--- title: "25 Credit card Quotes By Suze Orman" description: "25 Credit card quotes by Suze Orman. Plus more from Suze Orman and more Credit card sayings from other authors." image: "https://sms4smile.com/quotes/i/09e/suze-orman-1007_card_the-world-does-not-need-another-credit-c_2899416.png" --- > [The world does not need another credit card.](https://sms4smile.com/quotes/suze-orman/the-world-does-not-need-another-credit-card/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/09e/suze-orman-1007_card_the-world-does-not-need-another-credit-c_2899416.png) > [Make this the year you tackle that credit card debt once and for all.](https://sms4smile.com/quotes/suze-orman/make-this-the-year-you-tackle-that-credit-card-debt-once-and-for-all/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/881/suze-orman-1007_cards_make-this-the-year-you-tackle-that-credi_1171658.png) > [Late payments also hurt your FICO score. And never, ever take out a cash advance on your credit card.](https://sms4smile.com/quotes/suze-orman/late-payments-also-hurt-your-fico-score-and-never-ever-take-out-a/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/25f/suze-orman-1007_cards_late-payments-also-hurt-your-fico-score_2453832.png) > [I have always advocated doing everything possible to pay off credit card balances; it's good financial management and the ticket to a…](https://sms4smile.com/quotes/suze-orman/i-have-always-advocated-doing-everything-possible-to-pay-off-credit/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/2ac/suze-orman-1007_balance_i-have-always-advocated-doing-everything_255258.png) > [Those carrying a credit card balance should scale back to making the minimum payment each month so they have more money to…](https://sms4smile.com/quotes/suze-orman/those-carrying-a-credit-card-balance-should-scale-back-to-making-the/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/b33/suze-orman-1007_balance_those-carrying-a-credit-card-balance-sho_2513253.png) > [If the only way you can build an emergency fund is to pay the minimum due on your credit card, that is…](https://sms4smile.com/quotes/suze-orman/if-the-only-way-you-can-build-an-emergency-fund-is-to-pay-the-minimum/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/c08/suze-orman-1007_cards_if-the-only-way-you-can-build-an-emergen_1990104.png) > [Absolutely pay off your credit card debt, because a child can always get a loan to go to school, possibly a scholarship,…](https://sms4smile.com/quotes/suze-orman/absolutely-pay-off-your-credit-card-debt-because-a-child-can-always/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/a6f/suze-orman-1007_cards_absolutely-pay-off-your-credit-card-debt_1308196.png) > [Money is the only thing you can use even if you don't have any. ... There's always a credit card.](https://sms4smile.com/quotes/suze-orman/money-is-the-only-thing-you-can-use-even-if-you-don-t-have-any-there/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/979/suze-orman-1007_card_money-is-the-only-thing-you-can-use-even_1047254.png) > [A cash advance on a credit card is one of the worst types of borrowing because the interest rate is typically 21…](https://sms4smile.com/quotes/suze-orman/a-cash-advance-on-a-credit-card-is-one-of-the-worst-types-of/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/bcb/suze-orman-1007_advance_a-cash-advance-on-a-credit-card-is-one-o_705019.png) > [Your goal should be to pay off your credit card bills in full at the end of each month and set aside…](https://sms4smile.com/quotes/suze-orman/your-goal-should-be-to-pay-off-your-credit-card-bills-in-full-at-the/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/a36/suze-orman-1007_bills_your-goal-should-be-to-pay-off-your-cred_12182.png) > [The most important loan to pay is your student loan. It's more important than your mortgage, car and credit card payments. You…](https://sms4smile.com/quotes/suze-orman/the-most-important-loan-to-pay-is-your-student-loan-it-s-more/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/bd2/suze-orman-1007_car_the-most-important-loan-to-pay-is-your-s_3151933.png) > [In January we start saving money, getting out of credit card debt, funding our retirement accounts, and we're doing wonderful. Then, every…](https://sms4smile.com/quotes/suze-orman/in-january-we-start-saving-money-getting-out-of-credit-card-debt/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/818/suze-orman-1007_accounts_in-january-we-start-saving-money-getting_202597.jpg) > [If your company matches your 401(k) contribution, then no matter what, contribute to your 401(k) first. You put in a