--- title: "15 Clients Quotes By Jamie Dimon" description: "15 Clients quotes by Jamie Dimon. Plus more from Jamie Dimon and more Clients sayings from other authors." image: "https://sms4smile.com/quotes/i/d60/jamie-dimon-1320_clients_we-invested-in-the-downturn-and-we-never_1851120.png" --- > [We invested in the downturn and we never stopped serving our clients.](https://sms4smile.com/quotes/jamie-dimon/we-invested-in-the-downturn-and-we-never-stopped-serving-our-clients/) [Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/) [Image](https://sms4smile.com/quotes/i/d60/jamie-dimon-1320_clients_we-invested-in-the-downturn-and-we-never_1851120.png) > [All our clients know that we're there, we're steady, we do a good job, we earn a fair return for ourselves, which…](https://sms4smile.com/quotes/jamie-dimon/all-our-clients-know-that-we-re-there-we-re-steady-we-do-a-good-job/) [Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/) [Image](https://sms4smile.com/quotes/i/acb/jamie-dimon-1320_clients_all-our-clients-know-that-we-re-there-we_1403709.png) > [Banks also have to say no to customers. We can't always give clients what they want; it may not be in the…](https://sms4smile.com/quotes/jamie-dimon/banks-also-have-to-say-no-to-customers-we-can-t-always-give-clients/) [Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/) [Image](https://sms4smile.com/quotes/i/5f4/jamie-dimon-1320_banks_banks-also-have-to-say-no-to-customers-w_1523338.png) > [I've asked our people, "Why don't we just put a revolver on top of our basic loan?" Make it easier for the…](https://sms4smile.com/quotes/jamie-dimon/i-ve-asked-our-people-why-don-t-we-just-put-a-revolver-on-top-of-our/) [Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/) [Image](https://sms4smile.com/quotes/i/ec4/jamie-dimon-1320_amendment_i-ve-asked-our-people-why-don-t-we-just_98332.png) > [We've accommodated the new rules and regulations. We've served our clients and had quite good returns.](https://sms4smile.com/quotes/jamie-dimon/we-ve-accommodated-the-new-rules-and-regulations-we-ve-served-our/) [Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/) [Image](https://sms4smile.com/quotes/i/c56/jamie-dimon-1320_clients_we-ve-accommodated-the-new-rules-and-reg_1974743.png) > [The best way to look at any business is from the standpoint of the clients.](https://sms4smile.com/quotes/jamie-dimon/the-best-way-to-look-at-any-business-is-from-the-standpoint-of-the-2/) [Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/) [Image](https://sms4smile.com/quotes/i/eaf/jamie-dimon-1320_best_the-best-way-to-look-at-any-business-is_3205543.png) > [We can take our Japanese clients around the world. We can take them to Brazil, Europe, anywhere. And we also take companies…](https://sms4smile.com/quotes/jamie-dimon/we-can-take-our-japanese-clients-around-the-world-we-can-take-them-to/) [Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/) [Image](https://sms4smile.com/quotes/i/d17/jamie-dimon-1320_around-the-world_we-can-take-our-japanese-clients-around_2377695.png) > [We use technology to make it cheaper, better, and faster for the client. And then if you have the most flow, you…](https://sms4smile.com/quotes/jamie-dimon/we-use-technology-to-make-it-cheaper-better-and-faster-for-the-client/) [Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/) [Image](https://sms4smile.com/quotes/i/f13/jamie-dimon-1320_business_we-use-technology-to-make-it-cheaper-bet_2860861.png) > [I hate the word universal, because I don't know exactly what it means. The question is, does it work for the client?…](https://sms4smile.com/quotes/jamie-dimon/i-hate-the-word-universal-because-i-don-t-know-exactly-what-it-means/) [Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/) [Image](https://sms4smile.com/quotes/i/e6d/jamie-dimon-1320_business_i-hate-the-word-universal-because-i-don_1159460.png) > [I also think you have to be very careful. I mean, the heritage of our company is very strong, and building some…](https://sms4smile.com/quotes/jamie-dimon/i-also-think-you-have-to-be-very-careful-i-mean-the-heritage-of-our/) [Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/) [Image](https://sms4smile.com/quotes/i/dce/jamie-dimon-1320_building_i-also-think-you-have-to-be-very-careful_998003.png) > [I've always wanted to help build a better society and build a better company, and I always wanted a healthy, vibrant