--- title: "18 Debt Quotes By Suze Orman" description: "18 Debt quotes by Suze Orman. Plus more from Suze Orman and more Debt sayings from other authors." image: "https://sms4smile.com/quotes/i/1ee/suze-orman-1007_debt_get-rid-of-debt-now-218801_218801.png" --- > [Get rid of debt now.](https://sms4smile.com/quotes/suze-orman/get-rid-of-debt-now/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/1ee/suze-orman-1007_debt_get-rid-of-debt-now-218801_218801.png) > [Make this the year you tackle that credit card debt once and for all.](https://sms4smile.com/quotes/suze-orman/make-this-the-year-you-tackle-that-credit-card-debt-once-and-for-all/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/881/suze-orman-1007_cards_make-this-the-year-you-tackle-that-credi_1171658.png) > [Each cent you apply toward diminishing your debt replenishes you.](https://sms4smile.com/quotes/suze-orman/each-cent-you-apply-toward-diminishing-your-debt-replenishes-you/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/b5c/suze-orman-1007_cents_each-cent-you-apply-toward-diminishing-y_806492.png) > [Bad debt is sacrificing your future day needs for your present day desires.](https://sms4smile.com/quotes/suze-orman/bad-debt-is-sacrificing-your-future-day-needs-for-your-present-day/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/a91/suze-orman-1007_debt_bad-debt-is-sacrificing-your-future-day_1447116.png) > [Learn how to prioritize all your debt. And did you know student loan debt is the most dangerous debt any of us…](https://sms4smile.com/quotes/suze-orman/learn-how-to-prioritize-all-your-debt-and-did-you-know-student-loan/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/992/suze-orman-1007_dangerous_learn-how-to-prioritize-all-your-debt-an_1858227.png) > [Absolutely pay off your credit card debt, because a child can always get a loan to go to school, possibly a scholarship,…](https://sms4smile.com/quotes/suze-orman/absolutely-pay-off-your-credit-card-debt-because-a-child-can-always/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/a6f/suze-orman-1007_cards_absolutely-pay-off-your-credit-card-debt_1308196.png) > [If you have debt I'm willing to bet that general clutter is a problem for you too.](https://sms4smile.com/quotes/suze-orman/if-you-have-debt-i-m-willing-to-bet-that-general-clutter-is-a-problem/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/87a/suze-orman-1007_cleaning_if-you-have-debt-i-m-willing-to-bet-that_1714418.png) > [We tend to focus on assets and forget about debts. Financial security requires facing up to the big picture: assets minus debts.](https://sms4smile.com/quotes/suze-orman/we-tend-to-focus-on-assets-and-forget-about-debts-financial-security/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/da8/suze-orman-1007_assets_we-tend-to-focus-on-assets-and-forget-ab_2006687.png) > [The most important loan to pay is your student loan. It's more important than your mortgage, car and credit card payments. You…](https://sms4smile.com/quotes/suze-orman/the-most-important-loan-to-pay-is-your-student-loan-it-s-more/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/bd2/suze-orman-1007_car_the-most-important-loan-to-pay-is-your-s_3151933.png) > [Even if you were to fall into extreme financial hardship and file for bankruptcy, you need to understand that your student loan…](https://sms4smile.com/quotes/suze-orman/even-if-you-were-to-fall-into-extreme-financial-hardship-and-file-for/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/72c/suze-orman-1007_bankruptcy_even-if-you-were-to-fall-into-extreme-fi_1257435.jpg) > [Remember that in most cases, student loan debt is not dischargeable in bankruptcy. So you continue to pay it off anyway. Those…](https://sms4smile.com/quotes/suze-orman/remember-that-in-most-cases-student-loan-debt-is-not-dischargeable-in/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/0b1/suze-orman-1007_bankruptcy_remember-that-in-most-cases-student-loan_2990088.png) > [If you have credit card debt and credit card companies continue to close down the cards, what are you going to do?