---
title: "35 You Quotes By Suze Orman"
description: "35 You quotes by Suze Orman. Plus more from Suze Orman and more You sayings from other authors."
image: "https://sms4smile.com/quotes/i/f88/suze-orman-1007_financial_you-have-got-to-be-the-masters-of-your-o_572536.png"
---

> [You have got to be the masters of your own financial future.](https://sms4smile.com/quotes/suze-orman/you-have-got-to-be-the-masters-of-your-own-financial-future/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/f88/suze-orman-1007_financial_you-have-got-to-be-the-masters-of-your-o_572536.png)

> [Success is not how many zeroes your bank account has. It's about making the most of the life you have.](https://sms4smile.com/quotes/suze-orman/success-is-not-how-many-zeroes-your-bank-account-has-it-s-about/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/398/suze-orman-1007_about_success-is-not-how-many-zeroes-your-bank_1991408.png)

> [Sometimes poverty is the greatest gift you can ever be given. Sometimes loss is the key that leads you to gain.](https://sms4smile.com/quotes/suze-orman/sometimes-poverty-is-the-greatest-gift-you-can-ever-be-given/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/9bf/suze-orman-1007_ever_sometimes-poverty-is-the-greatest-gift-y_3165881.png)

> [Give to yourself as much as you give of yourself! This means you have to put yourself first.](https://sms4smile.com/quotes/suze-orman/give-to-yourself-as-much-as-you-give-of-yourself-this-means-you-have/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/776/suze-orman-1007_first_give-to-yourself-as-much-as-you-give-of_1996921.png)

> [If you make any trades during the year, keep a record of each transaction for at least three years.](https://sms4smile.com/quotes/suze-orman/if-you-make-any-trades-during-the-year-keep-a-record-of-each/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/eb8/suze-orman-1007_any_if-you-make-any-trades-during-the-year-k_1999396.png)

> [It's not what you make, but how you feel about what you make and what you spend.](https://sms4smile.com/quotes/suze-orman/it-s-not-what-you-make-but-how-you-feel-about-what-you-make-and-what/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/812/suze-orman-1007_about_it-s-not-what-you-make-but-how-you-feel_998090.png)

> [You should keep a copy of your tax return indefinitely, but you need to save supporting documents for only three years.](https://sms4smile.com/quotes/suze-orman/you-should-keep-a-copy-of-your-tax-return-indefinitely-but-you-need/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/8e0/suze-orman-1007_copy_you-should-keep-a-copy-of-your-tax-retur_2347646.png)

> [It may take you months or even a few years to build up an adequate emergency savings fund. That's okay.](https://sms4smile.com/quotes/suze-orman/it-may-take-you-months-or-even-a-few-years-to-build-up-an-adequate/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/6c3/suze-orman-1007_adequate_it-may-take-you-months-or-even-a-few-yea_2873175.png)

> [Courage is not always about action. It takes courage to do nothing rather than do something that you do not believe in…](https://sms4smile.com/quotes/suze-orman/courage-is-not-always-about-action-it-takes-courage-to-do-nothing/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/6c4/suze-orman-1007_about_courage-is-not-always-about-action-it-ta_1694289.jpg)

> [Understand and accept the cycles of money. The setbacks you may have today or next year will not keep you from financial…](https://sms4smile.com/quotes/suze-orman/understand-and-accept-the-cycles-of-money-the-setbacks-you-may-have/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/526/suze-orman-1007_accept_understand-and-accept-the-cycles-of-mone_2931232.png)

> [Money is kind of just like air - if you don't have air, you can't breathe. If you don't have money, I…](https://sms4smile.com/quotes/suze-orman/money-is-kind-of-just-like-air-if-you-don-t-have-air-you-can-t/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/2d2/suze-orman-1007_air_money-is-kind-of-just-like-air-if-you-do_231506.png)

> [The prenup needs to be drawn up months before the wedding, not days - it's not something you slap together and sign…](https://sms4smile.com/quotes/suze-orman/the-prenup-needs-to-be-drawn-up-months-before-the-wedding-not-days-it/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/7e3/suze-orman-1007_before_the-prenup-needs-to-be-drawn-up-months-b_1846685.jpg)

> [Your credit score affects the interest rates you're offered on credit cards and loans, can be used to vet your job application,…](https://sms4smile.com/quotes/suze-orman/your-credit-score-affects-the-interest-rates-you-re-offered-on-credit/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/623/suze-orman-1007_affects_your-credit-score-affects-the-interest-r_2248239.png)