company,…](https://sms4smile.com/quotes/jamie-dimon/i-ve-always-wanted-to-help-build-a-better-society-and-build-a-better/) [Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/) [Image](https://sms4smile.com/quotes/i/f28/jamie-dimon-1320_always-believe_i-ve-always-wanted-to-help-build-a-bette_2254060.jpg) > [But in general, as countries get wealthier, there's going to be more savings, which means you're going to have intermediation. So part…](https://sms4smile.com/quotes/jamie-dimon/but-in-general-as-countries-get-wealthier-there-s-going-to-be-more/) [Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/) [Image](https://sms4smile.com/quotes/i/352/jamie-dimon-1320_bigger_but-in-general-as-countries-get-wealthie_1227302.png) > [The best way to look at any business is from the standpoint of the clients. So there are these certain basic things…](https://sms4smile.com/quotes/jamie-dimon/the-best-way-to-look-at-any-business-is-from-the-standpoint-of-the/) [Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/) [Image](https://sms4smile.com/quotes/i/4ae/jamie-dimon-1320_ability_the-best-way-to-look-at-any-business-is_3105205.jpg) > [I advise other companies' CEOs, don't fall into the trap where you go, 'Where's the growth? Where's the growth?' Where's the growth?'…](https://sms4smile.com/quotes/jamie-dimon/i-advise-other-companies-ceos-don-t-fall-into-the-trap-where-you-go/) [Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/) [Image](https://sms4smile.com/quotes/i/f50/jamie-dimon-1320_advise_i-advise-other-companies-ceos-don-t-fall_2750256.png) > [We're trying to win business by doing a good job for the clients, as opposed to, "We think being big and universal…](https://sms4smile.com/quotes/jamie-dimon/we-re-trying-to-win-business-by-doing-a-good-job-for-the-clients-as/) [Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/) [Image](https://sms4smile.com/quotes/i/c0e/jamie-dimon-1320_bigs_we-re-trying-to-win-business-by-doing-a_1060147.png) ## Other authors on Clients ## More by Jamie Dimon > [I think if we had another set of policies for - not the crisis years, but after that, that we might be growing faster.…](https://sms4smile.com/quotes/jamie-dimon/i-think-if-we-had-another-set-of-policies-for-not-the-crisis-years/) [Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/) > [I learn from all our major competitors, whether they're in or out of the U.S. Wells Fargo is very actively, very aggressively, and very…](https://sms4smile.com/quotes/jamie-dimon/i-learn-from-all-our-major-competitors-whether-they-re-in-or-out-of/) [Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/) > [The United States has the best, deepest, widest, and most transparent capital markets in the world which give you, the investor, the ability to…](https://sms4smile.com/quotes/jamie-dimon/the-united-states-has-the-best-deepest-widest-and-most-transparent/) [Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/) > [People always say to me, "What if it doesn't work?" If it doesn't work, we redouble our effort. We're not going to cry like…](https://sms4smile.com/quotes/jamie-dimon/people-always-say-to-me-what-if-it-doesn-t-work-if-it-doesn-t-work-we/) [Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/) > [We've made a huge effort globally and in the US, in getting kids jobs. This is one piece. The South Bronx and inner-city schools…](https://sms4smile.com/quotes/jamie-dimon/we-ve-made-a-huge-effort-globally-and-in-the-us-in-getting-kids-jobs/) [Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/) > [You know, the benefit in life is to say, 'Maybe you made a mistake, let's dig deep.](https://sms4smile.com/quotes/jamie-dimon/you-know-the-benefit-in-life-is-to-say-maybe-you-made-a-mistake-let-s/) [Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/) > [JP Morgan always has higher capital liquidity, that is partially to make up for mistakes and problems and obviously its a tough economy. We…](https://sms4smile.com/quotes/jamie-dimon/jp-morgan-always-has-higher-capital-liquidity-that-is-partially-to/) [Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/) > [Trade is very good for the country. It's very good for the GDP. It's good for wages, but it doesn't mean it's always good…](https://sms4smile.com/quotes/jamie-dimon/trade-is-very-good-for-the-country-it-s-very-good-for-the-gdp-it-s/) [Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/) > [I've asked our people, "Why don't we just put