---
title: "17 Debt Quotes By Benjamin Franklin"
description: "17 Debt quotes by Benjamin Franklin. Plus more from Benjamin Franklin and more Debt sayings from other authors."
image: "https://sms4smile.com/quotes/i/c80/benjamin-franklin-65_debt_the-second-vice-is-lying-the-first-is-ru_1282343.png"
---

> [The second vice is lying, the first is running in debt.](https://sms4smile.com/quotes/benjamin-franklin/the-second-vice-is-lying-the-first-is-running-in-debt/)

[Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/)

[Image](https://sms4smile.com/quotes/i/c80/benjamin-franklin-65_debt_the-second-vice-is-lying-the-first-is-ru_1282343.png)

> [Rather go to bed without dinner than to rise in debt.](https://sms4smile.com/quotes/benjamin-franklin/rather-go-to-bed-without-dinner-than-to-rise-in-debt/)

[Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/)

[Image](https://sms4smile.com/quotes/i/538/benjamin-franklin-65_bed_rather-go-to-bed-without-dinner-than-to_1498804.png)

> [Industry pays debts, while despair increases them.](https://sms4smile.com/quotes/benjamin-franklin/industry-pays-debts-while-despair-increases-them/)

[Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/)

[Image](https://sms4smile.com/quotes/i/fab/benjamin-franklin-65_business_industry-pays-debts-while-despair-increa_2495683.png)

> [Lying rides upon debt's back.](https://sms4smile.com/quotes/benjamin-franklin/lying-rides-upon-debt-s-back/)

[Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/)

[Image](https://sms4smile.com/quotes/i/33e/benjamin-franklin-65_debt_lying-rides-upon-debt-s-back-212799_212799.png)

> [Rather go to bed with out dinner than to rise in debt.](https://sms4smile.com/quotes/benjamin-franklin/rather-go-to-bed-with-out-dinner-than-to-rise-in-debt/)

[Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/)

[Image](https://sms4smile.com/quotes/i/fb3/benjamin-franklin-65_bed_rather-go-to-bed-with-out-dinner-than-to_1868905.png)

> [When you are in debt, then you are a slave.](https://sms4smile.com/quotes/benjamin-franklin/when-you-are-in-debt-then-you-are-a-slave/)

[Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/)

[Image](https://sms4smile.com/quotes/i/3aa/benjamin-franklin-65_debt_when-you-are-in-debt-then-you-are-a-slav_149042.png)

> [Getting into debt, is getting into a tanglesome net.](https://sms4smile.com/quotes/benjamin-franklin/getting-into-debt-is-getting-into-a-tanglesome-net/)

[Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/)

[Image](https://sms4smile.com/quotes/i/d43/benjamin-franklin-65_debt_getting-into-debt-is-getting-into-a-tang_2061328.png)

> [To the generous mind the heaviest debt is that of gratitude, when it is not in our power to repay it.](https://sms4smile.com/quotes/benjamin-franklin/to-the-generous-mind-the-heaviest-debt-is-that-of-gratitude-when-it/)

[Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/)

[Image](https://sms4smile.com/quotes/i/b3c/benjamin-franklin-65_debt_to-the-generous-mind-the-heaviest-debt-i_813105.png)

> [Creditors are a superstitious sect, great observers of set days and times.](https://sms4smile.com/quotes/benjamin-franklin/creditors-are-a-superstitious-sect-great-observers-of-set-days-and/)

[Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/)

[Image](https://sms4smile.com/quotes/i/702/benjamin-franklin-65_creditors_creditors-are-a-superstitious-sect-great_1377406.png)

> [Tis against some mens principle to pay interest, and seems against others interest to pay the principle.](https://sms4smile.com/quotes/benjamin-franklin/tis-against-some-mens-principle-to-pay-interest-and-seems-against/)

[Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/)

[Image](https://sms4smile.com/quotes/i/fda/benjamin-franklin-65_debt_tis-against-some-mens-principle-to-pay-i_2377491.png)

