---
title: "205 Funds Quotes by 167 authors"
description: "Browse 205 Funds quotes by 167 authors. Discover the best Funds sayings and thoughts."
image: "https://sms4smile.com/quotes/i/cc9/ibrahim-243453_making-money_la-funds-la-sure-pass-2098793_2098793.jpg"
---

> [La funds la sure pass](https://sms4smile.com/quotes/ibrahim/la-funds-la-sure-pass/)

[Ibrahim](https://sms4smile.com/quotes/author/ibrahim/)

[Image](https://sms4smile.com/quotes/i/cc9/ibrahim-243453_making-money_la-funds-la-sure-pass-2098793_2098793.jpg)

> [I don't see any magic in hedge funds.](https://sms4smile.com/quotes/john-c-bogle/i-don-t-see-any-magic-in-hedge-funds/)

[John C. Bogle](https://sms4smile.com/quotes/author/john-c-bogle/)

[Image](https://sms4smile.com/quotes/i/4e6/john-c-bogle-2199_any_i-don-t-see-any-magic-in-hedge-funds-255_2557019.jpg)

> [“Brand building funds itself.”](https://sms4smile.com/quotes/harjeet-khanduja/brand-building-funds-itself/)

[Harjeet Khanduja](https://sms4smile.com/quotes/author/harjeet-khanduja/)

[Image](https://sms4smile.com/quotes/i/1bc/harjeet-khanduja-26876_brand_brand-building-funds-itself-589481_589481.jpg)

> [The deeper one delves, the worse things look for actively managed funds.](https://sms4smile.com/quotes/william-j-bernstein/the-deeper-one-delves-the-worse-things-look-for-actively-managed-funds/)

[William J. Bernstein](https://sms4smile.com/quotes/author/william-j-bernstein/)

[Image](https://sms4smile.com/quotes/i/8aa/william-j-bernstein-17198_customer_the-deeper-one-delves-the-worse-things-l_1946713.png)

> [I buy the market through index funds. Since I'm getting older, I buy TIPS.](https://sms4smile.com/quotes/eugene-fama/i-buy-the-market-through-index-funds-since-i-m-getting-older-i-buy/)

[Eugene Fama](https://sms4smile.com/quotes/author/eugene-fama/)

[Image](https://sms4smile.com/quotes/i/5aa/eugene-fama-16985_funds_i-buy-the-market-through-index-funds-sin_2880285.jpg)

> [I invest in funds myself even though I run my own fund for my daughters.](https://sms4smile.com/quotes/jim-cramer/i-invest-in-funds-myself-even-though-i-run-my-own-fund-for-my/)

[Jim Cramer](https://sms4smile.com/quotes/author/jim-cramer/)

[Image](https://sms4smile.com/quotes/i/a61/jim-cramer-12495_daughter_i-invest-in-funds-myself-even-though-i-r_1745827.jpg)

> [I have two step-kids and one of my own on the way. That's three college funds.](https://sms4smile.com/quotes/anonymous/i-have-two-step-kids-and-one-of-my-own-on-the-way-that-s-three/)

[Anonymous](https://sms4smile.com/quotes/author/anonymous/)

[Image](https://sms4smile.com/quotes/i/0d5/anonymous-1_college_i-have-two-step-kids-and-one-of-my-own-o_1293148.jpg)

> [I've been charged with misappropriation of funds or misuse of two types of funds.](https://sms4smile.com/quotes/chen-shui-bian/i-ve-been-charged-with-misappropriation-of-funds-or-misuse-of-two/)

[Chen Shui-bian](https://sms4smile.com/quotes/author/chen-shui-bian/)

[Image](https://sms4smile.com/quotes/i/965/chen-shui-bian-16758_been_i-ve-been-charged-with-misappropriation_1575946.jpg)

> [Any time that there are policy errors, that is what macro funds live for.](https://sms4smile.com/quotes/scott-bessent/any-time-that-there-are-policy-errors-that-is-what-macro-funds-live/)

[Scott Bessent](https://sms4smile.com/quotes/author/scott-bessent/)

[Image](https://sms4smile.com/quotes/i/53c/scott-bessent-8205_any_any-time-that-there-are-policy-errors-th_3083509.jpg)

> [The way campaign funds are distributed are all a matter of record.](https://sms4smile.com/quotes/elizabeth-edwards/the-way-campaign-funds-are-distributed-are-all-a-matter-of-record/)