a revolver on top of our basic loan?" Make it easier for the client.](https://sms4smile.com/quotes/jamie-dimon/i-ve-asked-our-people-why-don-t-we-just-put-a-revolver-on-top-of-our/) [Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/) > [As a matter of fact 25% of our U.S. investment banking business comes out of our commercial bank. So it's a competitive advantage for…](https://sms4smile.com/quotes/jamie-dimon/as-a-matter-of-fact-25-of-our-u-s-investment-banking-business-comes/) [Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/) > [ Not every company went bankrupt. Not every bank needed TARP \[Troubled Asset Relief Program\]. So I'm very proud that JPMorgan, throughout that time period,… ](https://sms4smile.com/quotes/jamie-dimon/not-every-company-went-bankrupt-not-every-bank-needed-tarp-troubled/) [Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/) > [I do want the tax system to be efficient and be conducive to growth, which it is not.](https://sms4smile.com/quotes/jamie-dimon/i-do-want-the-tax-system-to-be-efficient-and-be-conducive-to-growth/) [Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/) > [ There are parts \[in Dodd-Frank\] that I don't agree with. But, in total, it is what it is. ](https://sms4smile.com/quotes/jamie-dimon/there-are-parts-in-dodd-frank-that-i-don-t-agree-with-but-in-total-it/) [Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/) > [It's good for America when the rest of the world grows, because you can sell more to the rest of the world.](https://sms4smile.com/quotes/jamie-dimon/it-s-good-for-america-when-the-rest-of-the-world-grows-because-you/) [Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/) > [We had a lot of gridlock on a lot of issues. But, the American system is pretty resilient.](https://sms4smile.com/quotes/jamie-dimon/we-had-a-lot-of-gridlock-on-a-lot-of-issues-but-the-american-system/) [Jamie Dimon](https://sms4smile.com/quotes/author/jamie-dimon/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "ItemList", "@id": "https://sms4smile.com/quotes/about/clients/jamie-dimon/#itemlist", "name": "15 Clients Quotes By Jamie Dimon", "numberOfItems": 15, "itemListElement": [ { "@type": "ListItem", "position": 1, "item": { "@type": "Quotation", "text": "We invested in the downturn and we never stopped serving our clients.", "creator": { "@type": "Person", "name": "Jamie Dimon" }, "url": "https://sms4smile.com/quotes/jamie-dimon/we-invested-in-the-downturn-and-we-never-stopped-serving-our-clients/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/d60/jamie-dimon-1320_clients_we-invested-in-the-downturn-and-we-never_1851120.png", "contentUrl": "https://sms4smile.com/quotes/i/d60/jamie-dimon-1320_clients_we-invested-in-the-downturn-and-we-never_1851120.png", "url": "https://sms4smile.com/quotes/i/d60/jamie-dimon-1320_clients_we-invested-in-the-downturn-and-we-never_1851120.png", "width": 1080, "height": 1080, "caption": "“We invested in the downturn and we never stopped serving our clients.” — Jamie Dimon", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 2, "item": { "@type": "Quotation", "text": "All our clients know that we're there, we're steady, we do a good job, we earn a fair return for ourselves, which I think is critical.", "creator": { "@type": "Person", "name": "Jamie Dimon" }, "url": "https://sms4smile.com/quotes/jamie-dimon/all-our-clients-know-that-we-re-there-we-re-steady-we-do-a-good-job/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/acb/jamie-dimon-1320_clients_all-our-clients-know-that-we-re-there-we_1403709.png", "contentUrl": "https://sms4smile.com/quotes/i/acb/jamie-dimon-1320_clients_all-our-clients-know-that-we-re-there-we_1403709.png", "url": "https://sms4smile.com/quotes/i/acb/jamie-dimon-1320_clients_all-our-clients-know-that-we-re-there-we_1403709.png", "width": 1080, "height": 1080, "caption": "“All our clients know that we're there, we're steady, we do a good job, we earn a fair return for ourselves…” — Jamie Dimon", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 3, "item": { "@type": "Quotation", "text": "Banks also have to say no to customers. 