--- title: "29 Needs Quotes By Suze Orman" description: "29 Needs quotes by Suze Orman. Plus more from Suze Orman and more Needs sayings from other authors." image: "https://sms4smile.com/quotes/i/3c4/suze-orman-1007_buying_stop-buying-things-you-don-t-need-to-imp_2563994.png" --- > [Stop buying things you don't need, to impress people you don't even like.](https://sms4smile.com/quotes/suze-orman/stop-buying-things-you-don-t-need-to-impress-people-you-don-t-even/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/3c4/suze-orman-1007_buying_stop-buying-things-you-don-t-need-to-imp_2563994.png) > [Live below your means but within your needs.](https://sms4smile.com/quotes/suze-orman/live-below-your-means-but-within-your-needs/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/be7/suze-orman-1007_inspirational_live-below-your-means-but-within-your-ne_1777676.png) > [The world does not need another credit card.](https://sms4smile.com/quotes/suze-orman/the-world-does-not-need-another-credit-card/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/09e/suze-orman-1007_card_the-world-does-not-need-another-credit-c_2899416.png) > [Financial advice needs to change according to what is happening in the economy.](https://sms4smile.com/quotes/suze-orman/financial-advice-needs-to-change-according-to-what-is-happening-in/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/21b/suze-orman-1007_according_financial-advice-needs-to-change-accordi_1775742.png) > [Never, ever invest money that you will need prior to three to five years - minimum.](https://sms4smile.com/quotes/suze-orman/never-ever-invest-money-that-you-will-need-prior-to-three-to-five/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/465/suze-orman-1007_five_never-ever-invest-money-that-you-will-ne_2085832.png) > [The world needs another vehicle to get people to pay in cash.](https://sms4smile.com/quotes/suze-orman/the-world-needs-another-vehicle-to-get-people-to-pay-in-cash/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/f7f/suze-orman-1007_cash_the-world-needs-another-vehicle-to-get-p_222240.png) > [Bad debt is sacrificing your future day needs for your present day desires.](https://sms4smile.com/quotes/suze-orman/bad-debt-is-sacrificing-your-future-day-needs-for-your-present-day/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/a91/suze-orman-1007_debt_bad-debt-is-sacrificing-your-future-day_1447116.png) > [We need to give people more of an incentive to work, to save, to invest, to create a true future for themselves.](https://sms4smile.com/quotes/suze-orman/we-need-to-give-people-more-of-an-incentive-to-work-to-save-to-invest/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/1ac/suze-orman-1007_giving_we-need-to-give-people-more-of-an-incent_1153445.jpg) > [Like your home's closets, your financial clutter needs an overhaul every now and again, and the payoff will go far beyond the…](https://sms4smile.com/quotes/suze-orman/like-your-home-s-closets-your-financial-clutter-needs-an-overhaul/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/787/suze-orman-1007_closets_like-your-home-s-closets-your-financial_195143.png) > [If a child, a spouse, a life partner, or a parent depends on you and your income, you need life insurance.](https://sms4smile.com/quotes/suze-orman/if-a-child-a-spouse-a-life-partner-or-a-parent-depends-on-you-and/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/a1f/suze-orman-1007_children_if-a-child-a-spouse-a-life-partner-or-a_624486.png) > [If the only way you can build an emergency fund is to pay the minimum due on your credit card, that is…](https://sms4smile.com/quotes/suze-orman/if-the-only-way-you-can-build-an-emergency-fund-is-to-pay-the-minimum/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/c08/suze-orman-1007_cards_if-the-only-way-you-can-build-an-emergen_1990104.png) > [The less money you owe, the less income you'll need and the less you'll have to save for tomorrow.](https://sms4smile.com/quotes/suze-orman/the-less-money-you-owe-the-less-income-you-ll-need-and-the-less-you/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/488/suze-orman-1007_income_the-less-money-you-owe-the-less-income-y_1700968.png) > [If there is anyone dependent on your income - parents, children, relatives - you need life insurance.](https://sms4smile.com/quotes/suze-orman/if-there-is-anyone-dependent-on-your-income-parents-children/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/399/suze-orman-1007_children_if-there-is-anyone-dependent-on-your-inc_592881.png) > [Women are fighters. They will fight and fight and fight to get what they need, especially if they have children.](https://sms4smile.com/quotes/suze-orman/women-are-fighters-they-will-fight-and-fight-and-fight-to-get-what/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/6d2/suze-orman-1007_children_women-are-fighters-they-will-fight-and-f_2931351.png) > [What