---
title: "23 Retirement Plan Quotes by 20 authors"
description: "Browse 23 Retirement Plan quotes by 20 authors. Discover the best Retirement Plan sayings and thoughts."
image: "https://sms4smile.com/quotes/i/ba9/jim-mattis-7799_only_there-is-only-one-retirement-plan-for-te_2511063.jpg"
---

> [There is only one 'retirement plan' for terrorists.](https://sms4smile.com/quotes/jim-mattis/there-is-only-one-retirement-plan-for-terrorists/)

[Jim Mattis](https://sms4smile.com/quotes/author/jim-mattis/)

[Image](https://sms4smile.com/quotes/i/ba9/jim-mattis-7799_only_there-is-only-one-retirement-plan-for-te_2511063.jpg)

> [My retirement plan was in place but Bernie Maidoff with my money.](https://sms4smile.com/quotes/david-letterman/my-retirement-plan-was-in-place-but-bernie-maidoff-with-my-money/)

[David Letterman](https://sms4smile.com/quotes/author/david-letterman/)

[Image](https://sms4smile.com/quotes/i/81f/david-letterman-378_funny_my-retirement-plan-was-in-place-but-bern_3154372.jpg)

> [I don't really have a retirement plan.](https://sms4smile.com/quotes/bob-dylan/i-don-t-really-have-a-retirement-plan/)

[Bob Dylan](https://sms4smile.com/quotes/author/bob-dylan/)

[Image](https://sms4smile.com/quotes/i/6cc/bob-dylan-168_plan_i-don-t-really-have-a-retirement-plan-27_27535.jpg)

> [Welfare is not a retirement plan.](https://sms4smile.com/quotes/ernie-j-zelinski/welfare-is-not-a-retirement-plan/)

[Ernie J Zelinski](https://sms4smile.com/quotes/author/ernie-j-zelinski/)

[Image](https://sms4smile.com/quotes/i/5e8/ernie-j-zelinski-3885_inspirational_welfare-is-not-a-retirement-plan-3224309_3224309.jpg)

> [“Good memories are my retirement plan.”](https://sms4smile.com/quotes/atticus/good-memories-are-my-retirement-plan/)

[Atticus](https://sms4smile.com/quotes/author/atticus/)

[Image](https://sms4smile.com/quotes/i/c14/atticus-22036_good_good-memories-are-my-retirement-plan-253_2535841.jpg)

> [“The recommended retirement plan is arabesque, then leap and smash on the seawall.”](https://sms4smile.com/quotes/natalie-shapero/the-recommended-retirement-plan-is-arabesque-then-leap-and-smash-on/)

[Natalie Shapero](https://sms4smile.com/quotes/author/natalie-shapero/)

[Image](https://sms4smile.com/quotes/i/567/natalie-shapero-265447_disaster_the-recommended-retirement-plan-is-arabe_285551.jpg)

> [I am a Georgia guy, and I have Brett Favre's card when he played with the Atlanta Falcons. That's my retirement plan.](https://sms4smile.com/quotes/forrest-griffin/i-am-a-georgia-guy-and-i-have-brett-favre-s-card-when-he-played-with/)

[Forrest Griffin](https://sms4smile.com/quotes/author/forrest-griffin/)

[Image](https://sms4smile.com/quotes/i/2ba/forrest-griffin-4040_atlanta_i-am-a-georgia-guy-and-i-have-brett-favr_1416103.jpg)

> [A lot of the money in the stock market is really our national retirement plan, for better or worse.](https://sms4smile.com/quotes/ron-chernow/a-lot-of-the-money-in-the-stock-market-is-really-our-national/)

[Ron Chernow](https://sms4smile.com/quotes/author/ron-chernow/)

[Image](https://sms4smile.com/quotes/i/f49/ron-chernow-1189_investing_a-lot-of-the-money-in-the-stock-market-i_1863528.png)

> [Your best retirement plan for retiring happy and prosperous - don't be a burden on others.](https://sms4smile.com/quotes/ernie-j-zelinski/your-best-retirement-plan-for-retiring-happy-and-prosperous-don-t-be/)

[Ernie J Zelinski](https://sms4smile.com/quotes/author/ernie-j-zelinski/)

[Image](https://sms4smile.com/quotes/i/a14/ernie-j-zelinski-3885_burden_your-best-retirement-plan-for-retiring-h_2418404.jpg)

> [My retirement plan is to find a shopping cart with good snow tires.](https://sms4smile.com/quotes/patty-doyle/my-retirement-plan-is-to-find-a-shopping-cart-with-good-snow-tires/)

[Patty Doyle](https://sms4smile.com/quotes/author/patty-doyle/)

