---
title: "14 Debt Quotes By Robert Kiyosaki"
description: "14 Debt quotes by Robert Kiyosaki. Plus more from Robert Kiyosaki and more Debt sayings from other authors."
image: "https://sms4smile.com/quotes/i/004/robert-kiyosaki-260_debt_good-debt-is-a-powerful-tool-but-bad-deb_1616040.jpg"
---

> [Good debt is a powerful tool, but bad debt can kill you.](https://sms4smile.com/quotes/robert-kiyosaki/good-debt-is-a-powerful-tool-but-bad-debt-can-kill-you/)

[Robert Kiyosaki](https://sms4smile.com/quotes/author/robert-kiyosaki/)

[Image](https://sms4smile.com/quotes/i/004/robert-kiyosaki-260_debt_good-debt-is-a-powerful-tool-but-bad-deb_1616040.jpg)

> [At my lowest point, I was nearly $700,000 in debt.](https://sms4smile.com/quotes/robert-kiyosaki/at-my-lowest-point-i-was-nearly-700-000-in-debt/)

[Robert Kiyosaki](https://sms4smile.com/quotes/author/robert-kiyosaki/)

[Image](https://sms4smile.com/quotes/i/e0e/robert-kiyosaki-260_debt_at-my-lowest-point-i-was-nearly-700-000_693620.jpg)

> [In most cases, when people make more money, they get deeper in debt. This is why money alone does not make you…](https://sms4smile.com/quotes/robert-kiyosaki/in-most-cases-when-people-make-more-money-they-get-deeper-in-debt/)

[Robert Kiyosaki](https://sms4smile.com/quotes/author/robert-kiyosaki/)

[Image](https://sms4smile.com/quotes/i/029/robert-kiyosaki-260_cases_in-most-cases-when-people-make-more-mone_1675143.jpg)

> [Congratulations on your job at the bank! Yes. You work for the bank. After taxes, your largest expense is your mortgage and…](https://sms4smile.com/quotes/robert-kiyosaki/congratulations-on-your-job-at-the-bank-yes-you-work-for-the-bank/)

[Robert Kiyosaki](https://sms4smile.com/quotes/author/robert-kiyosaki/)

[Image](https://sms4smile.com/quotes/i/629/robert-kiyosaki-260_bank_congratulations-on-your-job-at-the-bank_298898.jpg)

> [I'm not a Republican or a Democrat, but George Bush has just put us so greatly into debt; now Obama's going to…](https://sms4smile.com/quotes/robert-kiyosaki/i-m-not-a-republican-or-a-democrat-but-george-bush-has-just-put-us-so/)

[Robert Kiyosaki](https://sms4smile.com/quotes/author/robert-kiyosaki/)

[Image](https://sms4smile.com/quotes/i/8ef/robert-kiyosaki-260_debt_i-m-not-a-republican-or-a-democrat-but-g_1416156.jpg)

> [One of the reasons the rich get richer, the poor get poorer and the middle class struggles in debt is because the…](https://sms4smile.com/quotes/robert-kiyosaki/one-of-the-reasons-the-rich-get-richer-the-poor-get-poorer-and-the/)

[Robert Kiyosaki](https://sms4smile.com/quotes/author/robert-kiyosaki/)

[Image](https://sms4smile.com/quotes/i/655/robert-kiyosaki-260_class_one-of-the-reasons-the-rich-get-richer-t_1780072.jpg)

> [Once again, the 90/10 rule of money applies - 10% of the borrowers in the world use debt to get richer -…](https://sms4smile.com/quotes/robert-kiyosaki/once-again-the-90-10-rule-of-money-applies-10-of-the-borrowers-in-the/)

[Robert Kiyosaki](https://sms4smile.com/quotes/author/robert-kiyosaki/)

[Image](https://sms4smile.com/quotes/i/931/robert-kiyosaki-260_borrowers_once-again-the-90-10-rule-of-money-appli_755595.jpg)

> [Be careful when you take on debt. If you take on debt personally, make sure it is small. If you take on…](https://sms4smile.com/quotes/robert-kiyosaki/be-careful-when-you-take-on-debt-if-you-take-on-debt-personally-make/)

[Robert Kiyosaki](https://sms4smile.com/quotes/author/robert-kiyosaki/)

[Image](https://sms4smile.com/quotes/i/f95/robert-kiyosaki-260_be-careful_be-careful-when-you-take-on-debt-if-you_1400624.jpg)

