--- title: "7 Getting Debt Quotes by 6 authors" description: "Browse 7 Getting Debt quotes by 6 authors. Discover the best Getting Debt sayings and thoughts." image: "https://sms4smile.com/quotes/i/900/steve-repak-46460_first-step_the-first-step-toward-getting-out-of-deb_525847.jpg" --- > [“The first step toward getting out of debt is to quit dang charging!”](https://sms4smile.com/quotes/steve-repak/the-first-step-toward-getting-out-of-debt-is-to-quit-dang-charging/) [Steve Repak](https://sms4smile.com/quotes/author/steve-repak/) [Image](https://sms4smile.com/quotes/i/900/steve-repak-46460_first-step_the-first-step-toward-getting-out-of-deb_525847.jpg) > [I'm not a fan of debt consolidation. In my experience, many people "clear" credit cards and other debt to get the one…](https://sms4smile.com/quotes/michelle-singletary/i-m-not-a-fan-of-debt-consolidation-in-my-experience-many-people/) [Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/) [Image](https://sms4smile.com/quotes/i/85e/michelle-singletary-8251_cards_i-m-not-a-fan-of-debt-consolidation-in-m_991572.jpg) > [“Mortgages were less about getting people into property than getting them into debt. Someone had to absorb the surplus supply of credit.”](https://sms4smile.com/quotes/douglas-rushkoff/mortgages-were-less-about-getting-people-into-property-than-getting/) [Douglas Rushkoff](https://sms4smile.com/quotes/author/douglas-rushkoff/) [Image](https://sms4smile.com/quotes/i/137/douglas-rushkoff-2188_customer_mortgages-were-less-about-getting-people_1168185.png) > [Getting into debt, is getting into a tanglesome net.](https://sms4smile.com/quotes/benjamin-franklin/getting-into-debt-is-getting-into-a-tanglesome-net/) [Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/) [Image](https://sms4smile.com/quotes/i/d43/benjamin-franklin-65_debt_getting-into-debt-is-getting-into-a-tang_2061328.png) > [There are no shortcuts when it comes to getting out of debt.](https://sms4smile.com/quotes/dave-ramsey/there-are-no-shortcuts-when-it-comes-to-getting-out-of-debt/) [Dave Ramsey](https://sms4smile.com/quotes/author/dave-ramsey/) [Image](https://sms4smile.com/quotes/i/15f/dave-ramsey-1362_debt_there-are-no-shortcuts-when-it-comes-to_2242982.jpg) > [“I can always tell which ones are serious and which aren’t. There’s something in their voices that communicates passion and conviction when…](https://sms4smile.com/quotes/dave-ramsey/i-can-always-tell-which-ones-are-serious-and-which-aren-t-there-s/) [Dave Ramsey](https://sms4smile.com/quotes/author/dave-ramsey/) [Image](https://sms4smile.com/quotes/i/201/dave-ramsey-1362_change-of-heart_i-can-always-tell-which-ones-are-serious_2599963.jpg) > [I feel like that is saying to young people, "You have no chance of ever getting out of debt in your life,…](https://sms4smile.com/quotes/jill-stein/i-feel-like-that-is-saying-to-young-people-you-have-no-chance-of-ever/) [Jill Stein](https://sms4smile.com/quotes/author/jill-stein/) [Image](https://sms4smile.com/quotes/i/2a5/jill-stein-660_american-public_i-feel-like-that-is-saying-to-young-peop_2900167.jpg) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "ItemList", "@id": "https://sms4smile.com/quotes/about/getting-debt/#itemlist", "name": "Getting Debt Quotes", "numberOfItems": 7, "itemListElement": [ { "@type": "ListItem", "position": 1, "item": { "@type": "Quotation", "text": "“The first step toward getting out of debt is to quit dang charging!”", "creator": { "@type": "Person", "name": "Steve Repak" }, "url": "https://sms4smile.com/quotes/steve-repak/the-first-step-toward-getting-out-of-debt-is-to-quit-dang-charging/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/900/steve-repak-46460_first-step_the-first-step-toward-getting-out-of-deb_525847.jpg", "contentUrl": "https://sms4smile.com/quotes/i/900/steve-repak-46460_first-step_the-first-step-toward-getting-out-of-deb_525847.jpg", "url": "https://sms4smile.com/quotes/i/900/steve-repak-46460_first-step_the-first-step-toward-getting-out-of-deb_525847.jpg", "width": 1080, "height": 1080, "caption": "“The first step toward getting out of debt is to quit dang charging!” — Steve Repak", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 2, "item": { "@type": "Quotation", "text": "I'm not a fan of debt consolidation. In my experience, many people \"clear\" credit cards and other debt to get the one payment and never change what they need to change to prevent getting into debt again.", "creator": { "@type": "Person", "name": "Michelle Singletary" }, "url": "https://sms4smile.com/quotes/michelle-singletary/i-m-not-a-fan-of-debt-consolidation-in-my-experience-many-people/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/85e/michelle-singletary-8251_cards_i-m-not-a-fan-of-debt-consolidation-in-m_991572.jpg", "contentUrl": "https://sms4smile.com/quotes/i/85e/michelle-singletary-8251_cards_i-m-not-a-fan-of-debt-consolidation-in-m_991572.jpg", "url": "https://sms4smile.com/quotes/i/85e/michelle-singletary-8251_cards_i-m-not-a-fan-of-debt-consolidation-in-m_991572.jpg", "width": 1080, "height": 1080, "caption": "“I'm not a fan of debt consolidation. 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Someone had to absorb the surplus supply of credit.”", "creator": { "@type": "Person", "name": "Douglas Rushkoff" }, "url": "https://sms4smile.com/quotes/douglas-rushkoff/mortgages-were-less-about-getting-people-into-property-than-getting/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/137/douglas-rushkoff-2188_customer_mortgages-were-less-about-getting-people_1168185.png", "contentUrl": "https://sms4smile.com/quotes/i/137/douglas-rushkoff-2188_customer_mortgages-were-less-about-getting-people_1168185.png", "url": "https://sms4smile.com/quotes/i/137/douglas-rushkoff-2188_customer_mortgages-were-less-about-getting-people_1168185.png", "width": 1080, "height": 1080, "caption": "“Mortgages were less about getting people into property than getting them into debt. 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There’s something in their voices that communicates passion and conviction when they’re really excited about getting out of debt. But if they’re just playing around with the idea, if they’re simply curious about it, then their voices are flat. If I don’t hear any passion behind what they’re saying, I know they aren’t ready to cut up the credit cards and dump their debt for good. 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