[Image](https://sms4smile.com/quotes/i/4f6/patty-doyle-268496_funny_my-retirement-plan-is-to-find-a-shopping_2882740.jpg)

> [I had a very detailed retirement plan, and I feel like I've met every aspect of it: a lot of golf, a…](https://sms4smile.com/quotes/andy-roddick/i-had-a-very-detailed-retirement-plan-and-i-feel-like-i-ve-met-every/)

[Andy Roddick](https://sms4smile.com/quotes/author/andy-roddick/)

[Image](https://sms4smile.com/quotes/i/a44/andy-roddick-6537_aspect_i-had-a-very-detailed-retirement-plan-an_577016.jpg)

> [“If your retirement plan is to win the lottery, you will have to work forever as a greeter at the local shopping…](https://sms4smile.com/quotes/steve-repak/if-your-retirement-plan-is-to-win-the-lottery-you-will-have-to-work/)

[Steve Repak](https://sms4smile.com/quotes/author/steve-repak/)

[Image](https://sms4smile.com/quotes/i/b14/steve-repak-46460_cat-food_if-your-retirement-plan-is-to-win-the-lo_2500929.jpg)

> [The retirement system that is in place for members of Congress and other federal workers features what is known as the Federal…](https://sms4smile.com/quotes/virgil-goode/the-retirement-system-that-is-in-place-for-members-of-congress-and/)

[Virgil Goode](https://sms4smile.com/quotes/author/virgil-goode/)

[Image](https://sms4smile.com/quotes/i/ef1/virgil-goode-23292_congress_the-retirement-system-that-is-in-place-f_1873102.jpg)

> [The easy way out is to approve an early retirement plan one year but not pay out sick and vacation time to…](https://sms4smile.com/quotes/jodi-rell/the-easy-way-out-is-to-approve-an-early-retirement-plan-one-year-but/)

[Jodi Rell](https://sms4smile.com/quotes/author/jodi-rell/)

[Image](https://sms4smile.com/quotes/i/47b/jodi-rell-35251_deserving_the-easy-way-out-is-to-approve-an-early_427710.png)

> [Starting a new retirement plan for those below a certain age is something tens of millions of Americans have already been through…](https://sms4smile.com/quotes/mitch-daniels/starting-a-new-retirement-plan-for-those-below-a-certain-age-is/)

[Mitch Daniels](https://sms4smile.com/quotes/author/mitch-daniels/)

[Image](https://sms4smile.com/quotes/i/6d1/mitch-daniels-11694_age_starting-a-new-retirement-plan-for-those_1562810.png)

> [That retirement plan I had, getting out by 32, may still be the case even though at the minute it's in the…](https://sms4smile.com/quotes/carl-frampton/that-retirement-plan-i-had-getting-out-by-32-may-still-be-the-case/)

[Carl Frampton](https://sms4smile.com/quotes/author/carl-frampton/)

[Image](https://sms4smile.com/quotes/i/7d5/carl-frampton-19239_mind_that-retirement-plan-i-had-getting-out-b_1999904.jpg)

> [My financial adviser Ric Edelman...thinks the time to start educating people about money is when they are children. He's set up a…](https://sms4smile.com/quotes/cal-thomas/my-financial-adviser-ric-edelman-thinks-the-time-to-start-educating/)

[Cal Thomas](https://sms4smile.com/quotes/author/cal-thomas/)

[Image](https://sms4smile.com/quotes/i/2f8/cal-thomas-9453_adviser_my-financial-adviser-ric-edelman-thinks_3155503.png)

> [If you were to just design the perfect retirement plan, you would own the stock market or you would own the bond…](https://sms4smile.com/quotes/john-c-bogle/if-you-were-to-just-design-the-perfect-retirement-plan-you-would-own/)

[John C. Bogle](https://sms4smile.com/quotes/author/john-c-bogle/)

[Image](https://sms4smile.com/quotes/i/216/john-c-bogle-2199_bond_if-you-were-to-just-design-the-perfect-r_1876556.jpg)

> [I believe that the biggest mistake that most people make when it comes to their retirement is they do not plan for…](https://sms4smile.com/quotes/anonymous/i-believe-that-the-biggest-mistake-that-most-people-make-when-it/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

[Image](https://sms4smile.com/quotes/i/9fc/anonymous-1_believe_i-believe-that-the-biggest-mistake-that_2738855.jpg)

> [We need to reorganize our entire system of retirement plan investing and to develop federal standards of fiduciary duty for pension trustees…](https://sms4smile.com/quotes/john-c-bogle/we-need-to-reorganize-our-entire-system-of-retirement-plan-investing/)

[John C. Bogle](https://sms4smile.com/quotes/author/john-c-bogle/)

