--- title: "10 Banks Need Quotes by 9 authors" description: "Browse 10 Banks Need quotes by 9 authors. Discover the best Banks Need sayings and thoughts." image: "https://sms4smile.com/quotes/i/7d2/ben-bernanke-1388_continue_banks-need-to-continue-to-lend-to-credit_2718176.png" --- > [Banks need to continue to lend to creditworthy borrowers to earn a profit and remain strong.](https://sms4smile.com/quotes/ben-bernanke/banks-need-to-continue-to-lend-to-creditworthy-borrowers-to-earn-a/) [Ben Bernanke](https://sms4smile.com/quotes/author/ben-bernanke/) [Image](https://sms4smile.com/quotes/i/7d2/ben-bernanke-1388_continue_banks-need-to-continue-to-lend-to-credit_2718176.png) > [We need to change how we run banks. We need to change the culture. If we get it right, we can have…](https://sms4smile.com/quotes/ana-patricia-botin/we-need-to-change-how-we-run-banks-we-need-to-change-the-culture-if/) [Ana Patricia Botin](https://sms4smile.com/quotes/author/ana-patricia-botin/) [Image](https://sms4smile.com/quotes/i/eff/ana-patricia-botin-15210_banks_we-need-to-change-how-we-run-banks-we-ne_247831.png) > [Banks need to have large shareholders on the board that have a direct interest in their performance.](https://sms4smile.com/quotes/mian-muhammad-mansha/banks-need-to-have-large-shareholders-on-the-board-that-have-a-direct/) [Mian Muhammad Mansha](https://sms4smile.com/quotes/author/mian-muhammad-mansha/) [Image](https://sms4smile.com/quotes/i/f79/mian-muhammad-mansha-34485_banks_banks-need-to-have-large-shareholders-on_2760284.jpg) > [One of the things that the public sector banks need to do is to raise private capital from the market and not…](https://sms4smile.com/quotes/urjit-patel/one-of-the-things-that-the-public-sector-banks-need-to-do-is-to-raise/) [Urjit Patel](https://sms4smile.com/quotes/author/urjit-patel/) [Image](https://sms4smile.com/quotes/i/c3b/urjit-patel-16339_government_one-of-the-things-that-the-public-sector_98120.jpg) > [Banks need to think through their ethics very carefully, and many have done so. I don't know any bank that dismisses the…](https://sms4smile.com/quotes/justin-welby/banks-need-to-think-through-their-ethics-very-carefully-and-many-have-2/) [Justin Welby](https://sms4smile.com/quotes/author/justin-welby/) [Image](https://sms4smile.com/quotes/i/889/justin-welby-24211_any_banks-need-to-think-through-their-ethics_2178563.jpg) > [Banks need to think through their ethics very carefully, and many have done so. I dont know any bank that dismisses the…](https://sms4smile.com/quotes/justin-welby/banks-need-to-think-through-their-ethics-very-carefully-and-many-have/) [Justin Welby](https://sms4smile.com/quotes/author/justin-welby/) [Image](https://sms4smile.com/quotes/i/a1c/justin-welby-24211_banking_banks-need-to-think-through-their-ethics_1414713.jpg) > [International lending banks need to focus on areas where private investment doesn't go, such as infrastructure projects, education and poverty relief.](https://sms4smile.com/quotes/joseph-stiglitz/international-lending-banks-need-to-focus-on-areas-where-private/) [Joseph Stiglitz](https://sms4smile.com/quotes/author/joseph-stiglitz/) [Image](https://sms4smile.com/quotes/i/ae2/joseph-stiglitz-1351_areas_international-lending-banks-need-to-focu_3220253.jpg) > [I think public sector banks need to have greater private participation of people who have skin in the game.](https://sms4smile.com/quotes/ajay-piramal/i-think-public-sector-banks-need-to-have-greater-private/) [Ajay Piramal](https://sms4smile.com/quotes/author/ajay-piramal/) [Image](https://sms4smile.com/quotes/i/6d4/ajay-piramal-10485_customer_i-think-public-sector-banks-need-to-have_242054.jpg) > [The Bankers' New Clothes makes a simple, powerful argument: that banks need to raise more capital. It is entirely persuasive that the…](https://sms4smile.com/quotes/diane-coyle/the-bankers-new-clothes-makes-a-simple-powerful-argument-that-banks/) [Diane Coyle](https://sms4smile.com/quotes/author/diane-coyle/) [Image](https://sms4smile.com/quotes/i/ce3/diane-coyle-74551_argument_the-bankers-new-clothes-makes-a-simple-p_1762263.png) > [The financial crisis has underscored how insufficient attention to fundamental corporate governance concepts can have devastating effects on an institution and its…](https://sms4smile.com/quotes/daniele-nouy/the-financial-crisis-has-underscored-how-insufficient-attention-to/) [Daniele