--- title: "4 Goes Quotes By Charles Duhigg" description: "4 Goes quotes by Charles Duhigg. Plus more from Charles Duhigg and more Goes sayings from other authors." image: "https://sms4smile.com/quotes/i/f7e/charles-duhigg-1088_bought_fannie-mae-has-traditionally-only-bought_468770.png" --- > [Fannie Mae has traditionally only bought and sold mortgages. But when a loan held by the company goes into foreclosure, Fannie Mae…](https://sms4smile.com/quotes/charles-duhigg/fannie-mae-has-traditionally-only-bought-and-sold-mortgages-but-when/) [Charles Duhigg](https://sms4smile.com/quotes/author/charles-duhigg/) [Image](https://sms4smile.com/quotes/i/f7e/charles-duhigg-1088_bought_fannie-mae-has-traditionally-only-bought_468770.png) > [During the 1970s and 1980s, Congress distributed more than $60 billion to cities to make sure that what goes into toilets, industrial…](https://sms4smile.com/quotes/charles-duhigg/during-the-1970s-and-1980s-congress-distributed-more-than-60-billion/) [Charles Duhigg](https://sms4smile.com/quotes/author/charles-duhigg/) [Image](https://sms4smile.com/quotes/i/da5/charles-duhigg-1088_billion_during-the-1970s-and-1980s-congress-dist_955557.png) > [Credit default swap is basically just an agreement that I have with you, where I sell you insurance on some bond you…](https://sms4smile.com/quotes/charles-duhigg/credit-default-swap-is-basically-just-an-agreement-that-i-have-with/) [Charles Duhigg](https://sms4smile.com/quotes/author/charles-duhigg/) [Image](https://sms4smile.com/quotes/i/ac6/charles-duhigg-1088_agreement_credit-default-swap-is-basically-just-an_2110012.jpg) > [It almost goes without saying that when you are a startup, one of the first things you do is you start setting…](https://sms4smile.com/quotes/charles-duhigg/it-almost-goes-without-saying-that-when-you-are-a-startup-one-of-the/) [Charles Duhigg](https://sms4smile.com/quotes/author/charles-duhigg/) [Image](https://sms4smile.com/quotes/i/855/charles-duhigg-1088_almost_it-almost-goes-without-saying-that-when_3030011.jpg) ## Other authors on Goes ## More by Charles Duhigg > [“If you want to stop smoking, ask yourself, do you do it because you love nicotine, or because it provides a burst of stimulation,…](https://sms4smile.com/quotes/charles-duhigg/if-you-want-to-stop-smoking-ask-yourself-do-you-do-it-because-you/) [Charles Duhigg](https://sms4smile.com/quotes/author/charles-duhigg/) > [“What matters are five key norms,” he told the audience. Teams need to believe that their work is important. Teams need to feel their…](https://sms4smile.com/quotes/charles-duhigg/what-matters-are-five-key-norms-he-told-the-audience-teams-need-to/) [Charles Duhigg](https://sms4smile.com/quotes/author/charles-duhigg/) > [America has always had an apocalyptic strain. Yet it also seems to believe that if, or when, The End comes, it will still come…](https://sms4smile.com/quotes/charles-duhigg/america-has-always-had-an-apocalyptic-strain-yet-it-also-seems-to/) [Charles Duhigg](https://sms4smile.com/quotes/author/charles-duhigg/) > [Bromates are regulated by the Safe Drinking Water Act, but officials are required to test for them only when water leaves a treatment plant.](https://sms4smile.com/quotes/charles-duhigg/bromates-are-regulated-by-the-safe-drinking-water-act-but-officials/) [Charles Duhigg](https://sms4smile.com/quotes/author/charles-duhigg/) > [America is the Saudi Arabia of coal.](https://sms4smile.com/quotes/charles-duhigg/america-is-the-saudi-arabia-of-coal/) [Charles Duhigg](https://sms4smile.com/quotes/author/charles-duhigg/) > [“Habits, scientists say, emerge because the brain is constantly looking for ways to save effort. Left”](https://sms4smile.com/quotes/charles-duhigg/habits-scientists-say-emerge-because-the-brain-is-constantly-looking/) [Charles Duhigg](https://sms4smile.com/quotes/author/charles-duhigg/) > [Between calculated risk and reckless decision-making lies the dividing line between profit and loss.](https://sms4smile.com/quotes/charles-duhigg/between-calculated-risk-and-reckless-decision-making-lies-the/) [Charles Duhigg](https://sms4smile.com/quotes/author/charles-duhigg/) > [Older Americans are perfect telemarketing customers, analysts say, because they are often at home, rely on delivery services, and are lonely for the companionship…](https://sms4smile.com/quotes/charles-duhigg/older-americans-are-perfect-telemarketing-customers-analysts-say/) [Charles