[Image](https://sms4smile.com/quotes/i/8c8/john-c-bogle-2199_bottom_we-need-to-reorganize-our-entire-system_554638.jpg)

> [In Western Europe, most countries have variations of the lifetime pension system for most workers so they are keeping the system that…](https://sms4smile.com/quotes/hedrick-smith/in-western-europe-most-countries-have-variations-of-the-lifetime/)

[Hedrick Smith](https://sms4smile.com/quotes/author/hedrick-smith/)

[Image](https://sms4smile.com/quotes/i/530/hedrick-smith-19137_comparison_in-western-europe-most-countries-have-va_991711.jpg)

> [The simple index fund solution has been adopted as a cornerstone of investment strategy for many of the nation's pension plans operated…](https://sms4smile.com/quotes/david-f-swensen/the-simple-index-fund-solution-has-been-adopted-as-a-cornerstone-of/)

[David F. Swensen](https://sms4smile.com/quotes/author/david-f-swensen/)

[Image](https://sms4smile.com/quotes/i/164/david-f-swensen-23191_adopted_the-simple-index-fund-solution-has-been_1884235.jpg)

> [Working for company X and having a substantial portion of your retirement plan in company X is simply exposing yourself to too…](https://sms4smile.com/quotes/john-c-bogle/working-for-company-x-and-having-a-substantial-portion-of-your/)

[John C. Bogle](https://sms4smile.com/quotes/author/john-c-bogle/)

[Image](https://sms4smile.com/quotes/i/73b/john-c-bogle-2199_business_working-for-company-x-and-having-a-subst_621390.jpg)

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                        "text": "I had a very detailed retirement plan, and I feel like I've met every aspect of it: a lot of golf, a lot of carbs, a lot of fried food, and some booze, occasionally - I've been completely committed... The results have shown.",
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                        "text": "“If your retirement plan is to win the lottery, you will have to work forever as a greeter at the local shopping center and eat cat food for supper.”",
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                        "text": "The retirement system that is in place for members of Congress and other federal workers features what is known as the Federal Employment Retirement Plan.",
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                        "text": "The easy way out is to approve an early retirement plan one year but not pay out sick and vacation time to deserving employees until three years later. Unfortunately, later is now.",
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                        "text": "Starting a new retirement plan for those below a certain age is something tens of millions of Americans have already been through at work.",
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                        "text": "That retirement plan I had, getting out by 32, may still be the case even though at the minute it's in the back of my mind. It's important to get out at the right time.",
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                        "text": "My financial adviser Ric Edelman...thinks the time to start educating people about money is when they are children. He's set up a retirement plan called the RIC-E-Trust that can provide retirement security. A $5,000 one-time tax-deferred investment at birth, with an average interest rate of ten percent compounded, means that a child would have $2.4 million when he or she is 65 years old. Who needs Social Security with that kind of nest egg?",
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                        "text": "If you were to just design the perfect retirement plan, you would own the stock market or you would own the bond market. You would get all the costs or all that you possibly could out of the system. So on an annual basis, if the market went up 8 percent, you would get 7.8 or 7.9 percent.",
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                        "text": "I believe that the biggest mistake that most people make when it comes to their retirement is they do not plan for it. They take the same route as Alice in the story from \"Alice in Wonderland,\" in which the cat tells Alice that surely she will get somewhere as long as she walks long enough. It may not be exactly where you wanted to get to, but you certainly get somewhere.",
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                        "text": "We need to reorganize our entire system of retirement plan investing and to develop federal standards of fiduciary duty for pension trustees and fund managers. These require \"top down\" intervention. But we also need investors to look after their own economic interests, a bottom up approach to our problems that is well within our individual power to undertake.",
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                        "text": "In Western Europe, most countries have variations of the lifetime pension system for most workers so they are keeping the system that we are walking away from. By comparison, 50% of the American workforce is not offered any retirement plan by their employers. And of those who are offered a plan, roughly 25% do not choose to join. In other words, everything is voluntary, and that's one of the reasons our results are so perilous for most people.",
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                        "text": "The simple index fund solution has been adopted as a cornerstone of investment strategy for many of the nation's pension plans operated by our giant corporations and state and local governments. Indexing is also the predominant strategy for the largest of them all, the retirement plan for federal government employees, the Federal Thrift Savings Plan (TSP). The plan has been a remarkable success, and now holds some $173 billion of assets for the benefit of our public servants and members of armed services.",
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                        "text": "Working for company X and having a substantial portion of your retirement plan in company X is simply exposing yourself to too much risk, because the company is both your employer and the source of your retirement income. So if something goes wrong, you lose both your job and your retirement plan.",
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