--- title: "26 Pay Quotes By Suze Orman" description: "26 Pay quotes by Suze Orman. Plus more from Suze Orman and more Pay sayings from other authors." image: "https://sms4smile.com/quotes/i/9fd/suze-orman-1007_fees_it-pays-to-be-a-fee-fiend-2624940_2624940.png" --- > [It pays to be a fee fiend.](https://sms4smile.com/quotes/suze-orman/it-pays-to-be-a-fee-fiend/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/9fd/suze-orman-1007_fees_it-pays-to-be-a-fee-fiend-2624940_2624940.png) > [If you're going to live in the house make it your goal to just pay off your mortgage.](https://sms4smile.com/quotes/suze-orman/if-you-re-going-to-live-in-the-house-make-it-your-goal-to-just-pay/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/9e5/suze-orman-1007_goal_if-you-re-going-to-live-in-the-house-mak_344365.png) > [The world needs another vehicle to get people to pay in cash.](https://sms4smile.com/quotes/suze-orman/the-world-needs-another-vehicle-to-get-people-to-pay-in-cash/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/f7f/suze-orman-1007_cash_the-world-needs-another-vehicle-to-get-p_222240.png) > [Credit unions are often a better deal than banks and tend to pay higher yields on deposits.](https://sms4smile.com/quotes/suze-orman/credit-unions-are-often-a-better-deal-than-banks-and-tend-to-pay/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/efc/suze-orman-1007_banks_credit-unions-are-often-a-better-deal-th_1002401.png) > [The most important loan to pay is your student loan. It's more important than your mortgage, car and credit card payments. You…](https://sms4smile.com/quotes/suze-orman/the-most-important-loan-to-pay-is-your-student-loan-it-s-more/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/bd2/suze-orman-1007_car_the-most-important-loan-to-pay-is-your-s_3151933.png) > [I have always advocated doing everything possible to pay off credit card balances; it's good financial management and the ticket to a…](https://sms4smile.com/quotes/suze-orman/i-have-always-advocated-doing-everything-possible-to-pay-off-credit/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/2ac/suze-orman-1007_balance_i-have-always-advocated-doing-everything_255258.png) > [If the only way you can build an emergency fund is to pay the minimum due on your credit card, that is…](https://sms4smile.com/quotes/suze-orman/if-the-only-way-you-can-build-an-emergency-fund-is-to-pay-the-minimum/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/c08/suze-orman-1007_cards_if-the-only-way-you-can-build-an-emergen_1990104.png) > [Absolutely pay off your credit card debt, because a child can always get a loan to go to school, possibly a scholarship,…](https://sms4smile.com/quotes/suze-orman/absolutely-pay-off-your-credit-card-debt-because-a-child-can-always/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/a6f/suze-orman-1007_cards_absolutely-pay-off-your-credit-card-debt_1308196.png) > [If you pay off your mortgage before retirement, you take a huge financial load off your shoulders. You also become eligible to…](https://sms4smile.com/quotes/suze-orman/if-you-pay-off-your-mortgage-before-retirement-you-take-a-huge/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/540/suze-orman-1007_financial_if-you-pay-off-your-mortgage-before-reti_2584128.png) > [I get so frustrated when people tell me it's unrealistic to create an eight-month emergency savings fund, or have money saved for…](https://sms4smile.com/quotes/suze-orman/i-get-so-frustrated-when-people-tell-me-it-s-unrealistic-to-create-an/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/5eb/suze-orman-1007_balance_i-get-so-frustrated-when-people-tell-me_349799.jpg) > [You must trust yourself more than you trust others. Pay attention to your inner voice - it will tell you if how…](https://sms4smile.com/quotes/suze-orman/you-must-trust-yourself-more-than-you-trust-others-pay-attention-to/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/02e/suze-orman-1007_attention_you-must-trust-yourself-more-than-you-tr_2899936.png) > [Your goal should be to pay off your credit card bills in full at the end of each month and set