---
title: "26 Debt Quotes By Thomas Jefferson"
description: "26 Debt quotes by Thomas Jefferson. Plus more from Thomas Jefferson and more Debt sayings from other authors."
image: "https://sms4smile.com/quotes/i/2b9/thomas-jefferson-43_cause-and-effect_debt-and-revolution-are-inseparable-as-c_240651.jpg"
---

> [Debt and revolution are inseparable as cause and effect.](https://sms4smile.com/quotes/thomas-jefferson/debt-and-revolution-are-inseparable-as-cause-and-effect/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

[Image](https://sms4smile.com/quotes/i/2b9/thomas-jefferson-43_cause-and-effect_debt-and-revolution-are-inseparable-as-c_240651.jpg)

> [We must not let our rulers load us with perpetual debt.](https://sms4smile.com/quotes/thomas-jefferson/we-must-not-let-our-rulers-load-us-with-perpetual-debt/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

[Image](https://sms4smile.com/quotes/i/5ce/thomas-jefferson-43_american-government_we-must-not-let-our-rulers-load-us-with_534727.jpg)

> [A private central bank issuing the public currency is a greater menace to the liberties of the people than a standing army.…](https://sms4smile.com/quotes/thomas-jefferson/a-private-central-bank-issuing-the-public-currency-is-a-greater/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

[Image](https://sms4smile.com/quotes/i/533/thomas-jefferson-43_army_a-private-central-bank-issuing-the-publi_980367.jpg)

> [There is a debt of service due from every man to his country, proportioned to the bounties which nature and fortune have…](https://sms4smile.com/quotes/thomas-jefferson/there-is-a-debt-of-service-due-from-every-man-to-his-country/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

[Image](https://sms4smile.com/quotes/i/ec4/thomas-jefferson-43_bounty_there-is-a-debt-of-service-due-from-ever_1170553.jpg)

> [I, place economy among the first & most important republican virtues, & public debt as the greatest of the dangers to be feared](https://sms4smile.com/quotes/thomas-jefferson/i-place-economy-among-the-first-most-important-republican-virtues/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

[Image](https://sms4smile.com/quotes/i/99d/thomas-jefferson-43_danger_i-place-economy-among-the-first-most-imp_1987024.jpg)

> [The multiplication of public offices, increase of expense beyond income, growth and entailment of a public debt are indications soliciting the employment…](https://sms4smile.com/quotes/thomas-jefferson/the-multiplication-of-public-offices-increase-of-expense-beyond/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

[Image](https://sms4smile.com/quotes/i/597/thomas-jefferson-43_budgets_the-multiplication-of-public-offices-inc_3054458.jpg)

> [The fore horse of this frightful team is public debt. Taxation follow that, and in its turn wretchedness and oppression.](https://sms4smile.com/quotes/thomas-jefferson/the-fore-horse-of-this-frightful-team-is-public-debt-taxation-follow/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

[Image](https://sms4smile.com/quotes/i/673/thomas-jefferson-43_debt_the-fore-horse-of-this-frightful-team-is_2609679.jpg)

> [By making this wine known to the public, I have rendered my country as great a service as if I had enabled…](https://sms4smile.com/quotes/thomas-jefferson/by-making-this-wine-known-to-the-public-i-have-rendered-my-country-as/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

[Image](https://sms4smile.com/quotes/i/2bf/thomas-jefferson-43_cooking_by-making-this-wine-known-to-the-public_2764327.jpg)

> [To preserve our independence, we must not let our rulers load us with perpetual debt. We must make our election between economy…](https://sms4smile.com/quotes/thomas-jefferson/to-preserve-our-independence-we-must-not-let-our-rulers-load-us-with/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

[Image](https://sms4smile.com/quotes/i/817/thomas-jefferson-43_debt_to-preserve-our-independence-we-must-not_1518307.jpg)

> [It is true that in the meantime we are suffering deeply in spirit, and incurring the horrors of a war and long…](https://sms4smile.com/quotes/thomas-jefferson/it-is-true-that-in-the-meantime-we-are-suffering-deeply-in-spirit-and/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

[Image](https://sms4smile.com/quotes/i/cbf/thomas-jefferson-43_debt_it-is-true-that-in-the-meantime-we-are-s_3011975.jpg)

> [We must make our choice between economy and liberty or confusion and servitude...If we run into such debts, we must be taxed…](https://sms4smile.com/quotes/thomas-jefferson/we-must-make-our-choice-between-economy-and-liberty-or-confusion-and/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