> [There is no law saying you have to die before your assets can be passed to loved ones. In fact, gifting earlier…](https://sms4smile.com/quotes/suze-orman/there-is-no-law-saying-you-have-to-die-before-your-assets-can-be/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/94d/suze-orman-1007_assets_there-is-no-law-saying-you-have-to-die-b_1267809.png)

> [Credit card issuers and HELOC lenders are like fair-weather friends: They cozy up to you in good times, but when the economy…](https://sms4smile.com/quotes/suze-orman/credit-card-issuers-and-heloc-lenders-are-like-fair-weather-friends/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/961/suze-orman-1007_abandon_credit-card-issuers-and-heloc-lenders-ar_1500614.png)

> [You must trust yourself more than you trust others. Pay attention to your inner voice - it will tell you if how…](https://sms4smile.com/quotes/suze-orman/you-must-trust-yourself-more-than-you-trust-others-pay-attention-to/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/02e/suze-orman-1007_attention_you-must-trust-yourself-more-than-you-tr_2899936.png)

> [The new American dream is one of responsibility. What is the bottom-line number that you're going to be able to pay back…](https://sms4smile.com/quotes/suze-orman/the-new-american-dream-is-one-of-responsibility-what-is-the-bottom/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/f28/suze-orman-1007_able_the-new-american-dream-is-one-of-respons_149055.png)

> [A revocable living trust allows your heirs to avoid probate entirely and keeps you in complete control of your finances while you're…](https://sms4smile.com/quotes/suze-orman/a-revocable-living-trust-allows-your-heirs-to-avoid-probate-entirely/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/9bc/suze-orman-1007_alive_a-revocable-living-trust-allows-your-hei_248318.jpg)

> [For all your long-term investments, such as retirement accounts that you won't touch for at least ten years, you need a mix…](https://sms4smile.com/quotes/suze-orman/for-all-your-long-term-investments-such-as-retirement-accounts-that/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/7be/suze-orman-1007_accounts_for-all-your-long-term-investments-such_709820.png)

> [If you can't afford the upkeep of your home, it makes no sense to do a reverse mortgage. You will just end…](https://sms4smile.com/quotes/suze-orman/if-you-can-t-afford-the-upkeep-of-your-home-it-makes-no-sense-to-do-a/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/ece/suze-orman-1007_afford_if-you-can-t-afford-the-upkeep-of-your-h_3124660.jpg)

> [While a reverse mortgage can indeed be a viable way to generate income, it is very important to understand that after you…](https://sms4smile.com/quotes/suze-orman/while-a-reverse-mortgage-can-indeed-be-a-viable-way-to-generate/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/01e/suze-orman-1007_after_while-a-reverse-mortgage-can-indeed-be-a_2668839.jpg)

> [Money you know you need or want to spend in the next few years is savings. Money you keep handy for an…](https://sms4smile.com/quotes/suze-orman/money-you-know-you-need-or-want-to-spend-in-the-next-few-years-is/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/701/suze-orman-1007_account_money-you-know-you-need-or-want-to-spend_1656270.png)

> [Money you won't need to use for at least seven years is money for investing. The goal here is to have your…](https://sms4smile.com/quotes/suze-orman/money-you-won-t-need-to-use-for-at-least-seven-years-is-money-for/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/c30/suze-orman-1007_account_money-you-won-t-need-to-use-for-at-least_3200501.jpg)

> [I want to be clear here: It does not matter what you say in your will or trust; the beneficiary document attached…](https://sms4smile.com/quotes/suze-orman/i-want-to-be-clear-here-it-does-not-matter-what-you-say-in-your-will/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/9f7/suze-orman-1007_accounts_i-want-to-be-clear-here-it-does-not-matt_3127468.png)

> [Sometimes your mind lets you do things with your money that make no sense.](https://sms4smile.com/quotes/suze-orman/sometimes-your-mind-lets-you-do-things-with-your-money-that-make-no/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/cd4/suze-orman-1007_lets_sometimes-your-mind-lets-you-do-things-w_1206433.png)

> [The less you have to think about how to spend every dollar, the more likely you are to spend wisely.](https://sms4smile.com/quotes/suze-orman/the-less-you-have-to-think-about-how-to-spend-every-dollar-the-more/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/880/suze-orman-1007_about_the-less-you-have-to-think-about-how-to_983611.png)