aside…](https://sms4smile.com/quotes/suze-orman/your-goal-should-be-to-pay-off-your-credit-card-bills-in-full-at-the/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/a36/suze-orman-1007_bills_your-goal-should-be-to-pay-off-your-cred_12182.png) > [The new American dream is one of responsibility. What is the bottom-line number that you're going to be able to pay back…](https://sms4smile.com/quotes/suze-orman/the-new-american-dream-is-one-of-responsibility-what-is-the-bottom/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/f28/suze-orman-1007_able_the-new-american-dream-is-one-of-respons_149055.png) > [If your company matches your 401(k) contribution, then no matter what, contribute to your 401(k) first. You put in a dollar, they…](https://sms4smile.com/quotes/suze-orman/if-your-company-matches-your-401-k-contribution-then-no-matter-what/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/f74/suze-orman-1007_business_if-your-company-matches-your-401-k-contr_2764534.png) > [Remember that in most cases, student loan debt is not dischargeable in bankruptcy. So you continue to pay it off anyway. Those…](https://sms4smile.com/quotes/suze-orman/remember-that-in-most-cases-student-loan-debt-is-not-dischargeable-in/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/0b1/suze-orman-1007_bankruptcy_remember-that-in-most-cases-student-loan_2990088.png) > [If you have a 50 percent match and you get in trouble financially, you can either withdraw money as a loan, or…](https://sms4smile.com/quotes/suze-orman/if-you-have-a-50-percent-match-and-you-get-in-trouble-financially-you/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/6c3/suze-orman-1007_ifs_if-you-have-a-50-percent-match-and-you-g_517418.png) > [Yes, your kids should go to school. No, you shouldn't bankroll their degree whatever the cost. You've spent your life creating a…](https://sms4smile.com/quotes/suze-orman/yes-your-kids-should-go-to-school-no-you-shouldn-t-bankroll-their/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/463/suze-orman-1007_college_yes-your-kids-should-go-to-school-no-you_3017969.png) > [If you have credit card debt and credit card companies continue to close down the cards, what are you going to do?…](https://sms4smile.com/quotes/suze-orman/if-you-have-credit-card-debt-and-credit-card-companies-continue-to/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/baf/suze-orman-1007_cards_if-you-have-credit-card-debt-and-credit_3091541.png) > [If you're in poverty and all you have is a debit card or a prepaid card or you pay in cash, it…](https://sms4smile.com/quotes/suze-orman/if-you-re-in-poverty-and-all-you-have-is-a-debit-card-or-a-prepaid/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/355/suze-orman-1007_cards_if-you-re-in-poverty-and-all-you-have-is_2817373.png) > [Credit card companies are jacking up interest rates, lowering credit limits, and closing accounts - and people who have made timely payments…](https://sms4smile.com/quotes/suze-orman/credit-card-companies-are-jacking-up-interest-rates-lowering-credit/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/2aa/suze-orman-1007_accounts_credit-card-companies-are-jacking-up-int_1275459.png) > [If you do not have at least an eight-month emergency fund, and you think there's a probability you could loose your job…](https://sms4smile.com/quotes/suze-orman/if-you-do-not-have-at-least-an-eight-month-emergency-fund-and-you/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/a07/suze-orman-1007_accidents_if-you-do-not-have-at-least-an-eight-mon_2833460.png) > [You're thinking to yourself, 'How is it possible that I am going to pay back $150,000 in student loans? I'm never going…](https://sms4smile.com/quotes/suze-orman/you-re-thinking-to-yourself-how-is-it-possible-that-i-am-going-to-pay/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/a5d/suze-orman-1007_class_you-re-thinking-to-yourself-how-is-it-po_2511481.png) > [The advantage of online banking is that you can pay bills superfast, and your account is automatically credited or debited for each…](https://sms4smile.com/quotes/suze-orman/the-advantage-of-online-banking-is-that-you-can-pay-bills-superfast/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/67d/suze-orman-1007_accounts_the-advantage-of-online-banking-is-that_918825.png) > [Pay off your mortgage before retirement, and that's