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We can take them to Brazil, Europe, anywhere. And we also take companies from around the world into Japan.", "creator": { "@type": "Person", "name": "Jamie Dimon" }, "url": "https://sms4smile.com/quotes/jamie-dimon/we-can-take-our-japanese-clients-around-the-world-we-can-take-them-to/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/d17/jamie-dimon-1320_around-the-world_we-can-take-our-japanese-clients-around_2377695.png", "contentUrl": "https://sms4smile.com/quotes/i/d17/jamie-dimon-1320_around-the-world_we-can-take-our-japanese-clients-around_2377695.png", "url": "https://sms4smile.com/quotes/i/d17/jamie-dimon-1320_around-the-world_we-can-take-our-japanese-clients-around_2377695.png", "width": 1080, "height": 1080, "caption": "“We can take our Japanese clients around the world. We can take them to Brazil, Europe, anywhere. And we also…” — Jamie Dimon", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 8, "item": { "@type": "Quotation", "text": "We use technology to make it cheaper, better, and faster for the client. And then if you have the most flow, you can win. Now, having said that, Silicon Valley wants to take on this business. They think they see an opening.", "creator": { "@type": "Person", "name": "Jamie Dimon" }, "url": "https://sms4smile.com/quotes/jamie-dimon/we-use-technology-to-make-it-cheaper-better-and-faster-for-the-client/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/f13/jamie-dimon-1320_business_we-use-technology-to-make-it-cheaper-bet_2860861.png", "contentUrl": "https://sms4smile.com/quotes/i/f13/jamie-dimon-1320_business_we-use-technology-to-make-it-cheaper-bet_2860861.png", "url": "https://sms4smile.com/quotes/i/f13/jamie-dimon-1320_business_we-use-technology-to-make-it-cheaper-bet_2860861.png", "width": 1080, "height": 1080, "caption": "“We use technology to make it cheaper, better, and faster for the client. And then if you have the most flow…” — Jamie Dimon", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 9, "item": { "@type": "Quotation", "text": "I hate the word universal, because I don't know exactly what it means. The question is, does it work for the client? Travelers was a diversified, financial conglomerate that did very well. The businesses had nothing to do with each other.", "creator": { "@type": "Person", "name": "Jamie Dimon" }, "url": "https://sms4smile.com/quotes/jamie-dimon/i-hate-the-word-universal-because-i-don-t-know-exactly-what-it-means/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/e6d/jamie-dimon-1320_business_i-hate-the-word-universal-because-i-don_1159460.png", "contentUrl": "https://sms4smile.com/quotes/i/e6d/jamie-dimon-1320_business_i-hate-the-word-universal-because-i-don_1159460.png", "url": "https://sms4smile.com/quotes/i/e6d/jamie-dimon-1320_business_i-hate-the-word-universal-because-i-don_1159460.png", "width": 1080, "height": 1080, "caption": "“I hate the word universal, because I don't know exactly what it means. The question is, does it work for the…” — Jamie Dimon", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 10, "item": { "@type": "Quotation", "text": "I also think you have to be very careful. I mean, the heritage of our company is very strong, and building some of these businesses into leading players is extremely tough. You and I can both build a trading business, and it looks like you're doing OK, and it looks like I'm doing OK. But, really, I am, and you aren't. It comes down to the quality of clients, quality of systems, quality of risk controls.", "creator": { "@type": "Person", "name": "Jamie Dimon" }, "url": "https://sms4smile.com/quotes/jamie-dimon/i-also-think-you-have-to-be-very-careful-i-mean-the-heritage-of-our/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/dce/jamie-dimon-1320_building_i-also-think-you-have-to-be-very-careful_998003.png", "contentUrl": "https://sms4smile.com/quotes/i/dce/jamie-dimon-1320_building_i-also-think-you-have-to-be-very-careful_998003.png", "url": "https://sms4smile.com/quotes/i/dce/jamie-dimon-1320_building_i-also-think-you-have-to-be-very-careful_998003.png", "width": 1080, "height": 1080, "caption": "“I also think you have to be very careful. I mean, the heritage of our company is very strong, and building…” — Jamie Dimon", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 11, "item": { "@type": "Quotation", "text": "I've always wanted to help build a better society and build a better company, and I always wanted a healthy, vibrant company, a healthy, vibrant society. We take care of our people, we provide them with opportunity. But I've always believed business is here to serve your clients, your shareholders, your communities. If we do this