…](https://sms4smile.com/quotes/suze-orman/if-you-have-credit-card-debt-and-credit-card-companies-continue-to/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/baf/suze-orman-1007_cards_if-you-have-credit-card-debt-and-credit_3091541.png) > [Take free money. No matter how in debt you are, if your employer offers a matching contribution on a 401(k) or other…](https://sms4smile.com/quotes/suze-orman/take-free-money-no-matter-how-in-debt-you-are-if-your-employer-offers/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/16b/suze-orman-1007_bonus_take-free-money-no-matter-how-in-debt-yo_1247863.png) > [It wasn't until I stood in my truth and told everybody that I had $250,000 in credit card debt. At that point,…](https://sms4smile.com/quotes/suze-orman/it-wasn-t-until-i-stood-in-my-truth-and-told-everybody-that-i-had-250/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/b2b/suze-orman-1007_about_it-wasn-t-until-i-stood-in-my-truth-and_1857769.jpg) > [Absolutely pay off credit card debt. If you're not getting a match in your 401(k) and you've got credit card debt, you've…](https://sms4smile.com/quotes/suze-orman/absolutely-pay-off-credit-card-debt-if-you-re-not-getting-a-match-in/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/7ca/suze-orman-1007_cards_absolutely-pay-off-credit-card-debt-if-y_1648221.jpg) > [But credit card debt is unsecured debt, which means if you get in trouble and cannot pay off your credit card, you…](https://sms4smile.com/quotes/suze-orman/but-credit-card-debt-is-unsecured-debt-which-means-if-you-get-in/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/7c4/suze-orman-1007_bankruptcy_but-credit-card-debt-is-unsecured-debt-w_546572.png) > [In January we start saving money, getting out of credit card debt, funding our retirement accounts, and we're doing wonderful. Then, every…](https://sms4smile.com/quotes/suze-orman/in-january-we-start-saving-money-getting-out-of-credit-card-debt/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/818/suze-orman-1007_accounts_in-january-we-start-saving-money-getting_202597.jpg) > [If you do not have at least an eight-month emergency fund, and you think there's a probability you could loose your job…](https://sms4smile.com/quotes/suze-orman/if-you-do-not-have-at-least-an-eight-month-emergency-fund-and-you/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/a07/suze-orman-1007_accidents_if-you-do-not-have-at-least-an-eight-mon_2833460.png) ## Other authors on Debt ## More by Suze Orman > [I've never believed unemployment numbers because the way that they calculate unemployment makes no sense whatsoever. It's not how many people are unemployed. It's…](https://sms4smile.com/quotes/suze-orman/i-ve-never-believed-unemployment-numbers-because-the-way-that-they/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Never invest emergency savings in the stock market.](https://sms4smile.com/quotes/suze-orman/never-invest-emergency-savings-in-the-stock-market/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Just because you can afford it doesn't mean you should buy it.](https://sms4smile.com/quotes/suze-orman/just-because-you-can-afford-it-doesn-t-mean-you-should-buy-it/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward…](https://sms4smile.com/quotes/suze-orman/your-goal-should-be-to-pay-off-your-credit-card-bills-in-full-at-the/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Consider a 15- or 20-year fixed-rate mortgage instead of a 30-year, if you can afford the monthly payments - they may not be as…](https://sms4smile.com/quotes/suze-orman/consider-a-15-or-20-year-fixed-rate-mortgage-instead-of-a-30-year-if/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Believing you are worthy of love means that you believe I deserve to be treated well - with respect and dignity. I deserve to…](https://sms4smile.com/quotes/suze-orman/believing-you-are-worthy-of-love-means-that-you-believe-i-deserve-to/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Women fake orgasms and men fake finances.](https://sms4smile.com/quotes/suze-orman/women-fake-orgasms-and-men-fake-finances/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [If you're not staying on top of your money, you are putting your financial well-being at risk.](https://sms4smile.com/quotes/suze-orman/if-you-re-not-staying-on-top-of-your-money-you-are-putting-your/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [When you understand that your self-worth is not determined by your net-worth, then you'll have financial freedom](https://sms4smile.com/quotes/suze-orman/when-you-understand-that-your-self-worth-is-not-determined-by-your/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [ I think Oprah's \[winfrey\] learned from me that it's OK to be harsh on people because in one's harshness you can see transformation happen… ](https://sms4smile.com/quotes/suze-orman/i-think-oprah-s-winfrey-learned-from-me-that-it-s-ok-to-be-harsh-on/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [No well-planned retirement should be without long term care insurance. It is the very cornerstone of retirement security.](https://sms4smile.com/quotes/suze-orman/no-well-planned-retirement-should-be-without-long-term-care-insurance/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [The chances of a bank going out of business are extremely slim, but it's always a good idea to spread around major sums so…](https://sms4smile.com/quotes/suze-orman/the-chances-of-a-bank-going-out-of-business-are-extremely-slim-but-it/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [True generosity is an offering; given freely and out of pure love. No strings attached. No expectations. Time and love are the most valuable…](https://sms4smile.com/quotes/suze-orman/true-generosity-is-an-offering-given-freely-and-out-of-pure-love-no/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Be as good to yourself as you are to those you love.](https://sms4smile.com/quotes/suze-orman/be-as-good-to-yourself-as-you-are-to-those-you-love/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [I'm a big advocate of a work-for-pay setup rather than an allowance that isn't attached to chores - it's a great way to impart…](https://sms4smile.com/quotes/suze-orman/i-m-a-big-advocate-of-a-work-for-pay-setup-rather-than-an-allowance/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "ItemList", "@id": "https://sms4smile.com/quotes/about/debt/suze-orman/#itemlist", "name": "18 Debt Quotes By Suze Orman", "numberOfItems": 18, "itemListElement": [ { "@type": "ListItem", "position": 1, "item": { "@type": "Quotation", "text": "Get rid of debt now.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/get-rid-of-debt-now/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/1ee/suze-orman-1007_debt_get-rid-of-debt-now-218801_218801.png", "contentUrl": "https://sms4smile.com/quotes/i/1ee/suze-orman-1007_debt_get-rid-of-debt-now-218801_218801.png", "url": "https://sms4smile.com/quotes/i/1ee/suze-orman-1007_debt_get-rid-of-debt-now-218801_218801.png", "width": 1080, "height": 1080, "caption": "“Get rid of debt now.” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 2, "item": { "@type": "Quotation", "text": "Make this the year you tackle that credit card debt once and for all.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/make-this-the-year-you-tackle-that-credit-card-debt-once-and-for-all/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/881/suze-orman-1007_cards_make-this-the-year-you-tackle-that-credi_1171658.png", "contentUrl": "https://sms4smile.com/quotes/i/881/suze-orman-1007_cards_make-this-the-year-you-tackle-that-credi_1171658.png", "url": "https://sms4smile.com/quotes/i/881/suze-orman-1007_cards_make-this-the-year-you-tackle-that-credi_1171658.png", "width": 1080, "height": 1080, "caption": "“Make this the year you tackle that credit card debt once and for all.” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 3, "item": { "@type": "Quotation", "text": "Each cent you apply toward diminishing your debt replenishes you.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/each-cent-you-apply-toward-diminishing-your-debt-replenishes-you/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/b5c/suze-orman-1007_cents_each-cent-you-apply-toward-diminishing-y_806492.png", "contentUrl": "https://sms4smile.com/quotes/i/b5c/suze-orman-1007_cents_each-cent-you-apply-toward-diminishing-y_806492.png", "url": "https://sms4smile.com/quotes/i/b5c/suze-orman-1007_cents_each-cent-you-apply-toward-diminishing-y_806492.png", "width": 1080, "height": 1080, "caption": "“Each cent you apply toward diminishing your debt replenishes you.” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 4, "item": { "@type": "Quotation", "text": "Bad debt is sacrificing your future day needs for your present day desires.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/bad-debt-is-sacrificing-your-future-day-needs-for-your-present-day/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/a91/suze-orman-1007_debt_bad-debt-is-sacrificing-your-future-day_1447116.png", "contentUrl": "https://sms4smile.com/quotes/i/a91/suze-orman-1007_debt_bad-debt-is-sacrificing-your-future-day_1447116.png", "url": "https://sms4smile.com/quotes/i/a91/suze-orman-1007_debt_bad-debt-is-sacrificing-your-future-day_1447116.png", "width": 1080, "height": 1080, "caption": "“Bad debt is sacrificing your future day needs for your present day desires.” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 5, "item": { "@type": "Quotation", "text": "Learn how to prioritize all your debt. And did you know student loan debt is the most dangerous debt any of us can have?", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/learn-how-to-prioritize-all-your-debt-and-did-you-know-student-loan/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/992/suze-orman-1007_dangerous_learn-how-to-prioritize-all-your-debt-an_1858227.png", "contentUrl": "https://sms4smile.com/quotes/i/992/suze-orman-1007_dangerous_learn-how-to-prioritize-all-your-debt-an_1858227.png", "url": "https://sms4smile.com/quotes/i/992/suze-orman-1007_dangerous_learn-how-to-prioritize-all-your-debt-an_1858227.png", "width": 1080, "height": 1080, "caption": "“Learn how to prioritize all your debt. 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Financial security requires facing up to the big picture: assets minus debts.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/we-tend-to-focus-on-assets-and-forget-about-debts-financial-security/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/da8/suze-orman-1007_assets_we-tend-to-focus-on-assets-and-forget-ab_2006687.png", "contentUrl": "https://sms4smile.com/quotes/i/da8/suze-orman-1007_assets_we-tend-to-focus-on-assets-and-forget-ab_2006687.png", "url": "https://sms4smile.com/quotes/i/da8/suze-orman-1007_assets_we-tend-to-focus-on-assets-and-forget-ab_2006687.png", "width": 1080, "height": 1080, "caption": "“We tend to focus on assets and forget about debts. 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You cannot discharge student loan debt in the majority of cases.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/the-most-important-loan-to-pay-is-your-student-loan-it-s-more/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/bd2/suze-orman-1007_car_the-most-important-loan-to-pay-is-your-s_3151933.png", "contentUrl": "https://sms4smile.com/quotes/i/bd2/suze-orman-1007_car_the-most-important-loan-to-pay-is-your-s_3151933.png", "url": "https://sms4smile.com/quotes/i/bd2/suze-orman-1007_car_the-most-important-loan-to-pay-is-your-s_3151933.png", "width": 1080, "height": 1080, "caption": "“The most important loan to pay is your student loan. It's more important than your mortgage, car and credit…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 10, "item": { "@type": "Quotation", "text": "Even if you were to fall into extreme financial hardship and file for bankruptcy, you need to understand that your student loan debt will not be discharged in bankruptcy. It is the Velcro of all debts.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/even-if-you-were-to-fall-into-extreme-financial-hardship-and-file-for/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/72c/suze-orman-1007_bankruptcy_even-if-you-were-to-fall-into-extreme-fi_1257435.jpg", "contentUrl": "https://sms4smile.com/quotes/i/72c/suze-orman-1007_bankruptcy_even-if-you-were-to-fall-into-extreme-fi_1257435.jpg", "url": "https://sms4smile.com/quotes/i/72c/suze-orman-1007_bankruptcy_even-if-you-were-to-fall-into-extreme-fi_1257435.jpg", "width": 1080, "height": 1080, "caption": "“Even if you were to fall into extreme financial hardship and file for bankruptcy, you need to understand…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 11, "item": { "@type": "Quotation", "text": "Remember that in most cases, student loan debt is not dischargeable in bankruptcy. So you continue to pay it off anyway. Those who have very low interest rates (2-2.5 percent) on student loans and know everything is secure, great.