one less bill you'll have to worry about when you're on a fixed income.](https://sms4smile.com/quotes/suze-orman/pay-off-your-mortgage-before-retirement-and-that-s-one-less-bill-you/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/0fe/suze-orman-1007_about_pay-off-your-mortgage-before-retirement_1471422.png) > [Absolutely pay off credit card debt. If you're not getting a match in your 401(k) and you've got credit card debt, you've…](https://sms4smile.com/quotes/suze-orman/absolutely-pay-off-credit-card-debt-if-you-re-not-getting-a-match-in/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/7ca/suze-orman-1007_cards_absolutely-pay-off-credit-card-debt-if-y_1648221.jpg) > [But credit card debt is unsecured debt, which means if you get in trouble and cannot pay off your credit card, you…](https://sms4smile.com/quotes/suze-orman/but-credit-card-debt-is-unsecured-debt-which-means-if-you-get-in/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/7c4/suze-orman-1007_bankruptcy_but-credit-card-debt-is-unsecured-debt-w_546572.png) ## Other authors on Pay ## More by Suze Orman > [I've never believed unemployment numbers because the way that they calculate unemployment makes no sense whatsoever. It's not how many people are unemployed. It's…](https://sms4smile.com/quotes/suze-orman/i-ve-never-believed-unemployment-numbers-because-the-way-that-they/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Never invest emergency savings in the stock market.](https://sms4smile.com/quotes/suze-orman/never-invest-emergency-savings-in-the-stock-market/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Just because you can afford it doesn't mean you should buy it.](https://sms4smile.com/quotes/suze-orman/just-because-you-can-afford-it-doesn-t-mean-you-should-buy-it/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward…](https://sms4smile.com/quotes/suze-orman/your-goal-should-be-to-pay-off-your-credit-card-bills-in-full-at-the/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Consider a 15- or 20-year fixed-rate mortgage instead of a 30-year, if you can afford the monthly payments - they may not be as…](https://sms4smile.com/quotes/suze-orman/consider-a-15-or-20-year-fixed-rate-mortgage-instead-of-a-30-year-if/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Believing you are worthy of love means that you believe I deserve to be treated well - with respect and dignity. I deserve to…](https://sms4smile.com/quotes/suze-orman/believing-you-are-worthy-of-love-means-that-you-believe-i-deserve-to/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Women fake orgasms and men fake finances.](https://sms4smile.com/quotes/suze-orman/women-fake-orgasms-and-men-fake-finances/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [If you're not staying on top of your money, you are putting your financial well-being at risk.](https://sms4smile.com/quotes/suze-orman/if-you-re-not-staying-on-top-of-your-money-you-are-putting-your/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [When you understand that your self-worth is not determined by your net-worth, then you'll have financial freedom](https://sms4smile.com/quotes/suze-orman/when-you-understand-that-your-self-worth-is-not-determined-by-your/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [ I think Oprah's \[winfrey\] learned from me that it's OK to be harsh on people because in one's harshness you can see transformation happen… ](https://sms4smile.com/quotes/suze-orman/i-think-oprah-s-winfrey-learned-from-me-that-it-s-ok-to-be-harsh-on/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [No well-planned retirement should be without long term care insurance. It is the very cornerstone of retirement security.](https://sms4smile.com/quotes/suze-orman/no-well-planned-retirement-should-be-without-long-term-care-insurance/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [The chances of a bank going out of business are extremely slim, but it's always a good idea to spread around major sums so…](https://sms4smile.com/quotes/suze-orman/the-chances-of-a-bank-going-out-of-business-are-extremely-slim-but-it/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [True generosity is an offering; given freely and out of pure love. No strings