---
title: "8 Home equity Quotes by 5 authors"
description: "Browse 8 Home equity quotes by 5 authors. Discover the best Home equity sayings and thoughts."
image: "https://sms4smile.com/quotes/i/f11/alan-greenspan-1834_built_a-decline-in-the-national-housing-price_54888.png"
---

> [A decline in the national housing price level would need to be substantial to trigger a significant rise in foreclosures, because the…](https://sms4smile.com/quotes/alan-greenspan/a-decline-in-the-national-housing-price-level-would-need-to-be/)

[Alan Greenspan](https://sms4smile.com/quotes/author/alan-greenspan/)

[Image](https://sms4smile.com/quotes/i/f11/alan-greenspan-1834_built_a-decline-in-the-national-housing-price_54888.png)

> [The decline in home equity makes it more difficult for struggling homeowners to refinance and reduces the financial incentive of stressed borrowers…](https://sms4smile.com/quotes/ben-bernanke/the-decline-in-home-equity-makes-it-more-difficult-for-struggling/)

[Ben Bernanke](https://sms4smile.com/quotes/author/ben-bernanke/)

[Image](https://sms4smile.com/quotes/i/ab2/ben-bernanke-1388_customer_the-decline-in-home-equity-makes-it-more_886735.jpg)

> [A consolidation makes sense only if you can lower your overall interest rate. Many people consolidate by taking out a home equity…](https://sms4smile.com/quotes/jean-chatzky/a-consolidation-makes-sense-only-if-you-can-lower-your-overall/)

[Jean Chatzky](https://sms4smile.com/quotes/author/jean-chatzky/)

[Image](https://sms4smile.com/quotes/i/5ae/jean-chatzky-15313_cards_a-consolidation-makes-sense-only-if-you_1141371.png)

> [You also need to understand that when you consolidate credit card debt into mortgage debt - like a home equity loan or…](https://sms4smile.com/quotes/jean-chatzky/you-also-need-to-understand-that-when-you-consolidate-credit-card/)

[Jean Chatzky](https://sms4smile.com/quotes/author/jean-chatzky/)

[Image](https://sms4smile.com/quotes/i/e84/jean-chatzky-15313_cards_you-also-need-to-understand-that-when-yo_1363945.jpg)

> [Even though some down payments are borrowed, it would take a large, and historically most unusual, fall in home prices to wipe…](https://sms4smile.com/quotes/alan-greenspan/even-though-some-down-payments-are-borrowed-it-would-take-a-large-and/)

[Alan Greenspan](https://sms4smile.com/quotes/author/alan-greenspan/)

[Image](https://sms4smile.com/quotes/i/ce0/alan-greenspan-1834_adequate_even-though-some-down-payments-are-borro_2419063.png)

> [We love renovating spaces to maximize a home's equity.](https://sms4smile.com/quotes/drew-scott/we-love-renovating-spaces-to-maximize-a-home-s-equity/)

[Drew Scott](https://sms4smile.com/quotes/author/drew-scott/)

[Image](https://sms4smile.com/quotes/i/bd6/drew-scott-5837_equity_we-love-renovating-spaces-to-maximize-a_2685227.jpg)

> [If you can't afford the upkeep of your home, it makes no sense to do a reverse mortgage. You will just end…](https://sms4smile.com/quotes/suze-orman/if-you-can-t-afford-the-upkeep-of-your-home-it-makes-no-sense-to-do-a/)

[Suze Orman](https://sms4smile.com/quotes/author/suze-orman/)

[Image](https://sms4smile.com/quotes/i/ece/suze-orman-1007_afford_if-you-can-t-afford-the-upkeep-of-your-h_3124660.jpg)

> [ Even in the days of the tightest credit in 2008, HELOCs \[ home equity line of credit \] and home equity loans were being made. ](https://sms4smile.com/quotes/jean-chatzky/even-in-the-days-of-the-tightest-credit-in-2008-helocs-home-equity/)

[Jean Chatzky](https://sms4smile.com/quotes/author/jean-chatzky/)

[Image](https://sms4smile.com/quotes/i/44b/jean-chatzky-15313_credit_even-in-the-days-of-the-tightest-credit_3220736.png)

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                        "text": "A consolidation makes sense only if you can lower your overall interest rate. Many people consolidate by taking out a home equity line loan or home equity line of credit (HELOC), refinancing a mortgage, or taking out a personal loan. They then use this cheaper debt to pay off more expensive debt, most frequently credit card loans, but also auto loans, private student loans, or other debt.",
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                        "text": "Even though some down payments are borrowed, it would take a large, and historically most unusual, fall in home prices to wipe out a significant part of home equity. Many of those who purchased their residence more than a year ago have equity buffers in their homes adequate to withstand any price decline other than a very deep one.",
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