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/remember-that-in-most-cases-student-loan-debt-is-not-dischargeable-in/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/0b1/suze-orman-1007_bankruptcy_remember-that-in-most-cases-student-loan_2990088.png", "contentUrl": "https://sms4smile.com/quotes/i/0b1/suze-orman-1007_bankruptcy_remember-that-in-most-cases-student-loan_2990088.png", "url": "https://sms4smile.com/quotes/i/0b1/suze-orman-1007_bankruptcy_remember-that-in-most-cases-student-loan_2990088.png", "width": 1080, "height": 1080, "caption": "“Remember that in most cases, student loan debt is not dischargeable in bankruptcy. So you continue to pay it…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 12, "item": { "@type": "Quotation", "text": "If you have credit card debt and credit card companies continue to close down the cards, what are you going to do? What are you going to do if they raise your interest rates to 32 percent? That's five times higher than what your kid is going to pay in interest on a student loan. Get rid of your credit card debt.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/if-you-have-credit-card-debt-and-credit-card-companies-continue-to/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/baf/suze-orman-1007_cards_if-you-have-credit-card-debt-and-credit_3091541.png", "contentUrl": "https://sms4smile.com/quotes/i/baf/suze-orman-1007_cards_if-you-have-credit-card-debt-and-credit_3091541.png", "url": "https://sms4smile.com/quotes/i/baf/suze-orman-1007_cards_if-you-have-credit-card-debt-and-credit_3091541.png", "width": 1080, "height": 1080, "caption": "“If you have credit card debt and credit card companies continue to close down the cards, what are you going…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 13, "item": { "@type": "Quotation", "text": "Take free money. No matter how in debt you are, if your employer offers a matching contribution on a 401(k) or other retirement vehicle, you must sign up and contribute enough to get the maximum company match each year. Think of it as a bonus.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/take-free-money-no-matter-how-in-debt-you-are-if-your-employer-offers/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/16b/suze-orman-1007_bonus_take-free-money-no-matter-how-in-debt-yo_1247863.png", "contentUrl": "https://sms4smile.com/quotes/i/16b/suze-orman-1007_bonus_take-free-money-no-matter-how-in-debt-yo_1247863.png", "url": "https://sms4smile.com/quotes/i/16b/suze-orman-1007_bonus_take-free-money-no-matter-how-in-debt-yo_1247863.png", "width": 1080, "height": 1080, "caption": "“Take free money. 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That was interesting.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/it-wasn-t-until-i-stood-in-my-truth-and-told-everybody-that-i-had-250/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/b2b/suze-orman-1007_about_it-wasn-t-until-i-stood-in-my-truth-and_1857769.jpg", "contentUrl": "https://sms4smile.com/quotes/i/b2b/suze-orman-1007_about_it-wasn-t-until-i-stood-in-my-truth-and_1857769.jpg", "url": "https://sms4smile.com/quotes/i/b2b/suze-orman-1007_about_it-wasn-t-until-i-stood-in-my-truth-and_1857769.jpg", "width": 1080, "height": 1080, "caption": "“It wasn't until I stood in my truth and told everybody that I had $250,000 in credit card debt. At that…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 15, "item": { "@type": "Quotation", "text": "Absolutely pay off credit card debt. If you're not getting a match in your 401(k) and you've got credit card debt, you've got to get yourself out of credit card debt. When you get out of credit card debt, your credit score goes up and interest starts to go down.