Nouy](https://sms4smile.com/quotes/author/daniele-nouy/) [Image](https://sms4smile.com/quotes/i/244/daniele-nouy-230508_attention_the-financial-crisis-has-underscored-how_1314235.png) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "ItemList", "@id": "https://sms4smile.com/quotes/about/banks-need/#itemlist", "name": "Banks Need Quotes", "numberOfItems": 10, "itemListElement": [ { "@type": "ListItem", "position": 1, "item": { "@type": "Quotation", "text": "Banks need to continue to lend to creditworthy borrowers to earn a profit and remain strong.", "creator": { "@type": "Person", "name": "Ben Bernanke" }, "url": "https://sms4smile.com/quotes/ben-bernanke/banks-need-to-continue-to-lend-to-creditworthy-borrowers-to-earn-a/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/7d2/ben-bernanke-1388_continue_banks-need-to-continue-to-lend-to-credit_2718176.png", "contentUrl": "https://sms4smile.com/quotes/i/7d2/ben-bernanke-1388_continue_banks-need-to-continue-to-lend-to-credit_2718176.png", "url": "https://sms4smile.com/quotes/i/7d2/ben-bernanke-1388_continue_banks-need-to-continue-to-lend-to-credit_2718176.png", "width": 1080, "height": 1080, "caption": "“Banks need to continue to lend to creditworthy borrowers to earn a profit and remain strong.” — Ben Bernanke", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 2, "item": { "@type": "Quotation", "text": "We need to change how we run banks. We need to change the culture. If we get it right, we can have a huge impact.", "creator": { "@type": "Person", "name": "Ana Patricia Botin" }, "url": "https://sms4smile.com/quotes/ana-patricia-botin/we-need-to-change-how-we-run-banks-we-need-to-change-the-culture-if/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/eff/ana-patricia-botin-15210_banks_we-need-to-change-how-we-run-banks-we-ne_247831.png", "contentUrl": "https://sms4smile.com/quotes/i/eff/ana-patricia-botin-15210_banks_we-need-to-change-how-we-run-banks-we-ne_247831.png", "url": "https://sms4smile.com/quotes/i/eff/ana-patricia-botin-15210_banks_we-need-to-change-how-we-run-banks-we-ne_247831.png", "width": 1080, "height": 1080, "caption": "“We need to change how we run banks. We need to change the culture. 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I dont know any bank that dismisses the concept of ethical banking.", "creator": { "@type": "Person", "name": "Justin Welby" }, "url": "https://sms4smile.com/quotes/justin-welby/banks-need-to-think-through-their-ethics-very-carefully-and-many-have/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/a1c/justin-welby-24211_banking_banks-need-to-think-through-their-ethics_1414713.jpg", "contentUrl": "https://sms4smile.com/quotes/i/a1c/justin-welby-24211_banking_banks-need-to-think-through-their-ethics_1414713.jpg", "url": "https://sms4smile.com/quotes/i/a1c/justin-welby-24211_banking_banks-need-to-think-through-their-ethics_1414713.jpg", "width": 1080, "height": 1080, "caption": "“Banks need to think through their ethics very carefully, and many have done so. I dont know any bank that…” — Justin Welby", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 7, "item": { "@type": "Quotation", "text": "International lending banks need to focus on areas where private investment doesn't go, such as infrastructure projects, education and poverty relief.", "creator": { "@type": "Person", "name": "Joseph Stiglitz" }, "url": "https://sms4smile.com/quotes/joseph-stiglitz/international-lending-banks-need-to-focus-on-areas-where-private/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/ae2/joseph-stiglitz-1351_areas_international-lending-banks-need-to-focu_3220253.jpg", "contentUrl": "https://sms4smile.com/quotes/i/ae2/joseph-stiglitz-1351_areas_international-lending-banks-need-to-focu_3220253.jpg", "url": "https://sms4smile.com/quotes/i/ae2/joseph-stiglitz-1351_areas_international-lending-banks-need-to-focu_3220253.jpg", "width": 1080, "height": 1080, "caption": "“International lending banks need to focus on areas where private investment doesn't go, such as…” — Joseph Stiglitz", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 8, "item": { "@type": "Quotation", "text": "I think public sector banks need to have greater private participation of people who have skin in the game.", "creator": { "@type": "Person", "name": "Ajay Piramal" }, "url": "https://sms4smile.com/quotes/ajay-piramal/i-think-public-sector-banks-need-to-have-greater-private/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/6d4/ajay-piramal-10485_customer_i-think-public-sector-banks-need-to-have_242054.jpg", "contentUrl": "https://sms4smile.com/quotes/i/6d4/ajay-piramal-10485_customer_i-think-public-sector-banks-need-to-have_242054.jpg", "url": "https://sms4smile.com/quotes/i/6d4/ajay-piramal-10485_customer_i-think-public-sector-banks-need-to-have_242054.jpg", "width": 