[Elizabeth Edwards](https://sms4smile.com/quotes/author/elizabeth-edwards/)

[Image](https://sms4smile.com/quotes/i/981/elizabeth-edwards-3857_campaign_the-way-campaign-funds-are-distributed-a_338884.png)

> [We shouldn't be encouraging people to set up Cayman Island funds.](https://sms4smile.com/quotes/steve-mnuchin/we-shouldn-t-be-encouraging-people-to-set-up-cayman-island-funds/)

[Steve Mnuchin](https://sms4smile.com/quotes/author/steve-mnuchin/)

[Image](https://sms4smile.com/quotes/i/a4f/steve-mnuchin-9731_encouraging_we-shouldn-t-be-encouraging-people-to-se_2375181.jpg)

> [Where the federal government and the taxpayer has had funds misused, we need to use the full extent of the law to…](https://sms4smile.com/quotes/sylvia-mathews-burwell/where-the-federal-government-and-the-taxpayer-has-had-funds-misused/)

[Sylvia Mathews Burwell](https://sms4smile.com/quotes/author/sylvia-mathews-burwell/)

[Image](https://sms4smile.com/quotes/i/b4b/sylvia-mathews-burwell-15780_back_where-the-federal-government-and-the-tax_1058404.jpg)

> [Why do banks charge you a "non-sufficient funds fee" on money they already know you don't have?](https://sms4smile.com/quotes/steven-wright/why-do-banks-charge-you-a-non-sufficient-funds-fee-on-money-they/)

[Steven Wright](https://sms4smile.com/quotes/author/steven-wright/)

[Image](https://sms4smile.com/quotes/i/c79/steven-wright-432_fees_why-do-banks-charge-you-a-non-sufficient_622724.jpg)

> [At the most basic level, a central bank must be clear and open about its actions and operations, particularly when they involve…](https://sms4smile.com/quotes/ben-bernanke/at-the-most-basic-level-a-central-bank-must-be-clear-and-open-about/)

[Ben Bernanke](https://sms4smile.com/quotes/author/ben-bernanke/)

[Image](https://sms4smile.com/quotes/i/f2a/ben-bernanke-1388_bank_at-the-most-basic-level-a-central-bank-m_3223504.png)

> [It's not hard for a city like New York to create a $1.25 million fund. It's not hard for foundations to create…](https://sms4smile.com/quotes/kathryn-finney/it-s-not-hard-for-a-city-like-new-york-to-create-a-1-25-million-fund/)

[Kathryn Finney](https://sms4smile.com/quotes/author/kathryn-finney/)

[Image](https://sms4smile.com/quotes/i/d9d/kathryn-finney-54616_cities_it-s-not-hard-for-a-city-like-new-york-t_2253718.jpg)

> [Hint: money flows into most funds after good performance, and goes out when bad performance follows.](https://sms4smile.com/quotes/john-c-bogle/hint-money-flows-into-most-funds-after-good-performance-and-goes-out/)

[John C. Bogle](https://sms4smile.com/quotes/author/john-c-bogle/)

[Image](https://sms4smile.com/quotes/i/902/john-c-bogle-2199_bad-performance_hint-money-flows-into-most-funds-after-g_817017.jpg)

> [Mutual fund managers want your money in their funds. They get paid based on assets under management.](https://sms4smile.com/quotes/barry-ritholtz/mutual-fund-managers-want-your-money-in-their-funds-they-get-paid/)

[Barry Ritholtz](https://sms4smile.com/quotes/author/barry-ritholtz/)

[Image](https://sms4smile.com/quotes/i/422/barry-ritholtz-5065_assets_mutual-fund-managers-want-your-money-in_407479.jpg)

> [When starting out, don't worry about not having enough money. Limited funds are a blessing, not a curse. Nothing encourages creative thinking…](https://sms4smile.com/quotes/h-jackson-brown-jr/when-starting-out-don-t-worry-about-not-having-enough-money-limited/)

[H. Jackson Brown, Jr](https://sms4smile.com/quotes/author/h-jackson-brown-jr/)

[Image](https://sms4smile.com/quotes/i/d5b/h-jackson-brown-jr-1456_blessing_when-starting-out-don-t-worry-about-not_1740851.png)

> [We need to get rid of the 16th amendment, and return to the original system that funds government with a variety of…](https://sms4smile.com/quotes/alan-keyes/we-need-to-get-rid-of-the-16th-amendment-and-return-to-the-original/)

