---
title: "7 Bank Quotes By Chanda Kochhar"
description: "7 Bank quotes by Chanda Kochhar. Plus more from Chanda Kochhar and more Bank sayings from other authors."
image: "https://sms4smile.com/quotes/i/786/chanda-kochhar-2727_bank_we-have-no-exposure-in-europe-and-not-ma_357586.png"
---

> [We have no exposure in Europe and not made any finances to the companies there. So the question of Greek debt crisis…](https://sms4smile.com/quotes/chanda-kochhar/we-have-no-exposure-in-europe-and-not-made-any-finances-to-the/)

[Chanda Kochhar](https://sms4smile.com/quotes/author/chanda-kochhar/)

[Image](https://sms4smile.com/quotes/i/786/chanda-kochhar-2727_bank_we-have-no-exposure-in-europe-and-not-ma_357586.png)

> [The growth that we are targeting for our bank is in line with the banking industry.](https://sms4smile.com/quotes/chanda-kochhar/the-growth-that-we-are-targeting-for-our-bank-is-in-line-with-the/)

[Chanda Kochhar](https://sms4smile.com/quotes/author/chanda-kochhar/)

[Image](https://sms4smile.com/quotes/i/1e9/chanda-kochhar-2727_bank_the-growth-that-we-are-targeting-for-our_563354.jpg)

> [When we look at the credit growth, we should look at it in its totality. Let us not only look at the…](https://sms4smile.com/quotes/chanda-kochhar/when-we-look-at-the-credit-growth-we-should-look-at-it-in-its/)

[Chanda Kochhar](https://sms4smile.com/quotes/author/chanda-kochhar/)

[Image](https://sms4smile.com/quotes/i/a0a/chanda-kochhar-2727_bank_when-we-look-at-the-credit-growth-we-sho_1276443.png)

> [I have always said that a bank's lending rates do not only depend on rate cuts - it is just one signal.](https://sms4smile.com/quotes/chanda-kochhar/i-have-always-said-that-a-bank-s-lending-rates-do-not-only-depend-on/)

[Chanda Kochhar](https://sms4smile.com/quotes/author/chanda-kochhar/)

[Image](https://sms4smile.com/quotes/i/8ab/chanda-kochhar-2727_always_i-have-always-said-that-a-bank-s-lending_1648928.png)

> [When commercial banking opened up for the private sector, I set up the retail-banking division for ICICI and grew it substantially. I…](https://sms4smile.com/quotes/chanda-kochhar/when-commercial-banking-opened-up-for-the-private-sector-i-set-up-the/)

[Chanda Kochhar](https://sms4smile.com/quotes/author/chanda-kochhar/)

[Image](https://sms4smile.com/quotes/i/0ce/chanda-kochhar-2727_bank_when-commercial-banking-opened-up-for-th_1704753.png)

> [ICICI Bank was the first bank to recalibrate its ATMs for 2000 and then also for 500 rupee notes, and now we…](https://sms4smile.com/quotes/chanda-kochhar/icici-bank-was-the-first-bank-to-recalibrate-its-atms-for-2000-and/)

[Chanda Kochhar](https://sms4smile.com/quotes/author/chanda-kochhar/)

[Image](https://sms4smile.com/quotes/i/e89/chanda-kochhar-2727_bank_icici-bank-was-the-first-bank-to-recalib_2433326.png)

> [Normally, we define banks as being either retail or corporate, but ICICI transformed itself from a corporate bank into a retail bank…](https://sms4smile.com/quotes/chanda-kochhar/normally-we-define-banks-as-being-either-retail-or-corporate-but/)

[Chanda Kochhar](https://sms4smile.com/quotes/author/chanda-kochhar/)

[Image](https://sms4smile.com/quotes/i/3e6/chanda-kochhar-2727_bank_normally-we-define-banks-as-being-either_2921039.png)

## Other authors on Bank

## More by Chanda Kochhar

> [Two eyes are given for a reason. One eye to always look at the opportunity. The second eye to always keep looking at the…](https://sms4smile.com/quotes/chanda-kochhar/two-eyes-are-given-for-a-reason-one-eye-to-always-look-at-the/)

[Chanda Kochhar](https://sms4smile.com/quotes/author/chanda-kochhar/)

