--- title: "27 Your Quotes By Suze Orman" description: "27 Your quotes by Suze Orman. Plus more from Suze Orman and more Your sayings from other authors." image: "https://sms4smile.com/quotes/i/1b5/suze-orman-1007_building_time-is-key-to-building-your-financial-s_311427.png" --- > [Time is key to building your financial security.](https://sms4smile.com/quotes/suze-orman/time-is-key-to-building-your-financial-security/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/1b5/suze-orman-1007_building_time-is-key-to-building-your-financial-s_311427.png) > [You have got to be the masters of your own financial future.](https://sms4smile.com/quotes/suze-orman/you-have-got-to-be-the-masters-of-your-own-financial-future/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/f88/suze-orman-1007_financial_you-have-got-to-be-the-masters-of-your-o_572536.png) > [Sometimes your mind lets you do things with your money that make no sense.](https://sms4smile.com/quotes/suze-orman/sometimes-your-mind-lets-you-do-things-with-your-money-that-make-no/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/cd4/suze-orman-1007_lets_sometimes-your-mind-lets-you-do-things-w_1206433.png) > [Understand and accept the cycles of money. The setbacks you may have today or next year will not keep you from financial…](https://sms4smile.com/quotes/suze-orman/understand-and-accept-the-cycles-of-money-the-setbacks-you-may-have/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/526/suze-orman-1007_accept_understand-and-accept-the-cycles-of-mone_2931232.png) > [Success is not how many zeroes your bank account has. It's about making the most of the life you have.](https://sms4smile.com/quotes/suze-orman/success-is-not-how-many-zeroes-your-bank-account-has-it-s-about/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/398/suze-orman-1007_about_success-is-not-how-many-zeroes-your-bank_1991408.png) > [Your credit score affects the interest rates you're offered on credit cards and loans, can be used to vet your job application,…](https://sms4smile.com/quotes/suze-orman/your-credit-score-affects-the-interest-rates-you-re-offered-on-credit/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/623/suze-orman-1007_affects_your-credit-score-affects-the-interest-r_2248239.png) > [I'm a big advocate of a work-for-pay setup rather than an allowance that isn't attached to chores - it's a great way…](https://sms4smile.com/quotes/suze-orman/i-m-a-big-advocate-of-a-work-for-pay-setup-rather-than-an-allowance/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/b2f/suze-orman-1007_advocate_i-m-a-big-advocate-of-a-work-for-pay-set_105099.png) > [There is no law saying you have to die before your assets can be passed to loved ones. In fact, gifting earlier…](https://sms4smile.com/quotes/suze-orman/there-is-no-law-saying-you-have-to-die-before-your-assets-can-be/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/94d/suze-orman-1007_assets_there-is-no-law-saying-you-have-to-die-b_1267809.png) > [You must trust yourself more than you trust others. Pay attention to your inner voice - it will tell you if how…](https://sms4smile.com/quotes/suze-orman/you-must-trust-yourself-more-than-you-trust-others-pay-attention-to/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/02e/suze-orman-1007_attention_you-must-trust-yourself-more-than-you-tr_2899936.png) > [Give a portion of your money to others. By releasing an anxious grasp on your money, you will open yourself to receive…](https://sms4smile.com/quotes/suze-orman/give-a-portion-of-your-money-to-others-by-releasing-an-anxious-grasp/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/74e/suze-orman-1007_anxious_give-a-portion-of-your-money-to-others-b_467681.png) > [Estate planning is an important and everlasting gift you can give your family. And setting up a smooth inheritance isn't as hard…](https://sms4smile.com/quotes/suze-orman/estate-planning-is-an-important-and-everlasting-gift-you-can-give/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/dd9/suze-orman-1007_estate_estate-planning-is-an-important-and-ever_3047384.png) > [A revocable living trust allows your heirs to avoid probate entirely and keeps you in complete control of your finances while you're…](https://sms4smile.com/quotes/suze-orman/a-revocable-living-trust-allows-your-heirs-to-avoid-probate-entirely/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/9bc/suze-orman-1007_alive_a-revocable-living-trust-allows-your-hei_248318.jpg) > [I generally encourage people to make good on debts when they have enough money to repay them. But once a delinquency