attached. No expectations. Time and love are the most valuable…](https://sms4smile.com/quotes/suze-orman/true-generosity-is-an-offering-given-freely-and-out-of-pure-love-no/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Be as good to yourself as you are to those you love.](https://sms4smile.com/quotes/suze-orman/be-as-good-to-yourself-as-you-are-to-those-you-love/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [I'm a big advocate of a work-for-pay setup rather than an allowance that isn't attached to chores - it's a great way to impart…](https://sms4smile.com/quotes/suze-orman/i-m-a-big-advocate-of-a-work-for-pay-setup-rather-than-an-allowance/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "ItemList", "@id": "https://sms4smile.com/quotes/about/pay/suze-orman/#itemlist", "name": "26 Pay Quotes By Suze Orman", "numberOfItems": 26, "itemListElement": [ { "@type": "ListItem", "position": 1, "item": { "@type": "Quotation", "text": "It pays to be a fee fiend.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/it-pays-to-be-a-fee-fiend/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/9fd/suze-orman-1007_fees_it-pays-to-be-a-fee-fiend-2624940_2624940.png", "contentUrl": "https://sms4smile.com/quotes/i/9fd/suze-orman-1007_fees_it-pays-to-be-a-fee-fiend-2624940_2624940.png", "url": "https://sms4smile.com/quotes/i/9fd/suze-orman-1007_fees_it-pays-to-be-a-fee-fiend-2624940_2624940.png", "width": 1080, "height": 1080, "caption": "“It pays to be a fee fiend.” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 2, "item": { "@type": "Quotation", "text": "If you're going to live in the house make it your goal to just pay off your mortgage.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/if-you-re-going-to-live-in-the-house-make-it-your-goal-to-just-pay/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/9e5/suze-orman-1007_goal_if-you-re-going-to-live-in-the-house-mak_344365.png", "contentUrl": "https://sms4smile.com/quotes/i/9e5/suze-orman-1007_goal_if-you-re-going-to-live-in-the-house-mak_344365.png", "url": "https://sms4smile.com/quotes/i/9e5/suze-orman-1007_goal_if-you-re-going-to-live-in-the-house-mak_344365.png", "width": 1080, "height": 1080, "caption": "“If you're going to live in the house make it your goal to just pay off your mortgage.” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 3, "item": { "@type": "Quotation", "text": "The world needs another vehicle to get people to pay in cash.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/the-world-needs-another-vehicle-to-get-people-to-pay-in-cash/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/f7f/suze-orman-1007_cash_the-world-needs-another-vehicle-to-get-p_222240.png", "contentUrl": "https://sms4smile.com/quotes/i/f7f/suze-orman-1007_cash_the-world-needs-another-vehicle-to-get-p_222240.png", "url": "https://sms4smile.com/quotes/i/f7f/suze-orman-1007_cash_the-world-needs-another-vehicle-to-get-p_222240.png", "width": 1080, "height": 1080, "caption": "“The world needs another vehicle to get people to pay in cash.” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 4, "item": { "@type": "Quotation", "text": "Credit unions are often a better deal than banks and tend to pay higher yields on deposits.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/credit-unions-are-often-a-better-deal-than-banks-and-tend-to-pay/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/efc/suze-orman-1007_banks_credit-unions-are-often-a-better-deal-th_1002401.png", "contentUrl": "https://sms4smile.com/quotes/i/efc/suze-orman-1007_banks_credit-unions-are-often-a-better-deal-th_1002401.png", "url": "https://sms4smile.com/quotes/i/efc/suze-orman-1007_banks_credit-unions-are-often-a-better-deal-th_1002401.png", "width": 1080, "height": 1080, "caption": "“Credit unions are often a better deal than banks and tend to pay higher yields on deposits.” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 5, "item": { "@type": "Quotation", "text": "The most important loan to pay is your student loan. It's more important than your mortgage, car and credit card payments. You cannot discharge student loan debt in the majority of cases.