---
title: "24 Ifs Quotes By Suze Orman"
description: "24 Ifs quotes by Suze Orman. Plus more from Suze Orman and more Ifs sayings from other authors."
image: "https://sms4smile.com/quotes/i/4e0/suze-orman-1007_economy_at-the-end-of-your-life-you-cannot-take_1884872.png"
---

> [At the end of your life, you cannot take a penny with you. So what is the object of money if you…](https://sms4smile.com/quotes/suze-orman/at-the-end-of-your-life-you-cannot-take-a-penny-with-you-so-what-is/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/4e0/suze-orman-1007_economy_at-the-end-of-your-life-you-cannot-take_1884872.png)

> [When it comes to money, if you have it, you may feel that you don't deserve it—guilt. If you don't have it,…](https://sms4smile.com/quotes/suze-orman/when-it-comes-to-money-if-you-have-it-you-may-feel-that-you-don-t/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/056/suze-orman-1007_deserve_when-it-comes-to-money-if-you-have-it-yo_1609557.png)

> [If the relationship between you and your money is harmonious, regardless of how much you have, your financial transactions will be harmonious…](https://sms4smile.com/quotes/suze-orman/if-the-relationship-between-you-and-your-money-is-harmonious/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/2aa/suze-orman-1007_financial_if-the-relationship-between-you-and-your_2142679.png)

> [If you expect your money to take care of you, you must take care of your money.](https://sms4smile.com/quotes/suze-orman/if-you-expect-your-money-to-take-care-of-you-you-must-take-care-of/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/cf4/suze-orman-1007_care_if-you-expect-your-money-to-take-care-of_2560815.png)

> [Money is the only thing you can use even if you don't have any. ... There's always a credit card.](https://sms4smile.com/quotes/suze-orman/money-is-the-only-thing-you-can-use-even-if-you-don-t-have-any-there/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/979/suze-orman-1007_card_money-is-the-only-thing-you-can-use-even_1047254.png)

> [True generosity must benefit both parties. No woman can control her destiny if she doesn't give to herself as much as she…](https://sms4smile.com/quotes/suze-orman/true-generosity-must-benefit-both-parties-no-woman-can-control-her/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/13c/suze-orman-1007_benefits_true-generosity-must-benefit-both-partie_3199325.png)

> [Women are fighters. They will fight and fight and fight to get what they need, especially if they have children.](https://sms4smile.com/quotes/suze-orman/women-are-fighters-they-will-fight-and-fight-and-fight-to-get-what/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/6d2/suze-orman-1007_children_women-are-fighters-they-will-fight-and-f_2931351.png)

> [What women need to understand is that you cannot save a child if you can't save yourself.](https://sms4smile.com/quotes/suze-orman/what-women-need-to-understand-is-that-you-cannot-save-a-child-if-you/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/353/suze-orman-1007_children_what-women-need-to-understand-is-that-yo_200425.png)

> [If your company matches your 401(k) contribution, then no matter what, contribute to your 401(k) first. You put in a dollar, they…](https://sms4smile.com/quotes/suze-orman/if-your-company-matches-your-401-k-contribution-then-no-matter-what/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/f74/suze-orman-1007_business_if-your-company-matches-your-401-k-contr_2764534.png)

> [If you have a 50 percent match and you get in trouble financially, you can either withdraw money as a loan, or…](https://sms4smile.com/quotes/suze-orman/if-you-have-a-50-percent-match-and-you-get-in-trouble-financially-you/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/6c3/suze-orman-1007_ifs_if-you-have-a-50-percent-match-and-you-g_517418.png)

> [I am a financial planner, not a psychiatrist, but I do know that your net worth will rise to meet your self-worth…](https://sms4smile.com/quotes/suze-orman/i-am-a-financial-planner-not-a-psychiatrist-but-i-do-know-that-your/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/1a2/suze-orman-1007_accepting_i-am-a-financial-planner-not-a-psychiatr_2194918.png)

> [You can't build a future if you do not know who you are. You can't become who you are meant to be…](https://sms4smile.com/quotes/suze-orman/you-can-t-build-a-future-if-you-do-not-know-who-you-are-you-can-t/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/fbe/suze-orman-1007_absolutes_you-can-t-build-a-future-if-you-do-not-k_684184.png)

> [If you have credit card debt and credit card companies continue to close down the cards, what are you going to do?…](https://sms4smile.com/quotes/suze-orman/if-you-have-credit-card-debt-and-credit-card-companies-continue-to/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/baf/suze-orman-1007_cards_if-you-have-credit-card-debt-and-credit_3091541.png)

> [ I've learned from her \[ Oprah Winfrey\] really how to stand in one's truth, how if you just simply are who you… ](https://sms4smile.com/quotes/suze-orman/i-ve-learned-from-her-oprah-winfrey-really-how-to-stand-in-one-s/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/4bf/suze-orman-1007_heavy_i-ve-learned-from-her-oprah-winfrey-real_742248.png)

