--- title: "4 Cash Quotes By Dan Ariely" description: "4 Cash quotes by Dan Ariely. Plus more from Dan Ariely and more Cash sayings from other authors." image: "https://sms4smile.com/quotes/i/44c/dan-ariely-1899_cards_if-you-have-loans-the-first-thing-you-wa_1276425.png" --- > [If you have loans, the first thing you want to do is say, "Okay, look I have a credit card, if I…](https://sms4smile.com/quotes/dan-ariely/if-you-have-loans-the-first-thing-you-want-to-do-is-say-okay-look-i/) [Dan Ariely](https://sms4smile.com/quotes/author/dan-ariely/) [Image](https://sms4smile.com/quotes/i/44c/dan-ariely-1899_cards_if-you-have-loans-the-first-thing-you-wa_1276425.png) > [If you want to spend more money in restaurants, use credit cards more than cash. If you want to spend less, use…](https://sms4smile.com/quotes/dan-ariely/if-you-want-to-spend-more-money-in-restaurants-use-credit-cards-more/) [Dan Ariely](https://sms4smile.com/quotes/author/dan-ariely/) [Image](https://sms4smile.com/quotes/i/c8e/dan-ariely-1899_accounts_if-you-want-to-spend-more-money-in-resta_2496319.png) > [Because cheating is easier when we can justify our behavior, people often cheat in small amounts: We can come up with an…](https://sms4smile.com/quotes/dan-ariely/because-cheating-is-easier-when-we-can-justify-our-behavior-people/) [Dan Ariely](https://sms4smile.com/quotes/author/dan-ariely/) [Image](https://sms4smile.com/quotes/i/70b/dan-ariely-1899_amount_because-cheating-is-easier-when-we-can-j_2644153.png) > [We can think about how we reduce the pain in paying. So, for example, credit cards are wonderful mechanisms to reduce the…](https://sms4smile.com/quotes/dan-ariely/we-can-think-about-how-we-reduce-the-pain-in-paying-so-for-example/) [Dan Ariely](https://sms4smile.com/quotes/author/dan-ariely/) [Image](https://sms4smile.com/quotes/i/b77/dan-ariely-1899_bits_we-can-think-about-how-we-reduce-the-pai_2690310.png) ## Other authors on Cash ## More by Dan Ariely > [If you think of people as making decisions actively, every time we think about the cup of coffee, we say, "How much will I…](https://sms4smile.com/quotes/dan-ariely/if-you-think-of-people-as-making-decisions-actively-every-time-we/) [Dan Ariely](https://sms4smile.com/quotes/author/dan-ariely/) > [ “\[..\] we human beings are ready and willing to steal something that does not explicitly reference monetary value - that is, something that lacks… ](https://sms4smile.com/quotes/dan-ariely/we-human-beings-are-ready-and-willing-to-steal-something-that-does/) [Dan Ariely](https://sms4smile.com/quotes/author/dan-ariely/) > [It is true that from a behavioral economics perspective we are fallible, easily confused, not that smart, and often irrational. We are more like…](https://sms4smile.com/quotes/dan-ariely/it-is-true-that-from-a-behavioral-economics-perspective-we-are/) [Dan Ariely](https://sms4smile.com/quotes/author/dan-ariely/) > [“Contrafreeloading,” a term coined by the animal psychologist Glen Jensen, refers to the finding that many animals prefer to earn food rather than simply…](https://sms4smile.com/quotes/dan-ariely/contrafreeloading-a-term-coined-by-the-animal-psychologist-glen/) [Dan Ariely](https://sms4smile.com/quotes/author/dan-ariely/) > [One of the big lessons from behavioral economics is that we make decisions as a function of the environment that we're in.](https://sms4smile.com/quotes/dan-ariely/one-of-the-big-lessons-from-behavioral-economics-is-that-we-make/) [Dan Ariely](https://sms4smile.com/quotes/author/dan-ariely/) > [Not all debt is bad. From time to time we should get into debt when there's a good reason for that.](https://sms4smile.com/quotes/dan-ariely/not-all-debt-is-bad-from-time-to-time-we-should-get-into-debt-when/) [Dan