> [Remember: If the IRS suspects you haven't reported income, it can challenge returns from the past six years. So if you are…](https://sms4smile.com/quotes/suze-orman/remember-if-the-irs-suspects-you-haven-t-reported-income-it-can/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/fb6/suze-orman-1007_absolutely_remember-if-the-irs-suspects-you-haven-t_1709592.jpg)

> [Learn to recognize true wealth. Money itself will not make you financially free. That comes as a result of only that powerful…](https://sms4smile.com/quotes/suze-orman/learn-to-recognize-true-wealth-money-itself-will-not-make-you/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/921/suze-orman-1007_far_learn-to-recognize-true-wealth-money-its_1062124.png)

> [Give a portion of your money to others. By releasing an anxious grasp on your money, you will open yourself to receive…](https://sms4smile.com/quotes/suze-orman/give-a-portion-of-your-money-to-others-by-releasing-an-anxious-grasp/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/74e/suze-orman-1007_anxious_give-a-portion-of-your-money-to-others-b_467681.png)

> [Estate planning is an important and everlasting gift you can give your family. And setting up a smooth inheritance isn't as hard…](https://sms4smile.com/quotes/suze-orman/estate-planning-is-an-important-and-everlasting-gift-you-can-give/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/dd9/suze-orman-1007_estate_estate-planning-is-an-important-and-ever_3047384.png)

> [Pay off your mortgage before retirement, and that's one less bill you'll have to worry about when you're on a fixed income.](https://sms4smile.com/quotes/suze-orman/pay-off-your-mortgage-before-retirement-and-that-s-one-less-bill-you/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/0fe/suze-orman-1007_about_pay-off-your-mortgage-before-retirement_1471422.png)

> [Yes, your kids should go to school. No, you shouldn't bankroll their degree whatever the cost. You've spent your life creating a…](https://sms4smile.com/quotes/suze-orman/yes-your-kids-should-go-to-school-no-you-shouldn-t-bankroll-their/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/463/suze-orman-1007_college_yes-your-kids-should-go-to-school-no-you_3017969.png)

> [Prenups are so unromantic - a sign of distrust, not love. Time for a reality check, my friends. First, drawing up a…](https://sms4smile.com/quotes/suze-orman/prenups-are-so-unromantic-a-sign-of-distrust-not-love-time-for-a/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/1ae/suze-orman-1007_achieve_prenups-are-so-unromantic-a-sign-of-dist_1739782.jpg)

> [I am a big believer that orderliness begets wealth. A pile of bills and statements - whether paid or not - is…](https://sms4smile.com/quotes/suze-orman/i-am-a-big-believer-that-orderliness-begets-wealth-a-pile-of-bills/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/fd6/suze-orman-1007_about_i-am-a-big-believer-that-orderliness-beg_2674169.png)

> [If you wait to see how much money you have left at the end of the month to put toward savings, the…](https://sms4smile.com/quotes/suze-orman/if-you-wait-to-see-how-much-money-you-have-left-at-the-end-of-the/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/c2b/suze-orman-1007_account_if-you-wait-to-see-how-much-money-you-ha_2741085.jpg)

## Other authors on You

## More by Suze Orman

> [I've never believed unemployment numbers because the way that they calculate unemployment makes no sense whatsoever. It's not how many people are unemployed. It's…](https://sms4smile.com/quotes/suze-orman/i-ve-never-believed-unemployment-numbers-because-the-way-that-they/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

> [Never invest emergency savings in the stock market.](https://sms4smile.com/quotes/suze-orman/never-invest-emergency-savings-in-the-stock-market/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

> [Just because you can afford it doesn't mean you should buy it.](https://sms4smile.com/quotes/suze-orman/just-because-you-can-afford-it-doesn-t-mean-you-should-buy-it/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

> [Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward…](https://sms4smile.com/quotes/suze-orman/your-goal-should-be-to-pay-off-your-credit-card-bills-in-full-at-the/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

> [Consider a 15- or 20-year fixed-rate mortgage instead of a 30-year, if you can afford the monthly payments - they may not be as…](https://sms4smile.com/quotes/suze-orman/consider-a-15-or-20-year-fixed-rate-mortgage-instead-of-a-30-year-if/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

> [Believing you are worthy of love means that you believe I deserve to be treated well - with respect and dignity. I deserve to…](https://sms4smile.com/quotes/suze-orman/believing-you-are-worthy-of-love-means-that-you-believe-i-deserve-to/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