has…](https://sms4smile.com/quotes/suze-orman/i-generally-encourage-people-to-make-good-on-debts-when-they-have/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/7d0/suze-orman-1007_agency_i-generally-encourage-people-to-make-goo_399212.png) > [For all your long-term investments, such as retirement accounts that you won't touch for at least ten years, you need a mix…](https://sms4smile.com/quotes/suze-orman/for-all-your-long-term-investments-such-as-retirement-accounts-that/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/7be/suze-orman-1007_accounts_for-all-your-long-term-investments-such_709820.png) > [If you can't afford the upkeep of your home, it makes no sense to do a reverse mortgage. You will just end…](https://sms4smile.com/quotes/suze-orman/if-you-can-t-afford-the-upkeep-of-your-home-it-makes-no-sense-to-do-a/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/ece/suze-orman-1007_afford_if-you-can-t-afford-the-upkeep-of-your-h_3124660.jpg) > [While a reverse mortgage can indeed be a viable way to generate income, it is very important to understand that after you…](https://sms4smile.com/quotes/suze-orman/while-a-reverse-mortgage-can-indeed-be-a-viable-way-to-generate/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/01e/suze-orman-1007_after_while-a-reverse-mortgage-can-indeed-be-a_2668839.jpg) > [Cash - in savings accounts, short-term CDs or money market deposits - is great for an emergency fund. But to fulfill a…](https://sms4smile.com/quotes/suze-orman/cash-in-savings-accounts-short-term-cds-or-money-market-deposits-is/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/ef6/suze-orman-1007_accounts_cash-in-savings-accounts-short-term-cds_2909754.png) > [Money you won't need to use for at least seven years is money for investing. The goal here is to have your…](https://sms4smile.com/quotes/suze-orman/money-you-won-t-need-to-use-for-at-least-seven-years-is-money-for/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/c30/suze-orman-1007_account_money-you-won-t-need-to-use-for-at-least_3200501.jpg) > [I want to be clear here: It does not matter what you say in your will or trust; the beneficiary document attached…](https://sms4smile.com/quotes/suze-orman/i-want-to-be-clear-here-it-does-not-matter-what-you-say-in-your-will/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/9f7/suze-orman-1007_accounts_i-want-to-be-clear-here-it-does-not-matt_3127468.png) > [You should keep a copy of your tax return indefinitely, but you need to save supporting documents for only three years.](https://sms4smile.com/quotes/suze-orman/you-should-keep-a-copy-of-your-tax-return-indefinitely-but-you-need/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/8e0/suze-orman-1007_copy_you-should-keep-a-copy-of-your-tax-retur_2347646.png) > [Raise your auto and home deductibles to $1,000 or more, and your premium cost falls at least 10 percent.](https://sms4smile.com/quotes/suze-orman/raise-your-auto-and-home-deductibles-to-1-000-or-more-and-your/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/456/suze-orman-1007_auto_raise-your-auto-and-home-deductibles-to_978850.png) > [When it comes to tackling your financial goals, whatever they might be, there's no time like the present.](https://sms4smile.com/quotes/suze-orman/when-it-comes-to-tackling-your-financial-goals-whatever-they-might-be/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/b99/suze-orman-1007_financial_when-it-comes-to-tackling-your-financial_2393956.png) > [Pay off your mortgage before retirement, and that's one less bill you'll have to worry about when you're on a fixed income.](https://sms4smile.com/quotes/suze-orman/pay-off-your-mortgage-before-retirement-and-that-s-one-less-bill-you/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/0fe/suze-orman-1007_about_pay-off-your-mortgage-before-retirement_1471422.png) > [The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and don'ts. The first,…](https://sms4smile.com/quotes/suze-orman/the-foundation-of-a-financial-fresh-start-actually-has-nothing-to-do-2/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/95b/suze-orman-1007_actually_the-foundation-of-a-financial-fresh-star_1409870.png) > [Yes, your kids should go to school. No, you shouldn't bankroll their degree whatever the cost. You've spent your life creating a…](https://sms4smile.com/quotes/suze-orman/yes-your-kids-should-go-to-school-no-you-shouldn-t-bankroll-their/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/463/suze-orman-1007_college_yes-your-kids-should-go-to-school-no-you_3017969.png) > [I am a big believer that orderliness begets wealth. A pile of bills and statements - whether paid or not - is…](https://sms4smile.com/quotes/suze-orman/i-am-a-big-believer-that-orderliness-begets-wealth-a-pile-of-bills/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/fd6/suze-orman-1007_about_i-am-a-big-believer-that-orderliness-beg_2674169.png) > [If you wait to see how much money you have left at the end of the month to put toward savings, the…](https://sms4smile.com/quotes/suze-orman/if-you-wait-to-see-how-much-money-you-have-left-at-the-end-of-the/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/c2b/suze-orman-1007_account_if-you-wait-to-see-how-much-money-you-ha_2741085.jpg) ## Other authors on Your ## More by Suze Orman > [I've never believed unemployment numbers because the way that they calculate unemployment makes no sense whatsoever. It's not how many people are unemployed. It's…](https://sms4smile.com/quotes/suze-orman/i-ve-never-believed-unemployment-numbers-because-the-way-that-they/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Never invest emergency savings in the stock market.](https://sms4smile.com/quotes/suze-orman/never-invest-emergency-savings-in-the-stock-market/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Just because you can afford it doesn't mean you should buy it.](https://sms4smile.com/quotes/suze-orman/just-because-you-can-afford-it-doesn-t-mean-you-should-buy-it/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward…](https://sms4smile.com/quotes/suze-orman/your-goal-should-be-to-pay-off-your-credit-card-bills-in-full-at-the/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Consider a 15- or 20-year fixed-rate mortgage instead of a 30-year, if you can afford the monthly payments - they may not be as…](https://sms4smile.com/quotes/suze-orman/consider-a-15-or-20-year-fixed-rate-mortgage-instead-of-a-30-year-if/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Believing you are worthy of love means that you believe I deserve to be treated well - with respect and dignity. I deserve to…](https://sms4smile.com/quotes/suze-orman/believing-you-are-worthy-of-love-means-that-you-believe-i-deserve-to/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Women fake orgasms and men fake finances.](https://sms4smile.com/quotes/suze-orman/women-fake-orgasms-and-men-fake-finances/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [If you're not staying on top of your money, you are putting your financial well-being at risk.](https://sms4smile.com/quotes/suze-orman/if-you-re-not-staying-on-top-of-your-money-you-are-putting-your/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [When you understand that your self-worth is not determined by your net-worth, then you'll have financial freedom](https://sms4smile.com/quotes/suze-orman/when-you-understand-that-your-self-worth-is-not-determined-by-your/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [ I think Oprah's \[winfrey\] learned from me that it's OK to be harsh on people because in one's harshness you can see transformation happen… ](https://sms4smile.com/quotes/suze-orman/i-think-oprah-s-winfrey-learned-from-me-that-it-s-ok-to-be-harsh-on/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [No well-planned retirement should be without long term care insurance. It is the very cornerstone of retirement security.](https://sms4smile.com/quotes/suze-orman/no-well-planned-retirement-should-be-without-long-term-care-insurance/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [The chances of a bank going out of business are extremely slim, but it's always a good idea to spread around major sums so…](https://sms4smile.com/quotes/suze-orman/the-chances-of-a-bank-going-out-of-business-are-extremely-slim-but-it/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [True generosity is an offering; given freely and out of pure love. No strings attached. No expectations. Time and love are the most valuable…](https://sms4smile.com/quotes/suze-orman/true-generosity-is-an-offering-given-freely-and-out-of-pure-love-no/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Be as good to yourself as you are to those you love.](https://sms4smile.com/quotes/suze-orman/be-as-good-to-yourself-as-you-are-to-those-you-love/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [I'm a big advocate of a work-for-pay setup rather than an allowance that isn't attached to chores - it's a great way to impart…](https://sms4smile.com/quotes/suze-orman/i-m-a-big-advocate-of-a-work-for-pay-setup-rather-than-an-allowance/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "ItemList", "@id": "https://sms4smile.com/quotes/about/your/suze-orman/#itemlist", "name": "27 Your Quotes By Suze Orman", "numberOfItems": 27, "itemListElement": [ { "@type": "ListItem", "position": 1, "item": { "@type": "Quotation", "text": "Time is key to building your financial security.