dollar, they…](https://sms4smile.com/quotes/suze-orman/if-your-company-matches-your-401-k-contribution-then-no-matter-what/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/f74/suze-orman-1007_business_if-your-company-matches-your-401-k-contr_2764534.png) > [If you are worried about job security and do not have an adequate emergency fund (ideally eight months' worth of living expenses…](https://sms4smile.com/quotes/suze-orman/if-you-are-worried-about-job-security-and-do-not-have-an-adequate/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/72d/suze-orman-1007_adequate_if-you-are-worried-about-job-security-an_365227.jpg) > [I get so frustrated when people tell me it's unrealistic to create an eight-month emergency savings fund, or have money saved for…](https://sms4smile.com/quotes/suze-orman/i-get-so-frustrated-when-people-tell-me-it-s-unrealistic-to-create-an/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/5eb/suze-orman-1007_balance_i-get-so-frustrated-when-people-tell-me_349799.jpg) > [Your credit score affects the interest rates you're offered on credit cards and loans, can be used to vet your job application,…](https://sms4smile.com/quotes/suze-orman/your-credit-score-affects-the-interest-rates-you-re-offered-on-credit/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/623/suze-orman-1007_affects_your-credit-score-affects-the-interest-r_2248239.png) > [Credit card issuers and HELOC lenders are like fair-weather friends: They cozy up to you in good times, but when the economy…](https://sms4smile.com/quotes/suze-orman/credit-card-issuers-and-heloc-lenders-are-like-fair-weather-friends/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/961/suze-orman-1007_abandon_credit-card-issuers-and-heloc-lenders-ar_1500614.png) > [If you have credit card debt and credit card companies continue to close down the cards, what are you going to do?…](https://sms4smile.com/quotes/suze-orman/if-you-have-credit-card-debt-and-credit-card-companies-continue-to/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/baf/suze-orman-1007_cards_if-you-have-credit-card-debt-and-credit_3091541.png) > [The world of money, of numbers and stock markets and interest rates and credit cards, seems on the surface about as far…](https://sms4smile.com/quotes/suze-orman/the-world-of-money-of-numbers-and-stock-markets-and-interest-rates/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/bab/suze-orman-1007_answers_the-world-of-money-of-numbers-and-stock_382559.png) > [If you do not have at least an eight-month emergency fund, and you think there's a probability you could loose your job…](https://sms4smile.com/quotes/suze-orman/if-you-do-not-have-at-least-an-eight-month-emergency-fund-and-you/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/a07/suze-orman-1007_accidents_if-you-do-not-have-at-least-an-eight-mon_2833460.png) > [It wasn't until I stood in my truth and told everybody that I had $250,000 in credit card debt. At that point,…](https://sms4smile.com/quotes/suze-orman/it-wasn-t-until-i-stood-in-my-truth-and-told-everybody-that-i-had-250/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/b2b/suze-orman-1007_about_it-wasn-t-until-i-stood-in-my-truth-and_1857769.jpg) > [I love, love, love that you want to use your debit card. But to keep your credit score solid, you still need…](https://sms4smile.com/quotes/suze-orman/i-love-love-love-that-you-want-to-use-your-debit-card-but-to-keep/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/26d/suze-orman-1007_cards_i-love-love-love-that-you-want-to-use-yo_418262.png) > [Credit card companies are jacking up interest rates, lowering credit limits, and closing accounts - and people who have made timely payments…](https://sms4smile.com/quotes/suze-orman/credit-card-companies-are-jacking-up-interest-rates-lowering-credit/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/2aa/suze-orman-1007_accounts_credit-card-companies-are-jacking-up-int_1275459.png) > [Absolutely pay off credit card debt. If you're not getting a match in your 401(k) and you've got credit card debt, you've…](https://sms4smile.com/quotes/suze-orman/absolutely-pay-off-credit-card-debt-if-you-re-not-getting-a-match-in/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/7ca/suze-orman-1007_cards_absolutely-pay-off-credit-card-debt-if-y_1648221.jpg) > [But credit card debt is unsecured debt, which means if you get in trouble and cannot pay off your credit card, you…](https://sms4smile.com/quotes/suze-orman/but-credit-card-debt-is-unsecured-debt-which-means-if-you-get-in/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) [Image](https://sms4smile.com/quotes/i/7c4/suze-orman-1007_bankruptcy_but-credit-card-debt-is-unsecured-debt-w_546572.png) ## Other