women need to understand is that you cannot save a child if you can't save yourself.](https://sms4smile.com/quotes/suze-orman/what-women-need-to-understand-is-that-you-cannot-save-a-child-if-you/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/353/suze-orman-1007_children_what-women-need-to-understand-is-that-yo_200425.png) > [Even if you were to fall into extreme financial hardship and file for bankruptcy, you need to understand that your student loan…](https://sms4smile.com/quotes/suze-orman/even-if-you-were-to-fall-into-extreme-financial-hardship-and-file-for/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/72c/suze-orman-1007_bankruptcy_even-if-you-were-to-fall-into-extreme-fi_1257435.jpg) > [If you are worried about job security and do not have an adequate emergency fund (ideally eight months' worth of living expenses…](https://sms4smile.com/quotes/suze-orman/if-you-are-worried-about-job-security-and-do-not-have-an-adequate/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/72d/suze-orman-1007_adequate_if-you-are-worried-about-job-security-an_365227.jpg) > [You'd better have faith that everything happens for the best. Nothing happens in your life that isn't something that you are meant…](https://sms4smile.com/quotes/suze-orman/you-d-better-have-faith-that-everything-happens-for-the-best-nothing/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/2c2/suze-orman-1007_faith_you-d-better-have-faith-that-everything_2001184.png) > [For all your long-term investments, such as retirement accounts that you won't touch for at least ten years, you need a mix…](https://sms4smile.com/quotes/suze-orman/for-all-your-long-term-investments-such-as-retirement-accounts-that/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/7be/suze-orman-1007_accounts_for-all-your-long-term-investments-such_709820.png) > [The prenup needs to be drawn up months before the wedding, not days - it's not something you slap together and sign…](https://sms4smile.com/quotes/suze-orman/the-prenup-needs-to-be-drawn-up-months-before-the-wedding-not-days-it/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/7e3/suze-orman-1007_before_the-prenup-needs-to-be-drawn-up-months-b_1846685.jpg) > [Women need to turn their attention from saving their spouse, their mothers, their this, their that, their kids, to putting that financial…](https://sms4smile.com/quotes/suze-orman/women-need-to-turn-their-attention-from-saving-their-spouse-their/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/512/suze-orman-1007_attention_women-need-to-turn-their-attention-from_606089.jpg) > [“No matter who you are and what you have in this life, every single one of you needs the following three documents:…](https://sms4smile.com/quotes/suze-orman/no-matter-who-you-are-and-what-you-have-in-this-life-every-single-one/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/ddf/suze-orman-1007_documents_no-matter-who-you-are-and-what-you-have_679127.png) > [I love, love, love that you want to use your debit card. But to keep your credit score solid, you still need…](https://sms4smile.com/quotes/suze-orman/i-love-love-love-that-you-want-to-use-your-debit-card-but-to-keep/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/26d/suze-orman-1007_cards_i-love-love-love-that-you-want-to-use-yo_418262.png) > [I have come to think that money is very much like a person, and it will respond when you treat it as…](https://sms4smile.com/quotes/suze-orman/i-have-come-to-think-that-money-is-very-much-like-a-person-and-it/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/b75/suze-orman-1007_care_i-have-come-to-think-that-money-is-very_2519025.png) > [If you do not have at least an eight-month emergency fund, and you think there's a probability you could loose your job…](https://sms4smile.com/quotes/suze-orman/if-you-do-not-have-at-least-an-eight-month-emergency-fund-and-you/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/a07/suze-orman-1007_accidents_if-you-do-not-have-at-least-an-eight-mon_2833460.png) > [I look around and there are needs that people have. Places have needs. These times have needs, and I have the education…](https://sms4smile.com/quotes/suze-orman/i-look-around-and-there-are-needs-that-people-have-places-have-needs/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/c21/suze-orman-1007_ability_i-look-around-and-there-are-needs-that-p_902283.jpg) > [One has to ask what is the goal of life? What is the goal of life? My interpretation of it for myself,…](https://sms4smile.com/quotes/suze-orman/one-has-to-ask-what-is-the-goal-of-life-what-is-the-goal-of-life-my/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/fe6/suze-orman-1007_asks_one-has-to-ask-what-is-the-goal-of-life_1272671.jpg) > [I