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/time-is-key-to-building-your-financial-security/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/1b5/suze-orman-1007_building_time-is-key-to-building-your-financial-s_311427.png", "contentUrl": "https://sms4smile.com/quotes/i/1b5/suze-orman-1007_building_time-is-key-to-building-your-financial-s_311427.png", "url": "https://sms4smile.com/quotes/i/1b5/suze-orman-1007_building_time-is-key-to-building-your-financial-s_311427.png", "width": 1080, "height": 1080, "caption": "“Time is key to building your financial security.” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 2, "item": { "@type": "Quotation", "text": "You have got to be the masters of your own financial future.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/you-have-got-to-be-the-masters-of-your-own-financial-future/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/f88/suze-orman-1007_financial_you-have-got-to-be-the-masters-of-your-o_572536.png", "contentUrl": "https://sms4smile.com/quotes/i/f88/suze-orman-1007_financial_you-have-got-to-be-the-masters-of-your-o_572536.png", "url": "https://sms4smile.com/quotes/i/f88/suze-orman-1007_financial_you-have-got-to-be-the-masters-of-your-o_572536.png", "width": 1080, "height": 1080, "caption": "“You have got to be the masters of your own financial future.” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 3, "item": { "@type": "Quotation", "text": "Sometimes your mind lets you do things with your money that make no sense.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/sometimes-your-mind-lets-you-do-things-with-your-money-that-make-no/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/cd4/suze-orman-1007_lets_sometimes-your-mind-lets-you-do-things-w_1206433.png", "contentUrl": "https://sms4smile.com/quotes/i/cd4/suze-orman-1007_lets_sometimes-your-mind-lets-you-do-things-w_1206433.png", "url": "https://sms4smile.com/quotes/i/cd4/suze-orman-1007_lets_sometimes-your-mind-lets-you-do-things-w_1206433.png", "width": 1080, "height": 1080, "caption": "“Sometimes your mind lets you do things with your money that make no sense.” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 4, "item": { "@type": "Quotation", "text": "Understand and accept the cycles of money. 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The setbacks you may have today or next year will not keep you…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 5, "item": { "@type": "Quotation", "text": "Success is not how many zeroes your bank account has. It's about making the most of the life you have.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/success-is-not-how-many-zeroes-your-bank-account-has-it-s-about/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/398/suze-orman-1007_about_success-is-not-how-many-zeroes-your-bank_1991408.png", "contentUrl": "https://sms4smile.com/quotes/i/398/suze-orman-1007_about_success-is-not-how-many-zeroes-your-bank_1991408.png", "url": "https://sms4smile.com/quotes/i/398/suze-orman-1007_about_success-is-not-how-many-zeroes-your-bank_1991408.png", "width": 1080, "height": 1080, "caption": "“Success is not how many zeroes your bank account has. It's about making the most of the life you have.” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 6, "item": { "@type": "Quotation", "text": "Your credit score affects the interest rates you're offered on credit cards and loans, can be used to vet your job application, and in some states may influence your insurance premiums.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/your-credit-score-affects-the-interest-rates-you-re-offered-on-credit/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/623/suze-orman-1007_affects_your-credit-score-affects-the-interest-r_2248239.png", "contentUrl": "https://sms4smile.com/quotes/i/623/suze-orman-1007_affects_your-credit-score-affects-the-interest-r_2248239.png", "url": "https://sms4smile.com/quotes/i/623/suze-orman-1007_affects_your-credit-score-affects-the-interest-r_2248239.png", "width": 1080, "height": 1080, "caption": "“Your credit score affects the interest rates you're offered on credit cards and loans, can be used to vet…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 7, "item": { "@type": "Quotation", "text": "I'm a big advocate of a work-for-pay setup rather than an allowance that isn't attached to chores - it's a great way to impart the value of money to your children.