Duhigg](https://sms4smile.com/quotes/author/charles-duhigg/) > [“All our life, so far as it has definite form, is but a mass of habits - practical, emotional, and intellectual - systematically organized…](https://sms4smile.com/quotes/charles-duhigg/all-our-life-so-far-as-it-has-definite-form-is-but-a-mass-of-habits/) [Charles Duhigg](https://sms4smile.com/quotes/author/charles-duhigg/) > [“Someday soon, say predictive analytics experts, it will be possible for companies to know our tastes and predict our habits better than we know…](https://sms4smile.com/quotes/charles-duhigg/someday-soon-say-predictive-analytics-experts-it-will-be-possible-for/) [Charles Duhigg](https://sms4smile.com/quotes/author/charles-duhigg/) > [“I love Paul O'Neill, but you could not pay me enough to work for him again" one official told me. "the man has never…](https://sms4smile.com/quotes/charles-duhigg/i-love-paul-o-neill-but-you-could-not-pay-me-enough-to-work-for-him/) [Charles Duhigg](https://sms4smile.com/quotes/author/charles-duhigg/) > [“THE FRAMEWORK: • Identify the routine • Experiment with rewards • Isolate the cue • Have a plan”](https://sms4smile.com/quotes/charles-duhigg/the-framework-identify-the-routine-experiment-with-rewards-isolate/) [Charles Duhigg](https://sms4smile.com/quotes/author/charles-duhigg/) > [Barium, which is commonly found in power plant waste and scrubber wastewater, has been linked to heart problems and diseases in other organs.](https://sms4smile.com/quotes/charles-duhigg/barium-which-is-commonly-found-in-power-plant-waste-and-scrubber/) [Charles Duhigg](https://sms4smile.com/quotes/author/charles-duhigg/) > [A movement starts because of the social habits of friendship and the strong ties between close acquaintances. It grows because of the habits of…](https://sms4smile.com/quotes/charles-duhigg/a-movement-starts-because-of-the-social-habits-of-friendship-and-the/) [Charles Duhigg](https://sms4smile.com/quotes/author/charles-duhigg/) > [“In some sense, he said, a community was a giant collection of habits occurring among thousands of people that, depending on how they’re influenced,…](https://sms4smile.com/quotes/charles-duhigg/in-some-sense-he-said-a-community-was-a-giant-collection-of-habits/) [Charles Duhigg](https://sms4smile.com/quotes/author/charles-duhigg/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "ItemList", "@id": "https://sms4smile.com/quotes/about/goes/charles-duhigg/#itemlist", "name": "4 Goes Quotes By Charles Duhigg", "numberOfItems": 4, "itemListElement": [ { "@type": "ListItem", "position": 1, "item": { "@type": "Quotation", "text": "Fannie Mae has traditionally only bought and sold mortgages. But when a loan held by the company goes into foreclosure, Fannie Mae gains ownership of the underlying property until it is resold to new investors.", "creator": { "@type": "Person", "name": "Charles Duhigg" }, "url": "https://sms4smile.com/quotes/charles-duhigg/fannie-mae-has-traditionally-only-bought-and-sold-mortgages-but-when/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/f7e/charles-duhigg-1088_bought_fannie-mae-has-traditionally-only-bought_468770.png", "contentUrl": "https://sms4smile.com/quotes/i/f7e/charles-duhigg-1088_bought_fannie-mae-has-traditionally-only-bought_468770.png", "url": "https://sms4smile.com/quotes/i/f7e/charles-duhigg-1088_bought_fannie-mae-has-traditionally-only-bought_468770.png", "width": 1080, "height": 1080, "caption": "“Fannie Mae has traditionally only bought and sold mortgages. But when a loan held by the company goes into…” — Charles Duhigg", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 2, "item": { "@type": "Quotation", "text": "During the 1970s and 1980s, Congress distributed more than $60 billion to cities to make sure that what goes into toilets, industrial drains and street grates would not endanger human health.", "creator": { "@type": "Person", "name": "Charles Duhigg" }, "url": "https://sms4smile.com/quotes/charles-duhigg/during-the-1970s-and-1980s-congress-distributed-more-than-60-billion/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/da5/charles-duhigg-1088_billion_during-the-1970s-and-1980s-congress-dist_955557.png", "contentUrl": "https://sms4smile.com/quotes/i/da5/charles-duhigg-1088_billion_during-the-1970s-and-1980s-congress-dist_955557.png", "url": "https://sms4smile.com/quotes/i/da5/charles-duhigg-1088_billion_during-the-1970s-and-1980s-congress-dist_955557.png", "width": 