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/the-most-important-loan-to-pay-is-your-student-loan-it-s-more/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/bd2/suze-orman-1007_car_the-most-important-loan-to-pay-is-your-s_3151933.png", "contentUrl": "https://sms4smile.com/quotes/i/bd2/suze-orman-1007_car_the-most-important-loan-to-pay-is-your-s_3151933.png", "url": "https://sms4smile.com/quotes/i/bd2/suze-orman-1007_car_the-most-important-loan-to-pay-is-your-s_3151933.png", "width": 1080, "height": 1080, "caption": "“The most important loan to pay is your student loan. 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Get rid of your credit card debt.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/if-you-have-credit-card-debt-and-credit-card-companies-continue-to/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/baf/suze-orman-1007_cards_if-you-have-credit-card-debt-and-credit_3091541.png", "contentUrl": "https://sms4smile.com/quotes/i/baf/suze-orman-1007_cards_if-you-have-credit-card-debt-and-credit_3091541.png", "url": "https://sms4smile.com/quotes/i/baf/suze-orman-1007_cards_if-you-have-credit-card-debt-and-credit_3091541.png", "width": 1080, "height": 1080, "caption": "“If you have credit card debt and credit card companies continue to close down the cards, what are you going…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 19, "item": { "@type": "Quotation", "text": "If you're in poverty and all you have is a debit card or a prepaid card or you pay in cash, it does not report to a credit bureau. If it doesn't report to a credit bureau, it cannot create a credit score for yourself.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/if-you-re-in-poverty-and-all-you-have-is-a-debit-card-or-a-prepaid/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/355/suze-orman-1007_cards_if-you-re-in-poverty-and-all-you-have-is_2817373.png", "contentUrl": "https://sms4smile.com/quotes/i/355/suze-orman-1007_cards_if-you-re-in-poverty-and-all-you-have-is_2817373.png", "url": "https://sms4smile.com/quotes/i/355/suze-orman-1007_cards_if-you-re-in-poverty-and-all-you-have-is_2817373.png", "width": 1080, "height": 1080, "caption": "“If you're in poverty and all you have is a debit card or a prepaid card or you pay in cash, it does not…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 20, "item": { "@type": "Quotation", "text": "Credit card companies are jacking up interest rates, lowering credit limits, and closing accounts - and people who have made timely payments are not exempt. So even if you pay off your balance - and that's tough when interest rates are insanely high - there's a good chance your credit limit will be slashed, and that will hurt your FICO score.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/credit-card-companies-are-jacking-up-interest-rates-lowering-credit/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/2aa/suze-orman-1007_accounts_credit-card-companies-are-jacking-up-int_1275459.png", "contentUrl": "https://sms4smile.com/quotes/i/2aa/suze-orman-1007_accounts_credit-card-companies-are-jacking-up-int_1275459.png", "url": "https://sms4smile.com/quotes/i/2aa/suze-orman-1007_accounts_credit-card-companies-are-jacking-up-int_1275459.png", "width": 1080, "height": 1080, "caption": "“Credit card companies are jacking up interest rates, lowering credit limits, and closing accounts - and…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 21, "item": { "@type": "Quotation", "text": "If you do not have at least an eight-month emergency fund, and you think there's a probability you could loose your job - and it's not just losing your job; you could be in a car accident, get sick - continue to pay the minimum on your credit card every month. Everything beyond that needs to go to establish an emergency fund. And if you have an emergency fund saved, then fund your retirement account before paying down credit card debt.