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/i-m-a-big-advocate-of-a-work-for-pay-setup-rather-than-an-allowance/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/b2f/suze-orman-1007_advocate_i-m-a-big-advocate-of-a-work-for-pay-set_105099.png", "contentUrl": "https://sms4smile.com/quotes/i/b2f/suze-orman-1007_advocate_i-m-a-big-advocate-of-a-work-for-pay-set_105099.png", "url": "https://sms4smile.com/quotes/i/b2f/suze-orman-1007_advocate_i-m-a-big-advocate-of-a-work-for-pay-set_105099.png", "width": 1080, "height": 1080, "caption": "“I'm a big advocate of a work-for-pay setup rather than an allowance that isn't attached to chores - it's a…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 8, "item": { "@type": "Quotation", "text": "There is no law saying you have to die before your assets can be passed to loved ones. In fact, gifting earlier can be a lovely way to witness how your money helps your family thrive.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/there-is-no-law-saying-you-have-to-die-before-your-assets-can-be/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/94d/suze-orman-1007_assets_there-is-no-law-saying-you-have-to-die-b_1267809.png", "contentUrl": "https://sms4smile.com/quotes/i/94d/suze-orman-1007_assets_there-is-no-law-saying-you-have-to-die-b_1267809.png", "url": "https://sms4smile.com/quotes/i/94d/suze-orman-1007_assets_there-is-no-law-saying-you-have-to-die-b_1267809.png", "width": 1080, "height": 1080, "caption": "“There is no law saying you have to die before your assets can be passed to loved ones. In fact, gifting…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 9, "item": { "@type": "Quotation", "text": "You must trust yourself more than you trust others. Pay attention to your inner voice - it will tell you if how and in what you are investing is right for you.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/you-must-trust-yourself-more-than-you-trust-others-pay-attention-to/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/02e/suze-orman-1007_attention_you-must-trust-yourself-more-than-you-tr_2899936.png", "contentUrl": "https://sms4smile.com/quotes/i/02e/suze-orman-1007_attention_you-must-trust-yourself-more-than-you-tr_2899936.png", "url": "https://sms4smile.com/quotes/i/02e/suze-orman-1007_attention_you-must-trust-yourself-more-than-you-tr_2899936.png", "width": 1080, "height": 1080, "caption": "“You must trust yourself more than you trust others. Pay attention to your inner voice - it will tell you if…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 10, "item": { "@type": "Quotation", "text": "Give a portion of your money to others. By releasing an anxious grasp on your money, you will open yourself to receive all that is meant to be yours.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/give-a-portion-of-your-money-to-others-by-releasing-an-anxious-grasp/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/74e/suze-orman-1007_anxious_give-a-portion-of-your-money-to-others-b_467681.png", "contentUrl": "https://sms4smile.com/quotes/i/74e/suze-orman-1007_anxious_give-a-portion-of-your-money-to-others-b_467681.png", "url": "https://sms4smile.com/quotes/i/74e/suze-orman-1007_anxious_give-a-portion-of-your-money-to-others-b_467681.png", "width": 1080, "height": 1080, "caption": "“Give a portion of your money to others. By releasing an anxious grasp on your money, you will open yourself…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 11, "item": { "@type": "Quotation", "text": "Estate planning is an important and everlasting gift you can give your family. And setting up a smooth inheritance isn't as hard as you might think.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/estate-planning-is-an-important-and-everlasting-gift-you-can-give/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/dd9/suze-orman-1007_estate_estate-planning-is-an-important-and-ever_3047384.png", "contentUrl": "https://sms4smile.com/quotes/i/dd9/suze-orman-1007_estate_estate-planning-is-an-important-and-ever_3047384.png", "url": "https://sms4smile.com/quotes/i/dd9/suze-orman-1007_estate_estate-planning-is-an-important-and-ever_3047384.png", "width": 1080, "height": 1080, "caption": "“Estate planning is an important and everlasting gift you can give your family. And setting up a smooth…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 12, "item": { "@type": "Quotation", "text": "A revocable living trust allows your heirs to avoid probate entirely and keeps you in complete control of your finances while you're alive. You can always make changes to what's in the trust and to how you'd ultimately like it managed or disbursed.