well, everyone benefits. We have to do a good job for all of them.", "creator": { "@type": "Person", "name": "Jamie Dimon" }, "url": "https://sms4smile.com/quotes/jamie-dimon/i-ve-always-wanted-to-help-build-a-better-society-and-build-a-better/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/f28/jamie-dimon-1320_always-believe_i-ve-always-wanted-to-help-build-a-bette_2254060.jpg", "contentUrl": "https://sms4smile.com/quotes/i/f28/jamie-dimon-1320_always-believe_i-ve-always-wanted-to-help-build-a-bette_2254060.jpg", "url": "https://sms4smile.com/quotes/i/f28/jamie-dimon-1320_always-believe_i-ve-always-wanted-to-help-build-a-bette_2254060.jpg", "width": 1080, "height": 1080, "caption": "“I've always wanted to help build a better society and build a better company, and I always wanted a healthy…” — Jamie Dimon", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 12, "item": { "@type": "Quotation", "text": "But in general, as countries get wealthier, there's going to be more savings, which means you're going to have intermediation. So part of it is just the huge growth in wealth, and part of it was globalization - these companies, these clients getting much bigger and much more global.", "creator": { "@type": "Person", "name": "Jamie Dimon" }, "url": "https://sms4smile.com/quotes/jamie-dimon/but-in-general-as-countries-get-wealthier-there-s-going-to-be-more/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/352/jamie-dimon-1320_bigger_but-in-general-as-countries-get-wealthie_1227302.png", "contentUrl": "https://sms4smile.com/quotes/i/352/jamie-dimon-1320_bigger_but-in-general-as-countries-get-wealthie_1227302.png", "url": "https://sms4smile.com/quotes/i/352/jamie-dimon-1320_bigger_but-in-general-as-countries-get-wealthie_1227302.png", "width": 1080, "height": 1080, "caption": "“But in general, as countries get wealthier, there's going to be more savings, which means you're going to…” — Jamie Dimon", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 13, "item": { "@type": "Quotation", "text": "The best way to look at any business is from the standpoint of the clients. So there are these certain basic things that aren't going to change. Companies are going to have needs for equity, debt, advice, FX, and derivatives. Individuals are going to have needs for auto loans, mortgages, something that looks like a deposit account, and the ability to send money to people. Those things aren't going to change.", "creator": { "@type": "Person", "name": "Jamie Dimon" }, "url": "https://sms4smile.com/quotes/jamie-dimon/the-best-way-to-look-at-any-business-is-from-the-standpoint-of-the/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/4ae/jamie-dimon-1320_ability_the-best-way-to-look-at-any-business-is_3105205.jpg", "contentUrl": "https://sms4smile.com/quotes/i/4ae/jamie-dimon-1320_ability_the-best-way-to-look-at-any-business-is_3105205.jpg", "url": "https://sms4smile.com/quotes/i/4ae/jamie-dimon-1320_ability_the-best-way-to-look-at-any-business-is_3105205.jpg", "width": 1080, "height": 1080, "caption": "“The best way to look at any business is from the standpoint of the clients. 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In certain businesses, growth means you either take on bad clients, excess risk, or too much leverage.", "creator": { "@type": "Person", "name": "Jamie Dimon" }, "url": "https://sms4smile.com/quotes/jamie-dimon/i-advise-other-companies-ceos-don-t-fall-into-the-trap-where-you-go/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/f50/jamie-dimon-1320_advise_i-advise-other-companies-ceos-don-t-fall_2750256.png", "contentUrl": "https://sms4smile.com/quotes/i/f50/jamie-dimon-1320_advise_i-advise-other-companies-ceos-don-t-fall_2750256.png", "url": "https://sms4smile.com/quotes/i/f50/jamie-dimon-1320_advise_i-advise-other-companies-ceos-don-t-fall_2750256.png", "width": 1080, "height": 1080, "caption": "“I advise other companies' CEOs, don't fall into the trap where you go, 'Where's the growth? Where's the…” — Jamie Dimon", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 15, "item": { "@type": "Quotation", "text": "We're trying to win business by doing a good job for the clients, as opposed to, \"We think being big and universal is just a great, wonderful thing.\" It's not a morality thing. It's a \"Does it work for the client?\" thing. Everything we do is because a client uses us. 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