--- title: "Meaning & Key Takeaway of: The industry cannot long offer unneeded…" description: "\"The industry cannot long offer unneeded or overpriced insurance if people will not buy it.\" — Andrew Tobias" image: "https://sms4smile.com/quotes/i/843/andrew-tobias-18656_ifs_the-industry-cannot-long-offer-unneeded_1542368.jpg" --- # The industry cannot long offer unneeded or overpriced… ![“The industry cannot long offer unneeded or overpriced insurance if people will not buy it.” quote by Andrew Tobias](https://sms4smile.com/quotes/i/843/andrew-tobias-18656_ifs_the-industry-cannot-long-offer-unneeded_1542368.jpg) [Download](https://sms4smile.com/quotes/i/843/andrew-tobias-18656_ifs_the-industry-cannot-long-offer-unneeded_1542368.jpg) [Open image](https://sms4smile.com/quotes/i/843/andrew-tobias-18656_ifs_the-industry-cannot-long-offer-unneeded_1542368.jpg) > “The industry cannot long offer unneeded or overpriced insurance if people will not buy it.” [Andrew Tobias](https://sms4smile.com/quotes/author/andrew-tobias/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Insurance must be useful and affordable, otherwise consumers will reject it, making the market unsustainable. **In simple terms:** People avoid insurance that seems unnecessary or too costly. Key Takeaway Offer value and reasonable prices. Themes economics insurance consumer behavior Mood pragmatic analytical Type business financial When to use this quote - product design - pricing strategy - consumer education - regulatory policy Key Concepts risk management price elasticity market demand Questions to Reflect On - How can insurers demonstrate real value? - What pricing models balance cost and perceived need? A Different Perspective If prices are low but perceived value is also low, sales may still suffer. ★ ★ ★ ★ ★ No ratings yet [Health](https://sms4smile.com/quotes/about/health/) [Ifs](https://sms4smile.com/quotes/about/ifs/) [Industry](https://sms4smile.com/quotes/about/industry/) [Insurance](https://sms4smile.com/quotes/about/insurance/) [Insurance People](https://sms4smile.com/quotes/about/insurance-people-2521893/) [Long](https://sms4smile.com/quotes/about/long/) [Offer Unneeded](https://sms4smile.com/quotes/about/offer-unneeded-5747675/) [Offers](https://sms4smile.com/quotes/about/offers/) [Overpriced Insurance](https://sms4smile.com/quotes/about/overpriced-insurance-5747674/) [People](https://sms4smile.com/quotes/about/people/) [People Buy](https://sms4smile.com/quotes/about/people-buy/) ## Related quotes > [It's always a matter of convincing the insurance people. 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James](https://sms4smile.com/quotes/author/john-e-james/) [Browse all 17,127 Health quotes ](https://sms4smile.com/quotes/about/health/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "Quotation", "text": "The industry cannot long offer unneeded or overpriced insurance if people will not buy it.", "creator": { "@type": "Person", "name": "Andrew Tobias" }, "isPartOf": { "@id": "https://sms4smile.com/quotes/#website" }, "url": "https://sms4smile.com/quotes/andrew-tobias/the-industry-cannot-long-offer-unneeded-or-overpriced-insurance-if/", "about": { "@type": "Thing", "name": "Health" }, "@id": "https://sms4smile.com/quotes/andrew-tobias/the-industry-cannot-long-offer-unneeded-or-overpriced-insurance-if/#quotation", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/843/andrew-tobias-18656_ifs_the-industry-cannot-long-offer-unneeded_1542368.jpg", "contentUrl": "https://sms4smile.com/quotes/i/843/andrew-tobias-18656_ifs_the-industry-cannot-long-offer-unneeded_1542368.jpg", "url": "https://sms4smile.com/quotes/i/843/andrew-tobias-18656_ifs_the-industry-cannot-long-offer-unneeded_1542368.jpg", "width": 1080, "height": 1080, "caption": "“The industry cannot long offer unneeded or overpriced insurance if people will not buy it.” — Andrew Tobias", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } }, { "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://sms4smile.com/" }, { "@type": "ListItem", "position": 2, "name": "Quotes", "item": "https://sms4smile.com/quotes/" }, { "@type": "ListItem", "position": 3, "name": "Andrew Tobias", "item": "https://sms4smile.com/quotes/author/andrew-tobias/" }, { "@type": "ListItem", "position": 4, "name": "The industry cannot long offer unneeded...", "item": "https://sms4smile.com/quotes/andrew-tobias/the-industry-cannot-long-offer-unneeded-or-overpriced-insurance-if/" } ], "@id": "https://sms4smile.com/quotes/andrew-tobias/the-industry-cannot-long-offer-unneeded-or-overpriced-insurance-if/#breadcrumb" }, { "@type": "WebSite", "@id": "https://sms4smile.com/quotes/#website", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "publisher": { "@id": "https://sms4smile.com/quotes/#organization" } }, { "@type": "Organization", "@id": "https://sms4smile.com/quotes/#organization", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "logo": { "@type": "ImageObject", "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png", "width": 512, "height": 512 } } ] } ```