[Image](https://sms4smile.com/quotes/i/95e/thomas-jefferson-43_amusement_we-must-make-our-choice-between-economy_513219.jpg)

> [We shall all consider ourselves unauthorized to saddle posterity with our debts, and morally bound to pay them ourselves; and consequently within…](https://sms4smile.com/quotes/thomas-jefferson/we-shall-all-consider-ourselves-unauthorized-to-saddle-posterity-with/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

[Image](https://sms4smile.com/quotes/i/108/thomas-jefferson-43_bounds_we-shall-all-consider-ourselves-unauthor_374949.jpg)

> [At the time we were funding our national debt, we heard much about "a public debt being a public blessing"; that the…](https://sms4smile.com/quotes/thomas-jefferson/at-the-time-we-were-funding-our-national-debt-we-heard-much-about-a/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

[Image](https://sms4smile.com/quotes/i/cfd/thomas-jefferson-43_active_at-the-time-we-were-funding-our-national_1351312.jpg)

> [To lay taxes to provide for the general welfare of the United States, that is to say, 'to lay taxes for the…](https://sms4smile.com/quotes/thomas-jefferson/to-lay-taxes-to-provide-for-the-general-welfare-of-the-united-states/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

[Image](https://sms4smile.com/quotes/i/698/thomas-jefferson-43_ads_to-lay-taxes-to-provide-for-the-general_2684692.jpg)

> [But with respect to future debt; would it not be wise and just for that nation to declare in the constitution they…](https://sms4smile.com/quotes/thomas-jefferson/but-with-respect-to-future-debt-would-it-not-be-wise-and-just-for/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

[Image](https://sms4smile.com/quotes/i/bed/thomas-jefferson-43_age_but-with-respect-to-future-debt-would-it_2469334.jpg)

> [I sincerely believe that banking establishments are more dangerous than standing armies, and that the principle of spending money to be paid…](https://sms4smile.com/quotes/thomas-jefferson/i-sincerely-believe-that-banking-establishments-are-more-dangerous/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

[Image](https://sms4smile.com/quotes/i/28f/thomas-jefferson-43_afterlife_i-sincerely-believe-that-banking-establi_272104.jpg)

> [Having seen the people of all other nations bowed down to the earth under the wars and prodigalities of their rulers, I…](https://sms4smile.com/quotes/thomas-jefferson/having-seen-the-people-of-all-other-nations-bowed-down-to-the-earth/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

[Image](https://sms4smile.com/quotes/i/e8b/thomas-jefferson-43_anti-war_having-seen-the-people-of-all-other-nati_1767564.jpg)

> [ I acknowledge that such a debt \[of service to my fellow-citizens\] exists, that a tour of duty in whatever line he can… ](https://sms4smile.com/quotes/thomas-jefferson/i-acknowledge-that-such-a-debt-of-service-to-my-fellow-citizens/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

[Image](https://sms4smile.com/quotes/i/526/thomas-jefferson-43_acknowledge_i-acknowledge-that-such-a-debt-of-servic_2508145.jpg)

> [A little patience, and we shall see the reign of witches pass over, their spells dissolve, and the people, recovering their true…](https://sms4smile.com/quotes/thomas-jefferson/a-little-patience-and-we-shall-see-the-reign-of-witches-pass-over-2/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

[Image](https://sms4smile.com/quotes/i/a88/thomas-jefferson-43_debt_a-little-patience-and-we-shall-see-the-r_2364403.jpg)

> [The banks themselves were doing business on capitals three-fourths of which were fictitious. This fictitious capital... is now to be lost, and…](https://sms4smile.com/quotes/thomas-jefferson/the-banks-themselves-were-doing-business-on-capitals-three-fourths-of/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

[Image](https://sms4smile.com/quotes/i/787/thomas-jefferson-43_amount_the-banks-themselves-were-doing-business_2185883.jpg)

> [I place economy among the first and most important virtues and public debt as the greatest dangers to be feared... We must…](https://sms4smile.com/quotes/thomas-jefferson/i-place-economy-among-the-first-and-most-important-virtues-and-public/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

[Image](https://sms4smile.com/quotes/i/af1/thomas-jefferson-43_choices_i-place-economy-among-the-first-and-most_1505338.jpg)

