--- title: "14 Mint Quotes By Aaron Patzer" description: "14 Mint quotes by Aaron Patzer. Plus more from Aaron Patzer and more Mint sayings from other authors." image: "https://sms4smile.com/quotes/i/1ec/aaron-patzer-14148_balancing_i-wanted-to-build-a-tool-for-my-generati_493899.jpg" --- > [I wanted to build a tool for my generation: people 20 to 40 who don't want to spend time balancing a checkbook…](https://sms4smile.com/quotes/aaron-patzer/i-wanted-to-build-a-tool-for-my-generation-people-20-to-40-who-don-t/) [Aaron Patzer](https://sms4smile.com/quotes/author/aaron-patzer/) [Image](https://sms4smile.com/quotes/i/1ec/aaron-patzer-14148_balancing_i-wanted-to-build-a-tool-for-my-generati_493899.jpg) > [After building most of Mint.com's prototype by myself, I talked to anyone and everyone I knew about Mint. It's counter-intuitive, because you…](https://sms4smile.com/quotes/aaron-patzer/after-building-most-of-mint-com-s-prototype-by-myself-i-talked-to/) [Aaron Patzer](https://sms4smile.com/quotes/author/aaron-patzer/) [Image](https://sms4smile.com/quotes/i/ebe/aaron-patzer-14148_about_after-building-most-of-mint-com-s-protot_1033757.jpg) > [I wanted a personal-finance tool for people who didn't want to be accountants: something you could set up in ten minutes and…](https://sms4smile.com/quotes/aaron-patzer/i-wanted-a-personal-finance-tool-for-people-who-didn-t-want-to-be/) [Aaron Patzer](https://sms4smile.com/quotes/author/aaron-patzer/) [Image](https://sms4smile.com/quotes/i/ceb/aaron-patzer-14148_accountants_i-wanted-a-personal-finance-tool-for-peo_2384467.png) > [Kevin Systrom of Instagram used to work for us as a consultant in the early days of Mint. I knew him a…](https://sms4smile.com/quotes/aaron-patzer/kevin-systrom-of-instagram-used-to-work-for-us-as-a-consultant-in-the/) [Aaron Patzer](https://sms4smile.com/quotes/author/aaron-patzer/) [Image](https://sms4smile.com/quotes/i/b85/aaron-patzer-14148_advantage_kevin-systrom-of-instagram-used-to-work_3005467.png) > [The original idea before Mint was a life and goal planning system I called Carpe Viva. The idea was that all of…](https://sms4smile.com/quotes/aaron-patzer/the-original-idea-before-mint-was-a-life-and-goal-planning-system-i/) [Aaron Patzer](https://sms4smile.com/quotes/author/aaron-patzer/) [Image](https://sms4smile.com/quotes/i/02f/aaron-patzer-14148_before_the-original-idea-before-mint-was-a-life_2666724.png) > [I pitch Mint to everyone from investors to engineers, young and old, and I do it pretty much the same way: Here's…](https://sms4smile.com/quotes/aaron-patzer/i-pitch-mint-to-everyone-from-investors-to-engineers-young-and-old/) [Aaron Patzer](https://sms4smile.com/quotes/author/aaron-patzer/) [Image](https://sms4smile.com/quotes/i/185/aaron-patzer-14148_engineers_i-pitch-mint-to-everyone-from-investors_2480755.png) > [At Mint, we developed five pending patents on our technology, ranging from categorization to the Ways to Save system that calculates how…](https://sms4smile.com/quotes/aaron-patzer/at-mint-we-developed-five-pending-patents-on-our-technology-ranging/) [Aaron Patzer](https://sms4smile.com/quotes/author/aaron-patzer/) [Image](https://sms4smile.com/quotes/i/858/aaron-patzer-14148_developed_at-mint-we-developed-five-pending-patent_565272.png) > [The start-up life kept me busy and surfaced the problem of not being able to stay on top of my personal finances,…](https://sms4smile.com/quotes/aaron-patzer/the-start-up-life-kept-me-busy-and-surfaced-the-problem-of-not-being/) [Aaron Patzer](https://sms4smile.com/quotes/author/aaron-patzer/) [Image](https://sms4smile.com/quotes/i/f9a/aaron-patzer-14148_able_the-start-up-life-kept-me-busy-and-surfa_2866979.png) > [Mint is designed to put your finances on auto-pilot. Whether you log in or not, it will send you a weekly summary…](https://sms4smile.com/quotes/aaron-patzer/mint-is-designed-to-put-your-finances-on-auto-pilot-whether-you-log/) [Aaron Patzer](https://sms4smile.com/quotes/author/aaron-patzer/) [Image](https://sms4smile.com/quotes/i/cb9/aaron-patzer-14148_along_mint-is-designed-to-put-your-finances-on_594688.png) > [I've