---
title: "1 Thinking Money Quotes By J.L. Collins"
description: "1 Thinking Money quotes by J.L. Collins. Plus more from J.L. Collins and more Thinking Money sayings from other authors."
image: "https://sms4smile.com/quotes/i/afb/j-l-collins-37825_money_it-s-not-hard-stop-thinking-about-what-y_1525027.jpg"
---

> [“It’s not hard. Stop thinking about what your money can buy. Start thinking about what your money can earn. And then think about what the money it earns can earn.”](https://sms4smile.com/quotes/j-l-collins/it-s-not-hard-stop-thinking-about-what-your-money-can-buy-start/)

[J.L. Collins](https://sms4smile.com/quotes/author/j-l-collins/)

[Image](https://sms4smile.com/quotes/i/afb/j-l-collins-37825_money_it-s-not-hard-stop-thinking-about-what-y_1525027.jpg)

## More by J.L. Collins

> [“Money can buy many things, but nothing more valuable than your freedom.”](https://sms4smile.com/quotes/j-l-collins/money-can-buy-many-things-but-nothing-more-valuable-than-your-freedom/)

[J.L. Collins](https://sms4smile.com/quotes/author/j-l-collins/)

> [“Look again at those people around you. For most, debt is simply a part of life. But it doesn’t have to be for you.…](https://sms4smile.com/quotes/j-l-collins/look-again-at-those-people-around-you-for-most-debt-is-simply-a-part/)

[J.L. Collins](https://sms4smile.com/quotes/author/j-l-collins/)

> [“There are many things money can buy, but the most valuable of all is freedom. Freedom to do what you want and to work…](https://sms4smile.com/quotes/j-l-collins/there-are-many-things-money-can-buy-but-the-most-valuable-of-all-is/)

[J.L. Collins](https://sms4smile.com/quotes/author/j-l-collins/)

> [“Three things saved us: Our unwavering 50% savings rate. Avoiding debt. We’ve never even had a car payment. Finally embracing the indexing lessons Jack…](https://sms4smile.com/quotes/j-l-collins/three-things-saved-us-our-unwavering-50-savings-rate-avoiding-debt-we/)

[J.L. Collins](https://sms4smile.com/quotes/author/j-l-collins/)

> [“There may be no "I' in Team, but there is an "I" in Victory.”](https://sms4smile.com/quotes/j-l-collins/there-may-be-no-i-in-team-but-there-is-an-i-in-victory/)

[J.L. Collins](https://sms4smile.com/quotes/author/j-l-collins/)

> [“It’s not hard. Stop thinking about what your money can buy. Start thinking about what your money can earn. And then think about what…](https://sms4smile.com/quotes/j-l-collins/it-s-not-hard-stop-thinking-about-what-your-money-can-buy-start/)

[J.L. Collins](https://sms4smile.com/quotes/author/j-l-collins/)

> [“You own the things you own and they in turn own you.”](https://sms4smile.com/quotes/j-l-collins/you-own-the-things-you-own-and-they-in-turn-own-you/)

[J.L. Collins](https://sms4smile.com/quotes/author/j-l-collins/)

> [“The lines between need and want are continually and intentionally blurred. Years ago, a pal of mine had bought a new video camera. It…](https://sms4smile.com/quotes/j-l-collins/the-lines-between-need-and-want-are-continually-and-intentionally/)

[J.L. Collins](https://sms4smile.com/quotes/author/j-l-collins/)

> [“If your goal is financial independence, it is also to hold as little debt as possible. This means you’ll seek the least house to…](https://sms4smile.com/quotes/j-l-collins/if-your-goal-is-financial-independence-it-is-also-to-hold-as-little/)

[J.L. Collins](https://sms4smile.com/quotes/author/j-l-collins/)

> [“Being independently wealthy is every bit as much about limiting needs as it is about how much money you have. It has less to…](https://sms4smile.com/quotes/j-l-collins/being-independently-wealthy-is-every-bit-as-much-about-limiting-needs/)

[J.L. Collins](https://sms4smile.com/quotes/author/j-l-collins/)

> [“We can learn to think in this same way. Again, let’s use VTSAX in exploring this idea. Suppose yesterday you said, “Mmm. This idea…](https://sms4smile.com/quotes/j-l-collins/we-can-learn-to-think-in-this-same-way-again-let-s-use-vtsax-in/)

[J.L. Collins](https://sms4smile.com/quotes/author/j-l-collins/)

> [“I may not have owned a Mercedes, but I owned my freedom. Freedom to choose when to leave a job and freedom from worry…](https://sms4smile.com/quotes/j-l-collins/i-may-not-have-owned-a-mercedes-but-i-owned-my-freedom-freedom-to/)

[J.L. Collins](https://sms4smile.com/quotes/author/j-l-collins/)

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