> [Think What You Do When You Run in Debt: You Give to Another Power over Your Liberty](https://sms4smile.com/quotes/benjamin-franklin/think-what-you-do-when-you-run-in-debt-you-give-to-another-power-over/)

[Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/)

[Image](https://sms4smile.com/quotes/i/544/benjamin-franklin-65_debt_think-what-you-do-when-you-run-in-debt-y_1644631.png)

> [He that sells upon Credit expects to lose 5 per Cent. By bad Debts; therefore he charges, on all he sells upon…](https://sms4smile.com/quotes/benjamin-franklin/he-that-sells-upon-credit-expects-to-lose-5-per-cent-by-bad-debts/)

[Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/)

[Image](https://sms4smile.com/quotes/i/06d/benjamin-franklin-65_cents_he-that-sells-upon-credit-expects-to-los_1391022.jpg)

> [If we are industrious, we shall never starve; for, at the workingman's house hunger looks in, but dares not enter. Nor will…](https://sms4smile.com/quotes/benjamin-franklin/if-we-are-industrious-we-shall-never-starve-for-at-the-workingman-s/)

[Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/)

[Image](https://sms4smile.com/quotes/i/1e4/benjamin-franklin-65_dare_if-we-are-industrious-we-shall-never-sta_1455810.png)

> [Private property ... is a Creature of Society, and is subject to the Calls of that Society, whenever its Necessities shall require…](https://sms4smile.com/quotes/benjamin-franklin/private-property-is-a-creature-of-society-and-is-subject-to-the-calls/)

[Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/)

[Image](https://sms4smile.com/quotes/i/0da/benjamin-franklin-65_benefits_private-property-is-a-creature-of-societ_3186174.jpg)

> [As to the kindness you mention, I wish I could have been of more service to you than I have been, but…](https://sms4smile.com/quotes/benjamin-franklin/as-to-the-kindness-you-mention-i-wish-i-could-have-been-of-more/)

[Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/)

[Image](https://sms4smile.com/quotes/i/31c/benjamin-franklin-65_assistance_as-to-the-kindness-you-mention-i-wish-i_1177543.png)

> [While the path to wealth is clearly marked, few are willing to adapt themselves to the modest discipline that the journey requires.…](https://sms4smile.com/quotes/benjamin-franklin/while-the-path-to-wealth-is-clearly-marked-few-are-willing-to-adapt/)

[Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/)

[Image](https://sms4smile.com/quotes/i/8c6/benjamin-franklin-65_consumption_while-the-path-to-wealth-is-clearly-mark_2616047.png)

> [Industry need not wish, and he that lives upon hopes will die fasting. There are no gains without pains. He that hath…](https://sms4smile.com/quotes/benjamin-franklin/industry-need-not-wish-and-he-that-lives-upon-hopes-will-die-fasting/)

[Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/)

[Image](https://sms4smile.com/quotes/i/791/benjamin-franklin-65_calling_industry-need-not-wish-and-he-that-lives_3195292.jpg)

## Other authors on Debt

## More by Benjamin Franklin

> [Before Noah, men having only water to drink, could not find the truth. Accordingly...they became abominably wicked, and they were justly exterminated by the…](https://sms4smile.com/quotes/benjamin-franklin/before-noah-men-having-only-water-to-drink-could-not-find-the-truth/)

[Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/)

> [Think of these things, whence you came, where you are going, and to whom you must account.](https://sms4smile.com/quotes/benjamin-franklin/think-of-these-things-whence-you-came-where-you-are-going-and-to-whom/)

[Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/)

> [“Give me 26 lead soldiers and I will conquer the world.”](https://sms4smile.com/quotes/benjamin-franklin/give-me-26-lead-soldiers-and-i-will-conquer-the-world/)

[Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/)

> [Flowers are the alphabet of angels, whereby they write on the hills and fields mysterious truths.](https://sms4smile.com/quotes/benjamin-franklin/flowers-are-the-alphabet-of-angels-whereby-they-write-on-the-hills/)

[Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/)

> [In the affairs of this world, men are saved not by faith, but by the want of it.](https://sms4smile.com/quotes/benjamin-franklin/in-the-affairs-of-this-world-men-are-saved-not-by-faith-but-by-the/)

[Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/)

> [By heaven we understand a state of happiness infinite in degree, and endless in duration.](https://sms4smile.com/quotes/benjamin-franklin/by-heaven-we-understand-a-state-of-happiness-infinite-in-degree-and/)

[Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/)

> [I have thought that wild flowers might be the alphabet of angels, — whereby they write on hills and fields mysterious truths, which it…](https://sms4smile.com/quotes/benjamin-franklin/i-have-thought-that-wild-flowers-might-be-the-alphabet-of-angels/)

[Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/)

> [How do you become better tomorrow? By improving yourself, the world is made better. Be not afraid of growing too slowly. Be afraid of…](https://sms4smile.com/quotes/benjamin-franklin/how-do-you-become-better-tomorrow-by-improving-yourself-the-world-is/)

[Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/)

> [Little leaks sink the ship.](https://sms4smile.com/quotes/benjamin-franklin/little-leaks-sink-the-ship/)

[Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/)

> [Who is rich? He that is content. Who is that? Nobody.](https://sms4smile.com/quotes/benjamin-franklin/who-is-rich-he-that-is-content-who-is-that-nobody/)

[Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/)

> [“But on the whole, though I never arrived at the perfection I had been so ambitious of obtaining, but fell far short of it,…](https://sms4smile.com/quotes/benjamin-franklin/but-on-the-whole-though-i-never-arrived-at-the-perfection-i-had-been/)

[Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/)

> [The good particular men may do separately, in relieving the sick, is small, compared with what they may do collectively.](https://sms4smile.com/quotes/benjamin-franklin/the-good-particular-men-may-do-separately-in-relieving-the-sick-is/)

[Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/)

> [Love your Neighbour; yet don't pull down your Hedge.](https://sms4smile.com/quotes/benjamin-franklin/love-your-neighbour-yet-don-t-pull-down-your-hedge/)

[Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/)

> [Take counsel in wine, but resolve afterwards in water.](https://sms4smile.com/quotes/benjamin-franklin/take-counsel-in-wine-but-resolve-afterwards-in-water/)

[Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/)

> [He that's secure is not safe.](https://sms4smile.com/quotes/benjamin-franklin/he-that-s-secure-is-not-safe/)

[Benjamin Franklin](https://sms4smile.com/quotes/author/benjamin-franklin/)

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                        "text": "Private property ... is a Creature of Society, and is subject to the Calls of that Society, whenever its Necessities shall require it, even to its last Farthing, its contributors therefore to the public Exigencies are not to be considered a Benefit on the Public, entitling the Contributors to the Distinctions of Honor and Power, but as the Return of an Obligation previously received, or as payment for a just Debt.",
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                        "text": "As to the kindness you mention, I wish I could have been of more service to you than I have been, but if I had, the only thanks that I should desire are that you would always be ready to serve any other person that may need your assistance, and so let good offices go around, for humankind are all of a family. As for my own part, when I am employed in serving others I do not look upon myself as conferring favors but paying debts.",
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                        "text": "While the path to wealth is clearly marked, few are willing to adapt themselves to the modest discipline that the journey requires. Instead, most choose the shinier track of debt-driven consumption, which they find further along is covered in vines and thorns.",
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                        "text": "Industry need not wish, and he that lives upon hopes will die fasting. There are no gains without pains. He that hath a trade hath an estate, and he that hath a calling hath an office of profit and honor; but then the trade must be worked at and the calling followed, or neither the estate nor the office will enable us to pay our taxes. If we are industrious, we shall never starve; for at the workingman's house hunger looks in, but dares not enter. Nor will the bailiff or the constable enter, for industry pays debts, while idleness and neglect increase them.",
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