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/a-revocable-living-trust-allows-your-heirs-to-avoid-probate-entirely/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/9bc/suze-orman-1007_alive_a-revocable-living-trust-allows-your-hei_248318.jpg", "contentUrl": "https://sms4smile.com/quotes/i/9bc/suze-orman-1007_alive_a-revocable-living-trust-allows-your-hei_248318.jpg", "url": "https://sms4smile.com/quotes/i/9bc/suze-orman-1007_alive_a-revocable-living-trust-allows-your-hei_248318.jpg", "width": 1080, "height": 1080, "caption": "“A revocable living trust allows your heirs to avoid probate entirely and keeps you in complete control of…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 13, "item": { "@type": "Quotation", "text": "I generally encourage people to make good on debts when they have enough money to repay them. But once a delinquency has been reported to a collection agency, paying it off won't help your FICO score. The damage has already been done, and the blemish will remain on your credit report for seven years.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/i-generally-encourage-people-to-make-good-on-debts-when-they-have/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/7d0/suze-orman-1007_agency_i-generally-encourage-people-to-make-goo_399212.png", "contentUrl": "https://sms4smile.com/quotes/i/7d0/suze-orman-1007_agency_i-generally-encourage-people-to-make-goo_399212.png", "url": "https://sms4smile.com/quotes/i/7d0/suze-orman-1007_agency_i-generally-encourage-people-to-make-goo_399212.png", "width": 1080, "height": 1080, "caption": "“I generally encourage people to make good on debts when they have enough money to repay them. But once a…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 14, "item": { "@type": "Quotation", "text": "For all your long-term investments, such as retirement accounts that you won't touch for at least ten years, you need a mix of stocks and bonds. Stocks offer the best shot at inflation-beating gains. But stocks don't always go up. That's where bonds come into play: They have less upside potential, but they also do not pack the same risk.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/for-all-your-long-term-investments-such-as-retirement-accounts-that/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/7be/suze-orman-1007_accounts_for-all-your-long-term-investments-such_709820.png", "contentUrl": "https://sms4smile.com/quotes/i/7be/suze-orman-1007_accounts_for-all-your-long-term-investments-such_709820.png", "url": "https://sms4smile.com/quotes/i/7be/suze-orman-1007_accounts_for-all-your-long-term-investments-such_709820.png", "width": 1080, "height": 1080, "caption": "“For all your long-term investments, such as retirement accounts that you won't touch for at least ten years…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 15, "item": { "@type": "Quotation", "text": "If you can't afford the upkeep of your home, it makes no sense to do a reverse mortgage. You will just end up having to sell eventually when you realize you can't afford the home, and whether you have any equity left after the sale depends on the size of the reverse loan that must be settled.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/if-you-can-t-afford-the-upkeep-of-your-home-it-makes-no-sense-to-do-a/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/ece/suze-orman-1007_afford_if-you-can-t-afford-the-upkeep-of-your-h_3124660.jpg", "contentUrl": "https://sms4smile.com/quotes/i/ece/suze-orman-1007_afford_if-you-can-t-afford-the-upkeep-of-your-h_3124660.jpg", "url": "https://sms4smile.com/quotes/i/ece/suze-orman-1007_afford_if-you-can-t-afford-the-upkeep-of-your-h_3124660.jpg", "width": 1080, "height": 1080, "caption": "“If you can't afford the upkeep of your home, it makes no sense to do a reverse mortgage. You will just end…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 16, "item": { "@type": "Quotation", "text": "While a reverse mortgage can indeed be a viable way to generate income, it is very important to understand that after you take out a reverse mortgage, you will still be responsible for paying the property tax, the insurance premium, and all the maintenance costs for your home.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/while-a-reverse-mortgage-can-indeed-be-a-viable-way-to-generate/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/01e/suze-orman-1007_after_while-a-reverse-mortgage-can-indeed-be-a_2668839.jpg", "contentUrl": "https://sms4smile.com/quotes/i/01e/suze-orman-1007_after_while-a-reverse-mortgage-can-indeed-be-a_2668839.jpg", "url": "https://sms4smile.com/quotes/i/01e/suze-orman-1007_after_while-a-reverse-mortgage-can-indeed-be-a_2668839.jpg", "width": 1080, "height": 1080, "caption": "“While a reverse mortgage can indeed be a viable way to generate income, it is very important to understand…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 17, "item": { "@type": "Quotation", "text": "Cash - in savings accounts, short-term CDs or money market deposits - is great for an emergency fund. But to fulfill a long-term investment goal like funding your retirement, consider buying stocks. The more distant your financial target, the longer inflation will gnaw at the purchasing power of your money.