> [If you're in poverty and all you have is a debit card or a prepaid card or you pay in cash, it…](https://sms4smile.com/quotes/suze-orman/if-you-re-in-poverty-and-all-you-have-is-a-debit-card-or-a-prepaid/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/355/suze-orman-1007_cards_if-you-re-in-poverty-and-all-you-have-is_2817373.png)

> [You can have all the money in the world. You can be a multi-billionaire, but if you do not have your health…](https://sms4smile.com/quotes/suze-orman/you-can-have-all-the-money-in-the-world-you-can-be-a-multi/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/3cc/suze-orman-1007_billionaire_you-can-have-all-the-money-in-the-world_3139793.png)

> [I have come to think that money is very much like a person, and it will respond when you treat it as…](https://sms4smile.com/quotes/suze-orman/i-have-come-to-think-that-money-is-very-much-like-a-person-and-it/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/b75/suze-orman-1007_care_i-have-come-to-think-that-money-is-very_2519025.png)

> [The world of money, of numbers and stock markets and interest rates and credit cards, seems on the surface about as far…](https://sms4smile.com/quotes/suze-orman/the-world-of-money-of-numbers-and-stock-markets-and-interest-rates/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/bab/suze-orman-1007_answers_the-world-of-money-of-numbers-and-stock_382559.png)

> [If the boss is a jerk, get over it. First of all, don't you think there's a good chance that your boss's…](https://sms4smile.com/quotes/suze-orman/if-the-boss-is-a-jerk-get-over-it-first-of-all-don-t-you-think-there/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/675/suze-orman-1007_boss_if-the-boss-is-a-jerk-get-over-it-first_3138604.png)

> [If you do not have at least an eight-month emergency fund, and you think there's a probability you could loose your job…](https://sms4smile.com/quotes/suze-orman/if-you-do-not-have-at-least-an-eight-month-emergency-fund-and-you/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/a07/suze-orman-1007_accidents_if-you-do-not-have-at-least-an-eight-mon_2833460.png)

> [Try handling problems in the office as dispassionately as you can and I guarantee you will have a better time of it;…](https://sms4smile.com/quotes/suze-orman/try-handling-problems-in-the-office-as-dispassionately-as-you-can-and/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/3a2/suze-orman-1007_able_try-handling-problems-in-the-office-as-d_2074591.jpg)

> [After you marry, every asset either of you acquires is jointly held. That's why you both need to be in sync on…](https://sms4smile.com/quotes/suze-orman/after-you-marry-every-asset-either-of-you-acquires-is-jointly-held/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/bfd/suze-orman-1007_acquire_after-you-marry-every-asset-either-of-yo_1634314.png)

> [Absolutely pay off credit card debt. If you're not getting a match in your 401(k) and you've got credit card debt, you've…](https://sms4smile.com/quotes/suze-orman/absolutely-pay-off-credit-card-debt-if-you-re-not-getting-a-match-in/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/7ca/suze-orman-1007_cards_absolutely-pay-off-credit-card-debt-if-y_1648221.jpg)

> [But credit card debt is unsecured debt, which means if you get in trouble and cannot pay off your credit card, you…](https://sms4smile.com/quotes/suze-orman/but-credit-card-debt-is-unsecured-debt-which-means-if-you-get-in/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/7c4/suze-orman-1007_bankruptcy_but-credit-card-debt-is-unsecured-debt-w_546572.png)

## Other authors on Ifs

## More by Suze Orman

> [I've never believed unemployment numbers because the way that they calculate unemployment makes no sense whatsoever. It's not how many people are unemployed. It's…](https://sms4smile.com/quotes/suze-orman/i-ve-never-believed-unemployment-numbers-because-the-way-that-they/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

> [Never invest emergency savings in the stock market.](https://sms4smile.com/quotes/suze-orman/never-invest-emergency-savings-in-the-stock-market/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

> [Just because you can afford it doesn't mean you should buy it.](https://sms4smile.com/quotes/suze-orman/just-because-you-can-afford-it-doesn-t-mean-you-should-buy-it/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

> [Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward…](https://sms4smile.com/quotes/suze-orman/your-goal-should-be-to-pay-off-your-credit-card-bills-in-full-at-the/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

> [Consider a 15- or 20-year fixed-rate mortgage instead of a 30-year, if you can afford the monthly payments - they may not be as…](https://sms4smile.com/quotes/suze-orman/consider-a-15-or-20-year-fixed-rate-mortgage-instead-of-a-30-year-if/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

> [Believing you are worthy of love means that you believe I deserve to be treated well - with respect and dignity. I deserve to…](https://sms4smile.com/quotes/suze-orman/believing-you-are-worthy-of-love-means-that-you-believe-i-deserve-to/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

> [Women fake orgasms and men fake finances.](https://sms4smile.com/quotes/suze-orman/women-fake-orgasms-and-men-fake-finances/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

> [If you're not staying on top of your money, you are putting your financial well-being at risk.](https://sms4smile.com/quotes/suze-orman/if-you-re-not-staying-on-top-of-your-money-you-are-putting-your/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

> [When you understand that your self-worth is not determined by your net-worth, then you'll have financial freedom](https://sms4smile.com/quotes/suze-orman/when-you-understand-that-your-self-worth-is-not-determined-by-your/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