> [What women need are not benefits and advantages but a merit-based selection process that will allow them to automatically benefit from various opportunities.](https://sms4smile.com/quotes/chanda-kochhar/what-women-need-are-not-benefits-and-advantages-but-a-merit-based/)

[Chanda Kochhar](https://sms4smile.com/quotes/author/chanda-kochhar/)

> [I chose to be a working wife and mother. Why should I compromise on either?](https://sms4smile.com/quotes/chanda-kochhar/i-chose-to-be-a-working-wife-and-mother-why-should-i-compromise-on/)

[Chanda Kochhar](https://sms4smile.com/quotes/author/chanda-kochhar/)

> [Resolution can be in any form - S4A, SDR or restructuring - but we need an enabling environment where bankers feel comfortable to take…](https://sms4smile.com/quotes/chanda-kochhar/resolution-can-be-in-any-form-s4a-sdr-or-restructuring-but-we-need-an/)

[Chanda Kochhar](https://sms4smile.com/quotes/author/chanda-kochhar/)

> [I believe Indian banks have a strong funding profile with largely deposit-funded balance sheets, a large physical presence to cater to the needs of…](https://sms4smile.com/quotes/chanda-kochhar/i-believe-indian-banks-have-a-strong-funding-profile-with-largely/)

[Chanda Kochhar](https://sms4smile.com/quotes/author/chanda-kochhar/)

> [Remember to be sensitive to the feelings of people around you.](https://sms4smile.com/quotes/chanda-kochhar/remember-to-be-sensitive-to-the-feelings-of-people-around-you/)

[Chanda Kochhar](https://sms4smile.com/quotes/author/chanda-kochhar/)

> [It is always impossible to expect things getting done in 90 days.](https://sms4smile.com/quotes/chanda-kochhar/it-is-always-impossible-to-expect-things-getting-done-in-90-days/)

[Chanda Kochhar](https://sms4smile.com/quotes/author/chanda-kochhar/)

> [We have always said that over the medium and long term, we will disinvest some part of our holding in our major subsidiary companies,…](https://sms4smile.com/quotes/chanda-kochhar/we-have-always-said-that-over-the-medium-and-long-term-we-will/)

[Chanda Kochhar](https://sms4smile.com/quotes/author/chanda-kochhar/)

> [It is important always to make full use of opportunities that come your way, and at the same time, it is important to not…](https://sms4smile.com/quotes/chanda-kochhar/it-is-important-always-to-make-full-use-of-opportunities-that-come/)

[Chanda Kochhar](https://sms4smile.com/quotes/author/chanda-kochhar/)

> [I believe in fate, but I also believe that hard work and diligence plays a very important role in our lives.](https://sms4smile.com/quotes/chanda-kochhar/i-believe-in-fate-but-i-also-believe-that-hard-work-and-diligence/)

[Chanda Kochhar](https://sms4smile.com/quotes/author/chanda-kochhar/)

> [Over the years, we have gone beyond our businesses to take up philanthropic projects in diverse areas - from education to health care to…](https://sms4smile.com/quotes/chanda-kochhar/over-the-years-we-have-gone-beyond-our-businesses-to-take-up/)

[Chanda Kochhar](https://sms4smile.com/quotes/author/chanda-kochhar/)

> [Power projects are differently placed to road projects. There's difference stress across different companies across different groups based on their leverage levels.](https://sms4smile.com/quotes/chanda-kochhar/power-projects-are-differently-placed-to-road-projects-there-s/)

[Chanda Kochhar](https://sms4smile.com/quotes/author/chanda-kochhar/)

> [I remember the reactions I got when we first visited factories to inspect the projects that we were funding. It was not easy for…](https://sms4smile.com/quotes/chanda-kochhar/i-remember-the-reactions-i-got-when-we-first-visited-factories-to/)

[Chanda Kochhar](https://sms4smile.com/quotes/author/chanda-kochhar/)

> [Innovation is a necessity.](https://sms4smile.com/quotes/chanda-kochhar/innovation-is-a-necessity/)

[Chanda Kochhar](https://sms4smile.com/quotes/author/chanda-kochhar/)

> [India's growth drivers are actually two growth drivers. One is consumption, which arises out of our demographic advantage. And the other is the investments.…](https://sms4smile.com/quotes/chanda-kochhar/india-s-growth-drivers-are-actually-two-growth-drivers-one-is/)

[Chanda Kochhar](https://sms4smile.com/quotes/author/chanda-kochhar/)

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