> [I place economy among the first and most important virtues and public debt as the greatest dangers to be feared. To preserve…](https://sms4smile.com/quotes/thomas-jefferson/i-place-economy-among-the-first-and-most-important-virtues-and-public-2/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

[Image](https://sms4smile.com/quotes/i/4c4/thomas-jefferson-43_choices_i-place-economy-among-the-first-and-most_2633872.jpg)

> [The earth belongs to the living. No man can, by natural right, oblige the lands he occupied or the persons who succeed…](https://sms4smile.com/quotes/thomas-jefferson/the-earth-belongs-to-the-living-no-man-can-by-natural-right-oblige/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

[Image](https://sms4smile.com/quotes/i/643/thomas-jefferson-43_contracts_the-earth-belongs-to-the-living-no-man-c_1885365.jpg)

> [Be assured that it gives much more pain to the mind to be in debt, than to do without any article whatever…](https://sms4smile.com/quotes/thomas-jefferson/be-assured-that-it-gives-much-more-pain-to-the-mind-to-be-in-debt/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

[Image](https://sms4smile.com/quotes/i/abd/thomas-jefferson-43_articles_be-assured-that-it-gives-much-more-pain_2973781.jpg)

> [No generation has a right to contract debts greater than can be paid off during the course of its own existence.](https://sms4smile.com/quotes/thomas-jefferson/no-generation-has-a-right-to-contract-debts-greater-than-can-be-paid/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

[Image](https://sms4smile.com/quotes/i/fd3/thomas-jefferson-43_contracts_no-generation-has-a-right-to-contract-de_166552.jpg)

> [I am for a government rigorously frugal & simple, applying all the possible savings of the public revenue to the discharge of…](https://sms4smile.com/quotes/thomas-jefferson/i-am-for-a-government-rigorously-frugal-simple-applying-all-the/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

[Image](https://sms4smile.com/quotes/i/5b0/thomas-jefferson-43_blessing_i-am-for-a-government-rigorously-frugal_1996623.jpg)

## Other authors on Debt

## More by Thomas Jefferson

> [A man has a right to use a saw, an axe, a plane, separately; may he not combine their uses on the same piece…](https://sms4smile.com/quotes/thomas-jefferson/a-man-has-a-right-to-use-a-saw-an-axe-a-plane-separately-may-he-not/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

> [Believing with you that religion is a matter which lies solely between man and his God, that he owes account to none other for…](https://sms4smile.com/quotes/thomas-jefferson/believing-with-you-that-religion-is-a-matter-which-lies-solely/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

> [ \[States and the Federal government are\] coordinate departments of one simple and integral whole... The one is the domestic, the other the foreign branch… ](https://sms4smile.com/quotes/thomas-jefferson/states-and-the-federal-government-are-coordinate-departments-of-one/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

> [I am for freedom of religion, and against all maneuvers to bring about a legal ascendency of one sect over another.](https://sms4smile.com/quotes/thomas-jefferson/i-am-for-freedom-of-religion-and-against-all-maneuvers-to-bring-about/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

> [Single acts of tyranny may be ascribed to the accidental opinion of a day; but a series of oppressions, begun at a distinguished period…](https://sms4smile.com/quotes/thomas-jefferson/single-acts-of-tyranny-may-be-ascribed-to-the-accidental-opinion-of-a/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

> [“Perceiving the order of nature to be that individual happiness shall be inseparable from the practice of virtue, I am willing to hope it…](https://sms4smile.com/quotes/thomas-jefferson/perceiving-the-order-of-nature-to-be-that-individual-happiness-shall/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

> [Free government is founded in jealousy, and not in confidence; it is jealousy, and not confidence, which prescribes limited constitutions, to bind down those…](https://sms4smile.com/quotes/thomas-jefferson/free-government-is-founded-in-jealousy-and-not-in-confidence-it-is/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

> [Though you cannot see, when you take one step, what will be the next, yet follow truth, justice, and plain dealing, and never fear…](https://sms4smile.com/quotes/thomas-jefferson/though-you-cannot-see-when-you-take-one-step-what-will-be-the-next/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

> [A well informed citizenry is the best defense against tyranny.](https://sms4smile.com/quotes/thomas-jefferson/a-well-informed-citizenry-is-the-best-defense-against-tyranny/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

> [The two principles on which our conduct towards the Indians should be founded are justice and fear. After the injuries we have done them,…](https://sms4smile.com/quotes/thomas-jefferson/the-two-principles-on-which-our-conduct-towards-the-indians-should-be/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