> [Women fake orgasms and men fake finances.](https://sms4smile.com/quotes/suze-orman/women-fake-orgasms-and-men-fake-finances/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

> [If you're not staying on top of your money, you are putting your financial well-being at risk.](https://sms4smile.com/quotes/suze-orman/if-you-re-not-staying-on-top-of-your-money-you-are-putting-your/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

> [When you understand that your self-worth is not determined by your net-worth, then you'll have financial freedom](https://sms4smile.com/quotes/suze-orman/when-you-understand-that-your-self-worth-is-not-determined-by-your/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

> [ I think Oprah's \[winfrey\] learned from me that it's OK to be harsh on people because in one's harshness you can see transformation happen… ](https://sms4smile.com/quotes/suze-orman/i-think-oprah-s-winfrey-learned-from-me-that-it-s-ok-to-be-harsh-on/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

> [No well-planned retirement should be without long term care insurance. It is the very cornerstone of retirement security.](https://sms4smile.com/quotes/suze-orman/no-well-planned-retirement-should-be-without-long-term-care-insurance/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

> [The chances of a bank going out of business are extremely slim, but it's always a good idea to spread around major sums so…](https://sms4smile.com/quotes/suze-orman/the-chances-of-a-bank-going-out-of-business-are-extremely-slim-but-it/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

> [True generosity is an offering; given freely and out of pure love. No strings attached. No expectations. Time and love are the most valuable…](https://sms4smile.com/quotes/suze-orman/true-generosity-is-an-offering-given-freely-and-out-of-pure-love-no/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

> [Be as good to yourself as you are to those you love.](https://sms4smile.com/quotes/suze-orman/be-as-good-to-yourself-as-you-are-to-those-you-love/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

> [I'm a big advocate of a work-for-pay setup rather than an allowance that isn't attached to chores - it's a great way to impart…](https://sms4smile.com/quotes/suze-orman/i-m-a-big-advocate-of-a-work-for-pay-setup-rather-than-an-allowance/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

