---
title: "10 Financial Quotes By Michelle Singletary"
description: "10 Financial quotes by Michelle Singletary. Plus more from Michelle Singletary and more Financial sayings from other authors."
image: "https://sms4smile.com/quotes/i/827/michelle-singletary-8251_compassion_i-understand-why-many-are-still-poor-or_471680.jpg"
---

> [I understand why many are still poor or struggling to make just a middle-income lifestyle. I'm a fiscal conservative, but I also…](https://sms4smile.com/quotes/michelle-singletary/i-understand-why-many-are-still-poor-or-struggling-to-make-just-a/)

[Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/)

[Image](https://sms4smile.com/quotes/i/827/michelle-singletary-8251_compassion_i-understand-why-many-are-still-poor-or_471680.jpg)

> [ \[My grandmother\] managed her money better than some financial professionals I know. I give credit always to her because she is the… ](https://sms4smile.com/quotes/michelle-singletary/my-grandmother-managed-her-money-better-than-some-financial/)

[Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/)

[Image](https://sms4smile.com/quotes/i/09a/michelle-singletary-8251_columns_my-grandmother-managed-her-money-better_2880308.jpg)

> [You are NOT a financial failure if you rent. You are getting something for your money. A roof over your head.](https://sms4smile.com/quotes/michelle-singletary/you-are-not-a-financial-failure-if-you-rent-you-are-getting-something/)

[Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/)

[Image](https://sms4smile.com/quotes/i/db0/michelle-singletary-8251_failure_you-are-not-a-financial-failure-if-you-r_2501968.jpg)

> [The sad thing is many people learn how to manage money after they've made a lot of financial mistakes, some that take…](https://sms4smile.com/quotes/michelle-singletary/the-sad-thing-is-many-people-learn-how-to-manage-money-after-they-ve/)

[Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/)

[Image](https://sms4smile.com/quotes/i/773/michelle-singletary-8251_decades_the-sad-thing-is-many-people-learn-how-t_2758915.jpg)

> [I use my financial values to set my limitations. I have three children I want to put through college debt free. So…](https://sms4smile.com/quotes/michelle-singletary/i-use-my-financial-values-to-set-my-limitations-i-have-three-children/)

[Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/)

[Image](https://sms4smile.com/quotes/i/9da/michelle-singletary-8251_children_i-use-my-financial-values-to-set-my-limi_2389776.jpg)

> [The schools can't cover all the values that go along with how you handle your money. For example, a financial literacy class…](https://sms4smile.com/quotes/michelle-singletary/the-schools-can-t-cover-all-the-values-that-go-along-with-how-you/)

[Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/)

[Image](https://sms4smile.com/quotes/i/2d6/michelle-singletary-8251_big-mama_the-schools-can-t-cover-all-the-values-t_2523423.jpg)

> [A smart couple with a healthy financial relationship is always talking about money and how they're handling it. If there's a medical…](https://sms4smile.com/quotes/michelle-singletary/a-smart-couple-with-a-healthy-financial-relationship-is-always/)

[Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/)

[Image](https://sms4smile.com/quotes/i/b50/michelle-singletary-8251_couple_a-smart-couple-with-a-healthy-financial_2865010.jpg)

> [My grandmother was extremely smart when it came to money, but she also worried a lot about not having enough. So it's…](https://sms4smile.com/quotes/michelle-singletary/my-grandmother-was-extremely-smart-when-it-came-to-money-but-she-also/)

[Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/)

[Image](https://sms4smile.com/quotes/i/5e3/michelle-singletary-8251_aim_my-grandmother-was-extremely-smart-when_1157499.jpg)

> [My grandmother's grandparents were slaves. My grandmother Big Mama would tell me about the stories she heard as a child growing up…](https://sms4smile.com/quotes/michelle-singletary/my-grandmother-s-grandparents-were-slaves-my-grandmother-big-mama/)

[Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/)

[Image](https://sms4smile.com/quotes/i/6fd/michelle-singletary-8251_african-american_my-grandmother-s-grandparents-were-slave_3070831.jpg)

> [My Big Mama is my No. 1 financial role model. Much of my advice stems from what she taught me. She never…](https://sms4smile.com/quotes/michelle-singletary/my-big-mama-is-my-no-1-financial-role-model-much-of-my-advice-stems/)

[Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/)

[Image](https://sms4smile.com/quotes/i/e2e/michelle-singletary-8251_advice_my-big-mama-is-my-no-1-financial-role-mo_2436064.jpg)

## Other authors on Financial

## More by Michelle Singletary

> [You need to know everything. You both need to be comfortable with sharing everything. If you can't you are NOT ready to get married.](https://sms4smile.com/quotes/michelle-singletary/you-need-to-know-everything-you-both-need-to-be-comfortable-with/)

[Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/)

> [We all fall - even me.](https://sms4smile.com/quotes/michelle-singletary/we-all-fall-even-me/)

[Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/)

> [I love teaching people how to handle their money and I've built a brand on that skill.](https://sms4smile.com/quotes/michelle-singletary/i-love-teaching-people-how-to-handle-their-money-and-i-ve-built-a/)

[Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/)

> [You made a decision given your life circumstances and you have to be ok with that. Regrets that can't be change is just torturing…](https://sms4smile.com/quotes/michelle-singletary/you-made-a-decision-given-your-life-circumstances-and-you-have-to-be/)

[Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/)

> [You'll feel better when you get all that debt off your back.](https://sms4smile.com/quotes/michelle-singletary/you-ll-feel-better-when-you-get-all-that-debt-off-your-back/)

[Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/)

> [The number of those 19 to 25 with private insurance increased from 51 to 55.8 percent, and the percentage of uninsured fell from 33.9…](https://sms4smile.com/quotes/michelle-singletary/the-number-of-those-19-to-25-with-private-insurance-increased-from-51/)

[Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/)

> [Money may not be able to buy you love, but conflicts about it can certainly bankrupt your relationship.](https://sms4smile.com/quotes/michelle-singletary/money-may-not-be-able-to-buy-you-love-but-conflicts-about-it-can/)

[Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/)

> [We all only have a certain amount of money and that means yes, we have to make choices and sometimes those choices mean we…](https://sms4smile.com/quotes/michelle-singletary/we-all-only-have-a-certain-amount-of-money-and-that-means-yes-we-have/)

[Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/)

> [Having kids doesn't mean they would have taken care o you.](https://sms4smile.com/quotes/michelle-singletary/having-kids-doesn-t-mean-they-would-have-taken-care-o-you/)

[Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/)

> [I'm driving my old car until I'm on a first name basis with the low tow truck drivers!](https://sms4smile.com/quotes/michelle-singletary/i-m-driving-my-old-car-until-i-m-on-a-first-name-basis-with-the-low/)

[Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/)

> [When you give people who are being financially responsible money, you are enabling them to continue a bad habit. So you are actually helping…](https://sms4smile.com/quotes/michelle-singletary/when-you-give-people-who-are-being-financially-responsible-money-you/)

[Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/)

> [Sometimes your gut is right. And sometimes not.](https://sms4smile.com/quotes/michelle-singletary/sometimes-your-gut-is-right-and-sometimes-not/)

[Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/)

> [I understand why many are still poor or struggling to make just a middle-income lifestyle. I'm a fiscal conservative, but I also have compassion…](https://sms4smile.com/quotes/michelle-singletary/i-understand-why-many-are-still-poor-or-struggling-to-make-just-a/)

[Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/)

> [I like the idea of having a paperless society.But to be paperless means you have to be so careful with your identity.](https://sms4smile.com/quotes/michelle-singletary/i-like-the-idea-of-having-a-paperless-society-but-to-be-paperless/)

[Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/)

> [If we aren't careful, our children will come down with 'affluenza,' a disease that causes them to confuse wants and needs. We need to…](https://sms4smile.com/quotes/michelle-singletary/if-we-aren-t-careful-our-children-will-come-down-with-affluenza-a/)

[Michelle Singletary](https://sms4smile.com/quotes/author/michelle-singletary/)

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                        "text": "My Big Mama is my No. 1 financial role model. Much of my advice stems from what she taught me. She never made more than $13,000 a year, yet she paid off her home before she retired. She saved money from every paycheck. She taught me to be skeptical. It makes me cry to think that I'm a nationally syndicated personal finance columnist for one of the world's best newspapers and my core advice comes from my black grandmother who was a nurse's aide with just a high school education.",
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