> [Knowledge is power...knowled ge is safety...knowle dge is happiness.](https://sms4smile.com/quotes/thomas-jefferson/knowledge-is-power-knowled-ge-is-safety-knowle-dge-is-happiness/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

> [There is... an artificial aristocracy founded on wealth and birth, without either virtue or talents... The artificial aristocracy is a mischievous ingredient in government,…](https://sms4smile.com/quotes/thomas-jefferson/there-is-an-artificial-aristocracy-founded-on-wealth-and-birth/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

> [Nothing but free argument, raillery and even ridicule will preserve the purity of religion.](https://sms4smile.com/quotes/thomas-jefferson/nothing-but-free-argument-raillery-and-even-ridicule-will-preserve/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

> [When the people are afraid of the government, that's tyranny. But when the government is afraid of the people, that's liberty.](https://sms4smile.com/quotes/thomas-jefferson/when-the-people-are-afraid-of-the-government-that-s-tyranny-but-when/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

> [“We hold these truths to be self-evident, that all men are created equal, that they are endowed, by their Creator, with certain unalienable Rights,…](https://sms4smile.com/quotes/thomas-jefferson/we-hold-these-truths-to-be-self-evident-that-all-men-are-created/)

[Thomas Jefferson](https://sms4smile.com/quotes/author/thomas-jefferson/)

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                        "text": "To lay taxes to provide for the general welfare of the United States, that is to say, 'to lay taxes for the purpose of providing for the general welfare.' For the laying of taxes is the power, and the general welfare the purpose for which the power is to be exercised. They are not to lay taxes ad libitum for any purpose they please; but only to pay the debts or provide for the welfare of the Union.",
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                        "text": "But with respect to future debt; would it not be wise and just for that nation to declare in the constitution they are forming that neither the legislature, nor the nation itself can validly contract more debt, than they may pay within their own age, or within the term of 19 years.",
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                        "text": "Having seen the people of all other nations bowed down to the earth under the wars and prodigalities of their rulers, I have cherished their opposites, peace, economy, and riddance of public debt, believing that these were the high road to public as well as private prosperity and happiness.",
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                        "text": "I acknowledge that such a debt [of service to my fellow-citizens] exists, that a tour of duty in whatever line he can be most useful to his country, is due from every individual. It is not easy perhaps to say of what length exactly that tour should be, but we may safely say of what length it should not be. Not of our whole life, for instance, for that would be to be born a slave-not even of a very large portion of it.",
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                        "text": "The banks themselves were doing business on capitals three-fourths of which were fictitious. This fictitious capital... is now to be lost, and to fall on somebody; it must take on those who have property to meet it, and probably on the less cautious part, who, not aware of the impending catastrophe, have suffered themselves to contract, or to be in debt, and must now sacrifice their property of a value many times the amount of the debt. We have been truly sowing the wind, and are now reaping the whirlwind.",
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                        "text": "I place economy among the first and most important virtues and public debt as the greatest dangers to be feared... We must not let our rulers load us with perpetual debt. We must make our choice between economy and liberty or profusion and servitude... The same prudence which in private life would forbid our paying money for unexplained projects, forbids it in the disposition of public money. We are endeavoring to reduce the government to the practice of rigid economy to avoid burdening the people.",
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                        "text": "I place economy among the first and most important virtues and public debt as the greatest dangers to be feared. To preserve our independence, we must not let our rulers load us with perpetual debt. If we run into such debts, we must be taxed in our meat and drink, in our necessities and in our comforts, in our labor and in our amusements. If we can prevent the government from wasting the labor of the people, under the pretense of caring for them, they will be happy.",
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                        "text": "The earth belongs to the living. No man can, by natural right, oblige the lands he occupied or the persons who succeed him in that occupation, to the payment of debts contracted by him. For if he could, he might, during his own life, eat up the use of the lands for several generations to come, and then the lands would belong to the dead, and not to the living. No generation can contract debts greater than may be paid during the course of its own existence.",
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                        "text": "Be assured that it gives much more pain to the mind to be in debt, than to do without any article whatever which we may seem to want.",
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                        "text": "I am for a government rigorously frugal & simple, applying all the possible savings of the public revenue to the discharge of the national debt; and not for a multiplication of officers & salaries merely to make partisans, & for increasing, by every device, the public debt, on the principle of its being a public blessing.",
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