don't care how far we've come with "women's liberation," with all these things. In a man's mind, he still needs to…](https://sms4smile.com/quotes/suze-orman/i-don-t-care-how-far-we-ve-come-with-women-s-liberation-with-all/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/611/suze-orman-1007_care_i-don-t-care-how-far-we-ve-come-with-wom_1053610.png) > [After you marry, every asset either of you acquires is jointly held. That's why you both need to be in sync on…](https://sms4smile.com/quotes/suze-orman/after-you-marry-every-asset-either-of-you-acquires-is-jointly-held/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/bfd/suze-orman-1007_acquire_after-you-marry-every-asset-either-of-yo_1634314.png) ## Other authors on Needs ## More by Suze Orman > [I've never believed unemployment numbers because the way that they calculate unemployment makes no sense whatsoever. It's not how many people are unemployed. It's…](https://sms4smile.com/quotes/suze-orman/i-ve-never-believed-unemployment-numbers-because-the-way-that-they/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Never invest emergency savings in the stock market.](https://sms4smile.com/quotes/suze-orman/never-invest-emergency-savings-in-the-stock-market/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Just because you can afford it doesn't mean you should buy it.](https://sms4smile.com/quotes/suze-orman/just-because-you-can-afford-it-doesn-t-mean-you-should-buy-it/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward…](https://sms4smile.com/quotes/suze-orman/your-goal-should-be-to-pay-off-your-credit-card-bills-in-full-at-the/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Consider a 15- or 20-year fixed-rate mortgage instead of a 30-year, if you can afford the monthly payments - they may not be as…](https://sms4smile.com/quotes/suze-orman/consider-a-15-or-20-year-fixed-rate-mortgage-instead-of-a-30-year-if/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Believing you are worthy of love means that you believe I deserve to be treated well - with respect and dignity. I deserve to…](https://sms4smile.com/quotes/suze-orman/believing-you-are-worthy-of-love-means-that-you-believe-i-deserve-to/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Women fake orgasms and men fake finances.](https://sms4smile.com/quotes/suze-orman/women-fake-orgasms-and-men-fake-finances/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [If you're not staying on top of your money, you are putting your financial well-being at risk.](https://sms4smile.com/quotes/suze-orman/if-you-re-not-staying-on-top-of-your-money-you-are-putting-your/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [When you understand that your self-worth is not determined by your net-worth, then you'll have financial freedom](https://sms4smile.com/quotes/suze-orman/when-you-understand-that-your-self-worth-is-not-determined-by-your/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [ I think Oprah's \[winfrey\] learned from me that it's OK to be harsh on people because in one's harshness you can see transformation happen… ](https://sms4smile.com/quotes/suze-orman/i-think-oprah-s-winfrey-learned-from-me-that-it-s-ok-to-be-harsh-on/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [No well-planned retirement should be without long term care insurance. It is the very cornerstone of retirement security.](https://sms4smile.com/quotes/suze-orman/no-well-planned-retirement-should-be-without-long-term-care-insurance/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [The chances of a bank going out of business are extremely slim, but it's always a good idea to spread around major sums so…](https://sms4smile.com/quotes/suze-orman/the-chances-of-a-bank-going-out-of-business-are-extremely-slim-but-it/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [True generosity is an offering; given freely and out of pure love. No strings attached. No expectations. Time and love are the most valuable…](https://sms4smile.com/quotes/suze-orman/true-generosity-is-an-offering-given-freely-and-out-of-pure-love-no/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Be as good to yourself as you are to those you love.](https://sms4smile.com/quotes/suze-orman/be-as-good-to-yourself-as-you-are-to-those-you-love/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [I'm a big advocate of a work-for-pay setup rather than an allowance that isn't attached to chores - it's a great way to impart…](https://sms4smile.com/quotes/suze-orman/i-m-a-big-advocate-of-a-work-for-pay-setup-rather-than-an-allowance/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "ItemList", "@id": "https://sms4smile.com/quotes/about/needs/suze-orman/#itemlist", "name": "29 Needs Quotes By