authors on Credit card ## More by Suze Orman > [I've never believed unemployment numbers because the way that they calculate unemployment makes no sense whatsoever. It's not how many people are unemployed. It's…](https://sms4smile.com/quotes/suze-orman/i-ve-never-believed-unemployment-numbers-because-the-way-that-they/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Never invest emergency savings in the stock market.](https://sms4smile.com/quotes/suze-orman/never-invest-emergency-savings-in-the-stock-market/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Just because you can afford it doesn't mean you should buy it.](https://sms4smile.com/quotes/suze-orman/just-because-you-can-afford-it-doesn-t-mean-you-should-buy-it/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward…](https://sms4smile.com/quotes/suze-orman/your-goal-should-be-to-pay-off-your-credit-card-bills-in-full-at-the/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Consider a 15- or 20-year fixed-rate mortgage instead of a 30-year, if you can afford the monthly payments - they may not be as…](https://sms4smile.com/quotes/suze-orman/consider-a-15-or-20-year-fixed-rate-mortgage-instead-of-a-30-year-if/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Believing you are worthy of love means that you believe I deserve to be treated well - with respect and dignity. I deserve to…](https://sms4smile.com/quotes/suze-orman/believing-you-are-worthy-of-love-means-that-you-believe-i-deserve-to/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Women fake orgasms and men fake finances.](https://sms4smile.com/quotes/suze-orman/women-fake-orgasms-and-men-fake-finances/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [If you're not staying on top of your money, you are putting your financial well-being at risk.](https://sms4smile.com/quotes/suze-orman/if-you-re-not-staying-on-top-of-your-money-you-are-putting-your/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [When you understand that your self-worth is not determined by your net-worth, then you'll have financial freedom](https://sms4smile.com/quotes/suze-orman/when-you-understand-that-your-self-worth-is-not-determined-by-your/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [ I think Oprah's \[winfrey\] learned from me that it's OK to be harsh on people because in one's harshness you can see transformation happen… ](https://sms4smile.com/quotes/suze-orman/i-think-oprah-s-winfrey-learned-from-me-that-it-s-ok-to-be-harsh-on/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [No well-planned retirement should be without long term care insurance. It is the very cornerstone of retirement security.](https://sms4smile.com/quotes/suze-orman/no-well-planned-retirement-should-be-without-long-term-care-insurance/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [The chances of a bank going out of business are extremely slim, but it's always a good idea to spread around major sums so…](https://sms4smile.com/quotes/suze-orman/the-chances-of-a-bank-going-out-of-business-are-extremely-slim-but-it/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [True generosity is an offering; given freely and out of pure love. No strings attached. No expectations. Time and love are the most valuable…](https://sms4smile.com/quotes/suze-orman/true-generosity-is-an-offering-given-freely-and-out-of-pure-love-no/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [Be as good to yourself as you are to those you love.](https://sms4smile.com/quotes/suze-orman/be-as-good-to-yourself-as-you-are-to-those-you-love/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) > [I'm a big advocate of a work-for-pay setup rather than an allowance that isn't attached to chores - it's a great way to impart…](https://sms4smile.com/quotes/suze-orman/i-m-a-big-advocate-of-a-work-for-pay-setup-rather-than-an-allowance/) [Suze Orman](https://sms4smile.com/quotes/author/suze-orman/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "ItemList", "@id": "https://sms4smile.com/quotes/about/credit-card/suze-orman/#itemlist", "name": "25 Credit card Quotes By Suze Orman", "numberOfItems": 25, "itemListElement": [ { "@type": "ListItem", "position": 1, "item": { "@type": "Quotation", "text": "The world does not need another credit card.