1080, "height": 1080, "caption": "“I think public sector banks need to have greater private participation of people who have skin in the game.” — Ajay Piramal", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 9, "item": { "@type": "Quotation", "text": "The Bankers' New Clothes makes a simple, powerful argument: that banks need to raise more capital. It is entirely persuasive that the extent of their leverage makes the financial system fragile, and it clearly and patiently demolishes all the counter-arguments made by the banks and their lobbyists.", "creator": { "@type": "Person", "name": "Diane Coyle" }, "url": "https://sms4smile.com/quotes/diane-coyle/the-bankers-new-clothes-makes-a-simple-powerful-argument-that-banks/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/ce3/diane-coyle-74551_argument_the-bankers-new-clothes-makes-a-simple-p_1762263.png", "contentUrl": "https://sms4smile.com/quotes/i/ce3/diane-coyle-74551_argument_the-bankers-new-clothes-makes-a-simple-p_1762263.png", "url": "https://sms4smile.com/quotes/i/ce3/diane-coyle-74551_argument_the-bankers-new-clothes-makes-a-simple-p_1762263.png", "width": 1080, "height": 1080, "caption": "“The Bankers' New Clothes makes a simple, powerful argument: that banks need to raise more capital. It is…” — Diane Coyle", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } }, { "@type": "ListItem", "position": 10, "item": { "@type": "Quotation", "text": "The financial crisis has underscored how insufficient attention to fundamental corporate governance concepts can have devastating effects on an institution and its continued viability. It is clear that many banks did not fully implement these fundamental concepts. The obvious lesson is that banks need to improve their corporate governance practices and supervisors must ensure that sound corporate governance principles are thoroughly and consistently implemented.", "creator": { "@type": "Person", "name": "Daniele Nouy" }, "url": "https://sms4smile.com/quotes/daniele-nouy/the-financial-crisis-has-underscored-how-insufficient-attention-to/", "image": { "@type": "ImageObject", "@id": "https://sms4smile.com/quotes/i/244/daniele-nouy-230508_attention_the-financial-crisis-has-underscored-how_1314235.png", "contentUrl": "https://sms4smile.com/quotes/i/244/daniele-nouy-230508_attention_the-financial-crisis-has-underscored-how_1314235.png", "url": "https://sms4smile.com/quotes/i/244/daniele-nouy-230508_attention_the-financial-crisis-has-underscored-how_1314235.png", "width": 1080, "height": 1080, "caption": "“The financial crisis has underscored how insufficient attention to fundamental corporate governance concepts…” — Daniele Nouy", "creditText": "SMS4Smile Quotes", "creator": { "@id": "https://sms4smile.com/quotes/#organization" } } } } ] }, { "@type": "CollectionPage", "@id": "https://sms4smile.com/quotes/about/banks-need/#webpage", "url": "https://sms4smile.com/quotes/about/banks-need/", "name": "Banks Need Quotes", "isPartOf": { "@id": "https://sms4smile.com/quotes/#website" }, "mainEntity": { "@id": "https://sms4smile.com/quotes/about/banks-need/#itemlist" }, "primaryImageOfPage": { "@id": "https://sms4smile.com/quotes/i/7d2/ben-bernanke-1388_continue_banks-need-to-continue-to-lend-to-credit_2718176.png" }, "description": "Browse 10 Banks Need quotes by 9 authors. Discover the best Banks Need sayings and thoughts.", "breadcrumb": { "@id": "https://sms4smile.com/quotes/about/banks-need/#breadcrumb" } }, { "@type": "BreadcrumbList", "@id": "https://sms4smile.com/quotes/about/banks-need/#breadcrumb", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://sms4smile.com/" }, { "@type": "ListItem", "position": 2, "name": "Quotes", "item": "https://sms4smile.com/quotes/" }, { "@type": "ListItem", "position": 3, "name": "Topics", "item": "https://sms4smile.com/quotes/categories/" }, { "@type": "ListItem", "position": 4, "name": "Banks Need Quotes", "item": "https://sms4smile.com/quotes/about/banks-need/" } ] }, { "@type": "WebSite", "@id": "https://sms4smile.com/quotes/#website", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "publisher": { "@id": "https://sms4smile.com/quotes/#organization" } }, { "@type": "Organization", "@id": "https://sms4smile.com/quotes/#organization", "name": "SMS4Smile Quotes", "url": "https://sms4smile.com/quotes/", "logo": { "@type": "ImageObject", "url": "https://sms4smile.com/quotes/wp-content/themes/sq/assets/icons/icon-512.png", "width": 512, "height": 512 } } ] } ```