---
title: "18 Debt Quotes By Elizabeth Warren"
description: "18 Debt quotes by Elizabeth Warren. Plus more from Elizabeth Warren and more Debt sayings from other authors."
image: "https://sms4smile.com/quotes/i/a6d/elizabeth-warren-879_banking_consumer-banking-selling-debt-to-middle_944059.png"
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> [Consumer banking - selling debt to middle class families - has been a gold mine.](https://sms4smile.com/quotes/elizabeth-warren/consumer-banking-selling-debt-to-middle-class-families-has-been-a/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

[Image](https://sms4smile.com/quotes/i/a6d/elizabeth-warren-879_banking_consumer-banking-selling-debt-to-middle_944059.png)

> [That is especially important as more young people must take on huge debt loads to go to college.](https://sms4smile.com/quotes/elizabeth-warren/that-is-especially-important-as-more-young-people-must-take-on-huge/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

[Image](https://sms4smile.com/quotes/i/349/elizabeth-warren-879_college_that-is-especially-important-as-more-you_416620.png)

> [Rising student-loan debt is an economic emergency.](https://sms4smile.com/quotes/elizabeth-warren/rising-student-loan-debt-is-an-economic-emergency/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

[Image](https://sms4smile.com/quotes/i/b30/elizabeth-warren-879_debt_rising-student-loan-debt-is-an-economic_1392910.png)

> [College students today are drowning in debt, and it is hurting them and hurting our economy. We must find a way to…](https://sms4smile.com/quotes/elizabeth-warren/college-students-today-are-drowning-in-debt-and-it-is-hurting-them/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

[Image](https://sms4smile.com/quotes/i/f69/elizabeth-warren-879_college_college-students-today-are-drowning-in-d_1352704.png)

> [That's how we build the economy of the future. An economy with more jobs and less debt, we root it in fairness.…](https://sms4smile.com/quotes/elizabeth-warren/that-s-how-we-build-the-economy-of-the-future-an-economy-with-more/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

[Image](https://sms4smile.com/quotes/i/f16/elizabeth-warren-879_debt_that-s-how-we-build-the-economy-of-the-f_33267.jpg)

> [The need for comprehensive reform must not blind us to the urgency of addressing the massive debt that's already crushing our young…](https://sms4smile.com/quotes/elizabeth-warren/the-need-for-comprehensive-reform-must-not-blind-us-to-the-urgency-of/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

[Image](https://sms4smile.com/quotes/i/820/elizabeth-warren-879_blind_the-need-for-comprehensive-reform-must-n_1507828.jpg)

> [Once kids get older, the list is longer. So here goes: Stay out of debt. Sometimes debt is necessary, to buy a…](https://sms4smile.com/quotes/elizabeth-warren/once-kids-get-older-the-list-is-longer-so-here-goes-stay-out-of-debt/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

[Image](https://sms4smile.com/quotes/i/713/elizabeth-warren-879_debt_once-kids-get-older-the-list-is-longer-s_1193342.jpg)

> [There are lots of families who - who make irresponsible purchases. There are also a lot of families who have debt on…](https://sms4smile.com/quotes/elizabeth-warren/there-are-lots-of-families-who-who-make-irresponsible-purchases-there/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

[Image](https://sms4smile.com/quotes/i/aaf/elizabeth-warren-879_also_there-are-lots-of-families-who-who-make_2477230.png)

> [We shouldn't be profiting from our students who are drowning in debt while giving a great deal to the banks. That's just…](https://sms4smile.com/quotes/elizabeth-warren/we-shouldn-t-be-profiting-from-our-students-who-are-drowning-in-debt/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

[Image](https://sms4smile.com/quotes/i/a10/elizabeth-warren-879_banks_we-shouldn-t-be-profiting-from-our-stude_2647156.png)

> [When people feel like, 'Lenders weren't fair with me; I don't have any responsibility to be fair with them.' If we go…](https://sms4smile.com/quotes/elizabeth-warren/when-people-feel-like-lenders-weren-t-fair-with-me-i-don-t-have-any/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

[Image](https://sms4smile.com/quotes/i/eb6/elizabeth-warren-879_any_when-people-feel-like-lenders-weren-t-fa_2762598.png)

> [I learned early on what debt means, how vulnerable it makes people, what the security of owning a home means.](https://sms4smile.com/quotes/elizabeth-warren/i-learned-early-on-what-debt-means-how-vulnerable-it-makes-people/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