> [It's time to start thinking differently about money and debt and start the healing process - and the process toward wealth and…](https://sms4smile.com/quotes/robert-kiyosaki/it-s-time-to-start-thinking-differently-about-money-and-debt-and/)

[Robert Kiyosaki](https://sms4smile.com/quotes/author/robert-kiyosaki/)

[Image](https://sms4smile.com/quotes/i/883/robert-kiyosaki-260_about_it-s-time-to-start-thinking-differently_237637.jpg)

> [Money is not worth dying for. I know, because years ago, while nearly a million dollars in debt, suicide was an option.…](https://sms4smile.com/quotes/robert-kiyosaki/money-is-not-worth-dying-for-i-know-because-years-ago-while-nearly-a/)

[Robert Kiyosaki](https://sms4smile.com/quotes/author/robert-kiyosaki/)

[Image](https://sms4smile.com/quotes/i/539/robert-kiyosaki-260_accountants_money-is-not-worth-dying-for-i-know-beca_995062.jpg)

> [An example of good debt is the debt on the apartment houses I own. That debt is good only as long as…](https://sms4smile.com/quotes/robert-kiyosaki/an-example-of-good-debt-is-the-debt-on-the-apartment-houses-i-own/)

[Robert Kiyosaki](https://sms4smile.com/quotes/author/robert-kiyosaki/)

[Image](https://sms4smile.com/quotes/i/bf5/robert-kiyosaki-260_apartment_an-example-of-good-debt-is-the-debt-on-t_1084110.jpg)

> [Bad debt is debt that makes you poorer. I count the mortgage on my home as bad debt, because I'm the one…](https://sms4smile.com/quotes/robert-kiyosaki/bad-debt-is-debt-that-makes-you-poorer-i-count-the-mortgage-on-my/)

[Robert Kiyosaki](https://sms4smile.com/quotes/author/robert-kiyosaki/)

[Image](https://sms4smile.com/quotes/i/52e/robert-kiyosaki-260_bad_bad-debt-is-debt-that-makes-you-poorer-i_2474668.jpg)

> [The minute a Wall Street firm purchases your debt, your bank no longer has it on its financial statement, which then allows…](https://sms4smile.com/quotes/robert-kiyosaki/the-minute-a-wall-street-firm-purchases-your-debt-your-bank-no-longer/)

[Robert Kiyosaki](https://sms4smile.com/quotes/author/robert-kiyosaki/)

[Image](https://sms4smile.com/quotes/i/2c6/robert-kiyosaki-260_bank_the-minute-a-wall-street-firm-purchases_1765839.jpg)

> [The primary reason people seek job security is because that is what they are taught to seek, at home and at school..then…](https://sms4smile.com/quotes/robert-kiyosaki/the-primary-reason-people-seek-job-security-is-because-that-is-what/)

[Robert Kiyosaki](https://sms4smile.com/quotes/author/robert-kiyosaki/)

[Image](https://sms4smile.com/quotes/i/42a/robert-kiyosaki-260_bills_the-primary-reason-people-seek-job-secur_1867621.jpg)

## Other authors on Debt

## More by Robert Kiyosaki

> [Most people put money in their piggy bank. I buy a goose that lays golden eggs over and over again. That's what an asset…](https://sms4smile.com/quotes/robert-kiyosaki/most-people-put-money-in-their-piggy-bank-i-buy-a-goose-that-lays/)

[Robert Kiyosaki](https://sms4smile.com/quotes/author/robert-kiyosaki/)

> [The benefit of living in a free society is that we all have the choice to be rich, poor, or middle class. The decision…](https://sms4smile.com/quotes/robert-kiyosaki/the-benefit-of-living-in-a-free-society-is-that-we-all-have-the/)

[Robert Kiyosaki](https://sms4smile.com/quotes/author/robert-kiyosaki/)

> [Rich dad has taught me "You can't do it" doesn't necessarily mean "you can't". It more often means "they can't".](https://sms4smile.com/quotes/robert-kiyosaki/rich-dad-has-taught-me-you-can-t-do-it-doesn-t-necessarily-mean-you/)

[Robert Kiyosaki](https://sms4smile.com/quotes/author/robert-kiyosaki/)

> [The greatest secret of winners is that failure inspires winning; thus, they are not afraid of losing.](https://sms4smile.com/quotes/robert-kiyosaki/the-greatest-secret-of-winners-is-that-failure-inspires-winning-thus/)