been spending quite a bit of time in Canada, New Zealand, Australia, and the U.K. as Mint is expanding globally, and…](https://sms4smile.com/quotes/aaron-patzer/i-ve-been-spending-quite-a-bit-of-time-in-canada-new-zealand/) [Aaron Patzer](https://sms4smile.com/quotes/author/aaron-patzer/) [Image](https://sms4smile.com/quotes/i/a9c/aaron-patzer-14148_australia_i-ve-been-spending-quite-a-bit-of-time-i_1395648.png) > [Carefully calculate the potential size of your market to make sure you can grow. Before starting Mint, I knew that there were…](https://sms4smile.com/quotes/aaron-patzer/carefully-calculate-the-potential-size-of-your-market-to-make-sure/) [Aaron Patzer](https://sms4smile.com/quotes/author/aaron-patzer/) [Image](https://sms4smile.com/quotes/i/d38/aaron-patzer-14148_about_carefully-calculate-the-potential-size-o_526200.png) > [Because Mint has access to all of your bank accounts and credit cards, we can detect fraud or unusual spending patterns faster…](https://sms4smile.com/quotes/aaron-patzer/because-mint-has-access-to-all-of-your-bank-accounts-and-credit-cards/) [Aaron Patzer](https://sms4smile.com/quotes/author/aaron-patzer/) [Image](https://sms4smile.com/quotes/i/cdf/aaron-patzer-14148_access_because-mint-has-access-to-all-of-your-b_2555417.png) > [Mint's business model became, 'We'll go for free, and then we'll find these savings opportunities for you.' You know, better interest rate…](https://sms4smile.com/quotes/aaron-patzer/mint-s-business-model-became-we-ll-go-for-free-and-then-we-ll-find/) [Aaron Patzer](https://sms4smile.com/quotes/author/aaron-patzer/) [Image](https://sms4smile.com/quotes/i/24f/aaron-patzer-14148_became_mint-s-business-model-became-we-ll-go-fo_1881208.png) > [In the first three years of Mint, from when it was founded to when it was sold, I can honestly say that…](https://sms4smile.com/quotes/aaron-patzer/in-the-first-three-years-of-mint-from-when-it-was-founded-to-when-it/) [Aaron Patzer](https://sms4smile.com/quotes/author/aaron-patzer/) [Image](https://sms4smile.com/quotes/i/646/aaron-patzer-14148_any_in-the-first-three-years-of-mint-from-wh_673567.png) ## Other authors on Mint ## More by Aaron Patzer > [Solve a real problem. You don't start a company because you want to be an entrepreneur or the fame and glory that comes along…](https://sms4smile.com/quotes/aaron-patzer/solve-a-real-problem-you-don-t-start-a-company-because-you-want-to-be/) [Aaron Patzer](https://sms4smile.com/quotes/author/aaron-patzer/) > [At 16, I started a web development business and had clients from the Netherlands, Caribbean, and across the country - none of whom knew…](https://sms4smile.com/quotes/aaron-patzer/at-16-i-started-a-web-development-business-and-had-clients-from-the/) [Aaron Patzer](https://sms4smile.com/quotes/author/aaron-patzer/) > [The way you dress or the car you drive or what you spend is to impress other people with how, I guess, successful and…](https://sms4smile.com/quotes/aaron-patzer/the-way-you-dress-or-the-car-you-drive-or-what-you-spend-is-to/) [Aaron Patzer](https://sms4smile.com/quotes/author/aaron-patzer/) > [I think sports and bodybuilding were the only things that saved me from getting beat up. People are not pleased, for whatever reason, when…](https://sms4smile.com/quotes/aaron-patzer/i-think-sports-and-bodybuilding-were-the-only-things-that-saved-me/) [Aaron Patzer](https://sms4smile.com/quotes/author/aaron-patzer/) > [I know it sounds weird, but the food that I eat, it doesn't make a big difference, and it never has. So, I've saved…](https://sms4smile.com/quotes/aaron-patzer/i-know-it-sounds-weird-but-the-food-that-i-eat-it-doesn-t-make-a-big/) [Aaron Patzer](https://sms4smile.com/quotes/author/aaron-patzer/) > [I wanted to build a tool for my generation: people 20 to 40 who don't want to spend time balancing a checkbook or checking…](https://sms4smile.com/quotes/aaron-patzer/i-wanted-to-build-a-tool-for-my-generation-people-20-to-40-who-don-t/) [Aaron