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/the-world-does-not-need-another-credit-card/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/09e/suze-orman-1007_card_the-world-does-not-need-another-credit-c_2899416.png", "contentUrl": "https://sms4smile.com/quotes/i/09e/suze-orman-1007_card_the-world-does-not-need-another-credit-c_2899416.png", "url": "https://sms4smile.com/quotes/i/09e/suze-orman-1007_card_the-world-does-not-need-another-credit-c_2899416.png", "width": 1080, "height": 1080, "caption": "“The world does not need another credit card.” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 2, "item": { "@type": "Quotation", "text": "Make this the year you tackle that credit card debt once and for all.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/make-this-the-year-you-tackle-that-credit-card-debt-once-and-for-all/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/881/suze-orman-1007_cards_make-this-the-year-you-tackle-that-credi_1171658.png", "contentUrl": "https://sms4smile.com/quotes/i/881/suze-orman-1007_cards_make-this-the-year-you-tackle-that-credi_1171658.png", "url": "https://sms4smile.com/quotes/i/881/suze-orman-1007_cards_make-this-the-year-you-tackle-that-credi_1171658.png", "width": 1080, "height": 1080, "caption": "“Make this the year you tackle that credit card debt once and for all.” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 3, "item": { "@type": "Quotation", "text": "Late payments also hurt your FICO score. And never, ever take out a cash advance on your credit card.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/late-payments-also-hurt-your-fico-score-and-never-ever-take-out-a/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/25f/suze-orman-1007_cards_late-payments-also-hurt-your-fico-score_2453832.png", "contentUrl": "https://sms4smile.com/quotes/i/25f/suze-orman-1007_cards_late-payments-also-hurt-your-fico-score_2453832.png", "url": "https://sms4smile.com/quotes/i/25f/suze-orman-1007_cards_late-payments-also-hurt-your-fico-score_2453832.png", "width": 1080, "height": 1080, "caption": "“Late payments also hurt your FICO score. 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There's always a credit card.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/money-is-the-only-thing-you-can-use-even-if-you-don-t-have-any-there/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/979/suze-orman-1007_card_money-is-the-only-thing-you-can-use-even_1047254.png", "contentUrl": "https://sms4smile.com/quotes/i/979/suze-orman-1007_card_money-is-the-only-thing-you-can-use-even_1047254.png", "url": "https://sms4smile.com/quotes/i/979/suze-orman-1007_card_money-is-the-only-thing-you-can-use-even_1047254.png", "width": 1080, "height": 1080, "caption": "“Money is the only thing you can use even if you don't have any. ... 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It's more important than your mortgage, car and credit card payments. You cannot discharge student loan debt in the majority of cases.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/the-most-important-loan-to-pay-is-your-student-loan-it-s-more/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/bd2/suze-orman-1007_car_the-most-important-loan-to-pay-is-your-s_3151933.png", "contentUrl": "https://sms4smile.com/quotes/i/bd2/suze-orman-1007_car_the-most-important-loan-to-pay-is-your-s_3151933.png", "url": "https://sms4smile.com/quotes/i/bd2/suze-orman-1007_car_the-most-important-loan-to-pay-is-your-s_3151933.png", "width": 1080, "height": 1080, "caption": "“The most important loan to pay is your student loan. 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I can't show up at this party and not have something for everybody.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/in-january-we-start-saving-money-getting-out-of-credit-card-debt/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/818/suze-orman-1007_accounts_in-january-we-start-saving-money-getting_202597.jpg", "contentUrl": "https://sms4smile.com/quotes/i/818/suze-orman-1007_accounts_in-january-we-start-saving-money-getting_202597.jpg", "url": "https://sms4smile.com/quotes/i/818/suze-orman-1007_accounts_in-january-we-start-saving-money-getting_202597.jpg", "width": 1080, "height": 1080, "caption": "“In January we start saving money, getting out of credit card debt, funding our retirement accounts, and…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 13, "item": { "@type": "Quotation", "text": "If your company matches your 401(k) contribution, then no matter what, contribute to your 401(k) first. You put in a dollar, they put in 50 cents. It's an automatic 50 percent return on your money. You can't pass that up. I'd rather have the 50 percent than pay 32 percent interest on a credit card.