> [ I think Oprah's \[winfrey\] learned from me that it's OK to be harsh on people because in one's harshness you can see transformation happen… ](https://sms4smile.com/quotes/suze-orman/i-think-oprah-s-winfrey-learned-from-me-that-it-s-ok-to-be-harsh-on/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

> [No well-planned retirement should be without long term care insurance. It is the very cornerstone of retirement security.](https://sms4smile.com/quotes/suze-orman/no-well-planned-retirement-should-be-without-long-term-care-insurance/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

> [The chances of a bank going out of business are extremely slim, but it's always a good idea to spread around major sums so…](https://sms4smile.com/quotes/suze-orman/the-chances-of-a-bank-going-out-of-business-are-extremely-slim-but-it/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

> [True generosity is an offering; given freely and out of pure love. No strings attached. No expectations. Time and love are the most valuable…](https://sms4smile.com/quotes/suze-orman/true-generosity-is-an-offering-given-freely-and-out-of-pure-love-no/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

> [Be as good to yourself as you are to those you love.](https://sms4smile.com/quotes/suze-orman/be-as-good-to-yourself-as-you-are-to-those-you-love/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

> [I'm a big advocate of a work-for-pay setup rather than an allowance that isn't attached to chores - it's a great way to impart…](https://sms4smile.com/quotes/suze-orman/i-m-a-big-advocate-of-a-work-for-pay-setup-rather-than-an-allowance/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

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                        "text": "True generosity must benefit both parties. No woman can control her destiny if she doesn't give to herself as much as she gives of herself.",
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                        "text": "What women need to understand is that you cannot save a child if you can't save yourself.",
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                        "text": "If your company matches your 401(k) contribution, then no matter what, contribute to your 401(k) first. You put in a dollar, they put in 50 cents. It's an automatic 50 percent return on your money. You can't pass that up. I'd rather have the 50 percent than pay 32 percent interest on a credit card.",
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                        "text": "If you have a 50 percent match and you get in trouble financially, you can either withdraw money as a loan, or withdraw the 50 percent match. If you take it out, you have to pay taxes on it, but you still come out ahead.",
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                        "text": "I am a financial planner, not a psychiatrist, but I do know that your net worth will rise to meet your self-worth only if your self-worth rises to accept what can be yours.",
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                        "text": "You can't build a future if you do not know who you are. You can't become who you are meant to be if you can't tell the truth about who you are, what you have, and everything about your life. The truth is the absolute essence to your success, while lies are the absolute essence to your failures.",
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                        "text": "If you have credit card debt and credit card companies continue to close down the cards, what are you going to do? What are you going to do if they raise your interest rates to 32 percent? That's five times higher than what your kid is going to pay in interest on a student loan. Get rid of your credit card debt.",
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                        "text": "I've learned from her [ Oprah Winfrey] really how to stand in one's truth, how if you just simply are who you are, you know, you're heavy, you're thin, you're happy, you're sad - if you just speak your truth as it comes into your mind, then that's what people relate to.",
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                        "text": "If you're in poverty and all you have is a debit card or a prepaid card or you pay in cash, it does not report to a credit bureau. If it doesn't report to a credit bureau, it cannot create a credit score for yourself.",
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                        "text": "You can have all the money in the world. You can be a multi-billionaire, but if you do not have your health it means nothing. Your health is the No. 1 important thing in your life.",
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                        "text": "I have come to think that money is very much like a person, and it will respond when you treat it as you would a cherished friend - never fearing it, pushing it away, pretending it doesn't exist, or turning away from its needs, never clutching it so hard that it hurts. ... if you tend it like the living entity it is, then it will flourish, grow, take care of you for as long as you need it.",
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                        "@type": "Quotation",
                        "text": "The world of money, of numbers and stock markets and interest rates and credit cards, seems on the surface about as far as it could be from the world of spirituality, of seeking meaningful answers to the big questions of life. ... But these two worlds must flow in and out of each other, because it takes both money and spiritual understanding to sustain it. Truly speaking, what determines where our money with its awesome power will go, and what it will do for ourselves and others? If we listen, those answers come from the center of our being, from who we really are.",
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                        "@type": "Quotation",
                        "text": "If the boss is a jerk, get over it. First of all, don't you think there's a good chance that your boss's boss knows what's going on? If so, just keep your head down and do the work. Usually, if you put in maximum effort and produce excellent results, someone in the company is going to take notice. Either you will get promoted or your jerky boss will get the heave-ho. It happens all the time.",
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                        "text": "If you do not have at least an eight-month emergency fund, and you think there's a probability you could loose your job - and it's not just losing your job; you could be in a car accident, get sick - continue to pay the minimum on your credit card every month. Everything beyond that needs to go to establish an emergency fund. And if you have an emergency fund saved, then fund your retirement account before paying down credit card debt.",
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                        "text": "Try handling problems in the office as dispassionately as you can and I guarantee you will have a better time of it; not least because when you bring emotion into the conversation, you furnish your colleagues with an easy \"out\" for dismissing you. If you are able to strip out the emotion, however, people have to deal with you based on the facts.",
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