Suze Orman", "numberOfItems": 29, "itemListElement": [ { "@type": "ListItem", "position": 1, 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"https://sms4smile.com/quotes/suze-orman/the-world-needs-another-vehicle-to-get-people-to-pay-in-cash/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/f7f/suze-orman-1007_cash_the-world-needs-another-vehicle-to-get-p_222240.png", "contentUrl": "https://sms4smile.com/quotes/i/f7f/suze-orman-1007_cash_the-world-needs-another-vehicle-to-get-p_222240.png", "url": "https://sms4smile.com/quotes/i/f7f/suze-orman-1007_cash_the-world-needs-another-vehicle-to-get-p_222240.png", "width": 1080, "height": 1080, "caption": "“The world needs another vehicle to get people to pay in cash.” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 7, "item": { "@type": "Quotation", "text": "Bad debt is sacrificing your future day needs for your present day desires.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/bad-debt-is-sacrificing-your-future-day-needs-for-your-present-day/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/a91/suze-orman-1007_debt_bad-debt-is-sacrificing-your-future-day_1447116.png", "contentUrl": "https://sms4smile.com/quotes/i/a91/suze-orman-1007_debt_bad-debt-is-sacrificing-your-future-day_1447116.png", "url": "https://sms4smile.com/quotes/i/a91/suze-orman-1007_debt_bad-debt-is-sacrificing-your-future-day_1447116.png", "width": 1080, "height": 1080, "caption": "“Bad debt is sacrificing your future day needs for your present day desires.” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 8, "item": { "@type": "Quotation", "text": "We need to give people more of an incentive to work, to save, to invest, to create a true future for themselves.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/we-need-to-give-people-more-of-an-incentive-to-work-to-save-to-invest/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/1ac/suze-orman-1007_giving_we-need-to-give-people-more-of-an-incent_1153445.jpg", "contentUrl": "https://sms4smile.com/quotes/i/1ac/suze-orman-1007_giving_we-need-to-give-people-more-of-an-incent_1153445.jpg", "url": "https://sms4smile.com/quotes/i/1ac/suze-orman-1007_giving_we-need-to-give-people-more-of-an-incent_1153445.jpg", "width": 1080, "height": 1080, "caption": "“We need to give people more of an incentive to work, to save, to invest, to create a true future for…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 9, "item": { "@type": "Quotation", "text": "Like your home's closets, your financial clutter needs an overhaul every now and again, and the payoff will go far beyond the psychic satisfaction of neatening up.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/like-your-home-s-closets-your-financial-clutter-needs-an-overhaul/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/787/suze-orman-1007_closets_like-your-home-s-closets-your-financial_195143.png", "contentUrl": "https://sms4smile.com/quotes/i/787/suze-orman-1007_closets_like-your-home-s-closets-your-financial_195143.png", "url": "https://sms4smile.com/quotes/i/787/suze-orman-1007_closets_like-your-home-s-closets-your-financial_195143.png", "width": 1080, "height": 1080, "caption": "“Like your home's closets, your financial clutter needs an overhaul every now and again, and the payoff will…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 10, "item": { "@type": "Quotation", "text": "If a child, a spouse, a life partner, or a parent depends on you and your income, you need life insurance.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/if-a-child-a-spouse-a-life-partner-or-a-parent-depends-on-you-and/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/a1f/suze-orman-1007_children_if-a-child-a-spouse-a-life-partner-or-a_624486.png", "contentUrl": "https://sms4smile.com/quotes/i/a1f/suze-orman-1007_children_if-a-child-a-spouse-a-life-partner-or-a_624486.png", "url": "https://sms4smile.com/quotes/i/a1f/suze-orman-1007_children_if-a-child-a-spouse-a-life-partner-or-a_624486.png", "width": 1080, "height": 1080, "caption": "“If a child, a spouse, a life partner, or a parent depends on you and your income, you need life insurance.” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 11, "item": { "@type": "Quotation", "text": "If the only way you can build an emergency fund is to pay the minimum due on your credit card, that is what you need to do.