[Alan Keyes](https://sms4smile.com/quotes/author/alan-keyes/)

[Image](https://sms4smile.com/quotes/i/b44/alan-keyes-7078_amendment_we-need-to-get-rid-of-the-16th-amendment_1013487.jpg)

> [When we started Appaloosa, we were going to name it Pegasus because everyone was using Greek names. We filed the name. We…](https://sms4smile.com/quotes/david-tepper/when-we-started-appaloosa-we-were-going-to-name-it-pegasus-because/)

[David Tepper](https://sms4smile.com/quotes/author/david-tepper/)

[Image](https://sms4smile.com/quotes/i/4e8/david-tepper-37843_because_when-we-started-appaloosa-we-were-going_24875.png)

> [I have always wondered why more women did not look into owning their own funds. Granted, it is a high stress, high…](https://sms4smile.com/quotes/karen-finerman/i-have-always-wondered-why-more-women-did-not-look-into-owning-their/)

[Karen Finerman](https://sms4smile.com/quotes/author/karen-finerman/)

[Image](https://sms4smile.com/quotes/i/0c8/karen-finerman-22866_also_i-have-always-wondered-why-more-women-di_283117.jpg)

> [Before starting my own investment funds, the only models I was aware of were those of Warren Buffett and Charlie Munger. Their…](https://sms4smile.com/quotes/mohnish-pabrai/before-starting-my-own-investment-funds-the-only-models-i-was-aware/)

[Mohnish Pabrai](https://sms4smile.com/quotes/author/mohnish-pabrai/)

[Image](https://sms4smile.com/quotes/i/082/mohnish-pabrai-17471_aware_before-starting-my-own-investment-funds_411365.jpg)

> [During the 2000 election, the current administration told our military, help is on the way. That is clearly not the case. The…](https://sms4smile.com/quotes/ike-skelton/during-the-2000-election-the-current-administration-told-our-military/)

[Ike Skelton](https://sms4smile.com/quotes/author/ike-skelton/)

[Image](https://sms4smile.com/quotes/i/f3e/ike-skelton-28669_administration_during-the-2000-election-the-current-adm_1663281.jpg)

> [I'm sometimes accused of being hostile to mutual funds. That's not fair, really. There is a place for them. Still, I am…](https://sms4smile.com/quotes/kenneth-fisher/i-m-sometimes-accused-of-being-hostile-to-mutual-funds-that-s-not/)

[Kenneth Fisher](https://sms4smile.com/quotes/author/kenneth-fisher/)

[Image](https://sms4smile.com/quotes/i/776/kenneth-fisher-11425_accused_i-m-sometimes-accused-of-being-hostile-t_2374576.jpg)

> [During my undergraduate training at UCLA, I was studying finance and securities; my particular interest was with mutual funds. Wanting to get…](https://sms4smile.com/quotes/robert-shapiro/during-my-undergraduate-training-at-ucla-i-was-studying-finance-and/)

[Robert Shapiro](https://sms4smile.com/quotes/author/robert-shapiro/)

[Image](https://sms4smile.com/quotes/i/757/robert-shapiro-26969_companies_during-my-undergraduate-training-at-ucla_946285.jpg)

> [We can only restore faith in government if the state itself becomes an efficient, effective and transparent ally of the people. Bureaucratic…](https://sms4smile.com/quotes/victor-ponta/we-can-only-restore-faith-in-government-if-the-state-itself-becomes/)

[Victor Ponta](https://sms4smile.com/quotes/author/victor-ponta/)

[Image](https://sms4smile.com/quotes/i/050/victor-ponta-19921_abuse_we-can-only-restore-faith-in-government_2046574.jpg)

> [I am not stopped by low funds, physical exhaustion, mental exhaustion, or temptations to stop and work on some other production that…](https://sms4smile.com/quotes/richard-king/i-am-not-stopped-by-low-funds-physical-exhaustion-mental-exhaustion/)

[Richard King](https://sms4smile.com/quotes/author/richard-king/)

[Image](https://sms4smile.com/quotes/i/59a/richard-king-18240_am_i-am-not-stopped-by-low-funds-physical-e_2510565.jpg)

> [Even fans of actively managed funds often concede that most other investors would be better off in index funds. But buoyed by…](https://sms4smile.com/quotes/paul-samuelson/even-fans-of-actively-managed-funds-often-concede-that-most-other/)