[Image](https://sms4smile.com/quotes/i/566/elizabeth-warren-879_debt_i-learned-early-on-what-debt-means-how-v_2151868.png)

> [Get your money in balance. One rule of thumb is 50/30/20. Spend about 50% of your money on must-haves - things like…](https://sms4smile.com/quotes/elizabeth-warren/get-your-money-in-balance-one-rule-of-thumb-is-50-30-20-spend-about/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

[Image](https://sms4smile.com/quotes/i/e12/elizabeth-warren-879_balance_get-your-money-in-balance-one-rule-of-th_2829979.png)

> [G.E. doesn't pay any taxes, and we are asking college kids to take on even more debt to get an education and…](https://sms4smile.com/quotes/elizabeth-warren/g-e-doesn-t-pay-any-taxes-and-we-are-asking-college-kids-to-take-on/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

[Image](https://sms4smile.com/quotes/i/861/elizabeth-warren-879_any_g-e-doesn-t-pay-any-taxes-and-we-are-ask_2656621.png)

> [Student loan debt is crushing young people. And so they're not doing the things we would expect them to do. They're not…](https://sms4smile.com/quotes/elizabeth-warren/student-loan-debt-is-crushing-young-people-and-so-they-re-not-doing/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

[Image](https://sms4smile.com/quotes/i/881/elizabeth-warren-879_bigs_student-loan-debt-is-crushing-young-peop_2054307.png)

> [You know, the old version was about balancing a checkbook. The new version is about the risks of debt, which is so…](https://sms4smile.com/quotes/elizabeth-warren/you-know-the-old-version-was-about-balancing-a-checkbook-the-new/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

[Image](https://sms4smile.com/quotes/i/dbb/elizabeth-warren-879_available_you-know-the-old-version-was-about-balan_2010178.png)

> [Goals work. Pick one debt, and then put every dime into paying down that one debt. Once that debt is paid off,…](https://sms4smile.com/quotes/elizabeth-warren/goals-work-pick-one-debt-and-then-put-every-dime-into-paying-down/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

[Image](https://sms4smile.com/quotes/i/c3b/elizabeth-warren-879_building_goals-work-pick-one-debt-and-then-put-ev_2494317.jpg)

> [Get out of debt. In a world of stagnant incomes and rising core expenses like mortgage and health care costs, that's a…](https://sms4smile.com/quotes/elizabeth-warren/get-out-of-debt-in-a-world-of-stagnant-incomes-and-rising-core/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

[Image](https://sms4smile.com/quotes/i/3f4/elizabeth-warren-879_bleeding_get-out-of-debt-in-a-world-of-stagnant-i_770672.png)

> [Big banks churn out page after page of incomprehensible fine print to obscure the cost and risks of checking accounts, credit cards,…](https://sms4smile.com/quotes/elizabeth-warren/big-banks-churn-out-page-after-page-of-incomprehensible-fine-print-to/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

[Image](https://sms4smile.com/quotes/i/369/elizabeth-warren-879_accounts_big-banks-churn-out-page-after-page-of-i_2072891.png)

## Other authors on Debt

## More by Elizabeth Warren

> [Every time the U.S. government makes a low-cost loan to someone, it's investing in them.](https://sms4smile.com/quotes/elizabeth-warren/every-time-the-u-s-government-makes-a-low-cost-loan-to-someone-it-s/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

> [Once you've gotten your money in balance, you know how much you have to spend on things that are just fun.](https://sms4smile.com/quotes/elizabeth-warren/once-you-ve-gotten-your-money-in-balance-you-know-how-much-you-have/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

> [“For capitalism to work, we all need one another.”](https://sms4smile.com/quotes/elizabeth-warren/for-capitalism-to-work-we-all-need-one-another/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

> [“The single best predictor that a family would go bankrupt was if they had a child.”](https://sms4smile.com/quotes/elizabeth-warren/the-single-best-predictor-that-a-family-would-go-bankrupt-was-if-they/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

> [ I can remember riding in the car with \[my daughter\] Amelia, when she was very small, and we'd talk about money the same way… ](https://sms4smile.com/quotes/elizabeth-warren/i-can-remember-riding-in-the-car-with-my-daughter-amelia-when-she-was/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