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/if-the-only-way-you-can-build-an-emergency-fund-is-to-pay-the-minimum/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/c08/suze-orman-1007_cards_if-the-only-way-you-can-build-an-emergen_1990104.png", "contentUrl": "https://sms4smile.com/quotes/i/c08/suze-orman-1007_cards_if-the-only-way-you-can-build-an-emergen_1990104.png", "url": "https://sms4smile.com/quotes/i/c08/suze-orman-1007_cards_if-the-only-way-you-can-build-an-emergen_1990104.png", "width": 1080, "height": 1080, "caption": "“If the only way you can build an emergency fund is to pay the minimum due on your credit card, that is what…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 12, "item": { "@type": "Quotation", "text": "The less money you owe, the less income you'll need and the less you'll have to save for tomorrow.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/the-less-money-you-owe-the-less-income-you-ll-need-and-the-less-you/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/488/suze-orman-1007_income_the-less-money-you-owe-the-less-income-y_1700968.png", "contentUrl": "https://sms4smile.com/quotes/i/488/suze-orman-1007_income_the-less-money-you-owe-the-less-income-y_1700968.png", "url": "https://sms4smile.com/quotes/i/488/suze-orman-1007_income_the-less-money-you-owe-the-less-income-y_1700968.png", "width": 1080, "height": 1080, "caption": "“The less money you owe, the less income you'll need and the less you'll have to save for tomorrow.” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 13, "item": { "@type": "Quotation", "text": "If there is anyone dependent on your income - parents, children, relatives - you need life insurance.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/if-there-is-anyone-dependent-on-your-income-parents-children/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/399/suze-orman-1007_children_if-there-is-anyone-dependent-on-your-inc_592881.png", "contentUrl": "https://sms4smile.com/quotes/i/399/suze-orman-1007_children_if-there-is-anyone-dependent-on-your-inc_592881.png", "url": "https://sms4smile.com/quotes/i/399/suze-orman-1007_children_if-there-is-anyone-dependent-on-your-inc_592881.png", "width": 1080, "height": 1080, "caption": "“If there is anyone dependent on your income - parents, children, relatives - you need life insurance.” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 14, "item": { "@type": "Quotation", "text": "Women are fighters. They will fight and fight and fight to get what they need, especially if they have children.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/women-are-fighters-they-will-fight-and-fight-and-fight-to-get-what/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/6d2/suze-orman-1007_children_women-are-fighters-they-will-fight-and-f_2931351.png", "contentUrl": "https://sms4smile.com/quotes/i/6d2/suze-orman-1007_children_women-are-fighters-they-will-fight-and-f_2931351.png", "url": "https://sms4smile.com/quotes/i/6d2/suze-orman-1007_children_women-are-fighters-they-will-fight-and-f_2931351.png", "width": 1080, "height": 1080, "caption": "“Women are fighters. 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It is the Velcro of all debts.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/even-if-you-were-to-fall-into-extreme-financial-hardship-and-file-for/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/72c/suze-orman-1007_bankruptcy_even-if-you-were-to-fall-into-extreme-fi_1257435.jpg", "contentUrl": "https://sms4smile.com/quotes/i/72c/suze-orman-1007_bankruptcy_even-if-you-were-to-fall-into-extreme-fi_1257435.jpg", "url": "https://sms4smile.com/quotes/i/72c/suze-orman-1007_bankruptcy_even-if-you-were-to-fall-into-extreme-fi_1257435.jpg", "width": 1080, "height": 1080, "caption": "“Even if you were to fall into extreme financial hardship and file for bankruptcy, you need to understand…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 17, "item": { "@type": "Quotation", "text": "If you are worried about job security and do not have an adequate emergency fund (ideally eight months' worth of living expenses stashed away in a federally insured bank or credit union), you need to focus more on saving money than paying down the balance on your credit cards.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/if-you-are-worried-about-job-security-and-do-not-have-an-adequate/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/72d/suze-orman-1007_adequate_if-you-are-worried-about-job-security-an_365227.jpg", "contentUrl": "https://sms4smile.com/quotes/i/72d/suze-orman-1007_adequate_if-you-are-worried-about-job-security-an_365227.jpg", "url": "https://sms4smile.com/quotes/i/72d/suze-orman-1007_adequate_if-you-are-worried-about-job-security-an_365227.jpg", "width": 1080, "height": 1080, "caption": "“If you are worried about job security and do not have an adequate emergency fund (ideally eight months'…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 18, "item": { "@type": "Quotation", "text": "You'd better have faith that everything happens for the best. Nothing happens in your life that isn't something that you are meant to learn to get you where you need to go so you can become who you are meant to be. And that meant-to-be might be someone you don't even know exists at this moment in time.