[Robert Kiyosaki](https://sms4smile.com/quotes/author/robert-kiyosaki/)

> [A truly intelligent person is the dumbest person on the team he is leading.](https://sms4smile.com/quotes/robert-kiyosaki/a-truly-intelligent-person-is-the-dumbest-person-on-the-team-he-is/)

[Robert Kiyosaki](https://sms4smile.com/quotes/author/robert-kiyosaki/)

> [Corporate America is a 20th-century dinosaur, trembling on the edge of extinction, and the only way for you to have a genuinely secure future…](https://sms4smile.com/quotes/robert-kiyosaki/corporate-america-is-a-20th-century-dinosaur-trembling-on-the-edge-of/)

[Robert Kiyosaki](https://sms4smile.com/quotes/author/robert-kiyosaki/)

> [If you don't like the idea that most of the money spent on lottery tickets supports government programs, you should know that most of…](https://sms4smile.com/quotes/robert-kiyosaki/if-you-don-t-like-the-idea-that-most-of-the-money-spent-on-lottery/)

[Robert Kiyosaki](https://sms4smile.com/quotes/author/robert-kiyosaki/)

> [Jobs are a centuries-old concept created during the Industrial Revolution. Despite the reality that we're now deep in the Information Age, many people are…](https://sms4smile.com/quotes/robert-kiyosaki/jobs-are-a-centuries-old-concept-created-during-the-industrial/)

[Robert Kiyosaki](https://sms4smile.com/quotes/author/robert-kiyosaki/)

> [A job is a short term solution to a long term problem](https://sms4smile.com/quotes/robert-kiyosaki/a-job-is-a-short-term-solution-to-a-long-term-problem/)

[Robert Kiyosaki](https://sms4smile.com/quotes/author/robert-kiyosaki/)

> [Excuses cost a dime and that's why the poor could afford a lot of it.](https://sms4smile.com/quotes/robert-kiyosaki/excuses-cost-a-dime-and-that-s-why-the-poor-could-afford-a-lot-of-it/)

[Robert Kiyosaki](https://sms4smile.com/quotes/author/robert-kiyosaki/)

> [In today's rapidly changing world, the people who are not taking risk are the risk takers.](https://sms4smile.com/quotes/robert-kiyosaki/in-today-s-rapidly-changing-world-the-people-who-are-not-taking-risk/)

[Robert Kiyosaki](https://sms4smile.com/quotes/author/robert-kiyosaki/)

> [For people who live in the suburbs and must commute long distances to work, their wealth will sink as energy prices rise.](https://sms4smile.com/quotes/robert-kiyosaki/for-people-who-live-in-the-suburbs-and-must-commute-long-distances-to/)

[Robert Kiyosaki](https://sms4smile.com/quotes/author/robert-kiyosaki/)

> [The strength of character and emotional intelligence to face your failures and learn from them are at the core of success.](https://sms4smile.com/quotes/robert-kiyosaki/the-strength-of-character-and-emotional-intelligence-to-face-your/)

[Robert Kiyosaki](https://sms4smile.com/quotes/author/robert-kiyosaki/)

> [The biggest trap, the biggest dungeon in life isn't laziness or bad luck, it's comfort.](https://sms4smile.com/quotes/robert-kiyosaki/the-biggest-trap-the-biggest-dungeon-in-life-isn-t-laziness-or-bad/)

[Robert Kiyosaki](https://sms4smile.com/quotes/author/robert-kiyosaki/)

> [If you had seen me back in high school, there's no way you would have ever said I would become an author or teacher…](https://sms4smile.com/quotes/robert-kiyosaki/if-you-had-seen-me-back-in-high-school-there-s-no-way-you-would-have/)

[Robert Kiyosaki](https://sms4smile.com/quotes/author/robert-kiyosaki/)

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                        "text": "Money is not worth dying for. I know, because years ago, while nearly a million dollars in debt, suicide was an option. Rather than run, rich dad suggested I write down all the mistakes I made and then seek help. If I made accounting mistakes, I talked to an accountant. If there was a legal mistake, I talked to an attorney. That was my way out. That is how I got smarter.",
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                        "text": "An example of good debt is the debt on the apartment houses I own. That debt is good only as long as there are tenants to pay my mortgages. If tenants stop paying their rent, my good debt turns into bad debt.",
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