[Paul Samuelson](https://sms4smile.com/quotes/author/paul-samuelson/)

[Image](https://sms4smile.com/quotes/i/781/paul-samuelson-9078_adviser_even-fans-of-actively-managed-funds-ofte_3121624.jpg)

> [It's my guess that something like 5% of GDP goes to money management and itsattendant friction. I define it broadly - annuities,…](https://sms4smile.com/quotes/charlie-munger/it-s-my-guess-that-something-like-5-of-gdp-goes-to-money-management/)

[Charlie Munger](https://sms4smile.com/quotes/author/charlie-munger/)

[Image](https://sms4smile.com/quotes/i/54a/charlie-munger-458_allocation_it-s-my-guess-that-something-like-5-of-g_2584591.jpg)

> [When I see a serious problem, I try to figure out, my way, how to solve it, how to fix it. When…](https://sms4smile.com/quotes/sam-childers/when-i-see-a-serious-problem-i-try-to-figure-out-my-way-how-to-solve/)

[Sam Childers](https://sms4smile.com/quotes/author/sam-childers/)

[Image](https://sms4smile.com/quotes/i/ff7/sam-childers-24455_alcohol_when-i-see-a-serious-problem-i-try-to-fi_2842663.jpg)

> [You can give your Social Security check to any organization, public or private, or to individuals. You can donate it to your…](https://sms4smile.com/quotes/mark-skousen/you-can-give-your-social-security-check-to-any-organization-public-or/)

[Mark Skousen](https://sms4smile.com/quotes/author/mark-skousen/)

[Image](https://sms4smile.com/quotes/i/ad8/mark-skousen-11524_any_you-can-give-your-social-security-check_2068214.jpg)

> [Hedge funds are investment pools that are relatively unconstrained in what they do. They are relatively unregulated (for now), charge very high…](https://sms4smile.com/quotes/cliff-asness/hedge-funds-are-investment-pools-that-are-relatively-unconstrained-in/)

[Cliff Asness](https://sms4smile.com/quotes/author/cliff-asness/)

[Image](https://sms4smile.com/quotes/i/738/cliff-asness-52370_back-when_hedge-funds-are-investment-pools-that-ar_1560031.jpg)

> [“We’ll have to figure out a way to spend our money,” said Kaz. “What money?” said Jesper. “It all got poured into…](https://sms4smile.com/quotes/leigh-bardugo/we-ll-have-to-figure-out-a-way-to-spend-our-money-said-kaz-what-money/)

[Leigh Bardugo](https://sms4smile.com/quotes/author/leigh-bardugo/)

[Image](https://sms4smile.com/quotes/i/78b/leigh-bardugo-252_funds_we-ll-have-to-figure-out-a-way-to-spend_1777985.png)

> [In Germany there is ranking for contribution rate, so the cheaper sickness funds with good quality can both advertise their better quality…](https://sms4smile.com/quotes/karl-lauterbach/in-germany-there-is-ranking-for-contribution-rate-so-the-cheaper/)

[Karl Lauterbach](https://sms4smile.com/quotes/author/karl-lauterbach/)

[Image](https://sms4smile.com/quotes/i/9ae/karl-lauterbach-34672_couple_in-germany-there-is-ranking-for-contribu_2948568.jpg)

> [My advice is this: If you want to buy funds, buy no-loads, because you'll spare yourself the commission. But every time you…](https://sms4smile.com/quotes/kenneth-fisher/my-advice-is-this-if-you-want-to-buy-funds-buy-no-loads-because-you/)

[Kenneth Fisher](https://sms4smile.com/quotes/author/kenneth-fisher/)

[Image](https://sms4smile.com/quotes/i/81a/kenneth-fisher-11425_account_my-advice-is-this-if-you-want-to-buy-fun_2522049.jpg)

> [The philosophy to 'buy and hold' is a philosophy that I use to manage funds.](https://sms4smile.com/quotes/michael-lee-chin/the-philosophy-to-buy-and-hold-is-a-philosophy-that-i-use-to-manage/)

[Michael Lee-Chin](https://sms4smile.com/quotes/author/michael-lee-chin/)

[Image](https://sms4smile.com/quotes/i/91e/michael-lee-chin-29431_fund_the-philosophy-to-buy-and-hold-is-a-phil_1741134.jpg)