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/you-d-better-have-faith-that-everything-happens-for-the-best-nothing/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/2c2/suze-orman-1007_faith_you-d-better-have-faith-that-everything_2001184.png", "contentUrl": "https://sms4smile.com/quotes/i/2c2/suze-orman-1007_faith_you-d-better-have-faith-that-everything_2001184.png", "url": "https://sms4smile.com/quotes/i/2c2/suze-orman-1007_faith_you-d-better-have-faith-that-everything_2001184.png", "width": 1080, "height": 1080, "caption": "“You'd better have faith that everything happens for the best. Nothing happens in your life that isn't…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 19, "item": { "@type": "Quotation", "text": "For all your long-term investments, such as retirement accounts that you won't touch for at least ten years, you need a mix of stocks and bonds. Stocks offer the best shot at inflation-beating gains. But stocks don't always go up. That's where bonds come into play: They have less upside potential, but they also do not pack the same risk.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/for-all-your-long-term-investments-such-as-retirement-accounts-that/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/7be/suze-orman-1007_accounts_for-all-your-long-term-investments-such_709820.png", "contentUrl": "https://sms4smile.com/quotes/i/7be/suze-orman-1007_accounts_for-all-your-long-term-investments-such_709820.png", "url": "https://sms4smile.com/quotes/i/7be/suze-orman-1007_accounts_for-all-your-long-term-investments-such_709820.png", "width": 1080, "height": 1080, "caption": "“For all your long-term investments, such as retirement accounts that you won't touch for at least ten years…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 20, "item": { "@type": "Quotation", "text": "The prenup needs to be drawn up months before the wedding, not days - it's not something you slap together and sign in the car on the way to the ceremony. A shotgun prenup might not hold up in court.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/the-prenup-needs-to-be-drawn-up-months-before-the-wedding-not-days-it/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/7e3/suze-orman-1007_before_the-prenup-needs-to-be-drawn-up-months-b_1846685.jpg", "contentUrl": "https://sms4smile.com/quotes/i/7e3/suze-orman-1007_before_the-prenup-needs-to-be-drawn-up-months-b_1846685.jpg", "url": "https://sms4smile.com/quotes/i/7e3/suze-orman-1007_before_the-prenup-needs-to-be-drawn-up-months-b_1846685.jpg", "width": 1080, "height": 1080, "caption": "“The prenup needs to be drawn up months before the wedding, not days - it's not something you slap together…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 21, "item": { "@type": "Quotation", "text": "Women need to turn their attention from saving their spouse, their mothers, their this, their that, their kids, to putting that financial oxygen mask on their face first. When they're solid, they can pick up the whole world.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/women-need-to-turn-their-attention-from-saving-their-spouse-their/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/512/suze-orman-1007_attention_women-need-to-turn-their-attention-from_606089.jpg", "contentUrl": "https://sms4smile.com/quotes/i/512/suze-orman-1007_attention_women-need-to-turn-their-attention-from_606089.jpg", "url": "https://sms4smile.com/quotes/i/512/suze-orman-1007_attention_women-need-to-turn-their-attention-from_606089.jpg", "width": 1080, "height": 1080, "caption": "“Women need to turn their attention from saving their spouse, their mothers, their this, their that, their…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 22, "item": { "@type": "Quotation", "text": "“No matter who you are and what you have in this life, every single one of you needs the following three documents: A will A revocable living trust with an incapacity clause An advance directive and durable power of attorney for health care”", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/no-matter-who-you-are-and-what-you-have-in-this-life-every-single-one/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/ddf/suze-orman-1007_documents_no-matter-who-you-are-and-what-you-have_679127.png", "contentUrl": "https://sms4smile.com/quotes/i/ddf/suze-orman-1007_documents_no-matter-who-you-are-and-what-you-have_679127.png", "url": "https://sms4smile.com/quotes/i/ddf/suze-orman-1007_documents_no-matter-who-you-are-and-what-you-have_679127.png", "width": 1080, "height": 1080, "caption": "“No matter who you are and what you have in this life, every single one of you needs the following three…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 23, "item": { "@type": "Quotation", "text": "I love, love, love that you want to use your debit card. But to keep your credit score solid, you still need to keep a few credit cards and use them at least once every few months.