Ariely](https://sms4smile.com/quotes/author/dan-ariely/) > [“This result suggests that cheating is not driven by concerns about standing out. Rather, it shows that our sense of our own morality is…](https://sms4smile.com/quotes/dan-ariely/this-result-suggests-that-cheating-is-not-driven-by-concerns-about/) [Dan Ariely](https://sms4smile.com/quotes/author/dan-ariely/) > [“ONE OF THE main differences between standard and behavioral economics involves this concept of “free lunches.” According to the assumptions of standard economics, all…](https://sms4smile.com/quotes/dan-ariely/one-of-the-main-differences-between-standard-and-behavioral-economics/) [Dan Ariely](https://sms4smile.com/quotes/author/dan-ariely/) > [Money is all about opportunity cost. Every time you spend on something, that's something you can't spend on something else.](https://sms4smile.com/quotes/dan-ariely/money-is-all-about-opportunity-cost-every-time-you-spend-on-something/) [Dan Ariely](https://sms4smile.com/quotes/author/dan-ariely/) > [The people that lend you money basically give you an answer based on the risk that they are willing to take. But just because…](https://sms4smile.com/quotes/dan-ariely/the-people-that-lend-you-money-basically-give-you-an-answer-based-on/) [Dan Ariely](https://sms4smile.com/quotes/author/dan-ariely/) > [“Upton Sinclair once noted, “It is difficult to get a man to understand something when his salary depends upon his not understanding it.”)”](https://sms4smile.com/quotes/dan-ariely/upton-sinclair-once-noted-it-is-difficult-to-get-a-man-to-understand/) [Dan Ariely](https://sms4smile.com/quotes/author/dan-ariely/) > [If you get people to feel that they are putting something, that they are creating it and so on, their love for the project…](https://sms4smile.com/quotes/dan-ariely/if-you-get-people-to-feel-that-they-are-putting-something-that-they/) [Dan Ariely](https://sms4smile.com/quotes/author/dan-ariely/) > [If I gave you now, $10 as a gift, how happy would you be? Would you be happy, is the marginal $10, the best…](https://sms4smile.com/quotes/dan-ariely/if-i-gave-you-now-10-as-a-gift-how-happy-would-you-be-would-you-be/) [Dan Ariely](https://sms4smile.com/quotes/author/dan-ariely/) > [Imagine you have six loans, small to huge. People want to close loans and because of that, they try to pay off the small…](https://sms4smile.com/quotes/dan-ariely/imagine-you-have-six-loans-small-to-huge-people-want-to-close-loans/) [Dan Ariely](https://sms4smile.com/quotes/author/dan-ariely/) > [“he started by selling his Porsche Boxster and buying a Toyota Prius in its place.4 “I don’t want to live the life of a…](https://sms4smile.com/quotes/dan-ariely/he-started-by-selling-his-porsche-boxster-and-buying-a-toyota-prius/) [Dan Ariely](https://sms4smile.com/quotes/author/dan-ariely/) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "ItemList", "@id": "https://sms4smile.com/quotes/about/cash/dan-ariely/#itemlist", "name": "4 Cash Quotes By Dan Ariely", "numberOfItems": 4, "itemListElement": [ { "@type": "ListItem", "position": 1, "item": { "@type": "Quotation", "text": "If you have loans, the first thing you want to do is say, \"Okay, look I have a credit card, if I really need to borrow, I have this emergency money that I can get, but for now there is no reason for me to keep cash at zero percent interest rate and at the same time, pay all of this money out. 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If you want to spend less, use cash more than credit cards. But in general, we can think about how to use the pain of paying and how much of it do we want. And I think we have like a range. 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