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/if-you-do-not-have-at-least-an-eight-month-emergency-fund-and-you/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/a07/suze-orman-1007_accidents_if-you-do-not-have-at-least-an-eight-mon_2833460.png", "contentUrl": "https://sms4smile.com/quotes/i/a07/suze-orman-1007_accidents_if-you-do-not-have-at-least-an-eight-mon_2833460.png", "url": "https://sms4smile.com/quotes/i/a07/suze-orman-1007_accidents_if-you-do-not-have-at-least-an-eight-mon_2833460.png", "width": 1080, "height": 1080, "caption": "“If you do not have at least an eight-month emergency fund, and you think there's a probability you could…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 22, "item": { "@type": "Quotation", "text": "You're thinking to yourself, 'How is it possible that I am going to pay back $150,000 in student loans? I'm never going to pay that back. What am I going to do?' Listen to me and listen to me good, class of 2013. I want you to think back to all of these things you said to yourself, 'I can't do that. I can't palpate a cow. And what's worse, palpating a cow or taking semen from a horse?' But you did it, didn't you?", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/you-re-thinking-to-yourself-how-is-it-possible-that-i-am-going-to-pay/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/a5d/suze-orman-1007_class_you-re-thinking-to-yourself-how-is-it-po_2511481.png", "contentUrl": "https://sms4smile.com/quotes/i/a5d/suze-orman-1007_class_you-re-thinking-to-yourself-how-is-it-po_2511481.png", "url": "https://sms4smile.com/quotes/i/a5d/suze-orman-1007_class_you-re-thinking-to-yourself-how-is-it-po_2511481.png", "width": 1080, "height": 1080, "caption": "“You're thinking to yourself, 'How is it possible that I am going to pay back $150,000 in student loans? I'm…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 23, "item": { "@type": "Quotation", "text": "The advantage of online banking is that you can pay bills superfast, and your account is automatically credited or debited for each deposit and payment, making it easier to stay on track.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/the-advantage-of-online-banking-is-that-you-can-pay-bills-superfast/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/67d/suze-orman-1007_accounts_the-advantage-of-online-banking-is-that_918825.png", "contentUrl": "https://sms4smile.com/quotes/i/67d/suze-orman-1007_accounts_the-advantage-of-online-banking-is-that_918825.png", "url": "https://sms4smile.com/quotes/i/67d/suze-orman-1007_accounts_the-advantage-of-online-banking-is-that_918825.png", "width": 1080, "height": 1080, "caption": "“The advantage of online banking is that you can pay bills superfast, and your account is automatically…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 24, "item": { "@type": "Quotation", "text": "Pay off your mortgage before retirement, and that's one less bill you'll have to worry about when you're on a fixed income.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/pay-off-your-mortgage-before-retirement-and-that-s-one-less-bill-you/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/0fe/suze-orman-1007_about_pay-off-your-mortgage-before-retirement_1471422.png", "contentUrl": "https://sms4smile.com/quotes/i/0fe/suze-orman-1007_about_pay-off-your-mortgage-before-retirement_1471422.png", "url": "https://sms4smile.com/quotes/i/0fe/suze-orman-1007_about_pay-off-your-mortgage-before-retirement_1471422.png", "width": 1080, "height": 1080, "caption": "“Pay off your mortgage before retirement, and that's one less bill you'll have to worry about when you're on…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 25, "item": { "@type": "Quotation", "text": "Absolutely pay off credit card debt. If you're not getting a match in your 401(k) and you've got credit card debt, you've got to get yourself out of credit card debt. When you get out of credit card debt, your credit score goes up and interest starts to go down.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/absolutely-pay-off-credit-card-debt-if-you-re-not-getting-a-match-in/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/7ca/suze-orman-1007_cards_absolutely-pay-off-credit-card-debt-if-y_1648221.jpg", "contentUrl": "https://sms4smile.com/quotes/i/7ca/suze-orman-1007_cards_absolutely-pay-off-credit-card-debt-if-y_1648221.jpg", "url": "https://sms4smile.com/quotes/i/7ca/suze-orman-1007_cards_absolutely-pay-off-credit-card-debt-if-y_1648221.jpg", "width": 1080, "height": 1080, "caption": "“Absolutely pay off credit card debt. 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