> [Most of the mutual fund investments I have are index funds, approximately 75%.](https://sms4smile.com/quotes/charles-r-schwab/most-of-the-mutual-fund-investments-i-have-are-index-funds/)

[Charles R. Schwab](https://sms4smile.com/quotes/author/charles-r-schwab/)

[Image](https://sms4smile.com/quotes/i/a8b/charles-r-schwab-26252_customer_most-of-the-mutual-fund-investments-i-ha_533722.png)

> [All my available funds are completely tied up in cash.](https://sms4smile.com/quotes/w-c-fields/all-my-available-funds-are-completely-tied-up-in-cash/)

[W. C. Fields](https://sms4smile.com/quotes/author/w-c-fields/)

[Image](https://sms4smile.com/quotes/i/ebd/w-c-fields-1625_available_all-my-available-funds-are-completely-ti_183108.png)

> [Compassion is the use of public funds to buy votes](https://sms4smile.com/quotes/thomas-sowell/compassion-is-the-use-of-public-funds-to-buy-votes/)

[Thomas Sowell](https://sms4smile.com/quotes/author/thomas-sowell/)

[Image](https://sms4smile.com/quotes/i/03f/thomas-sowell-247_compassion_compassion-is-the-use-of-public-funds-to_3226759.jpg)

> [The studios don't finance anymore, they get outside funds.](https://sms4smile.com/quotes/robert-rodriguez/the-studios-don-t-finance-anymore-they-get-outside-funds/)

[Robert Rodriguez](https://sms4smile.com/quotes/author/robert-rodriguez/)

[Image](https://sms4smile.com/quotes/i/a03/robert-rodriguez-8016_finance_the-studios-don-t-finance-anymore-they-g_1285722.jpg)

## Top authors on Funds

- [ ![](https://sms4smile.com/quotes/wp-content/uploads/sms4s/authors/processed/b013/author-john-c-bogle-51066.jpg) John C. Bogle 6 quotes ](https://sms4smile.com/quotes/about/funds/john-c-bogle/)
- [ ![](https://sms4smile.com/quotes/wp-content/uploads/sms4s/authors/processed/b003/author-alex-berenson-10756.jpg) Alex Berenson 5 quotes ](https://sms4smile.com/quotes/about/funds/alex-berenson/)