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                        "text": "Sometimes poverty is the greatest gift you can ever be given. Sometimes loss is the key that leads you to gain.",
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                        "@type": "Quotation",
                        "text": "Give to yourself as much as you give of yourself! This means you have to put yourself first.",
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                        "@type": "Quotation",
                        "text": "If you make any trades during the year, keep a record of each transaction for at least three years.",
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                        "@type": "Quotation",
                        "text": "It's not what you make, but how you feel about what you make and what you spend.",
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                        "@type": "Quotation",
                        "text": "You should keep a copy of your tax return indefinitely, but you need to save supporting documents for only three years.",
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                        "@type": "Quotation",
                        "text": "It may take you months or even a few years to build up an adequate emergency savings fund. That's okay.",
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                        "@type": "Quotation",
                        "text": "Courage is not always about action. It takes courage to do nothing rather than do something that you do not believe in or understand.",
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                        "@type": "Quotation",
                        "text": "Understand and accept the cycles of money. The setbacks you may have today or next year will not keep you from financial freedom. If you hold on to your goals and dreams, you will get there.",
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                        "@type": "Quotation",
                        "text": "Money is kind of just like air - if you don't have air, you can't breathe. If you don't have money, I don't think you'll want to breathe - you won't want to live.",
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                        "@type": "Quotation",
                        "text": "The prenup needs to be drawn up months before the wedding, not days - it's not something you slap together and sign in the car on the way to the ceremony. A shotgun prenup might not hold up in court.",
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                        "@type": "Quotation",
                        "text": "Your credit score affects the interest rates you're offered on credit cards and loans, can be used to vet your job application, and in some states may influence your insurance premiums.",
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                        "@type": "Quotation",
                        "text": "There is no law saying you have to die before your assets can be passed to loved ones. In fact, gifting earlier can be a lovely way to witness how your money helps your family thrive.",
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                        "@type": "Quotation",
                        "text": "Credit card issuers and HELOC lenders are like fair-weather friends: They cozy up to you in good times, but when the economy heads south, they abandon you faster than Usain Bolt runs the 100 meters.",
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                        "@type": "Quotation",
                        "text": "You must trust yourself more than you trust others. Pay attention to your inner voice - it will tell you if how and in what you are investing is right for you.",
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                        "text": "The new American dream is one of responsibility. What is the bottom-line number that you're going to be able to pay back toward a student loan responsibly if you're doing it yourself after you have a job? That dictates the amount of money you can borrow. That dictates the school you can go to, if you can even go to a four-year college at all.",
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                        "@type": "Quotation",
                        "text": "A revocable living trust allows your heirs to avoid probate entirely and keeps you in complete control of your finances while you're alive. You can always make changes to what's in the trust and to how you'd ultimately like it managed or disbursed.",
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                        "text": "For all your long-term investments, such as retirement accounts that you won't touch for at least ten years, you need a mix of stocks and bonds. Stocks offer the best shot at inflation-beating gains. But stocks don't always go up. That's where bonds come into play: They have less upside potential, but they also do not pack the same risk.",
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                        "@type": "Quotation",
                        "text": "If you can't afford the upkeep of your home, it makes no sense to do a reverse mortgage. You will just end up having to sell eventually when you realize you can't afford the home, and whether you have any equity left after the sale depends on the size of the reverse loan that must be settled.",
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                        "@type": "Quotation",
                        "text": "While a reverse mortgage can indeed be a viable way to generate income, it is very important to understand that after you take out a reverse mortgage, you will still be responsible for paying the property tax, the insurance premium, and all the maintenance costs for your home.",
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                        "@type": "Quotation",
                        "text": "Money you know you need or want to spend in the next few years is savings. Money you keep handy for an emergency belongs in savings. Money you hope to use soon for a down payment on a house belongs in savings. And all savings belong in a low-risk bank savings account or money market account.",
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                        "@type": "Quotation",
                        "text": "Money you won't need to use for at least seven years is money for investing. The goal here is to have your account grow over time to help you finance a distant goal, such as building a retirement fund. Since your goal is in the future, money for investing belongs in stocks.",
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                        "@type": "Quotation",
                        "text": "I want to be clear here: It does not matter what you say in your will or trust; the beneficiary document attached to your IRA accounts and your life insurance policy overrides what you say elsewhere. If you want to change the beneficiary, you must change the beneficiary document.",
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                    "item": {
                        "@type": "Quotation",
                        "text": "Sometimes your mind lets you do things with your money that make no sense.",
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                    "position": 26,
                    "item": {
                        "@type": "Quotation",
                        "text": "The less you have to think about how to spend every dollar, the more likely you are to spend wisely.",
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                    "position": 27,
                    "item": {
                        "@type": "Quotation",
                        "text": "Remember: If the IRS suspects you haven't reported income, it can challenge returns from the past six years. So if you are self-employed or have multiple income sources, hold on to six years of files to be absolutely safe.",
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                    "@type": "ListItem",
                    "position": 28,
                    "item": {
                        "@type": "Quotation",
                        "text": "Learn to recognize true wealth. Money itself will not make you financially free. That comes as a result of only that powerful state of mind which tells us that we are worth far more than our money.",
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                    "position": 29,
                    "item": {
                        "@type": "Quotation",
                        "text": "Give a portion of your money to others. By releasing an anxious grasp on your money, you will open yourself to receive all that is meant to be yours.",
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                },
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                    "@type": "ListItem",
                    "position": 30,
                    "item": {
                        "@type": "Quotation",
                        "text": "Estate planning is an important and everlasting gift you can give your family. And setting up a smooth inheritance isn't as hard as you might think.",
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                    "position": 31,
                    "item": {
                        "@type": "Quotation",
                        "text": "Pay off your mortgage before retirement, and that's one less bill you'll have to worry about when you're on a fixed income.",
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                    "item": {
                        "@type": "Quotation",
                        "text": "Yes, your kids should go to school. No, you shouldn't bankroll their degree whatever the cost. You've spent your life creating a sound financial plan; don't upend it by suspending your retirement savings or taking out a home equity line of credit to pay for a pricey college.",
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                        "@type": "Quotation",
                        "text": "Prenups are so unromantic - a sign of distrust, not love. Time for a reality check, my friends. First, drawing up a prenuptial agreement together is a sign of incredible trust and financial openness - you're fooling yourself if you think you can achieve complete intimacy without it.",
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                        "@type": "Quotation",
                        "text": "I am a big believer that orderliness begets wealth. A pile of bills and statements - whether paid or not - is a sign that someone is clueless about what's coming in and going out. When you consciously open, read, and file away your bills and statements, you are connecting with your money and taking control of your life.",
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