> [That's how we build the economy of the future. An economy with more jobs and less debt, we root it in fairness. We grow…](https://sms4smile.com/quotes/elizabeth-warren/that-s-how-we-build-the-economy-of-the-future-an-economy-with-more/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

> [Homeowners refinance their loans when interest rates go down. Businesses refinance their loans.](https://sms4smile.com/quotes/elizabeth-warren/homeowners-refinance-their-loans-when-interest-rates-go-down/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

> [There are a lot of things that people say about Hillary Clinton. But nobody says that she doesn't know how to throw a punch.](https://sms4smile.com/quotes/elizabeth-warren/there-are-a-lot-of-things-that-people-say-about-hillary-clinton-but/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

> [I don't think anyone went the polls and said, 'I am casting my vote to make sure that Wall Street has better chances to…](https://sms4smile.com/quotes/elizabeth-warren/i-don-t-think-anyone-went-the-polls-and-said-i-am-casting-my-vote-to/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

> [With post offices and postal workers already on the ground, USPS could partner with banks to make a critical difference for millions of Americans…](https://sms4smile.com/quotes/elizabeth-warren/with-post-offices-and-postal-workers-already-on-the-ground-usps-could/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

> [We should stop having a conversation about cutting Social Security a little bit or a lot.](https://sms4smile.com/quotes/elizabeth-warren/we-should-stop-having-a-conversation-about-cutting-social-security-a/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

> ['Middle class' used to be synonymous with secure, with steady, with boring, because middle-class people were people who were pretty much safe from the…](https://sms4smile.com/quotes/elizabeth-warren/middle-class-used-to-be-synonymous-with-secure-with-steady-with/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

> [You can put handcuffs on people who push the envelope. When they break the law, they deserve to have handcuffs.](https://sms4smile.com/quotes/elizabeth-warren/you-can-put-handcuffs-on-people-who-push-the-envelope-when-they-break/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

> [The broken consumer credit market had to be repaired by making sure that consumers had the right information and could use it effectively. That…](https://sms4smile.com/quotes/elizabeth-warren/the-broken-consumer-credit-market-had-to-be-repaired-by-making-sure/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

> [“When you have no real power, go public—really public. The public is where the real power is. Those”](https://sms4smile.com/quotes/elizabeth-warren/when-you-have-no-real-power-go-public-really-public-the-public-is/)

[Elizabeth Warren](https://sms4smile.com/quotes/author/elizabeth-warren/)

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                        "text": "When people feel like, 'Lenders weren't fair with me; I don't have any responsibility to be fair with them.' If we go far enough down that line, much of the fabric of our economy starts to unravel.",
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                        "text": "Get your money in balance. One rule of thumb is 50/30/20. Spend about 50% of your money on must-haves - things like rent, car payments - and about 30% on wants, while 20% should go toward savings and paying down debt.",
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                        "text": "G.E. doesn't pay any taxes, and we are asking college kids to take on even more debt to get an education and asking seniors to get by on less. These aren't just economic questions. These are moral questions.",
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                        "text": "Student loan debt is crushing young people. And so they're not doing the things we would expect them to do. They're not moving out of their parents' homes in as big a numbers, they're not saving up money for down payments, they're not buying homes or cars or starting small businesses or doing any of the things that help move this economy forward.",
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                        "text": "You know, the old version was about balancing a checkbook. The new version is about the risks of debt, which is so much more widely available. So I think it's important that we design relevant financial literacy courses, and teach them starting early in grade school.",
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                        "text": "Goals work. Pick one debt, and then put every dime into paying down that one debt. Once that debt is paid off, start paying down the next debt. Pretty soon it's time to move from paying debt to building savings.",
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                        "text": "Get out of debt. In a world of stagnant incomes and rising core expenses like mortgage and health care costs, that's a lot easier said than done. The middle class is under enormous pressure. But families can stop the bleeding by reducing their reliance on debt wherever they can. They can also start fighting back by taking a hard look at whom they do business with and rethinking whether they want tricks-and-traps banks to hold their money. They can also demand that public officials take the side of families over the side of banks.",
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                        "text": "Big banks churn out page after page of incomprehensible fine print to obscure the cost and risks of checking accounts, credit cards, mortgages and other financial products. The result is that consumers can't make direct product comparisons, markets aren't competitive, and costs are higher. If the playing field is leveled and the broken market fixed, a lot more money will stay in the pockets of millions of hard-working families. That's real stimulus - money to families, without increasing our national debt.",
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