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                        "text": "The deeper one delves, the worse things look for actively managed funds.",
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                        "text": "I have two step-kids and one of my own on the way. That's three college funds.",
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                        "text": "Any time that there are policy errors, that is what macro funds live for.",
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                        "text": "We shouldn't be encouraging people to set up Cayman Island funds.",
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                        "text": "Where the federal government and the taxpayer has had funds misused, we need to use the full extent of the law to get those funds back for the taxpayer.",
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                        "@type": "Quotation",
                        "text": "Why do banks charge you a \"non-sufficient funds fee\" on money they already know you don't have?",
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                        "text": "At the most basic level, a central bank must be clear and open about its actions and operations, particularly when they involve the deployment of public funds.",
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                        "text": "It's not hard for a city like New York to create a $1.25 million fund. It's not hard for foundations to create funds that invest in diverse founders.",
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                        "text": "Hint: money flows into most funds after good performance, and goes out when bad performance follows.",
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                        "text": "Mutual fund managers want your money in their funds. They get paid based on assets under management.",
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                        "text": "When starting out, don't worry about not having enough money. Limited funds are a blessing, not a curse. Nothing encourages creative thinking in quite the same way.",
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                        "@type": "Quotation",
                        "text": "We need to get rid of the 16th amendment, and return to the original system that funds government with a variety of tariffs and duties.",
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                        "text": "When we started Appaloosa, we were going to name it Pegasus because everyone was using Greek names. We filed the name. We paid $300, and they said you cannot use it because it is taken. Pegasus Funds. Then we said Pegasus is kind of a horse. We did not want to be the Unicorn Fund. So we pulled out a horse book.",
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                        "text": "I have always wondered why more women did not look into owning their own funds. Granted, it is a high stress, high risk business, but it also offers high rewards and control.",
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                        "text": "Before starting my own investment funds, the only models I was aware of were those of Warren Buffett and Charlie Munger. Their models made a lot of sense to me, so I cloned them.",
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                        "text": "During the 2000 election, the current administration told our military, help is on the way. That is clearly not the case. The administration has failed to request the funds needed for the defense of this Nation. We must give the Army what it needs.",
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                        "text": "I'm sometimes accused of being hostile to mutual funds. That's not fair, really. There is a place for them. Still, I am hostile to one thing, which is trying to use funds to time your way in and out of the market. That's a recipe for very bad results.",
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                        "text": "During my undergraduate training at UCLA, I was studying finance and securities; my particular interest was with mutual funds. Wanting to get into a high position at some of the companies that were doing that, I knew that law would be useful.",
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                        "text": "We can only restore faith in government if the state itself becomes an efficient, effective and transparent ally of the people. Bureaucratic inefficiencies, abuses of power and the misappropriation of public funds must end.",
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                        "text": "I am not stopped by low funds, physical exhaustion, mental exhaustion, or temptations to stop and work on some other production that would be more financially rewarding.",
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                        "text": "Even fans of actively managed funds often concede that most other investors would be better off in index funds. But buoyed by abundant self-confidence, these folks aren't about to give up on actively managed funds themselves. A tad delusional? I think so. Picking the best-performing funds is 'like trying to predict the dice before you roll them down the craps table,' says an investment adviser in Boca Raton, FL. 'I can't do it. The public can't do it.'",
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                        "@type": "Quotation",
                        "text": "It's my guess that something like 5% of GDP goes to money management and itsattendant friction. I define it broadly - annuities, incentive pay, all trading, etc. Nobody else has used figures that high, but that's my guess. Worst of all, the people doing this are among the best and the brightest. Hundreds and thousands of engineers, etc. are going into hedge funds and investment banking. That is not an intelligent allocation of the brainpower of the civilization.",
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                        "@type": "Quotation",
                        "text": "When I see a serious problem, I try to figure out, my way, how to solve it, how to fix it. When I'm back here in the U.S., I'm speaking, raising funds, and everything for what I do overseas, but at the same time, I speak in schools, colleges, on drugs and alcohol. I come back here and I go into a different fight. But really, it's all related.",
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                        "text": "You can give your Social Security check to any organization, public or private, or to individuals. You can donate it to your favorite political party. You can give the funds to a student scholarship - for your grandchildren, for example - or to somebody who has a medical need. Or you can invest your government check in free enterprise.",
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                        "text": "Hedge funds are investment pools that are relatively unconstrained in what they do. They are relatively unregulated (for now), charge very high fees, will not necessarily give you your money back when you want it, and will generally not tell you what they do. They are supposed to make money all the time, and when they fail at this, their investors redeem and go to someone else who has recently been making money. Every three or four years they deliver a one-in-a-hundred year flood. They are generally run for rich people in Geneva, Switzerland, by rich people in Greenwich, Connecticut.",
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                        "text": "“We’ll have to figure out a way to spend our money,” said Kaz. “What money?” said Jesper. “It all got poured into the Shu coffers. Like they needed it.” “Did it?” Nina’s eyes narrowed and Jesper saw a bit of her spirit return. “Stop playing around, Brekker, or I’ll send my unholy army of the dead after you.” Kaz shrugged. “I felt the Shu could manage with forty million.” “The thirty million Van Eck owed us—” murmured Jesper. “Four million kruge each. I’m giving Per Haskell’s share to Rotty and Specht. It will be laundered through one of the Dregs’ businesses before it passes back through the Gemensbank, but the funds should be in separate accounts for you by the end of the month.” He paused. “Matthias’ share will go to Nina. I know money doesn’t matter to—” “It matters,” said Nina. “I’ll find a way to make it matter. What will you do with your shares?” “Find a ship,” said Inej. “Put together a crew.” “Help run an empire,” said Jesper. “Try not to run it into the ground,” said Wylan. “And you, Kaz?” Nina asked. “Build something new,” he said with a shrug. “Watch it burn.”",
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                        "text": "In Germany there is ranking for contribution rate, so the cheaper sickness funds with good quality can both advertise their better quality plus their lower contribution rates and therefore be gaining members. We had about 240 sickness funds a couple of months ago; we are now down to 213, I think. In two or three years, only 50 or so will survive.",
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                        "text": "My advice is this: If you want to buy funds, buy no-loads, because you'll spare yourself the commission. But every time you sell, whether you buy another fund or not, put 5% into an account for your spouse to blow on whatever. Two things will happen. Your spouse will love you, and you will find yourself holding longer - like a load-fund investor.",
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