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/cash-in-savings-accounts-short-term-cds-or-money-market-deposits-is/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/ef6/suze-orman-1007_accounts_cash-in-savings-accounts-short-term-cds_2909754.png", "contentUrl": "https://sms4smile.com/quotes/i/ef6/suze-orman-1007_accounts_cash-in-savings-accounts-short-term-cds_2909754.png", "url": "https://sms4smile.com/quotes/i/ef6/suze-orman-1007_accounts_cash-in-savings-accounts-short-term-cds_2909754.png", "width": 1080, "height": 1080, "caption": "“Cash - in savings accounts, short-term CDs or money market deposits - is great for an emergency fund. But to…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 18, "item": { "@type": "Quotation", "text": "Money you won't need to use for at least seven years is money for investing. The goal here is to have your account grow over time to help you finance a distant goal, such as building a retirement fund. Since your goal is in the future, money for investing belongs in stocks.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/money-you-won-t-need-to-use-for-at-least-seven-years-is-money-for/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/c30/suze-orman-1007_account_money-you-won-t-need-to-use-for-at-least_3200501.jpg", "contentUrl": "https://sms4smile.com/quotes/i/c30/suze-orman-1007_account_money-you-won-t-need-to-use-for-at-least_3200501.jpg", "url": "https://sms4smile.com/quotes/i/c30/suze-orman-1007_account_money-you-won-t-need-to-use-for-at-least_3200501.jpg", "width": 1080, "height": 1080, "caption": "“Money you won't need to use for at least seven years is money for investing. The goal here is to have your…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 19, "item": { "@type": "Quotation", "text": "I want to be clear here: It does not matter what you say in your will or trust; the beneficiary document attached to your IRA accounts and your life insurance policy overrides what you say elsewhere. If you want to change the beneficiary, you must change the beneficiary document.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/i-want-to-be-clear-here-it-does-not-matter-what-you-say-in-your-will/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/9f7/suze-orman-1007_accounts_i-want-to-be-clear-here-it-does-not-matt_3127468.png", "contentUrl": "https://sms4smile.com/quotes/i/9f7/suze-orman-1007_accounts_i-want-to-be-clear-here-it-does-not-matt_3127468.png", "url": "https://sms4smile.com/quotes/i/9f7/suze-orman-1007_accounts_i-want-to-be-clear-here-it-does-not-matt_3127468.png", "width": 1080, "height": 1080, "caption": "“I want to be clear here: It does not matter what you say in your will or trust; the beneficiary document…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 20, "item": { "@type": "Quotation", "text": "You should keep a copy of your tax return indefinitely, but you need to save supporting documents for only three years.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/you-should-keep-a-copy-of-your-tax-return-indefinitely-but-you-need/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/8e0/suze-orman-1007_copy_you-should-keep-a-copy-of-your-tax-retur_2347646.png", "contentUrl": "https://sms4smile.com/quotes/i/8e0/suze-orman-1007_copy_you-should-keep-a-copy-of-your-tax-retur_2347646.png", "url": "https://sms4smile.com/quotes/i/8e0/suze-orman-1007_copy_you-should-keep-a-copy-of-your-tax-retur_2347646.png", "width": 1080, "height": 1080, "caption": "“You should keep a copy of your tax return indefinitely, but you need to save supporting documents for only…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 21, "item": { "@type": "Quotation", "text": "Raise your auto and home deductibles to $1,000 or more, and your premium cost falls at least 10 percent.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/raise-your-auto-and-home-deductibles-to-1-000-or-more-and-your/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/456/suze-orman-1007_auto_raise-your-auto-and-home-deductibles-to_978850.png", "contentUrl": "https://sms4smile.com/quotes/i/456/suze-orman-1007_auto_raise-your-auto-and-home-deductibles-to_978850.png", "url": "https://sms4smile.com/quotes/i/456/suze-orman-1007_auto_raise-your-auto-and-home-deductibles-to_978850.png", "width": 1080, "height": 1080, "caption": "“Raise your auto and home deductibles to $1,000 or more, and your premium cost falls at least 10 percent.” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 22, "item": { "@type": "Quotation", "text": "When it comes to tackling your financial goals, whatever they might be, there's no time like the present.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/when-it-comes-to-tackling-your-financial-goals-whatever-they-might-be/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/b99/suze-orman-1007_financial_when-it-comes-to-tackling-your-financial_2393956.png", "contentUrl": "https://sms4smile.com/quotes/i/b99/suze-orman-1007_financial_when-it-comes-to-tackling-your-financial_2393956.png", "url": "https://sms4smile.com/quotes/i/b99/suze-orman-1007_financial_when-it-comes-to-tackling-your-financial_2393956.png", "width": 1080, "height": 1080, "caption": "“When it comes to tackling your financial goals, whatever they might be, there's no time like the present.” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 23, "item": { "@type": "Quotation", "text": "Pay off your mortgage before retirement, and that's one less bill you'll have to worry about when you're on a fixed income.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/pay-off-your-mortgage-before-retirement-and-that-s-one-less-bill-you/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/0fe/suze-orman-1007_about_pay-off-your-mortgage-before-retirement_1471422.png", "contentUrl": "https://sms4smile.com/quotes/i/0fe/suze-orman-1007_about_pay-off-your-mortgage-before-retirement_1471422.png", "url": "https://sms4smile.com/quotes/i/0fe/suze-orman-1007_about_pay-off-your-mortgage-before-retirement_1471422.png", "width": 1080, "height": 1080, "caption": "“Pay off your mortgage before retirement, and that's one less bill you'll have to worry about when you're on…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 24, "item": { "@type": "Quotation", "text": "The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and don'ts. The first, and most difficult, step is to absolve yourself and your spouse or partner of any guilt.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/the-foundation-of-a-financial-fresh-start-actually-has-nothing-to-do-2/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/95b/suze-orman-1007_actually_the-foundation-of-a-financial-fresh-star_1409870.png", "contentUrl": "https://sms4smile.com/quotes/i/95b/suze-orman-1007_actually_the-foundation-of-a-financial-fresh-star_1409870.png", "url": "https://sms4smile.com/quotes/i/95b/suze-orman-1007_actually_the-foundation-of-a-financial-fresh-star_1409870.png", "width": 1080, "height": 1080, "caption": "“The foundation of a financial fresh start actually has nothing to do with money or specific financial dos…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 25, "item": { "@type": "Quotation", "text": "Yes, your kids should go to school. No, you shouldn't bankroll their degree whatever the cost. You've spent your life creating a sound financial plan; don't upend it by suspending your retirement savings or taking out a home equity line of credit to pay for a pricey college.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/yes-your-kids-should-go-to-school-no-you-shouldn-t-bankroll-their/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/463/suze-orman-1007_college_yes-your-kids-should-go-to-school-no-you_3017969.png", "contentUrl": "https://sms4smile.com/quotes/i/463/suze-orman-1007_college_yes-your-kids-should-go-to-school-no-you_3017969.png", "url": "https://sms4smile.com/quotes/i/463/suze-orman-1007_college_yes-your-kids-should-go-to-school-no-you_3017969.png", "width": 1080, "height": 1080, "caption": "“Yes, your kids should go to school. No, you shouldn't bankroll their degree whatever the cost. 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When you consciously open, read, and file away your bills and statements, you are connecting with your money and taking control of your life.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/i-am-a-big-believer-that-orderliness-begets-wealth-a-pile-of-bills/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/fd6/suze-orman-1007_about_i-am-a-big-believer-that-orderliness-beg_2674169.png", "contentUrl": "https://sms4smile.com/quotes/i/fd6/suze-orman-1007_about_i-am-a-big-believer-that-orderliness-beg_2674169.png", "url": "https://sms4smile.com/quotes/i/fd6/suze-orman-1007_about_i-am-a-big-believer-that-orderliness-beg_2674169.png", "width": 1080, "height": 1080, "caption": "“I am a big believer that orderliness begets wealth. 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