--- title: "Meaning & Key Takeaway of: In short: Readily available low-cost life…" description: "\"In short: Readily available low-cost life insurance would be a threat to the industry, and whatever threatens the life insurance industry threatens Ame..." image: "https://sms4smile.com/quotes/i/e8b/andrew-tobias-18656_america_in-short-readily-available-low-cost-life_1763479.jpg" --- # In short: Readily available low-cost life insurance would… ![“In short: Readily available low-cost life insurance would be a threat to the industry, and whatever threatens the life insurance industry threatens America.” quote by Andrew Tobias](https://sms4smile.com/quotes/i/e8b/andrew-tobias-18656_america_in-short-readily-available-low-cost-life_1763479.jpg) [Download](https://sms4smile.com/quotes/i/e8b/andrew-tobias-18656_america_in-short-readily-available-low-cost-life_1763479.jpg) [Open image](https://sms4smile.com/quotes/i/e8b/andrew-tobias-18656_america_in-short-readily-available-low-cost-life_1763479.jpg) > “In short: Readily available low-cost life insurance would be a threat to the industry, and whatever threatens the life insurance industry threatens America.” [Andrew Tobias](https://sms4smile.com/quotes/author/andrew-tobias/) ## About This Quote This interpretation was drafted with AI assistance. It is one reading of the quote, not the author's own explanation. Low‑cost, easily accessible life insurance disrupts traditional industry models, and any threat to that industry is seen as a threat to national stability. **In simple terms:** Cheap life insurance challenges the industry; its disruption is viewed as a national risk. Key Takeaway Consider the broader impact of financial innovations. Themes finance policy risk management Mood critical concerned Type policy economic When to use this quote - insurance markets - public policy - consumer protection Key Concepts market disruption regulatory response Questions to Reflect On - What safeguards protect consumers? - How should regulation adapt? A Different Perspective Assumes all industry threats are equally dangerous. ★ ★ ★ ★ ★ No ratings yet [America](https://sms4smile.com/quotes/about/america/) [Industry](https://sms4smile.com/quotes/about/industry/) [Life](https://sms4smile.com/quotes/about/life/) [Threat](https://sms4smile.com/quotes/about/threat/) ## Related quotes > [All of the threat streams that we have, from all aspects, militarily, economically, supply chain issues, foreign investment, technologically, cyber issues, cyber warfare, 5G,…](https://sms4smile.com/quotes/john-ratcliffe/all-of-the-threat-streams-that-we-have-from-all-aspects-militarily/) [John Ratcliffe](https://sms4smile.com/quotes/author/john-ratcliffe/) > [“Unorthodoxy threatens more than the life of a mere individual; it strikes at Society itself.”](https://sms4smile.com/quotes/aldous-huxley/unorthodoxy-threatens-more-than-the-life-of-a-mere-individual-it/) [Aldous Huxley](https://sms4smile.com/quotes/author/aldous-huxley/) > [If the reporter has killed our imagination with his truth, he threatens our life with his lies.](https://sms4smile.com/quotes/karl-kraus/if-the-reporter-has-killed-our-imagination-with-his-truth-he/) [Karl Kraus](https://sms4smile.com/quotes/author/karl-kraus/) > [“Unorthodoxy threatens more than the life of a mere individual; it strikes at Society itself. 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So don't fear…](https://sms4smile.com/quotes/glen-rambharack/our-lord-god-is-the-one-who-goes-with-us-to-fight-for-us-against-our/) [Glen Rambharack](https://sms4smile.com/quotes/author/glen-rambharack/) > [There's a real self-serving element to hip-hop that threatens its life span.](https://sms4smile.com/quotes/john-mayer/there-s-a-real-self-serving-element-to-hip-hop-that-threatens-its/) [John Mayer](https://sms4smile.com/quotes/author/john-mayer/) > [Life insurance is a commodity.](https://sms4smile.com/quotes/andrew-tobias/life-insurance-is-a-commodity/) [Andrew Tobias](https://sms4smile.com/quotes/author/andrew-tobias/) > [The first life insurance societies where formed in England in the years between 1692 and 1720. 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It is the number of us who manage to attain it…](https://sms4smile.com/quotes/andrew-tobias/man-s-natural-life-span-75-to-90-years-or-so-has-not-increased-it-is/) [Andrew Tobias](https://sms4smile.com/quotes/author/andrew-tobias/) > [But successful investors tend to be not too self-destructive. They tend to be patient, they tend not to follow the crowd, and they tend…](https://sms4smile.com/quotes/andrew-tobias/but-successful-investors-tend-to-be-not-too-self-destructive-they/) [Andrew Tobias](https://sms4smile.com/quotes/author/andrew-tobias/) > [Life insurance is a commodity.](https://sms4smile.com/quotes/andrew-tobias/life-insurance-is-a-commodity/) [Andrew Tobias](https://sms4smile.com/quotes/author/andrew-tobias/) > [“I was terribly intolerant, but they were terribly threatening to me. They were everything I was afraid of becoming.”](https://sms4smile.com/quotes/andrew-tobias/i-was-terribly-intolerant-but-they-were-terribly-threatening-to-me/) [Andrew Tobias](https://sms4smile.com/quotes/author/andrew-tobias/) > [Life insurance in America has traditionally been dominated by mutual insurers. Twelve of the fifteen largest life insurers are mutuals.](https://sms4smile.com/quotes/andrew-tobias/life-insurance-in-america-has-traditionally-been-dominated-by-mutual/) [Andrew Tobias](https://sms4smile.com/quotes/author/andrew-tobias/) > [The first life insurance societies where formed in England in the years between 1692 and 1720. In America, life insurance became available to the…](https://sms4smile.com/quotes/andrew-tobias/the-first-life-insurance-societies-where-formed-in-england-in-the/) [Andrew Tobias](https://sms4smile.com/quotes/author/andrew-tobias/) > [I think a lot of people would rather have more control over their life than less.](https://sms4smile.com/quotes/andrew-tobias/i-think-a-lot-of-people-would-rather-have-more-control-over-their/) [Andrew Tobias](https://sms4smile.com/quotes/author/andrew-tobias/) > [The industry cannot long offer unneeded or overpriced insurance if people will not buy it.](https://sms4smile.com/quotes/andrew-tobias/the-industry-cannot-long-offer-unneeded-or-overpriced-insurance-if/) [Andrew Tobias](https://sms4smile.com/quotes/author/andrew-tobias/) > [Summers are the best. And I figured summer was my best time for meeting someone, too, because in the summer people are looking for…](https://sms4smile.com/quotes/andrew-tobias/summers-are-the-best-and-i-figured-summer-was-my-best-time-for/) [Andrew Tobias](https://sms4smile.com/quotes/author/andrew-tobias/) [Explore all 34 Andrew Tobias quotes ](https://sms4smile.com/quotes/author/andrew-tobias/) ## More America quotes > [The costs of the Bush-Obama wars in Iraq and Afghanistan are now estimated to run as high as $4.4 trillion - a major victory…](https://sms4smile.com/quotes/noam-chomsky/the-costs-of-the-bush-obama-wars-in-iraq-and-afghanistan-are-now/) [Noam Chomsky](https://sms4smile.com/quotes/author/noam-chomsky/) > [Young men, especially in America, write to me and ask me to recommend “a course of reading.” Distrust a course of reading! 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