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/absolutely-pay-off-credit-card-debt-if-you-re-not-getting-a-match-in/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/7ca/suze-orman-1007_cards_absolutely-pay-off-credit-card-debt-if-y_1648221.jpg", "contentUrl": "https://sms4smile.com/quotes/i/7ca/suze-orman-1007_cards_absolutely-pay-off-credit-card-debt-if-y_1648221.jpg", "url": "https://sms4smile.com/quotes/i/7ca/suze-orman-1007_cards_absolutely-pay-off-credit-card-debt-if-y_1648221.jpg", "width": 1080, "height": 1080, "caption": "“Absolutely pay off credit card debt. If you're not getting a match in your 401(k) and you've got credit card…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 16, "item": { "@type": "Quotation", "text": "But credit card debt is unsecured debt, which means if you get in trouble and cannot pay off your credit card, you can discharge it in bankruptcy. What are they going do to you? If you're in a financial position to just methodically pay off both credit card and student loans, pay them all.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/but-credit-card-debt-is-unsecured-debt-which-means-if-you-get-in/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/7c4/suze-orman-1007_bankruptcy_but-credit-card-debt-is-unsecured-debt-w_546572.png", "contentUrl": "https://sms4smile.com/quotes/i/7c4/suze-orman-1007_bankruptcy_but-credit-card-debt-is-unsecured-debt-w_546572.png", "url": "https://sms4smile.com/quotes/i/7c4/suze-orman-1007_bankruptcy_but-credit-card-debt-is-unsecured-debt-w_546572.png", "width": 1080, "height": 1080, "caption": "“But credit card debt is unsecured debt, which means if you get in trouble and cannot pay off your credit…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 17, "item": { "@type": "Quotation", "text": "In January we start saving money, getting out of credit card debt, funding our retirement accounts, and we're doing wonderful. Then, every single year like clockwork, starting in November, all of you fall into this trap that says, 'I have to buy this gift... I can't show up at this party and not have something for everybody.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/in-january-we-start-saving-money-getting-out-of-credit-card-debt/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/818/suze-orman-1007_accounts_in-january-we-start-saving-money-getting_202597.jpg", "contentUrl": "https://sms4smile.com/quotes/i/818/suze-orman-1007_accounts_in-january-we-start-saving-money-getting_202597.jpg", "url": "https://sms4smile.com/quotes/i/818/suze-orman-1007_accounts_in-january-we-start-saving-money-getting_202597.jpg", "width": 1080, "height": 1080, "caption": "“In January we start saving money, getting out of credit card debt, funding our retirement accounts, and…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 18, "item": { "@type": "Quotation", "text": "If you do not have at least an eight-month emergency fund, and you think there's a probability you could loose your job - and it's not just losing your job; you could be in a car accident, get sick - continue to pay the minimum on your credit card every month. Everything beyond that needs to go to establish an emergency fund. And if you have an emergency fund saved, then fund your retirement account before paying down credit card debt.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/if-you-do-not-have-at-least-an-eight-month-emergency-fund-and-you/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/a07/suze-orman-1007_accidents_if-you-do-not-have-at-least-an-eight-mon_2833460.png", "contentUrl": "https://sms4smile.com/quotes/i/a07/suze-orman-1007_accidents_if-you-do-not-have-at-least-an-eight-mon_2833460.png", "url": "https://sms4smile.com/quotes/i/a07/suze-orman-1007_accidents_if-you-do-not-have-at-least-an-eight-mon_2833460.png", "width": 1080, "height": 1080, "caption": "“If you do not have at least an eight-month emergency fund, and you think there's a probability you could…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } } ] }, { "@type": "CollectionPage", "@id": "https://sms4smile.com/quotes/about/debt/suze-orman/#webpage", "url": "https://sms4smile.com/quotes/about/debt/suze-orman/", "name": "Debt Quotes by Suze Orman", "isPartOf": { "@id": "https://sms4smile.com/quotes/#website" }, "mainEntity": { "@id": "https://sms4smile.com/quotes/about/debt/suze-orman/#itemlist" }, "primaryImageOfPage": { "@id": "https://sms4smile.com/quotes/i/1ee/suze-orman-1007_debt_get-rid-of-debt-now-218801_218801.png" }, "description": "18 Debt quotes by Suze Orman. 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