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/if-your-company-matches-your-401-k-contribution-then-no-matter-what/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/f74/suze-orman-1007_business_if-your-company-matches-your-401-k-contr_2764534.png", "contentUrl": "https://sms4smile.com/quotes/i/f74/suze-orman-1007_business_if-your-company-matches-your-401-k-contr_2764534.png", "url": "https://sms4smile.com/quotes/i/f74/suze-orman-1007_business_if-your-company-matches-your-401-k-contr_2764534.png", "width": 1080, "height": 1080, "caption": "“If your company matches your 401(k) contribution, then no matter what, contribute to your 401(k) first. 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What are you going to do if they raise your interest rates to 32 percent? That's five times higher than what your kid is going to pay in interest on a student loan. Get rid of your credit card debt.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/if-you-have-credit-card-debt-and-credit-card-companies-continue-to/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/baf/suze-orman-1007_cards_if-you-have-credit-card-debt-and-credit_3091541.png", "contentUrl": "https://sms4smile.com/quotes/i/baf/suze-orman-1007_cards_if-you-have-credit-card-debt-and-credit_3091541.png", "url": "https://sms4smile.com/quotes/i/baf/suze-orman-1007_cards_if-you-have-credit-card-debt-and-credit_3091541.png", "width": 1080, "height": 1080, "caption": "“If you have credit card debt and credit card companies continue to close down the cards, what are you going…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 19, "item": { "@type": "Quotation", "text": "The world of money, of numbers and stock markets and interest rates and credit cards, seems on the surface about as far as it could be from the world of spirituality, of seeking meaningful answers to the big questions of life. ... But these two worlds must flow in and out of each other, because it takes both money and spiritual understanding to sustain it. Truly speaking, what determines where our money with its awesome power will go, and what it will do for ourselves and others? If we listen, those answers come from the center of our being, from who we really are.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/the-world-of-money-of-numbers-and-stock-markets-and-interest-rates/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/bab/suze-orman-1007_answers_the-world-of-money-of-numbers-and-stock_382559.png", "contentUrl": "https://sms4smile.com/quotes/i/bab/suze-orman-1007_answers_the-world-of-money-of-numbers-and-stock_382559.png", "url": "https://sms4smile.com/quotes/i/bab/suze-orman-1007_answers_the-world-of-money-of-numbers-and-stock_382559.png", "width": 1080, "height": 1080, "caption": "“The world of money, of numbers and stock markets and interest rates and credit cards, seems on the surface…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 20, "item": { "@type": "Quotation", "text": "If you do not have at least an eight-month emergency fund, and you think there's a probability you could loose your job - and it's not just losing your job; you could be in a car accident, get sick - continue to pay the minimum on your credit card every month. Everything beyond that needs to go to establish an emergency fund. And if you have an emergency fund saved, then fund your retirement account before paying down credit card debt.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/if-you-do-not-have-at-least-an-eight-month-emergency-fund-and-you/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/a07/suze-orman-1007_accidents_if-you-do-not-have-at-least-an-eight-mon_2833460.png", "contentUrl": "https://sms4smile.com/quotes/i/a07/suze-orman-1007_accidents_if-you-do-not-have-at-least-an-eight-mon_2833460.png", "url": "https://sms4smile.com/quotes/i/a07/suze-orman-1007_accidents_if-you-do-not-have-at-least-an-eight-mon_2833460.png", "width": 1080, "height": 1080, "caption": "“If you do not have at least an eight-month emergency fund, and you think there's a probability you could…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 21, "item": { "@type": "Quotation", "text": "It wasn't until I stood in my truth and told everybody that I had $250,000 in credit card debt. At that point, everything turned around for me. I had to reveal the truth about what I didn't have, more than pretend about what I did. That was interesting.