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/i-love-love-love-that-you-want-to-use-your-debit-card-but-to-keep/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/26d/suze-orman-1007_cards_i-love-love-love-that-you-want-to-use-yo_418262.png", "contentUrl": "https://sms4smile.com/quotes/i/26d/suze-orman-1007_cards_i-love-love-love-that-you-want-to-use-yo_418262.png", "url": "https://sms4smile.com/quotes/i/26d/suze-orman-1007_cards_i-love-love-love-that-you-want-to-use-yo_418262.png", "width": 1080, "height": 1080, "caption": "“I love, love, love that you want to use your debit card. But to keep your credit score solid, you still need…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 24, "item": { "@type": "Quotation", "text": "I have come to think that money is very much like a person, and it will respond when you treat it as you would a cherished friend - never fearing it, pushing it away, pretending it doesn't exist, or turning away from its needs, never clutching it so hard that it hurts. ... if you tend it like the living entity it is, then it will flourish, grow, take care of you for as long as you need it.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/i-have-come-to-think-that-money-is-very-much-like-a-person-and-it/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/b75/suze-orman-1007_care_i-have-come-to-think-that-money-is-very_2519025.png", "contentUrl": "https://sms4smile.com/quotes/i/b75/suze-orman-1007_care_i-have-come-to-think-that-money-is-very_2519025.png", "url": "https://sms4smile.com/quotes/i/b75/suze-orman-1007_care_i-have-come-to-think-that-money-is-very_2519025.png", "width": 1080, "height": 1080, "caption": "“I have come to think that money is very much like a person, and it will respond when you treat it as you…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 25, "item": { "@type": "Quotation", "text": "If you do not have at least an eight-month emergency fund, and you think there's a probability you could loose your job - and it's not just losing your job; you could be in a car accident, get sick - continue to pay the minimum on your credit card every month. Everything beyond that needs to go to establish an emergency fund. 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Places have needs. These times have needs, and I have the education and the ability to communicate with it and help to solve those needs.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/i-look-around-and-there-are-needs-that-people-have-places-have-needs/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/c21/suze-orman-1007_ability_i-look-around-and-there-are-needs-that-p_902283.jpg", "contentUrl": "https://sms4smile.com/quotes/i/c21/suze-orman-1007_ability_i-look-around-and-there-are-needs-that-p_902283.jpg", "url": "https://sms4smile.com/quotes/i/c21/suze-orman-1007_ability_i-look-around-and-there-are-needs-that-p_902283.jpg", "width": 1080, "height": 1080, "caption": "“I look around and there are needs that people have. Places have needs. 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He needs to hold up the world.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/i-don-t-care-how-far-we-ve-come-with-women-s-liberation-with-all/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/611/suze-orman-1007_care_i-don-t-care-how-far-we-ve-come-with-wom_1053610.png", "contentUrl": "https://sms4smile.com/quotes/i/611/suze-orman-1007_care_i-don-t-care-how-far-we-ve-come-with-wom_1053610.png", "url": "https://sms4smile.com/quotes/i/611/suze-orman-1007_care_i-don-t-care-how-far-we-ve-come-with-wom_1053610.png", "width": 1080, "height": 1080, "caption": "“I don't care how far we've come with \"women's liberation,\" with all these things. 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If you don't, you can end up deeply frustrated and financially spent.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/after-you-marry-every-asset-either-of-you-acquires-is-jointly-held/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/bfd/suze-orman-1007_acquire_after-you-marry-every-asset-either-of-yo_1634314.png", "contentUrl": "https://sms4smile.com/quotes/i/bfd/suze-orman-1007_acquire_after-you-marry-every-asset-either-of-yo_1634314.png", "url": "https://sms4smile.com/quotes/i/bfd/suze-orman-1007_acquire_after-you-marry-every-asset-either-of-yo_1634314.png", "width": 1080, "height": 1080, "caption": "“After you marry, every asset either of you acquires is jointly held. 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