1080, "height": 1080, "caption": "“During the 1970s and 1980s, Congress distributed more than $60 billion to cities to make sure that what goes…” — Charles Duhigg", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 3, "item": { "@type": "Quotation", "text": "Credit default swap is basically just an agreement that I have with you, where I sell you insurance on some bond you own. If the bond goes belly up, I promise to pay you. And as long as the bond doesn't go belly up, you pay me for selling you insurance.", "creator": { "@type": "Person", "name": "Charles Duhigg" }, "url": "https://sms4smile.com/quotes/charles-duhigg/credit-default-swap-is-basically-just-an-agreement-that-i-have-with/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/ac6/charles-duhigg-1088_agreement_credit-default-swap-is-basically-just-an_2110012.jpg", "contentUrl": "https://sms4smile.com/quotes/i/ac6/charles-duhigg-1088_agreement_credit-default-swap-is-basically-just-an_2110012.jpg", "url": "https://sms4smile.com/quotes/i/ac6/charles-duhigg-1088_agreement_credit-default-swap-is-basically-just-an_2110012.jpg", "width": 1080, "height": 1080, "caption": "“Credit default swap is basically just an agreement that I have with you, where I sell you insurance on some…” — Charles Duhigg", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 4, "item": { "@type": "Quotation", "text": "It almost goes without saying that when you are a startup, one of the first things you do is you start setting aside money to defend yourself from patent lawsuits, because any successful company, even moderately successful, is going to get hit by a patent lawsuit from someone who's just trying to look for a payout.", "creator": { "@type": "Person", "name": "Charles Duhigg" }, "url": "https://sms4smile.com/quotes/charles-duhigg/it-almost-goes-without-saying-that-when-you-are-a-startup-one-of-the/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/855/charles-duhigg-1088_almost_it-almost-goes-without-saying-that-when_3030011.jpg", "contentUrl": "https://sms4smile.com/quotes/i/855/charles-duhigg-1088_almost_it-almost-goes-without-saying-that-when_3030011.jpg", "url": "https://sms4smile.com/quotes/i/855/charles-duhigg-1088_almost_it-almost-goes-without-saying-that-when_3030011.jpg", "width": 1080, "height": 1080, "caption": "“It almost goes without saying that when you are a startup, one of the first things you do is you start…” — Charles Duhigg", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } } ] }, { "@type": "CollectionPage", "@id": "https://sms4smile.com/quotes/about/goes/charles-duhigg/#webpage", "url": "https://sms4smile.com/quotes/about/goes/charles-duhigg/", "name": "Goes Quotes by Charles Duhigg", "isPartOf": { "@id": "https://sms4smile.com/quotes/#website" }, "mainEntity": { "@id": "https://sms4smile.com/quotes/about/goes/charles-duhigg/#itemlist" }, "primaryImageOfPage": { "@id": "https://sms4smile.com/quotes/i/f7e/charles-duhigg-1088_bought_fannie-mae-has-traditionally-only-bought_468770.png" }, "description": "4 Goes quotes by Charles Duhigg. Plus more from Charles Duhigg and more Goes sayings from other authors.", "breadcrumb": { "@id": "https://sms4smile.com/quotes/about/goes/charles-duhigg/#breadcrumb" } }, { "@type": "BreadcrumbList", "@id": "https://sms4smile.com/quotes/about/goes/charles-duhigg/#breadcrumb", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://sms4smile.com/" }, { "@type": "ListItem", "position": 2, "name": "Quotes", "item": "https://sms4smile.com/quotes/" }, { "@type": "ListItem", "position": 3, "name": "Topics", "item": "https://sms4smile.com/quotes/categories/" }, { "@type": "ListItem", "position": 4, "name": "Goes", "item": "https://sms4smile.com/quotes/about/goes/" }, { "@type": "ListItem", "position": 5, "name": "Charles Duhigg", "item": "https://sms4smile.com/quotes/about/goes/charles-duhigg/" } ] }, { "@type": "WebSite", "@id": "https://sms4smile.com/quotes/#website", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "publisher": { "@id": "https://sms4smile.com/quotes/#organization" } }, { "@type": "Organization", "@id": "https://sms4smile.com/quotes/#organization", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "logo": { "@type": "ImageObject", "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png", "width": 512, "height": 512 } } ] } ```