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/it-wasn-t-until-i-stood-in-my-truth-and-told-everybody-that-i-had-250/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/b2b/suze-orman-1007_about_it-wasn-t-until-i-stood-in-my-truth-and_1857769.jpg", "contentUrl": "https://sms4smile.com/quotes/i/b2b/suze-orman-1007_about_it-wasn-t-until-i-stood-in-my-truth-and_1857769.jpg", "url": "https://sms4smile.com/quotes/i/b2b/suze-orman-1007_about_it-wasn-t-until-i-stood-in-my-truth-and_1857769.jpg", "width": 1080, "height": 1080, "caption": "“It wasn't until I stood in my truth and told everybody that I had $250,000 in credit card debt. At that…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 22, "item": { "@type": "Quotation", "text": "I love, love, love that you want to use your debit card. But to keep your credit score solid, you still need to keep a few credit cards and use them at least once every few months.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/i-love-love-love-that-you-want-to-use-your-debit-card-but-to-keep/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/26d/suze-orman-1007_cards_i-love-love-love-that-you-want-to-use-yo_418262.png", "contentUrl": "https://sms4smile.com/quotes/i/26d/suze-orman-1007_cards_i-love-love-love-that-you-want-to-use-yo_418262.png", "url": "https://sms4smile.com/quotes/i/26d/suze-orman-1007_cards_i-love-love-love-that-you-want-to-use-yo_418262.png", "width": 1080, "height": 1080, "caption": "“I love, love, love that you want to use your debit card. 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So even if you pay off your balance - and that's tough when interest rates are insanely high - there's a good chance your credit limit will be slashed, and that will hurt your FICO score.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/credit-card-companies-are-jacking-up-interest-rates-lowering-credit/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/2aa/suze-orman-1007_accounts_credit-card-companies-are-jacking-up-int_1275459.png", "contentUrl": "https://sms4smile.com/quotes/i/2aa/suze-orman-1007_accounts_credit-card-companies-are-jacking-up-int_1275459.png", "url": "https://sms4smile.com/quotes/i/2aa/suze-orman-1007_accounts_credit-card-companies-are-jacking-up-int_1275459.png", "width": 1080, "height": 1080, "caption": "“Credit card companies are jacking up interest rates, lowering credit limits, and closing accounts - and…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 24, "item": { "@type": "Quotation", "text": "Absolutely pay off credit card debt. If you're not getting a match in your 401(k) and you've got credit card debt, you've got to get yourself out of credit card debt. When you get out of credit card debt, your credit score goes up and interest starts to go down.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/absolutely-pay-off-credit-card-debt-if-you-re-not-getting-a-match-in/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/7ca/suze-orman-1007_cards_absolutely-pay-off-credit-card-debt-if-y_1648221.jpg", "contentUrl": "https://sms4smile.com/quotes/i/7ca/suze-orman-1007_cards_absolutely-pay-off-credit-card-debt-if-y_1648221.jpg", "url": "https://sms4smile.com/quotes/i/7ca/suze-orman-1007_cards_absolutely-pay-off-credit-card-debt-if-y_1648221.jpg", "width": 1080, "height": 1080, "caption": "“Absolutely pay off credit card debt. 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If you're in a financial position to just methodically pay off both credit card and student loans, pay them all.", "creator": { "@type": "Person", "name": "Suze Orman" }, "url": "https://sms4smile.com/quotes/suze-orman/but-credit-card-debt-is-unsecured-debt-which-means-if-you-get-in/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/7c4/suze-orman-1007_bankruptcy_but-credit-card-debt-is-unsecured-debt-w_546572.png", "contentUrl": "https://sms4smile.com/quotes/i/7c4/suze-orman-1007_bankruptcy_but-credit-card-debt-is-unsecured-debt-w_546572.png", "url": "https://sms4smile.com/quotes/i/7c4/suze-orman-1007_bankruptcy_but-credit-card-debt-is-unsecured-debt-w_546572.png", "width": 1080, "height": 1080, "caption": "“But credit card debt is unsecured debt, which means if you get in trouble and cannot pay off your credit…” — Suze Orman", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } } ] }, { "@type": "CollectionPage", "@id": "https://sms4smile.com/quotes/about/credit-card/suze-orman/#webpage", "url": "https://sms4smile.com/quotes/about/credit-card/suze-orman/", "name": "Credit card Quotes by Suze Orman", "isPartOf": { "@id": "https://sms4smile.com/quotes/#website" }, "mainEntity": { "@id": "https://sms4smile.com/quotes/about/credit-card/suze-orman/#itemlist" }, "primaryImageOfPage": { "@id": "https://sms4smile.com/quotes/i/09e/suze-orman-1007_card_the-world-does-not-need-another-credit-c_2899416.png" }, "description": "25 Credit card quotes by Suze Orman. 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