Patzer](https://sms4smile.com/quotes/author/aaron-patzer/) > [Carefully calculate the potential size of your market to make sure you can grow. Before starting Mint, I knew that there were about 20…](https://sms4smile.com/quotes/aaron-patzer/carefully-calculate-the-potential-size-of-your-market-to-make-sure/) [Aaron Patzer](https://sms4smile.com/quotes/author/aaron-patzer/) > [At Mint, we developed five pending patents on our technology, ranging from categorization to the Ways to Save system that calculates how much a…](https://sms4smile.com/quotes/aaron-patzer/at-mint-we-developed-five-pending-patents-on-our-technology-ranging/) [Aaron Patzer](https://sms4smile.com/quotes/author/aaron-patzer/) > [Mint is designed to put your finances on auto-pilot. Whether you log in or not, it will send you a weekly summary of your…](https://sms4smile.com/quotes/aaron-patzer/mint-is-designed-to-put-your-finances-on-auto-pilot-whether-you-log/) [Aaron Patzer](https://sms4smile.com/quotes/author/aaron-patzer/) > [It's okay to doubt yourself, it's okay to feel down; just never give up.](https://sms4smile.com/quotes/aaron-patzer/it-s-okay-to-doubt-yourself-it-s-okay-to-feel-down-just-never-give-up/) [Aaron Patzer](https://sms4smile.com/quotes/author/aaron-patzer/) > [In the first three years of Mint, from when it was founded to when it was sold, I can honestly say that in a…](https://sms4smile.com/quotes/aaron-patzer/in-the-first-three-years-of-mint-from-when-it-was-founded-to-when-it/) [Aaron Patzer](https://sms4smile.com/quotes/author/aaron-patzer/) > [If you look on Amazon - if you do a search for personal finance, there are literally 20,000 books written on personal finance, and…](https://sms4smile.com/quotes/aaron-patzer/if-you-look-on-amazon-if-you-do-a-search-for-personal-finance-there/) [Aaron Patzer](https://sms4smile.com/quotes/author/aaron-patzer/) > [I'm typically a 'just drink water' kind of guy. I was a bodybuilder in high school, so I used to - food to me…](https://sms4smile.com/quotes/aaron-patzer/i-m-typically-a-just-drink-water-kind-of-guy-i-was-a-bodybuilder-in/) [Aaron Patzer](https://sms4smile.com/quotes/author/aaron-patzer/) > [One of my top tips for aspiring entrepreneurs: Tell everyone you know about your idea. This runs contrary to the instinct that most people…](https://sms4smile.com/quotes/aaron-patzer/one-of-my-top-tips-for-aspiring-entrepreneurs-tell-everyone-you-know/) [Aaron Patzer](https://sms4smile.com/quotes/author/aaron-patzer/) > [When valuing a startup, add $500k for every engineer, and subtract $250k for every MBA.](https://sms4smile.com/quotes/aaron-patzer/when-valuing-a-startup-add-500k-for-every-engineer-and-subtract-250k/) [Aaron Patzer](https://sms4smile.com/quotes/author/aaron-patzer/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "ItemList", "@id": "https://sms4smile.com/quotes/about/mint/aaron-patzer/#itemlist", "name": "14 Mint Quotes By Aaron Patzer", "numberOfItems": 14, "itemListElement": [ { "@type": "ListItem", "position": 1, "item": { "@type": "Quotation", "text": "I wanted to build a tool for my generation: people 20 to 40 who don't want to spend time balancing a checkbook or checking multiple financial institutions' websites. 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Mint is now that tool.", "creator": { "@type": "Person", "name": "Aaron Patzer" }, "url": "https://sms4smile.com/quotes/aaron-patzer/i-wanted-a-personal-finance-tool-for-people-who-didn-t-want-to-be/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/ceb/aaron-patzer-14148_accountants_i-wanted-a-personal-finance-tool-for-peo_2384467.png", "contentUrl": "https://sms4smile.com/quotes/i/ceb/aaron-patzer-14148_accountants_i-wanted-a-personal-finance-tool-for-peo_2384467.png", "url": "https://sms4smile.com/quotes/i/ceb/aaron-patzer-14148_accountants_i-wanted-a-personal-finance-tool-for-peo_2384467.png", "width": 1080, "height": 1080, "caption": "“I wanted a personal-finance tool for people who didn't want to be accountants: something you could set