

[Shane Meadows](https://sms4smile.com/quotes/author/shane-meadows/)

> [As long as I have the talent and there's a demand for the old Chinese man - whether he's a philosopher, or a master,…](https://sms4smile.com/quotes/james-hong/as-long-as-i-have-the-talent-and-there-s-a-demand-for-the-old-chinese/)

[James Hong](https://sms4smile.com/quotes/author/james-hong/)

[Browse all 210 Old time quotes ](https://sms4smile.com/quotes/about/old-time/)

```json
{
    "@context": "https://schema.org",
    "@graph": [
        {
            "@type": "Quotation",
            "text": "Old time, in whose banks we deposit our notes, Is a miser who always wants guineas for groats; He keeps all his customers still in arrears By lending them minutes and charging them years",
            "creator": {
                "@type": "Person",
                "name": "Anonymous"
            },
            "isPartOf": {
                "@id": "https://sms4smile.com/quotes/#website"
            },
            "url": "https://sms4smile.com/quotes/anonymous/old-time-in-whose-banks-we-deposit-our-notes-is-a-miser-who-always/",
            "about": {
                "@type": "Thing",
                "name": "Old time"
            },
            "@id": "https://sms4smile.com/quotes/anonymous/old-time-in-whose-banks-we-deposit-our-notes-is-a-miser-who-always/#quotation",
            "image": {
                "@type": "ImageObject",
                "@id": "https://sms4smile.com/quotes/i/433/anonymous-1_old-time_old-time-in-whose-banks-we-deposit-our-n_624217.jpg",
                "contentUrl": "https://sms4smile.com/quotes/i/433/anonymous-1_old-time_old-time-in-whose-banks-we-deposit-our-n_624217.jpg",
                "url": "https://sms4smile.com/quotes/i/433/anonymous-1_old-time_old-time-in-whose-banks-we-deposit-our-n_624217.jpg",
                "width": 1080,
                "height": 1080,
                "caption": "“Old time, in whose banks we deposit our notes, Is a miser who always wants guineas for groats; He keeps all…” — Anonymous",
                "creditText": "SMS4Smile Quotes",
                "creator": {
                    "@id": "https://sms4smile.com/quotes/#organization"
                }
            }
        },
        {
            "@type": "BreadcrumbList",
            "itemListElement": [
                {
                    "@type": "ListItem",
                    "position": 1,
                    "name": "Home",
                    "item": "https://sms4smile.com/"
                },
                {
                    "@type": "ListItem",
                    "position": 2,
                    "name": "Quotes",
                    "item": "https://sms4smile.com/quotes/"
                },
                {
                    "@type": "ListItem",
                    "position": 3,
                    "name": "Anonymous",
                    "item": "https://sms4smile.com/quotes/author/anonymous/"
                },
                {
                    "@type": "ListItem",
                    "position": 4,
                    "name": "Old time, in whose banks we...",
                    "item": "https://sms4smile.com/quotes/anonymous/old-time-in-whose-banks-we-deposit-our-notes-is-a-miser-who-always/"
                }
            ],
            "@id": "https://sms4smile.com/quotes/anonymous/old-time-in-whose-banks-we-deposit-our-notes-is-a-miser-who-always/#breadcrumb"
        },
        {
            "@type": "WebSite",
            "@id": "https://sms4smile.com/quotes/#website",
            "name": "SMS4Smile Quotes",
            "url": "https://sms4smile.com/quotes/",
            "publisher": {
                "@id": "https://sms4smile.com/quotes/#organization"
            }
        },
        {
            "@type": "Organization",
            "@id": "https://sms4smile.com/quotes/#organization",
            "name": "SMS4Smile Quotes",
            "url": "https://sms4smile.com/quotes/",
            "logo": {
                "@type": "ImageObject",
                "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png",
                "width": 512,
                "height": 512
            }
        }
    ]
}
```