up in…” — Aaron Patzer", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 4, "item": { "@type": "Quotation", "text": "Kevin Systrom of Instagram used to work for us as a consultant in the early days of Mint. I knew him a long time ago. Maybe I could have gotten in there. But with photo sharing, I don't know if there's an obvious business model. I don't think there's a competitive, sustainable advantage.", "creator": { "@type": "Person", "name": "Aaron Patzer" }, "url": "https://sms4smile.com/quotes/aaron-patzer/kevin-systrom-of-instagram-used-to-work-for-us-as-a-consultant-in-the/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/b85/aaron-patzer-14148_advantage_kevin-systrom-of-instagram-used-to-work_3005467.png", "contentUrl": "https://sms4smile.com/quotes/i/b85/aaron-patzer-14148_advantage_kevin-systrom-of-instagram-used-to-work_3005467.png", "url": "https://sms4smile.com/quotes/i/b85/aaron-patzer-14148_advantage_kevin-systrom-of-instagram-used-to-work_3005467.png", "width": 1080, "height": 1080, "caption": "“Kevin Systrom of Instagram used to work for us as a consultant in the early days of Mint. 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The idea was that all of life's goals, from buying a house, getting an MBA, or learning Spanish could be quantified in both time and money.", "creator": { "@type": "Person", "name": "Aaron Patzer" }, "url": "https://sms4smile.com/quotes/aaron-patzer/the-original-idea-before-mint-was-a-life-and-goal-planning-system-i/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/02f/aaron-patzer-14148_before_the-original-idea-before-mint-was-a-life_2666724.png", "contentUrl": "https://sms4smile.com/quotes/i/02f/aaron-patzer-14148_before_the-original-idea-before-mint-was-a-life_2666724.png", "url": "https://sms4smile.com/quotes/i/02f/aaron-patzer-14148_before_the-original-idea-before-mint-was-a-life_2666724.png", "width": 1080, "height": 1080, "caption": "“The original idea before Mint was a life and goal planning system I called Carpe Viva. 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I was working 80-hour weeks, and had done enough preliminary work and research to know I had a big idea: To make money management effortless and automated.", "creator": { "@type": "Person", "name": "Aaron Patzer" }, "url": "https://sms4smile.com/quotes/aaron-patzer/the-start-up-life-kept-me-busy-and-surfaced-the-problem-of-not-being/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/f9a/aaron-patzer-14148_able_the-start-up-life-kept-me-busy-and-surfa_2866979.png", "contentUrl": "https://sms4smile.com/quotes/i/f9a/aaron-patzer-14148_able_the-start-up-life-kept-me-busy-and-surfa_2866979.png", "url": "https://sms4smile.com/quotes/i/f9a/aaron-patzer-14148_able_the-start-up-life-kept-me-busy-and-surfa_2866979.png", "width": 1080, "height": 1080, "caption": "“The start-up life kept me busy and surfaced the problem of not being able to stay on top of my personal…” — Aaron Patzer", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 9, "item": { "@type": "Quotation", "text": "Mint is designed to put your finances on auto-pilot. Whether you log in or not, it will send you a weekly summary of your balances and biggest purchases, and how your investments and budgets are doing, along with sending you alerts on unusual spending and low balances.", "creator": { "@type": "Person", "name": "Aaron Patzer" }, "url": "https://sms4smile.com/quotes/aaron-patzer/mint-is-designed-to-put-your-finances-on-auto-pilot-whether-you-log/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/cb9/aaron-patzer-14148_along_mint-is-designed-to-put-your-finances-on_594688.png", "contentUrl": "https://sms4smile.com/quotes/i/cb9/aaron-patzer-14148_along_mint-is-designed-to-put-your-finances-on_594688.png", "url": "https://sms4smile.com/quotes/i/cb9/aaron-patzer-14148_along_mint-is-designed-to-put-your-finances-on_594688.png", "width": 1080, "height": 1080, "caption": "“Mint is designed to put your finances on auto-pilot. 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